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As workplace managers face a swiftly evolving employment market that’s increasingly favouring the demands of white-collar employees and jobseekers, bosses are falling under mounting pressure to preserve their workforce or else risk a brain drain.
" ["fulltext"]=> string(4446) "The relatively new post-pandemic trend of employees upending their jobs and seeking employment refuge with better perks elsewhere, often dubbed as the “Great Resignation”, has become a growing headache for employers within the finance, technology, and business support sectors. They now face the challenge of having to compete with more attractive offers regarding salary and flexible work-life balance.
That’s the finding of a new independent research run by global talent solutions provider Robert Half, which highlighted that 86 per cent of employers are “concerned” about valued team members leaving in favour of new opportunities.
The numbers published in Robert Half’s latest Salary Guide for 2022, illustrate a difficult path for employers feeling the pressure to create conditions that will retain employees, with 75 per cent predicting turnover will increase this year compared to the pre-pandemic period. The research found that 80 per cent of employers are planning award salary increases this year as a means to retain existing employees.
But while nearly half (46 per cent) of business leaders said they are planning to increase salaries for all employees in finance, tech, and business support, just over one-third (34 per cent) said they are only planning to increase salaries for their top performers.
And those salary increases may come at a great cost to the employers, but with potentially high gains for valued employees, as the research from Robert Half found that specialised professionals with highly demanded skills may find themselves in a better bargaining position that could net them an average pay rise of 11.4 per cent.
Robert Half cited the Australian Bureau of Statistics (ABS), noting that is more than 9 per cent above the forecast national annual wage growth of 2.3 per cent.
The research said it’s crucial for employers to offer competitive salaries to minimise the risks of high turnover in 2022, but warned that boosting compensation is “only part of a swathe of new tactics taking aim at retaining top talent in the year ahead”.
“With flexibility being cited as the number one reason for the rising turnover, work-life balance benefits have become a must-have for most employees in today’s market and most companies are actively taking steps to meet those demands,” the research said.
And employees may find relief in the numbers reflecting employers’ more welcoming attitudes towards remote working, with 55 per cent of employers new focused on offering flexibility and work-life balance through remote work arrangements, and 48 per cent allowing employees to autonomously set their own work hours.
Robert Half senior managing director, David Jones, said employers in 2022 have reason to be concerned about losing employees this year.
“In stark contrast to the past few years of stagnancy, skilled talent are actively being poached by competing organisations and have multiple job offers with generous salary packages from businesses who are undertaking exciting growth initiatives,” Mr Jones said.
He said that it is one of the most “fruitful” times to be a jobseeker in recent years, and employees are aware of their bargaining power, so that will translate into a higher rate of job switching.
“Employers looking to retain their top talent will be under pressure to financially incentivise loyalty or risk an exodus of tenured knowledge. Remuneration will be a key driver behind whether an employee chooses to remain with an employer – perhaps more so this year than pre-pandemic because inflation is high, yet national wage growth is low, so employees who remain with a company without a pay increase are ultimately going backwards,” Mr Jones added.
He called on businesses to approach this new employment trend with a “dynamic ‘always on’ approach” to employee retention, working on the basis that their top performers are the most likely to be poached by competitors.
He also feels that alongside salaries, businesses will also need to bolster retention efforts through clear career development pathways, offering competitive bonuses, and heeding demands for flexible working arrangements.
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As workplace managers face a swiftly evolving employment market that’s increasingly favouring the demands of white-collar employees and jobseekers, bosses are falling under mounting pressure to preserve their workforce or else risk a brain drain.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(72) "/earn-money/salary/employers-scrambling-to-prevent-workplace-brain-drain" ["image"]=> string(49) "images/article-826x550/job-interview-panel-ne.jpg" ["image_alt"]=> string(11) "job seekers" } [1]=> object(stdClass)#7941 (57) { ["id"]=> int(18327) ["title"]=> string(51) "Most voters believe JobSeeker rate should be lifted" ["alias"]=> string(51) "most-voters-believe-jobseeker-rate-should-be-lifted" ["introtext"]=> string(142) "Nearly half of Aussies said they would likely vote for a candidate who promised to lift the JobSeeker payment above the poverty line.
