Earn

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In light of the recently released Labour Force data, Krishna Bhimavarapu, an economist at State Street Global Advisors, has provided insights that may influence the Reserve Bank of Australia's (RBA) future monetary policy decisions. State Street, a global leader in financial services with an impressive US$46.8 trillion in assets under custody and administration, and $4.7 trillion in assets under management, offers a significant perspective on these developments.

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The latest data reveals a decline in the unemployment rate, a detail that Bhimavarapu believes could impact the RBA's approach. "Today’s data strengthens the case for the RBA to remain on hold for longer than we thought earlier," Bhimavarapu stated. This sentiment reflects a growing belief that the RBA might need to exercise patience before considering any shifts in its monetary policy stance.

Despite the unchanged participation rate, the drop in unemployment suggests a degree of underlying resilience in the labour market. Bhimavarapu noted, "The decline in the unemployment rate, despite an unchanged participation rate, suggests underlying resilience." This resilience could be indicative of a stabilising economy, but Bhimavarapu advises caution in interpreting these figures.

The data also highlights specific nuances within the labour market, particularly concerning the incoming rotation group. "However, caution is warranted: participation within the incoming rotation group stood at 68.2%, while its unemployment rate remained elevated at 4.6%," Bhimavarapu explained. This elevated unemployment rate within a significant segment of the labour force suggests that not all areas of the economy are experiencing the same level of recovery.

These figures support the RBA's decision to maintain its current stance rather than moving towards tightening monetary policy. "Overall, the data supports the RBA’s decision to stay on hold rather than shift toward a tightening stance," Bhimavarapu affirmed. This approach aligns with the central bank's cautious outlook as it monitors various economic indicators to guide its policy decisions.

The RBA's current policy settings have been a topic of widespread discussion, especially as the Australian economy navigates the complexities of post-pandemic recovery. The central bank has been under pressure to balance supporting economic growth while keeping inflation in check. The latest labour data provides crucial insights that could influence the timing and nature of any future policy adjustments.

State Street's analysis underscores the importance of a measured approach in the face of evolving economic conditions. The company's extensive experience and global reach lend weight to its assessments, offering valuable perspectives for investors and policymakers alike. As the RBA continues to evaluate the economic landscape, insights from financial experts such as Bhimavarapu will play a critical role in shaping expectations and strategies.

The recent Labour Force data presents a mixed picture of Australia's economic recovery. While the decline in the unemployment rate is a positive development, underlying complexities within the labour market warrant a cautious approach. State Street's commentary serves as a reminder of the delicate balance the RBA must maintain as it navigates the path forward, ensuring that policy decisions are informed by a comprehensive understanding of the economic landscape.

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In light of the recently released Labour Force data, Krishna Bhimavarapu, an economist at State Street Global Advisors, has provided insights that may influence the Reserve Bank of Australia's (RBA) future monetary policy decisions. State Street, a global leader in financial services with an impressive US$46.8 trillion in assets under custody and administration, and $4.7 trillion in assets under management, offers a significant perspective on these developments.

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Australia's job market is experiencing a significant resurgence, with employment figures showing a robust increase, according to the latest report from Employment Hero. The October Jobs Report, derived from real-time payroll data of over 1.5 million workers, reveals a 6.4% increase in national employment year-on-year and a 1.6% rise month-on-month, marking the strongest monthly growth since May. However, the report also highlights a concerning trend: while jobs are on the rise, the average number of hours worked is declining, putting pressure on productivity.

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"Jobs are returning with force after a slower few months," said Ben Thompson, co-founder and CEO of Employment Hero. "Businesses are hiring again, but they’re still cautious about how much work they’re giving people. A spike in hires alongside a dip in hours suggests many Australians are patching together multiple jobs just to stay afloat. Plus, this dip in hours is across all employment types, including full-time, which is a red flag for output and job security. More people are working, but we’re not necessarily getting more done."

The report indicates that engineering is leading the employment surge, with a remarkable 20.4% year-on-year increase in hiring. This growth is driven by a rise in infrastructure, construction, and renewable energy projects. Following engineering, the construction sector saw an 8.2% increase, while retail and hospitality recorded a 7.3% rise. However, the tech sector is experiencing a slowdown in demand, with Science & Tech hiring declining in Brisbane (-6% YoY), Adelaide (-3.6% YoY), and Perth (-0.4% YoY).

