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A recent study by TradersBest has uncovered a significant gender disparity on the world's banknotes, with findings indicating that out of 716 individuals featured across 115 countries, only 54 are women.
" ["fulltext"]=> string(2730) "This equates to a mere 7.54% representation, showcasing an overwhelming dominance of male figures on currency, as 662 are men.
The United Kingdom, comprising England, Scotland, and Wales, leads the world with the highest number of women represented on its banknotes. England and Wales prominently feature Queen Elizabeth The Queen Mother and Queen Elizabeth II. Scotland's currency adds to this royal representation and further celebrates influential women such as Nan Shepherd, Catherine Cranston, Jane Austen, Mary Somerville, Mary Slessor, Elsie Inglis, and Flora Stevenson for their significant contributions across various fields.
Australia ranks second for its depiction of women on banknotes, recognising remarkable individuals including Edith Cowan, Queen Elizabeth II, Mary Gilmore, Nellie Melba, and Mary Reibey. These women have made notable impacts in social reform, literature, music, and the early business landscape of Australia.
Mexico holds the third spot, honouring four influential women: Sor Juana Inés de la Cruz, Hermila Galindo, Carmen Serdán, and Frida Kahlo, each celebrated for her contributions to literature, activism, revolution, and art respectively.
Sweden, Denmark, and Canada share the fourth position, each showcasing three notable women on their currencies. Sweden recognises Astrid Lindgren, Greta Garbo, and Birgit Nilsson; Denmark features Anna Ancher, Karen Blixen, and Johanne Luise Heiberg; while Canada commemorates Agnes Macphail, Viola Desmond, and Queen Elizabeth II for their historic roles in politics, civil rights, and the monarchy.
In contrast, the United States, along with other significant countries like North Korea, Russia, China, South Africa, and India, fails to feature any women on their current banknotes. It is noted, however, that Martha Washington is the first and only woman to have been the primary portrait on US paper currency, appearing on the $1 Silver Certificate.
Beyond queens and royals, women from various walks of life including authors, scientists, and activists, have found their place on currencies worldwide. Queen Elizabeth II emerges as the most depicted woman globally, with other royal figures such as Queen Tamar of Georgia and Queen Teuta of Albania also featured on their respective countries' banknotes.
This study's revelations come as International Women’s Day approaches, sparking discourse on the gender biases that shape perceptions and representations globally. The comprehensive analysis involved reviewing information from central banks, bureaus of printing and engraving, and leveraging data from Wikipedia, to ensure the accuracy and inclusiveness of the findings.
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A recent study by TradersBest has uncovered a significant gender disparity on the world's banknotes, with findings indicating that out of 716 individuals featured across 115 countries, only 54 are women.
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" ["fulltext"]=> string(2393) "The analysis conducted by Stocklytics.com assigns the American multinational finance corporation an impressive AI adoption score of 69.3. This evaluation stemmed from over 100 indicators, spanning talent, innovation, leadership, and transparency.
Edith Reads, a financial expert at Stocklytics, shed light on why JPMorgan Chase stands out in the AI adoption landscape. "A key factor contributing to JPMorgan Chase's performance is its emphasis on transparency and ethical practices in deploying AI," Reads elaborated. She highlighted the bank's commitment to the responsible utilization of AI technologies, underscoring its achievement in fostering integrity and accountability throughout its organization.
The report also delves into JPMorgan's implementation of AI-powered large language models for payment validation screening, an initiative it has sustained for over two years. With a significant ramp-up in AI research output from 30% in 2018 to 45% in 2023, the banking giant has demonstrated a strong commitment to investing in AI talent. The bank reportedly boasts a team of over 200 AI researchers, considerably overtaking the Royal Bank of Canada, its nearest competition, by more than fourfold.
Teresa Heitsenrether, JPMorgan Chase's Chief Data & Analytics Officer, expressed pride in the recognition of the bank's AI capabilities. "We are proud that our AI talent, insights, and solutions were once again recognized as best-in-class," Heitsenrether stated. She affirmed the bank's continued investment in these capabilities as a means to better serve their clients and communities.
