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A major bank executive has been convicted and fined after attempting to obtain tax refunds close to $25,000 in work-related expenses.

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Sydney man Mario Seifried has now been handed a criminal conviction and fined $1,500 after appearing before the Downing Centre Local Court on Tuesday.

Mr Seifried, an executive manager at Commonwealth Bank (CBA) at the time of the offence, had lodged two income tax returns for the 2016 and 2017 financial years, falsely claiming a range of car, travel, self-education and other work-related expenses that he had not legitimately incurred.

In his 2016 return, Mr Seifried claimed to have incurred more than $15,000 worth of travel expenses for overseas conferences, but the bank had no record of him submitting any international or domestic travel requests for this period.

Records obtained from the Department of Immigration and Border Protection also confirmed that he did not leave the country during the 2016 financial year.

On the self-education front, Mr Seifried attempted to claim expenses for a course his employer had already paid for and a Master of Business Administration that he had already undertaken.

The ATO noted that Mr Seifried wrongfully obtained $24,239 in refunds, but has since repaid this amount.

According to his LinkedIn profile, Mr Seifried left CBA in mid-2019, and is now the head of anti-financial crime at National Australia Bank.

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A major bank executive has been convicted and fined after attempting to obtain tax refunds close to $25,000 in work-related expenses.

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Even during a recession, it’s possible to make money, writes financial adviser Helen Baker.

Write comment (0 Comments) " ["fulltext"]=> string(5183) "

While some methods are obvious, others can be hidden in plain sight or not even be on your radar at all! Surviving a recession – which often means losing your job or having hours slashed – requires some adaptability and creative thinking. The recession will eventually pass – they all do. But the aim is to keep the cash flowing and ride things out until normality resumes. Here are 11 tips to keep money coming in during the current recession:

1. Pivot 

In all recessions, some businesses thrive while others struggle. During COVID, we’ve seen supermarkets, delivery companies, cleaners and manufacturers (such as those making sanitiser) busier than ever, just as shops and restaurants closed their doors. So, look at how your skills might pivot you into another industry where there are more opportunities.

2. Study/Centrelink 

If a pivot or career change requires some retraining, now could be the perfect time. There are financial incentives including JobTrainer during COVID, and some vocational courses have been heavily discounted or even made free! Additionally, you may qualify for Centrelink support while you study and potentially be eligible for other benefits too that you weren’t eligible for while earning your full income (e.g. family tax benefits and rental assistance).

3. Downsize

A big house and a big mortgage can be slimmed down, especially if your adult kids have flown the nest. Depending on the amount of equity you have, with the sale of your home you could purchase a smaller property outright, live debt-free and use the remainder as a buffer to see you through.

4. Pension phase

Consider whether you’re old enough to start a pension with your superannuation. You can rollover your super to a pension at preservation age and start to draw down up to 10% per year.

5. Super withdrawal

Under special COVID rules, you may be eligible for a one-off early access to your super of up to $10,000.  Don’t forget, though, to use the catchup legislation to put it back and get a further tax deduction once your earnings return to normal.

6.Rent your home

Consider moving back in with your parents and renting out your property. Or simply rent your spare room! You’ll get extra cash coming in, plus your mortgage (or a portion of it) will become tax deductible.

7. Sell unwanted assets

Sell those items you no longer need. Someone’s trash is someone else’s treasure, and it could be lining your pockets instead of your cupboards!

8.Get kids involved

Recessions may require the whole family to earn money for your household to stay afloat. Can your children work part-time? Do they pay board? Kids can contribute to household finances (at least until you get through this) while learning valuable financial management skills at the same time.

9.Work on keeping your job

The most desirable outcome is to not to lose your job in the first place, if possible. Think about your employer. They are not evil; they are simply trying to keep their business alive. So be flexible, be willing to work harder and longer, take on tasks beyond your job description Helping your boss in a time of need may work in your favour longer term!

10.Long service leave

If you’re eligible for long service leave, now be the time to use it. You’re better off accessing this entitlement than risk losing it if the business goes bust. Perhaps arrange to reduce your working hours and use long service leave to top up your wage – which may help your employer avoid making your position redundant.

11. Think survival 

If you do lose your job, you may need to take a job – any job – that you can do. 

Mowing lawns, tutoring, stocking shelves, Uber driving – just keep moving. It’s not forever, it’s just about getting the cash register ticking over.  

Regardless of which options you pursue, be sure to do so wisely and based on sound advice and homework.Mistakes and rushed attempts to earn a dollar now could cost you two (or more) dollars down the track!

Helen Baker is a licensed Australian financial adviser and author of two books: On Your Own Two Feet – Steady Steps to Women’s Financial Independence and On Your Own Two Feet Divorce – Your Survive and Thrive Financial Guide.