"It’s a fascinating contrast," Thompson added. "We’re seeing engineers in huge demand as infrastructure, construction, and renewable projects ramp up, while tech roles have plummeted year-on-year in half of the major cities. The tech sector is hitting a lull, but it won’t last long. Businesses are still bullish on AI, so those jobs will come back in stride."

Retail and hospitality roles are also in high demand as businesses prepare for the peak season, relying heavily on casual and part-time workers to fill their rosters. Casual employment has increased by 9.5% year-on-year, reflecting a structural shift towards more flexible work arrangements. Full-time employment has also seen a boost, up by 3.7% year-on-year.

Despite the strong hiring gains, the average hours worked have fallen by 1.0% month-on-month, continuing a trend observed throughout most of 2025. This decline in hours worked is a concern for productivity and economic output, as it suggests that while more people are employed, the overall work being completed is not increasing proportionately.

Wage growth has remained steady at 4.8% year-on-year, with Consulting & Strategy (+9.2%) and Engineering (+7.5%) leading the way. Mid-level workers aged 25-34 are seeing the most significant wage gains, with a 6.7% increase year-on-year. Thompson believes that steady wage growth aligns with the current economic climate.

"It’s no surprise wages are still climbing… everything else is too. With inflation sitting at 3.2 per cent, employers are stretching to keep up. Most are trying to do right by their people, but it’s getting harder to match the rising cost of living," Thompson explained.

State-wise, Western Australia (+7.1%) and Queensland (+5.8%) recorded the highest hiring growth, reflecting regional variations in employment trends. The increase in casual employment and the decline in average hours worked highlight the ongoing challenges in the job market, as businesses navigate economic uncertainties and evolving workforce dynamics.

As the Australian job market continues to evolve, the Employment Hero Jobs Report provides valuable insights into the trends shaping employment across the country. For more detailed information, the full report can be accessed on Employment Hero's website.

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Australia's job market is experiencing a significant resurgence, with employment figures showing a robust increase, according to the latest report from Employment Hero. The October Jobs Report, derived from real-time payroll data of over 1.5 million workers, reveals a 6.4% increase in national employment year-on-year and a 1.6% rise month-on-month, marking the strongest monthly growth since May. However, the report also highlights a concerning trend: while jobs are on the rise, the average number of hours worked is declining, putting pressure on productivity.

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In a concerted effort to bolster their life-saving skills, more than 150 volunteers from the New South Wales State Emergency Service (NSW SES) converged at the Penrith Whitewater facility over the weekend. The occasion marked the launch of the inaugural Flood Rescue Challenge, a major training exercise aimed at enhancing flood rescue competencies among the state's SES members.

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The event, held on 8 and 9 November, saw seven teams representing each NSW SES zone engage in a series of realistic scenarios designed to test their mettle. These scenarios included complex simulations such as mass-casualty rescues, vehicle extrications from floodwaters, and the rescue of individuals swept away in swift water conditions.

The timing of this challenge is significant, following an exceptionally demanding year for the NSW SES. With severe weather events occurring back-to-back, volunteers have been at the forefront of emergency response, dealing with over 1,100 flood rescues across the state. This figure starkly contrasts with the same period in 2024, where nearly 400 flood rescues were conducted, highlighting a more than doubling of incidents.

NSW SES Assistant Commissioner Dean Storey emphasised the necessity of such rigorous training exercises. "This Challenge is about more than competition. It’s about giving our volunteers the chance to practise, learn and refine the specialist skills they need to save lives in floodwaters," he stated. The scenarios crafted for the challenge were deliberately designed to mirror real-life rescues, aimed at building teamwork, confidence, and capability among the participants.

Storey further elaborated on the strategic approach of the challenge, noting, "By placing members into teams they don’t usually respond with, we are encouraging collaboration and adaptability, which mirrors the real-life situations they face when responding to multi-unit or multi-agency emergencies." He added, "The scenarios are challenging, the conditions are dynamic, and that’s exactly how we build confidence and operational excellence."

This initiative is part of the NSW SES's broader commitment to enhancing its flood rescue response capabilities. Since 2022, the organisation has trained over 2,000 SES members and emergency service partner personnel in flood rescue, underscoring a sustained effort to prepare for escalating demands.