Aside from JPMorgan Chase, the study identified other noteworthy competitors in the global AI race, including Capital One with an AI score of 62.4 and the Royal Bank of Canada (RBC) with 51.7. These institutions have been active in AI through patents, research initiatives, and strategic partnerships, positioning themselves as formidable players in the AI sphere.
The analysis further highlighted that North American banks dominate the global AI sector, with six of the top ten banks by AI activity hailing from the region. Additionally, the report projected AI technologies to potentially save banks and financial institutions more than $1 trillion by 2030, emphasizing the transformative impact AI is expected to have on the future of banking.
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A recent study indicated that JPMorgan Chase has positioned itself as the leading force among financial institutions embracing artificial intelligence (AI) for enhancing customer satisfaction and spurring innovation.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(100) "/borrow-money/banking/jpmorgan-chase-leads-the-global-banking-sector-in-ai-adoption-outpacing-rivals" ["image"]=> string(131) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1709084410/Australian%20Aviation/seremetidis_court_ulfgal.jpg" ["image_alt"]=> string(79) "JPMorgan Chase leads the global banking sector in AI adoption, outpacing rivals" } [2]=> object(stdClass)#8146 (57) { ["id"]=> int(18499) ["title"]=> string(96) "Exact Payments acknowledged as a leading payments ISV by the Electronic Transactions Association" ["alias"]=> string(96) "exact-payments-acknowledged-as-a-leading-payments-isv-by-the-electronic-transactions-association" ["introtext"]=> string(230) "The Electronic Transactions Association (ETA), a prominent advocacy and trade association for the payments industry, has recognized Exact Payments as one of the Top 10 Payments Independent Software Vendors (ISV) for 2024.
" ["fulltext"]=> string(2378) "This designation is given to ISVs that have significantly impacted the payments industry through innovation, the introduction of novel products, and the advancement of technology. The announcement precedes the ETA's annual TRANSACT conference, which will be held from April 17 to 19, 2024, in Las Vegas, Nevada.
Exact Payments, based in Scottsdale, Arizona, offers technology that enables Independent Software Vendors to integrate payment processing capabilities into their platforms efficiently. The company’s cloud-native, API-first solution is designed to simplify the merchant onboarding process, enable the activation of diverse payment methods promptly, and create new revenue opportunities for businesses in both B2B and B2C sectors. The aim of Exact’s payment services is to enhance buying experiences for customers, improve the engagement with software products, and foster business growth.
Phil Levy, CEO of Exact Payments, commented on the recognition, "Being selected by the ETA as a Top 10 Payments ISV is a testament to our team's dedication to the mission of building the easiest-to-integrate and most scalable Embedded Payments technology for our ISV customers."
Jodie Kelly, CEO of ETA, shed light on the selection process, stating, "We saw so many nominations this year, highlighting the talent, bold ideas, and impact of countless members and organizations in our industry. These were extremely tough decisions, we are proud of the winners and nominees alike and cannot wait to celebrate your success at TRANSACT."
This acknowledgment places Exact Payments among a select group of companies recognized for their innovation and influence in the payments industry. The ETA, with over three decades of experience, plays a crucial role in advocating for and supporting advancements in the payments sector.
The upcoming TRANSACT conference, hosted by the ETA, is expected to feature over 100 presenters and provide a multitude of educational sessions for payments industry professionals. The event will offer an opportunity for industry participants to network and share knowledge within the payments ecosystem. Exact Payments plans to showcase its payment integration platform at the conference, further demonstrating the company’s contributions to evolving payment solutions for software companies globally.
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The Electronic Transactions Association (ETA), a prominent advocacy and trade association for the payments industry, has recognized Exact Payments as one of the Top 10 Payments Independent Software Vendors (ISV) for 2024.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(118) "/borrow-money/banking/exact-payments-acknowledged-as-a-leading-payments-isv-by-the-electronic-transactions-association" ["image"]=> string(110) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1708902029/exact-payments-eta_vqj4zf.jpg" ["image_alt"]=> string(96) "Exact Payments acknowledged as a leading payments ISV by the Electronic Transactions Association" } [3]=> object(stdClass)#8145 (57) { ["id"]=> int(18379) ["title"]=> string(81) "The future of digital banking in Australia: Trends and implications for investors" ["alias"]=> string(80) "the-future-of-digital-banking-in-australia-trends-and-implications-for-investors" ["introtext"]=> string(179) "As technology continues to reshape our lives, its influence on the financial sector is particularly transformative. One sector at the epicentre of this change is banking.