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Since shifting from the office to working from home, Australians have seen a substantial rise in unpaid overtime, costing workers almost $100 billion a year, a study has revealed.

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Research by The Australian Institute has shown that despite the number of paid hours falling, Australian workers are currently putting in an average of 5.25 hours of unpaid work every week – the equivalent of 7 weeks of full-time work per year.

At the economy-wide level, this equates to $98.6 billion in lost income.

“For many, the reality of working from home is more like living at work,” said Dan Nahum, economist at the Centre for Future Work and author of the report.

“COVID-19 has clearly heightened the challenge facing workers of balancing their paid jobs with their responsibilities at home. Our research shows that working from home is no panacea for this balancing act – in fact, in some ways it makes the problem harder.”

The report also showed the burden of working from home doubles for women over their male counterparts.

The Australian Institute found that 70 per cent of Aussies who are working from home said they are doing some additional work, and a further 21 per cent indicated their employer had an increased expectation of availability.

Of those employees who had additional caring responsibilities, 27 per cent of men had not received time allowances from their employer to do so. But almost half (45 per cent ) of women had not – evidence of an increasing double burden for women.

Men were also more likely to get flexibility from their employer and retain the same pay (57 per cent of men with increased caring responsibilities) compared with women (39 per cent).

“One-third of workers indicated that, post-COVID, they expect to work from home more. But without adequate rules and protections, this risks a further incursion of work into people’s personal time, poorer health and safety standards, and greater polarisation between those jobs that can be conducted from home and those that cannot,” Mr Nahum concluded.

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Since shifting from the office to working from home, Australians have seen a substantial rise in unpaid overtime, costing workers almost $100 billion a year, a study has revealed.

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Employees who continue to work from home after the pandemic should be taxed for the privilege, a major bank has stated.

Write comment (6 Comments) " ["fulltext"]=> string(2206) "

A report commissioned by Deutsche Bank suggests that those who can remain working from home should pay 5 per cent tax each day they choose to work remotely.

They argue it would leave the average employee no worse off due to saving money on commute, going to lunch and purchasing clothing, with the taxes being used to help lower-paid employees.

This is despite people working from home using their own electricity and other essentials when turning a home into an office.

The bank says a privilege tax could generate $49 billion to help the less fortunate.

“Working from home will be part of the ‘new normal’ well after the pandemic has passed. We argue that remote workers should pay a tax for the privilege,” global head of fundamental credit strategy and thematic research at Deutsche Bank Jim Reid said.

“Our calculations suggest the amounts raised could fund material income subsidies for low-income earners who are unable to work remotely and thus assume more ‘old economy’ and health risks.”

The report found that working from home is not a new phenomenon. However, COVID-19 has “turbocharged” the switch from the office to the home.

“During the pandemic, the proportion of Americans who worked from home increased tenfold to 56 per cent. In the UK, there was a sevenfold increase to 47 per cent,” the report said.

“Many of these people will continue to work remotely for some time. Indeed, two-thirds of organisations say that at least three-quarters of their staff can work from home effectively, according to S&P Global Markets.”

Based on Australian gross average annual full-time salary of $48,360, an Australian who chooses to work from home would be slugged $2,418 a year for the privilege.

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Employees who continue to work from home after the pandemic should be taxed for the privilege, a major bank has stated.

Write comment (6 Comments) " ["jcfields"]=> array(9) { [1]=> object(stdClass)#5213 (32) { ["id"]=> string(1) "1" ["title"]=> string(17) "Automatic tagging" ["name"]=> string(17) "automatic-tagging" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2018-08-29 05:26:30" ["created_user_id"]=> string(4) "2355" ["ordering"]=> string(2) "-1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4808 (3) { ["data":protected]=> object(stdClass)#4822 (1) { ["options"]=> object(stdClass)#4820 (2) { ["options0"]=> object(stdClass)#4819 (2) { ["name"]=> string(3) "Yes" ["value"]=> string(1) "1" } ["options1"]=> object(stdClass)#4821 (2) { ["name"]=> string(2) "No" ["value"]=> string(1) "0" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4818 (3) { 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" } [4]=> object(stdClass)#4701 (56) { ["id"]=> string(5) "16012" ["title"]=> string(63) "Can Millennials maintain their lifestyle as the Boomers retire?" ["alias"]=> string(62) "can-millennials-maintain-their-lifestyle-as-the-boomers-retire" ["introtext"]=> string(433) "

With considerably more people exiting the workforce at age 65 than entering at age 15, younger Australians could be forced to foot the bill for retirees, an analyst has said.

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During an address at the Tax Summit, futurist, analyst and adviser Bernard Salt explained how Australia’s issue of an ageing population may find it in a situation where the income tax paid by working Millennials is not enough to fund the aged care pension and other benefits many Baby Boomers would need to continue funding their lifestyles. 

