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The ATO will be looking at the personal data of 3 million Australians from Services Australia as it cracks down on its COVID-19 compliance front.

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Last week, the ATO published a gazette notice informing that it would now acquire data from Services Australia, formerly the Department of Human Services, to verify individuals’ eligibility criteria for JobKeeper payments, temporary early access to superannuation and temporary cash flow boost. 

Data for 3 million Australians are expected to be used for the data-matching program, running from 19 April to 24 September.

The data that will be scrutinised include identification details, government payments such as the JobSeeker payment, and when the benefit started or ceased.

Details of incarcerated individuals for the period of 1 March 2020 to 27 September 2020 will also be acquired from state and territory correctional facility regulators. 

According to the Tax Office, the data-matching program will allow it to identify and address taxation risks, including identity theft, or incorrect or misleading information included in applications for the COVID-19 stimulus measures.

The Institute of Public Accountants general manager of technical policy Tony Greco believes the ATO’s gazette notice and its recently published compliance approach mean claimants should begin reviewing their circumstances.

“Everyone is now on notice,” Mr Greco said.

“The ATO will now catch up with making sure that the cash flow boost, JobKeeper, early release of super, all those measures have been done in accordance with the policy intent and the rules.

“When these measures were being implemented, there was a lot of misinformation, the dust hadn’t settled and people can argue that they got confused.

“Now that the dust has settled and you’ve entitled yourself to any of those things and you don’t believe you’ve qualified, then it is probably better to come forward voluntarily.”

Mr Greco also believes the ATO will pay close attention to the early release of super claims, with 2.1 million individuals now having been approved for the scheme, totalling $15.9 billion in payments.

Eligible Australians will be allowed to apply up to a further $10,000 between 1 July and 24 September.

“People think, ‘I got the money; therefore, I must be OK’, but that’s a false sense of security because the whole intent was to help people in financial stress, not to open up the floodgates to people who just wanted to access their super because someone down the road was able to,” Mr Greco said.

“They now have line of sight – Single Touch Payroll is giving them so much transparency around what people are earning on a pay-cycle basis, that anyone whose circumstances haven’t changed, it is probably better to get on the phone now.

“If you think you’re not eligible, the best thing you can do right now is to ring up to say to the ATO that you think you may not be eligible.”

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The ATO will be looking at the personal data of 3 million Australians from Services Australia as it cracks down on its COVID-19 compliance front.

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Australians are unaware of the tax implications of government benefits they have received throughout the COVID-19 period, new research has revealed.

Write comment (0 Comments) " ["fulltext"]=> string(3038) "

According to stats collated by H&R Block, approximately 44 per cent of respondents do not understand how the JobKeeper program works or the tax implications of it.

“Tax time is stressful enough; however, coupled with the current economic difficulties, many Aussies will feel the added pressure. With the recent droughts, bushfires, floods, and now COVID-19, we can all agree that 2020 isn’t going to be your average tax year,” said H&R Block’s director of tax communications, Mark Chapman.

“With various stimulus packages and people working from home, there are going to be a lot of people with a lot of questions,” he stated. 

The COVID-19 crisis has left hundreds of thousands of Aussies out of work, with added financial pressures and a level of uncertainty regarding their future earning ability. 

“Plus, with many of Australia’s full-time workforce now working from home, there will be a surge in interest in the tax implications arising from home working – the line between what is deductible and what isn’t can become blurred,” the tax specialist noted.

He explained that government benefits have different tax implications, with taxpayers encouraged to seek advice on their tax status.

“Due to COVID-19, the Australian government has released three different stimulus payments: the $550 Coronavirus Supplement that you get if you’re on JobSeeker, the one-off $750 Economic Support Payment, and the $1,500 JobKeeper wage subsidy,” Mr Chapman said.

He also reminded low- and middle-income earners of the tax offset they are entitled to receive.

“The government’s $1,080 tax offset is here again in 2020, with the maximum offset available for those earning between $48,000 and $90,000 and lower amounts for those earning more or less (and nothing at all for those earning more than $126,000),” Mr Chapman concluded.

---

Did you enjoy this article? You may also be interested in:

• Tax hacks you need to know to get a massive return this year
• Can I claim my loose change charitable donation?
• How to make 2020 tax time even easier

 

 

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Given the current lockdowns and social distancing imposed by state and federal governments under the COVID-19 pandemic, many employees have been requested to work from home. As a result, there could be deductions that you are entitled to that you have never been able to claim in the past. With the end of the financial year approaching, now is the time to plan your finances and maximise your tax refund.