Assistant Commissioner Storey reiterated the importance of the Flood Rescue Challenge in building a robust response framework. "As the combat agency for flood rescue in NSW, our members are already some of the most highly trained operators in the country, and this event is about taking that expertise even further," he said. "This Challenge is about ensuring that when the next flood emergency comes, our volunteers are ready to respond as safely and effectively as possible."

The event also drew praise from NSW Parliamentary Secretary for Emergency Services, the Hon. Charisma Kaliyanda, who commended the exceptional dedication and skill of the volunteers. "Over the weekend, they competed in a controlled environment, but during weather events these volunteers put their lives on the line to keep communities safe," she remarked. "Every volunteer will return home better skilled in flood rescue, and that’s a fantastic outcome for the people of NSW."

The Flood Rescue Challenge represents a proactive step by the NSW SES to equip its members with the necessary skills to tackle increasingly frequent and severe flood events. As climate change continues to impact weather patterns, the importance of such preparedness initiatives cannot be overstated. The NSW SES's commitment to continuous training and skill enhancement ensures that its volunteers remain ready to protect and serve their communities effectively in times of crisis.

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• Yes

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In a concerted effort to bolster their life-saving skills, more than 150 volunteers from the New South Wales State Emergency Service (NSW SES) converged at the Penrith Whitewater facility over the weekend. The occasion marked the launch of the inaugural Flood Rescue Challenge, a major training exercise aimed at enhancing flood rescue competencies among the state's SES members.

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In a dramatic shift in online discourse, discussions surrounding the so-called "AI bubble" have surged by nearly 200% on the social media platform X during October 2025, according to GlobalData, a leading data and analytics company. This surge reflects growing apprehension among influencers about the sustainability of enormous investments in artificial intelligence and the potential for a collapse reminiscent of past economic bubbles.

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The heightened discussions have been captured by GlobalData’s Social Media Analytics Platform, which reveals that influencers are increasingly worried about the gap between the technological promise of AI and the financial realities facing the industry. Shreyasee Majumder, a Social Media Analyst at GlobalData, noted, "Influencers opine that the AI industry is at a critical juncture, marked by a conflict between technological promise and financial reality. They frequently draw parallels with past bubbles and opine that a more careful approach to investment is essential. Their collective sentiment suggests that balancing innovation with sound financial strategies is the only way to mitigate the risks."

The concerns are not unfounded, as several prominent voices in the investment community have weighed in on the issue. Edward Dowd, Founding Partner at Phinance Technologies, expressed his scepticism about the current state of the AI industry. "The AI bubble has reached comical heights of absurdity. Revenues are non-existent compared to capex requirements. The industry, to keep the illusion alive, is doing circular deals where fantastical capital amounts are announced to be funded somehow in the future. To make matters worse the projected power and water usage assumptions to facilitate this 'future' insanity are not practical nor will they fly politically," Dowd remarked.

Despite these concerns, some investors see opportunity in the current market dynamics. Daniel Niles, Founder of Niles Investment Management, shared his strategy to capitalise on the rising market. "Right now I am positioned for the market to head to new highs before the holidays and the goal is to catch as much of this inflating AI bubble as possible. As Mae West said, 'Too much of a good thing can be wonderful!' In an interview on Friday, I said 'Unfortunately the market is going to keep melting higher,' and I wanted to expand on that statement. I said unfortunately because the higher the AI bubble takes stock valuations, the more painful the decline is going to be ultimately for investors on the other side," Niles explained.

The debate over whether the AI industry is experiencing a bubble or a boom continues to divide opinion. Christopher Mims, a technology columnist for the Wall Street Journal, offered a stark warning about the potential risks. "The AI bubble will continue to inflate, and will reach a scale few can comprehend. This increases the downside risk that will follow in the wake of it popping," Mims cautioned.

On the other hand, some industry insiders remain optimistic about the future of AI. Austin Lieberman, Founder of Growth Curve Investment Research, argued that the current situation represents an AI boom rather than a bubble. "Why I Just Bought the AI Bubble Bottom line is I think it’s an AI Boom, not an AI Bubble. A lot of people are comparing this to the .com bubble which was clearly a bubble in hindsight. While I do agree that there are some excessively valued individual stocks (there always are), this is NOT the same as the .com bubble for several reasons," Lieberman stated.

The contrasting perspectives highlight the uncertainty and complexity surrounding the AI industry's future. As investments continue to pour into AI technologies, the debate over their long-term viability and potential risks is likely to intensify. Influencers and investors alike will be closely monitoring developments in this rapidly evolving sector, seeking to navigate the fine line between innovation and financial prudence.