" ["fulltext"]=> string(2707) "The current JobSeeker rate of $46 a day is unable to sustain most Aussies and many believe the payment should be increased to help lift people out of poverty.
The findings from a survey commissioned by the Australian Council of Social Services (ACOSS) put pressure on the next government to potentially raise the JobSeeker rate.
Around 46 per cent of respondents said they would be more likely to vote for a politician whose party committed to increasing the rate above the poverty line of $70 a day in order to cover the cost of basics.
“For too long, politicians have tried to justify their inaction on political grounds, but this poll shows they are not justified in that reasoning, the public want to see an increase in the rate of JobSeeker,” said ACOSS acting CEO Edwina MacDonald.
“This poll sends the next Federal Government a very clear message from the public, the current rate of JobSeeker is too low - it’s time to change course and support people doing it tough.”
In contrast, only 11 per cent of voters indicated they would be less likely to support a candidate who promised to lift the rate.
More than 76 per cent of Aussies said they would not be able to live on JobSeeker and 68 per cent said they agreed the rate should be increased to more than $70 a day.
Additionally, 38 per cent of respondents either somewhat or strongly disagreed that the federal government was doing enough to financially support people living on JobSeeker.
“People in Australia are fair minded. They want to see their community get the support they need during tough times. Since the pandemic, more people know what it’s like to have recently lost paid work. Many had a brush with fate during the pandemic, either losing a job or seeing it happen to someone they care about,” said Ms MacDonald.
"Poverty is not a natural occurrence in society, it’s a policy choice. The federal government could, with the stroke of a pen, lift millions of people out of poverty and they would have strong support from the public in doing so.”
In March, the government announced that recipients of JobSeeker and other social security payments would begin receiving an extra 2.1 per cent as a result of rising inflation.
As part of this year’s budget, JobSeeker recipients were also among the six million Australians to receive a one-off cost of living payment of $250.
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Nearly half of Aussies said they would likely vote for a candidate who promised to lift the JobSeeker payment above the poverty line.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(63) "/earn-money/most-voters-believe-jobseeker-rate-should-be-lifted" ["image"]=> string(48) "images/article-826x550/Centrelink-signage-ne.jpg" ["image_alt"]=> string(10) "Centrelink" } [2]=> object(stdClass)#7940 (57) { ["id"]=> int(18317) ["title"]=> string(64) "More than half of Aussies get stressed at tax time, survey finds" ["alias"]=> string(63) "more-than-half-of-aussies-get-stressed-at-tax-time-survey-finds" ["introtext"]=> string(93) "Many taxpayers feel that they may be missing out on deductions in their tax returns.
" ["fulltext"]=> string(2728) "As the end of the financial year approaches, a new survey has revealed that 56 per cent of Aussie taxpayers find tax time to be stressful.
Commissioned by cloud-based tax software TaxTank, the survey indicated that 54 per cent of taxpayers were not confident they were claiming all of their deductions while 19 per cent said that they were sure they were missing out.
“It’s not uncommon for taxpayers to feel stressed at tax time - it’s often a mad rush to consolidate expenses for a looming deadline where you have no idea what the outcome might be, especially if you're planning to self-lodge,” said TaxTank founder Nicole Kelly.
“You’re also having to spend countless hours trawling through transactions and searching for receipts and knowing you’re missing things - nobody wants that.”
TaxTank linked the stress and lack of confidence reported by taxpayers to the time that is typically dedicated to taxes, as 49 per cent of respondents suggested that they spend less than four hours each year managing their taxes.
“It might sound counterintuitive at first, but taking just a few minutes every week to proactively manage your expenses and possible deductions can actually save you a lot of time, not to mention reducing stress and greatly improving the outcome of your return,” said Ms Kelly.