Write comment (0 Comments) " ["fulltext"]=> string(3617) "

First and foremost, to claim a deduction, you must have spent the money and not have been reimbursed, the expenses must be directly related to earning your income and you must have records to prove it. In this data-matching age, documentation is critical.

Working from home

If you are one of the many requested to work from home during this pandemic, you may be able to claim a deduction for the additional running expenses you incur.

 As noted by the Australian Taxation Office, deductible expenses could include: 

• Telephone and mobile phone charges
• Internet data and plan charges
• Electricity and gas expenses for running items used for work and for heating, cooling and lighting your dedicated work area
• Cleaning costs for your dedicated work area or home office
• Computer consumables and stationery such as printing cartridges and paper
• Home office equipment, including computers, screens, tablets, printers, phones, scanners, cables, furniture and furnishings – you can claim either the
• full cost of items up to $300
• decline in value (depreciation) for items costing more than $300.

 How to work out your claim

The ATO has provided three ways you can choose to calculate your deductible home office expenses while you are in lockdown for COVID-19: 

1. The shortcut method – Claim a rate of 80 cents per work hour for all home office and running expenses. If you use the shortcut method, you only need to keep a record of the hours you worked at home. For example, timesheets, roster or diary notes. This method is only available from 1 March to 30 June 2020 and can be used by multiple people from the same house. 
2. The fixed rate method –
   • If you have a dedicated work area, you can claim a deduction of 52 cents for each hour you work from home for heating, cooling, lighting, and the decline in value of office furniture.
   • You may also separately claim a deduction for: 

• the work-related portion of your actual costs of phone and internet expenses, computer consumables, stationery, plus; 

• the work-related portion of the decline in value of a computer, laptop or similar device.

 3. The actual cost method – If you have a dedicated work area, you can claim the actual work-related portion of all your running and home office expenses, which you need to calculate on a reasonable basis with reference to a log book and other records. For the fixed rate and actual cost method, you must also keep a record of the number of hours you worked from home along with records of your expenses.

 Get your records together

Do your homework now and ensure that you are documenting the hours that are being worked from home.  Obtain a copy of your bank and credit card statements, phone, internet and utility bill that you have for the financial year. Review these line by line to identify expenses related to work and business. Once you have taken the time to identify your expenses, determine which methods referred to above is going to give you the best deduction. As tax law can be complicated, if in doubt, seek advice from a registered tax agent. After all, the fee paid to them is also tax deductible.

Brett Kelly is an author and the CEO of Kelly+Partners Chartered Accountants.

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Given the current lockdowns and social distancing imposed by state and federal governments under the COVID-19 pandemic, many employees have been requested to work from home. As a result, there could be deductions that you are entitled to that you have never been able to claim in the past. With the end of the financial year approaching, now is the time to plan your finances and maximise your tax refund.

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Australians aged between 18 and 23 who began their careers during the COVID-19 recession are likely to see a long-term negative impact on their finances, according to new research.

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Consulting group EY has found that young Australians who are entering the workforce during the COVID-19 pandemic could lose $32,000 in wages over the next decade as well as lose $30,000 in superannuation.

This will collectively cost younger Australians an estimated $7 billion in lost wages over a 10-year period.

“Australia’s first recession in close to 30 years will be felt by all age groups, with most of the country’s workforce having never worked during a recession. This analysis provides a snapshot of how one demographic – 18 to 23-year-olds entering the workforce – will be impacted, but it also provides insight into what can be done by individuals and businesses to lessen the negative impact,” said EY’s chief economist, Jo Masters.

Using government data, the findings show that 90 per cent of an individual's income growth occurs in the first 10 years of working, meaning that not only will the recession have an immediate impact on wages, it will have an everlasting impact on future income.

“For young Australians who are facing lower job opportunities in subdued economic conditions, upskilling via short courses, improving financial literacy and exploring jobs that present the opportunity to improve jobs skill match or boost income, and ensuring a proactive savings plan are steps that will help them to overcome the economic challenges,” Ms Masters said.

She highlights that just because younger Australians have an uphill battle does not mean they can’t regain some of their losses.