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• Yes

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In a dramatic shift in online discourse, discussions surrounding the so-called "AI bubble" have surged by nearly 200% on the social media platform X during October 2025, according to GlobalData, a leading data and analytics company. This surge reflects growing apprehension among influencers about the sustainability of enormous investments in artificial intelligence and the potential for a collapse reminiscent of past economic bubbles.

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GoCardless has urged the federal government to increase support for small businesses after the House of Representatives voted against a proposed amendment to the Payday Super legislation that would have given employers an additional 18 months to comply with new payment requirements.

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Ian Boyd, GoCardless General Manager ANZ, said the vote means all Australian employers will be required to meet the new obligations from 1 July 2026.

“The vote against the proposed 18-month extension for small businesses to comply with Payday Super legislation means that new requirements will impact all Australian employers from July 1 2026,” Mr Boyd said.

“This is welcome news for workers nationwide. That said, there is an acknowledged increased burden on small business cash flow, and as such, we’d like to see an increase in support for small businesses as we make the transition.”

Mr Boyd said the additional compliance costs come at a time when small businesses are already under significant financial pressure.

“Australia’s 2.7 million small businesses represent 98 per cent of all businesses in the country, and they are currently bleeding money,” he said.

“Our latest data shows that 17 per cent of Australian small-to-medium businesses now lose over $2,500 per month to late payments, up 55 per cent from 2024. One in five SMBs spends six to 12 full working days a year just chasing overdue invoices. The situation has become so dire that 10 per cent of SMBs have considered closing permanently due to payment delays alone.”

Mr Boyd warned that late payments continue to create a “domino effect” across the economy, amplifying the risks faced by businesses already in “survival mode”.

“The scale of the issue is now at a crisis point. It’s a domino effect because if an SMB is getting paid late, it has a knock-on effect for the entire supply chain,” he said.

“When small businesses are already in survival mode, dealing with delayed payments, additional monthly commitments compound the pressure on their cash flow.”

Mr Boyd said policies aimed at strengthening payment systems should focus on both outflows and inflows for small businesses.

“We need to be mindful not to exacerbate the problem of money leaving businesses faster than ever, without putting in measures that improve the rate at which money comes in the door,” he said.

“This is key to ensuring our local industries can continue to make new hires and grow.”

GoCardless data shows that 17 per cent of SMB owners and decision-makers believe that if customers paid on time, they could hire more staff.
A further 11 per cent said they could increase wages, while nearly one in four said timely payments would allow them to invest in new services or business expansion.

“Supporting small businesses to succeed isn’t just good for them, it’s essential for Australia’s productivity and innovation,” Mr Boyd said.

“SMBs are the backbone of our economy, and they deserve policy that helps them thrive, not just survive.”

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• Yes

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GoCardless has urged the federal government to increase support for small businesses after the House of Representatives voted against a proposed amendment to the Payday Super legislation that would have given employers an additional 18 months to comply with new payment requirements.

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Australians are sitting on a potential goldmine of unused and unwanted items, with new research revealing that the average Aussie household has $1,349 worth of clutter that could be turned into cash. This revelation comes as Garage Sale Trail, Australia's largest second-hand treasure hunt, gears up for its annual event. The initiative, set to take place over two weekends in November, aims to help Australians declutter their homes and make some extra money in the process.

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According to the 2025 PayPal Circular Economy Research Report, a staggering 89% of Australians have unused items at home that they could sell. These items range from furniture and fashion to books and collectibles, all of which could find new life in someone else's home. The report highlights a growing trend among Australians to embrace second-hand shopping and selling, a movement that not only benefits the pocket but also the planet.

A Nation Overwhelmed by Clutter

Australia's clutter problem is significant, with three-quarters of Aussies (76%) admitting they have had a 'junk room' or clutter zone at some point, and more than half (57%) still having one. This clutter is not just a physical burden but a mental one as well, with 95% of Australians acknowledging that a cluttered living space causes them stress. In fact, 94% believe that a good declutter is beneficial, whether for their home, mental health, or both.

Barbara Gill, General Manager of Garage Sale Trail, emphasised the dual benefits of decluttering, stating, "Garage Sale Trail is all about turning clutter into opportunity. With cost-of-living pressures high, there’s never been a better time for Australians to cash in on the things they no longer need, connect with their community, and give pre-loved items a new life. It’s good for the planet and great for the pocket."