Keeping receipts and documents in a folder was the most popular method for managing taxes with 31 per cent of Aussies, while 10 per cent described their system as a mess.
The survey also found that the expanded low and middle-income tax offset announced as part of this year’s budget would drive 36 per cent of taxpayers to lodge their returns as soon as possible.
However, 24 per cent said that they were not aware that the offset had been increased by the federal government.
In terms of other views on taxes, 28 per cent of Aussies believed they paid too much tax and 25 per cent felt they were getting ripped off.
Additionally, 42 per cent of respondents said they had a distrust for the ATO and 10 per cent felt the tax return process was unfair due to its complexity.
“There’s clearly varying elements of confusion, ambiguity and distrust when it comes to paying tax, and our view is that most of these issues can be alleviated with increased transparency and planning,” Ms Kelly concluded.
“Having the visibility and ability to actively manage your tax position 24/7 gives Australians the certainty they want to see and feel, when it comes to managing their tax.”
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Many taxpayers feel that they may be missing out on deductions in their tax returns.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(86) "/earn-money/tax-refund/more-than-half-of-aussies-get-stressed-at-tax-time-survey-finds" ["image"]=> string(53) "images/article-826x550/tax_return_form_filling_ne.jpg" ["image_alt"]=> string(10) "tax return" } [3]=> object(stdClass)#7939 (57) { ["id"]=> int(18318) ["title"]=> string(67) "Engage or face firmer action, ATO warns taxpayers with unpaid debts" ["alias"]=> string(66) "engage-or-face-firmer-action-ato-warns-taxpayers-with-unpaid-debts" ["introtext"]=> string(87) "The tax office is offering support and assistance to those with overdue debts.
" ["fulltext"]=> string(2897) "The Australian Taxation Office (ATO) has called on taxpayers with overdue debts to engage and take advantage of the tailored support and assistance that is available to them or face firmer actions.
As a result of the COVID-19 pandemic, the ATO said it had shifted its focus away from firmer debt collection in order to help and assist impacted businesses and the community.
ATO deputy commissioner Vivek Chaudhary said that the tax office preferred to work with taxpayers to resolve their situation through engagement rather than enforcement, but noted that this required taxpayers or their representatives to actually talk with them.
“We understand that a lot of people – especially small businesses – have done it tough through COVID and may now have a tax debt,” said Mr Chaudhary.
“Our message is – don’t stick your head in the sand – even if you can’t pay the full amount owed straight away, please contact us or your registered tax professional to discuss and we will work with you to set up an appropriate payment arrangement. We cannot help taxpayers who do not engage with us.”
The ATO warned that taxpayers who don’t engage could face firmer action including garnishees, recovery of director penalties, disclosure of business tax debts as well as legal actions including summons, creditors petition, wind-up and insolvency action.
“Our debt collection activities prioritise those taxpayers representing higher risks and refusing to engage. That is why our initial focus will be on taxpayers with higher debts before including taxpayers with all other debts,” said Mr Chaudhary.
“Taxpayers with Superannuation Guarantee debts may be prioritised irrespective of their debt value. This is because the Superannuation Guarantee is an entitlement that is owed to employees.”
The ATO confirmed it has sent nearly 30,000 awareness letters for disclosure of business tax debts and over 50,000 awareness letters about the use of Director Penalty Notices, with a focus on those with significant tax obligations outstanding that have not responded to calls and letters.
“Both programs focus on making taxpayers aware of their obligations, the actions we may take, and provide clear pathways for taxpayers to re-engage, work with us, and avoid escalation. As part of this approach, we will continue to offer support to help taxpayers meet their obligations,” Mr Chaudhary concluded.
Earlier this month, the ATO announced that it was cracking down on incidents of fraud involving the creation of fake businesses to scam GST refunds.
According to the tax office, about $850 million in potentially fraudulent payments have been made to around 40,000 individuals.
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The tax office is offering support and assistance to those with overdue debts.