“Yes, the Millennials are paying more tax, but yes, there are more Baby Boomers pushing into retirement with big expectations for how they think they should live,” Mr Salt said.

“We need more productivity in terms of output and more productivity in terms of tax. Or we need to import more workers, or we need to ask the Baby Boomers to moderate their spending expectations. Or all of the above, and it still ain’t gonna be enough.”

Despite the country’s success, Mr Salt believes it could lead to higher consumer demands for young Australians who might now be settled with a higher tax bill to look after older Australians.

“When you have 29 years of unbroken prosperity, you actually change consumer culture. You can max out your credit card, because every year is better than the last,” Mr Salt said.

“It leads to a rising expectation of consumption. We’re no longer happy with a caravan holiday to the Coolangatta caravan park, we want a Jetstar holiday to Bali. We have upped the ante in how we expect to live. That is where we have translated our wealth, into lifestyle.”

However, it is not all doom and gloom for Millennials who, despite facing tax pressures in as little as five years, could also benefit from their elders’ nearly three decades of uninterrupted economic growth.

“Ultimately, there’s going to be a transfer of wealth, as the Baby Boomers sadly die off and pass their wealth to the next generation, the Millennials, then in their mid-to-late 40s,” the futurist explained. 

“One of the greatest wealth transfers in history, I would suggest. How that is managed and treated is something I think we’ll be debating during the 2020s.” 

However, despite the challenges raised by an ageing population and a tax system in need of reform, Aussies are “in a pretty good position”. 

“Even if there are challenges in the future, I wouldn’t want to be anywhere else facing those challenges,” Mr Salt concluded.

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Treasurer Josh Frydenberg has defended the government’s JobMaker wage subsidy, saying it does not impact older Australians.

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The $4 billion JobMaker hiring credit is a key part of the government’s economic response to the COVID-19 pandemic.

The treasury department stated that youth unemployment was particularly impacted by restrictions imposed as part of the health response to the COVID-19 pandemic, with the JobMaker hiring credit specifically designed to encourage businesses to take on additional young employees and increase employment.

Under the scheme, businesses are encouraged to take on a younger workforce, with JobMaker hiring credit providing businesses that hire an unemployed person aged 16-29 with a $200 weekly wage subsidy, which reduces to $100 per week for hiring people aged 30-34.

However, Mr Frydenberg told the media there are major protections in place to protect the jobs of older Australians.

“There are significant legislative protections in place in terms of the legislation that went through the Parliament last night,” he explained on national television.

Mr Frydenberg said there are strict rules in place to protect older Australians from being discriminated against from their employers.

“There can’t be any contrived schemes to get around the rules in this program,” the Treasurer stated.

“The Tax Office will come down on those who try that with penalties attached.

“We are very much focused in putting in place the protections in this program. It is embedded in the legislation.”

However, the unions argue that the government has created a program which has no dispute resolution mechanism and without adequate safeguards to prevent employers from replacing existing staff with new JobMaker subsidised staff.

“By opposing these amendments, the government has made it clear that the aspects of the bill which will risk the jobs, hours and pay of working people are not bugs but features. This legislation is designed to allow businesses to bring in more insecure workers,” ACTU president Michele O’Neil said.

“The refusal of this government to invest in saving existing jobs or creating secure work will delay and extend the recovery and cause significant financial hardship for working people.”

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Treasurer Josh Frydenberg has defended the government’s JobMaker wage subsidy, saying it does not impact older Australians.

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["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#5233 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4831 (3) { ["data":protected]=> object(stdClass)#4834 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4833 (3) { ["data":protected]=> object(stdClass)#4836 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#5230 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4835 (3) { ["data":protected]=> object(stdClass)#4838 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4837 (3) { ["data":protected]=> object(stdClass)#4840 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#5231 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4839 (3) { ["data":protected]=> object(stdClass)#4842 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4841 (3) { ["data":protected]=> object(stdClass)#4844 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#5226 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4843 (3) { ["data":protected]=> object(stdClass)#4849 (1) { ["options"]=> object(stdClass)#4847 (2) { ["options0"]=> object(stdClass)#4846 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#4848 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4845 (3) { ["data":protected]=> object(stdClass)#4851 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#5229 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4850 (3) { ["data":protected]=> object(stdClass)#4853 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4852 (3) { ["data":protected]=> object(stdClass)#4855 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#5239 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4854 (3) { ["data":protected]=> object(stdClass)#4857 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4856 (3) { ["data":protected]=> object(stdClass)#4859 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(98) "/earn-money/salary/treasurer-defends-jobmaker-as-unions-say-it-discriminates-against-older-workers" ["image"]=> string(49) "images/article-826x550/older-woman-working-ne.jpg" ["image_alt"]=> string(79) "Treasurer defends JobMaker as unions say it discriminates against older workers" } }