" ["fulltext"]=> string(6325) "Digital banking in Australia has seen a paradigm shift in recent years, with traditional banks, fintechs, and even tech giants playing a role in this rapidly evolving landscape. This article delves into the future of digital banking in Australia and what it signifies for investors.
The digital transformation
1. Improving the user experience
One of the most visible changes in digital banking is the customer-centric focus, emphasising user experience and convenience. Banks are now prioritising user experience and convenience, making it easier for customers to access and manage their finances.
With the rise of smartphones and mobile banking apps, customers can perform a wide range of transactions, from checking account balances to transferring funds, all from the comfort of their own homes.
2. Taking operational efficiency to the next level
Digital technologies are enabling banks to improve their operational efficiency and streamline their processes. Artificial intelligence (AI) is playing a crucial role in this transformation. AI-powered chatbots are being used for customer service, providing quick and efficient responses to customer queries.
Blockchain technology is another innovation that is driving operational efficiency in the banking sector. By leveraging the power of blockchain, banks can facilitate secure and transparent transactions, eliminating the need for intermediaries and reducing costs.
3. A broader financial inclusion
One of the most promising aspects of the digital transformation in banking is its potential to bring financial services to underserved areas. In Australia, as well as globally, there are communities that have limited access to traditional banking services. Digital banking has the power to bridge this gap by providing access to financial services through mobile devices.
Mobile banking apps and digital wallets allow individuals to open accounts, make payments, and access other financial services without the need for physical branches. This opens up opportunities for those who have been excluded from the traditional banking system, enabling them to participate in the economy and improve their financial well-being.
Key trends shaping the future
Open Banking, driven by the Consumer Data Right (CDR), is poised to reshape customer interactions with financial service providers in Australia. It empowers customers to securely share their financial data with other institutions, granting them more control over their personal information and fostering competition and innovation within the industry.
Cryptocurrencies and Blockchain technology, while still awaiting regulatory decisions, hold the potential to revolutionize transaction processes. Cryptocurrencies like Bitcoin are gaining traction as alternative payment methods, while blockchain technology offers secure and transparent transaction verification, involving multiple parties.
Artificial Intelligence is set to play a pivotal role in the future of digital banking. Machine learning algorithms can analyze vast datasets, enabling personalized financial advice, the detection of fraudulent activities, and even the automation of investment decisions. By harnessing AI, banks can provide customized solutions to customers while enhancing overall operational efficiency.
Implications for investors
In the face of digital technology's growing importance, traditional banks that effectively adapt may experience a boost in profitability, driven by reduced operational expenses.
Exploring the fintech sector presents substantial investment potential, particularly for investors seeking diversification away from conventional banking stocks.
Keeping abreast of the swiftly changing regulatory framework surrounding digital financial services is essential for investors, as it can significantly influence their decision-making process.
Risks and challenges
The escalating volume of digital data and transactions underscores the critical importance of cybersecurity as a top concern.
Swift technological advancements can outstrip regulatory frameworks, leading to uncertainty for banks and investors alike in terms of regulatory risks.
With an increasing number of participants entering the digital banking landscape, competition intensifies, potentially impacting growth prospects in the market.
Tips for Australian investors
Conducting thorough due diligence is essential before committing to investments in digital banking or fintech ventures, ensuring informed decision-making.
Given the inherent volatility in the fintech sector, it's prudent to include it as part of a diversified investment portfolio to spread risk.
Staying informed about industry trends and legislative shifts can provide valuable insights, potentially revealing promising investment opportunities ahead of time.