Last year's Garage Sale Trail events saw participation from over 300,000 Australians, extending the life of 418 tonnes of goods and preventing them from ending up in landfill. This year, the event aims to replicate and exceed those numbers as more Australians become aware of the financial and environmental benefits of second-hand shopping.

The Rise of Second-Hand Shopping

The PayPal report sheds light on Australians' growing love for second-hand shopping, with more than half (58%) purchasing something second-hand in the past year. The trend is becoming mainstream, with 73% of Australians agreeing that buying pre-loved or vintage items is now a common practice. Popular categories for second-hand purchases include books, DVDs, CDs, and vinyl (42%), furniture (38%), and clothes and fashion items (38%), followed by homewares (29%) and collectibles (27%).

Interestingly, Millennials (91%) and Gen Z (90%) are the most active second-hand shoppers, followed by Gen X (80%) and Boomers (73%). Cost remains a primary motivator for these purchases, with 57% of Australians opting for affordable options over high-end brands and 39% buying more second-hand goods to manage rising living costs. However, sustainability is also a significant factor, with three-quarters (76%) of Aussies agreeing that there is too much waste and that everyone should do more to resell and reuse.

Safer, Smarter, and More Sustainable Shopping

The advent of digital payment solutions has made second-hand shopping safer and more convenient. Over half of Australians (57%) report feeling safer buying second-hand when PayPal is an option, thanks to its trusted security and buyer protection features. Additionally, PayPal QR Codes allow for fast, cash-free, and secure payments, making transactions at the Garage Sale Trail event even more seamless.

Australians are motivated to declutter for various reasons, including the desire to feel happier and more positive (62%), experience a sense of accomplishment (58%), and feel relieved or less stressed (53%). Meanwhile, the top reasons for buying second-hand include saving money (64%), managing cost-of-living pressures (40%), saving 50% or more compared to the price of new items (37%), giving products a new life (37%), living more sustainably (32%), and accessing higher quality items at a lower cost (30%).

The 2025 Garage Sale Trail events will be held nationwide over two weekends – November 8-9 and 15-16 – providing households, schools, and community groups the opportunity to sell pre-loved items, meet their neighbours, and support local sustainability efforts. For more information, including event timings and locations, visit www.garagesaletrail.com.au.

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Australians are sitting on a potential goldmine of unused and unwanted items, with new research revealing that the average Aussie household has $1,349 worth of clutter that could be turned into cash. This revelation comes as Garage Sale Trail, Australia's largest second-hand treasure hunt, gears up for its annual event. The initiative, set to take place over two weekends in November, aims to help Australians declutter their homes and make some extra money in the process.

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"" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#10665 (33) { ["id"]=> int(4) ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> int(2351) ["ordering"]=> int(1) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#10473 (3) { ["data":protected]=> object(stdClass)#10430 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#10482 (3) { ["data":protected]=> object(stdClass)#10491 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#10638 (33) { ["id"]=> int(6) ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> int(2351) ["ordering"]=> int(2) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#10456 (3) { ["data":protected]=> object(stdClass)#10489 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#10492 (3) { ["data":protected]=> object(stdClass)#10487 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) 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object(stdClass)#10475 (1) { ["options"]=> object(stdClass)#10474 (2) { ["options0"]=> object(stdClass)#10462 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#10476 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#10488 (3) { ["data":protected]=> object(stdClass)#10509 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#10666 (33) { ["id"]=> int(5) ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> int(2351) ["ordering"]=> int(4) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#10486 (3) { ["data":protected]=> object(stdClass)#10511 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#10481 (3) { ["data":protected]=> object(stdClass)#10513 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#10641 (33) { ["id"]=> int(2) ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> int(2351) ["ordering"]=> int(5) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#10510 (3) { ["data":protected]=> object(stdClass)#10515 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#10512 (3) { ["data":protected]=> object(stdClass)#10517 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(99) "/earn-money/side-hustle/australians-sitting-on-a-goldmine-of-clutter-worth-over-1-300-per-household" ["image"]=> string(117) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1761609636/pexels-tiger-lily-4483610_crzrge.jpg" ["image_alt"]=> string(76) "Australians Sitting on a Goldmine of Clutter Worth Over $1,300 Per Household" } }