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["alias"]=> string(41) "should-australia-s-minimum-wage-be-lifted" ["introtext"]=> string(141) "With the cost of living being a central focus of this election campaign, both major parties are in disagreement over wage increases.
" ["fulltext"]=> string(3913) "Prime Minister Scott Morrison and Labor leader Anthony Albanese are at odds about a potential increase to the minimum wage.
Mr Albanese indicated on Tuesday that he would “absolutely” support a rise of at least 5.1 per cent in order to keep up with the current rate of inflation.
“I believe the minimum wage should at least keep up with the cost of living,” Mr Albanese told reporters.
The opposition leader did not reveal exactly how much of a boost wages could receive under a Labor government but said that the party would put forward a submission to the Fair Work Commission as part of its annual review of the minimum wage if elected.
“When the Fair Work Commission considers any minimum pay increase, people should not go backwards,” he said.
“If you're on the minimum wage, you're struggling to pay your rent, you're struggling to buy food, you're struggling to get by, and the Fair Work Commission should bear that in mind in the decision that they make.”
In response to Mr Albanese’s suggestions, the Prime Minister called the opposition leader a “loose cannon on the economy”, accusing him of misunderstanding the consequences of his proposal.
“It’s like throwing fuel on the fire of rising interest rates and rising cost of living,” Mr Morrison said on Wednesday.
“Anthony Albanese’s intervention yesterday and his thoughtlessness on this would actually make inflation worse, it would make interest rates rise even higher, it would threaten the strong growth we’ve had in employment and, ultimately, it would force small businesses potentially out of business altogether.”
Earlier this week, the ACTU called for a 5.5 per cent increase to the minimum wage which would see the hourly rate rise from $20.33 to $21.45.
“A 5.5 per cent increase is what is now needed just to ensure people tread water, anything less has them drowning in bills,” argued ACTU secretary Sally McManus.
“Scott Morrison’s government’s submission to the Fair Work Commission is silent on backing a pay increase that keeps up with the cost of living. Instead it dedicates a whole section to the benefits of low paid work.”
The ACTU had previously called for a 5 per cent rise but revised up its claim as a result of higher than expected inflation.
Ai Group chief executive Innes Willox said that a lift of the magnitude proposed by the unions would be “unsustainable” and overlooked the impact of both the increase to the super guarantee and the low and middle income tax offset in addressing the needs of the low paid.
The national employer association has also revised its proposed minimum wage increase as a result of inflation and changing monetary policy, from 2 per cent previously to 2.5 per cent.
“Despite the changed economic circumstances, it remains critical for the Fair Work Commission's expert panel to adopt a cautious approach in adjusting wages,” Mr Willox said.
“An excessive minimum wage increase would fuel inflation and lead to higher interest rates on mortgages, personal loans and credit cards than would otherwise be the case. Higher inflation and higher interest rates would have a particularly harsh impact on the low paid.”
Meanwhile, the Australian Chamber of Commerce and Industry (ACCI) said that a lift of 3 per cent would be a “responsible and balanced” move that took into account cost of living pressures.
“Imposing unaffordable wage increases on small business will cruel jobs, not create them,” suggested ACCI chief executive Andrew McKellar
“An increase of 5 per cent or more would inflict further damage on small business, and the millions of jobs they sustain and create.”
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With the cost of living being a central focus of this election campaign, both major parties are in disagreement over wage increases.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(53) "/earn-money/should-australia-s-minimum-wage-be-lifted" ["image"]=> string(49) "images/article-826x550/wage-salary-workers-ne.jpg" ["image_alt"]=> string(12) "minimum wage" } [5]=> object(stdClass)#7937 (57) { ["id"]=> int(18277) ["title"]=> string(85) "New research claims over 300,000 Australian households have 'no financial safety net'" ["alias"]=> string(83) "new-research-claims-over-300-000-australian-households-have-no-financial-safety-net" ["introtext"]=> string(40) "New research has been released.