Conclusion
The future of digital banking in Australia is both exciting and unpredictable, with manifold opportunities and risks for investors. Those who keep their finger on the pulse of technological and regulatory trends will be better positioned to capitalise on the digital transformation sweeping the banking sector.
By staying abreast of the latest developments and understanding their impact, Australian investors can navigate the complex yet promising world of digital banking more effectively.
This article is intended for informational purposes and should not be considered as financial advice. Consult a financial adviser for personalised advice to suit your individual circumstances.
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As technology continues to reshape our lives, its influence on the financial sector is particularly transformative. One sector at the epicentre of this change is banking.
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["data":protected]=> object(stdClass)#8377 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(102) "/borrow-money/banking/the-future-of-digital-banking-in-australia-trends-and-implications-for-investors" ["image"]=> string(172) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1699328705/The_future_of_digital_banking_in_Australia_trends_and_implications_for_investors_njkzsl.png" ["image_alt"]=> string(0) "" } [4]=> object(stdClass)#8144 (57) { ["id"]=> int(18361) ["title"]=> string(43) "ANZ sued for allegedly misleading customers" ["alias"]=> string(43) "anz-sued-for-allegedly-misleading-customers" ["introtext"]=> string(82) "The corporate regulator has commenced civil proceedings in Federal Court.
" ["fulltext"]=> string(1922) "On Monday, 30 May, ASIC confirmed it is suing ANZ for overstating its account balances and charging fees.
In a statement, the corporate regulator alleged that between May 2016 and November 2018, around 165,750 ANZ customers were charged cash advance fees and interest for withdrawing or transferring money from their credit card accounts based on an incorrect account balance.
ASIC claims that the issue is still yet to be “adequately fixed” and that customers are still being affected.
“We are concerned that, over a long period of time, ANZ overstated the available funds and balances on credit card accounts, and nonetheless charged fees and interest to customers who relied on this information when making withdrawals,” ASIC deputy chair Sarah Court said.
“In some cases, single customers were charged thousands of dollars in fees while the average cash advance fees and interest charged per affected account was $47.
“This alleged misconduct is the result of system errors within ANZ and a lack of effort to comprehensively fix these issues. We say that ANZ has been aware of the unlawful charging since at least 2018 and the problem is still occurring today.”
ASIC further alleges that since 24 September last year, ANZ engaged in “misleading” conduct where the amount of a customer’s ‘balance’ or ‘funds’ was in credit, the balance would be available to the customer for withdrawal without incurring fees or interest.
ASIC is seeking declarations and pecuniary penalties and orders from the Court that customers who have been charged since 2018 be remediated.
In its own statement, ANZ said it is "considering the matters" brought forward by ASIC.
"ANZ will not be providing further comment given the matter is now before the Court," the statement read.
A hearing date is yet to be scheduled.
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The corporate regulator has commenced civil proceedings in Federal Court.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(65) "/borrow-money/banking/anz-sued-for-allegedly-misleading-customers" ["image"]=> string(44) "images/article-826x550/ANZ-new-still1-ne.jpg" ["image_alt"]=> string(43) "ANZ sued for allegedly misleading customers" } [5]=> object(stdClass)#8143 (57) { ["id"]=> int(18296) ["title"]=> string(65) "Banks report $14.4bn profit amid pressure on net interest margins" ["alias"]=> string(64) "banks-report-14-4bn-profit-amid-pressure-on-net-interest-margins" ["introtext"]=> string(246) "Australia’s major banks have reported a significant boost to their bottom lines and returns in the first half of the 2022 financial year, signaling sector-wide resilience despite persistent pressure on their net interest margins (NIM).
" ["fulltext"]=> string(3633) "Indicating a healthy outlook for Australia’s network of major banks, a new analysis from professional services network KPMG revealed big banks raked in a combined after-tax cash profit from continuing operations of $14.4 billion in the first half of 2022.
This translates into a 5.1 per cent increase against the comparable period in 2021, indicating that bank profits are returning to their pre-COVID levels despite remaining “slightly” down, by 0.4 per cent, on the results clocked in the first half of the 2019 financial year.
