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Founder of Learn to Trade, Greg Secker’s investment journey began with him working in IT on a trading floor supporting the largest currency trader in London. With no real knowledge of finance and a $5000 gift from his mother, Greg entered the trading game and joins the Nestegg podcast to discuss his journey to success.

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Having previously joined the show to share how he is making a full-time income in only a few hours a week, Greg Morgan also joins host David Stratford to share how Learn to Trade set him on the path toward financial success, and why mindset and positivity is key to success as a trader.

The pair will explain why the current climate is the perfect time to be trading, explain the 5-2-1 rule and why it is so important, and reveal what the best investors are doing to cement their success.

You can keep up to date with what Learn to Trade are up to HERE

Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.

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Friday, 06 December 2019

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Borrow

Unpopular credit card charges tipped to get the chop

By Reporter · October 03 2018

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Borrow

Unpopular credit card charges tipped to get the chop

By Reporter
October 03 2018

Reading:

Unpopular credit card charges tipped to get the chop

By Reporter · October 03 2018

Reading:

Australia’s top economists expect credit card surcharges will follow a similar fate at home as they did in the United Kingdom.

Nine out of 13 economists quizzed on credit card surcharges in Australia believe the regulators will ban them altogether.

These fees often apply to transactions including taxi rides, budget flights, or take-away food and beverages.

The survey, conducted by finder.com.au, would come as welcome news to Australian consumers. About 94 per cent of consumers believe surcharges are a “rip off”, according to finder.com.au.

“Credit card surcharge fees for coffee purchases alone could be collectively costing Australians $110 million per year,” said a statement from the comparison site this week.

From January this year, charging a consumer to use a credit or debit card in the UK was banned.

At this stage, the UK’s regulators are grappling with how to police the ban, with fears any losses associated with scraping surcharges will be absorbed elsewhere – like in the cost of goods.

The state of play in Australia

As it stands, businesses are banned from charging excessive payment surcharges on credit, debit and pre-paid payments in Australia, and have been since 2016.

Typically, an excessive amount is one that is beyond the cost incurred by the business for processing the transaction.

This ban applies to all businesses, regardless of their size.

However, payment types that are not included in the ban include BPAY, PayPal, Diners Club and American Express cards issued directly by American Express.

You can read more about your rights as a consumer here.