" ["fulltext"]=> string(2663) "Australians without a financial safety net and no government support could only survive 22 days if their income was to suddenly cease, Otivo has suggested.
The automated online financial advice service claims its new data reflects 342,477 households in Australia who have no safety net such as credit cards or other loans.
The research claims with government support, the average Australian could survive 21 weeks if their income was to cease.
Otivo also claimed that some of the 4.1 million in Australia suffering financial pressure are living in affluent suburbs such as Double Bay and Rose Bay in Sydney’s eastern suburbs.
Otivo said that as the cost of living in Australia continues to rise and on the back of the RBA lifting the cash rate from a record low 0.1 per cent to 0.35 per cent on Tuesday - its first rate hike in over a decade – now is the time for all Australians to have access to financial advice.
“The data shows that within postcodes, there is a vast difference in financial fairness. One neighbour, for example, may have a gifted financial safety net and access to a financial adviser, while another neighbour is simply living paycheck to paycheck with no guidance on how to sustain their lifestyle financially, or plan for their future,” Otivo founder and CEO, Paul Feeney, said.
“For many, and perhaps those who need it most, financial advice on complicated subjects like superannuation, insurance, investments and debt, is entirely inaccessible.
“Leaving many Australians ill-equipped to plan, save and navigate financial decisions with a robust understanding of sometimes complicated concepts.”
The findings come after the Financial Planning Association (FPA) released a report late last year that highlighted the importance financial advisers to Australians on the back of the impacts of the COVID-19 pandemic.
A survey conducted by the industry body found that while 35 per cent of the respondents’ income was affected by the lockdowns — and 34 per cent were unsure if they had enough savings to get through it — compared to this time last year, 11 per cent said they are now in a stronger financial position.
About 26 per cent of the respondents also said that they have made changes to their financial situation, including to “be more frugal” about lifestyle choices (44.7 per cent in 2021 compared to 30.8 per cent in 2020), have an increased focus on growing savings (43.9 per cent), and paying off debt (41.3 per cent in 2021 compared to 23.3 per cent in 2020).
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New research has been released.
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NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#8720 (33) { ["id"]=> int(9) ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> int(2351) ["ordering"]=> int(0) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8449 (3) { ["data":protected]=> object(stdClass)#8429 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8275 (3) { ["data":protected]=> object(stdClass)#8447 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(3) ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#8718 (33) { ["id"]=> int(4) ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> int(2351) ["ordering"]=> int(1) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8446 (3) { ["data":protected]=> object(stdClass)#8426 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8398 (3) { ["data":protected]=> object(stdClass)#8454 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#8717 (33) { ["id"]=> int(6) ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> int(2351) ["ordering"]=> int(2) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8348 (3) { ["data":protected]=> object(stdClass)#8452 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8110 (3) { ["data":protected]=> object(stdClass)#8450 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#8727 (33) { ["id"]=> int(3) ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> int(2351) ["ordering"]=> int(3) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8453 (3) { ["data":protected]=> object(stdClass)#8445 (1) { ["options"]=> object(stdClass)#8440 (2) { ["options0"]=> object(stdClass)#8395 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#8396 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8451 (3) { ["data":protected]=> object(stdClass)#8474 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#8679 (33) { ["id"]=> int(5) ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> int(2351) ["ordering"]=> int(4) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8394 (3) { ["data":protected]=> object(stdClass)#8476 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8473 (3) { ["data":protected]=> object(stdClass)#8478 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#8715 (33) { ["id"]=> int(2) ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> int(2351) ["ordering"]=> int(5) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8475 (3) { ["data":protected]=> object(stdClass)#8480 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8477 (3) { ["data":protected]=> object(stdClass)#8482 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(95) "/earn-money/new-research-claims-over-300-000-australian-households-have-no-financial-safety-net" ["image"]=> string(21) "images/house-sink.jpg" ["image_alt"]=> string(85) "New research claims over 300,000 Australian households have 'no financial safety net'" } }Subscribe to our newletters
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