According to the KPMG report, the growth in cash profits hinged on the increase in total operating income (on a cash basis), which edged up 0.8 per cent on the year, rising from $39.6 billion to $39.9 billion.
“Off the back of this earnings growth, the Majors’ return on equity (ROE) has risen to 10.6 per cent from 10.4 per cent in FY21,” the report found.
Continuously strong volumes in both mortgage and business lending contributed to a lift in operating incomes, KPMG explained.
The firm’s head of banking and capital markets, Steve Jackson, said the major banks have successfully capitalised on the recovery of the Australian economy and the strong housing market performance to deliver improved financial results.
“With returns on equity in the sector now again restored to double digits but with uncertainty ahead, it will be interesting to see how they maintain their current momentum,” Mr Jackson said.
But despite the apparent resilience in banking profits, KPMG pointed to a decrease in net interest margins with the average NIM for the major banks down 13 basis points to 175.
“The industry-wide depressed NIMs have been the primary brake on the majors’ profit growth,” the KPMG report said.
KPMG’s banking strategy lead Hessel Verbeek said the market dynamic has been dominated by the NIM decrease resulting from low lending rates in a very competitive market and strong demand for low margin fixed rate mortgages.
“This downward pressure has only partially been offset by lower funding costs from near-zero deposit rates. The impacts of an extended period of low interest rates are deeply baked into net interest margins,” Mr Verbeek said.
Moving forward, the RBA’s recent rate rise has signalled the end of the prolonged period of ultra-low interest rates, creating a general expectation that this will support a recovery of NIMs.
“We expect to see the dual impacts of both net interest margin relief and higher levels of mortgage book stress, as RBA interest rates are expected to increase several times. However, these impacts will take their time to pull through as both margins and book quality have built up their momentum over a long period of low rates,” said Verbeek.
Another interesting development highlighted by KPMG when looking at the major’s results has been the decrease in balance sheet strength, with the average CET1 ratio declining by 90 basis points to a still very strong 11.8 per cent.
KPMG noted that while in recent years, the majors have been shoring up their capital position through divestments and lower dividend pay-out ratios, this trend appears to have ended.
“We may have reached an inflection point on balance sheet strength. This signals that the Majors have left the recent disruptions behind them, and are now charting a new course. They are starting to ‘draw down’ on the balance sheet ‘deposits’ they have been making since 2020,” said KPMG banking partner Maria Trinci.
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Australia’s major banks have reported a significant boost to their bottom lines and returns in the first half of the 2022 financial year, signaling sector-wide resilience despite persistent pressure on their net interest margins (NIM).
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string(0) "" } [4]=> object(stdClass)#8702 (33) { ["id"]=> int(4) ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> int(2351) ["ordering"]=> int(1) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8331 (3) { ["data":protected]=> object(stdClass)#8329 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8330 (3) { ["data":protected]=> object(stdClass)#8358 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#8690 (33) { ["id"]=> int(6) ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> int(2351) ["ordering"]=> int(2) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8326 (3) { ["data":protected]=> object(stdClass)#8360 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8357 (3) { ["data":protected]=> object(stdClass)#8362 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> 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object(stdClass)#8365 (2) { ["options0"]=> object(stdClass)#8364 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#8366 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8361 (3) { ["data":protected]=> object(stdClass)#8369 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#8607 (33) { ["id"]=> int(5) ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> int(2351) ["ordering"]=> int(4) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8363 (3) { ["data":protected]=> object(stdClass)#8371 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8368 (3) { ["data":protected]=> object(stdClass)#8373 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#8710 (33) { ["id"]=> int(2) ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> int(2351) ["ordering"]=> int(5) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8370 (3) { ["data":protected]=> object(stdClass)#8375 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8372 (3) { ["data":protected]=> object(stdClass)#8377 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(86) "/borrow-money/banking/banks-report-14-4bn-profit-amid-pressure-on-net-interest-margins" ["image"]=> string(53) "images/article-826x550/australia-dollars-coins-ne.jpg" ["image_alt"]=> string(65) "Banks report $14.4bn profit amid pressure on net interest margins" } }
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