“There is no doubt starting a job in a recession is hard; however, young Australians have a clear choice to make. They can either be a passenger or a driver. The passengers risk consigning themselves to the wages’ slow lane, while the drivers give themselves a fighting chance to attain goals for their career, home ownership and retirement,” Ms Masters explained.

The economist highlighted that the findings do not just have an impact on young people, but also employers and government decision making. 

“Workforce behaviours and expectations will change – employers will need to be more flexible on expectations about years worked in a job and there should be greater value placed on other sector experience. Strategies around talent retention will be crucial, along with workforce planning and mapping skills to future roles,” Ms Masters said.

“The government is already pivoting from immediate support during the lockdown phase towards policies to underpin sustainable economic growth and job opportunity. While there is a role to support those facing into an economy in transition, proactive policy will also be needed to encourage job creation, assist with skill matching and supporting proactivity through financial literacy,” Ms Masters concluded.

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Australians aged between 18 and 23 who began their careers during the COVID-19 recession are likely to see a long-term negative impact on their finances, according to new research.

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There’s generally no fair go for the fairer sex when it comes to money. Below are the six most prominent money challenges that are (mostly) unique to women, and some tips to getting ahead.

Write comment (0 Comments) " ["fulltext"]=> string(4591) "

1. The gender pay gap/retirement gap

Aussie women today still earn 13.9 per cent (or $242.90 a week full-time) less than men on average. It creates two levels of inequality – lower pay packets now, in turn meaning less money going into superannuation for retirement.

There are many causes, but no easy solutions.

I think more women need to find the confidence to ask to be paid what they’re worth – think Lisa Wilkinson ditching the Today show when she learned Karl Stefanovic earned more for the same job!

Also, get advice, and do so early. Many women don’t seek financial advice, often because they fear the male-dominated finance world. So they miss out on super, tax and investment benefits.

Additionally, COVID-19 has demonstrated that people can work remotely. It presents an opportunity for more women – and men – to negotiate flexible working arrangements to balance work and family commitments.

2. Divorce

Often during a separation, women accept an unfavourable settlement to put an end to the emotional trauma. And they often take advice from family and friends, who should be a source of emotional support, not money expertise.

Another classic mistake women make is taking the family home they can’t afford by themselves, or at the expense of any superannuation or other joint assets.

But women can help safeguard themselves even before a relationship falls: be more active in joint financial decisions. Understand what you have before things turn sour.

3. Single parenting

Single mums outnumber single dads around 4:1. If I were prime minister, I would make childcare free, because being able to fund childcare shouldn’t be a motivation or restriction on working.

I always advise single mums to firstly change their mindset: be kind to yourself. They often try to maintain their kids’ lifestyle, but one income simply can’t provide the same as two. Plus, it’s valuable to show your kids that money doesn’t grow on trees.

Also, devise a cash flow plan to make ends meet. If their father earns more than you, he should be contributing more towards private school fees etc.

4. Caring for family

Daughters and daughters-in-law commonly assume responsibility over caring for elderly parents. This often means sacrificing full-time work to juggle the needs of their kids and parents.

A granny flat is one great option to explore – you can keep parents close, but still with their own independence, and remove commuting time and costs. Plus, you benefit from a higher property value and no ongoing retirement living costs.

Just be sure to reach agreement on who owns what, if your parents pay for the granny flat to be built.

5. Housing affordability

Sadly, women in their 60s are becoming the new face of homelessness. They tend to be single (either from relationship breakdown or their partner’s death) or victims of domestic violence. Yet many are still working: it’s not that they have no income, they simply can’t afford to meet the high cost of housing on their own.

Housing affordability is a policy issue for government. Also, prevention is better than cure: buying property earlier in life can mean you have a debt-free home later on.

But for women in this situation, look at your super – can you access it to for accommodation? It doesn’t need to be huge, just secure and comfortable.

6. Living longer

We all know women statistically live longer than men. That means that women generally need to fund more retirement years than men.

Some women find greater autonomy as widows, able to travel and do things that their partner never would. But this, too, comes with a price tag.

You can help your situation pre-retirement, such as by using catch-up rules to boost your super balance while you’re still earning.

But don’t count on simply inheriting from your partner once they pass on – often, the money is gone from poor decisions or hefty medical bills.

Helen Baker is a licensed Australian financial adviser and author.

Note: This is general advice only and you should seek advice specific to your circumstances.

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There’s no doubt it’s been a tough 12 months for many Australians – and chances are you’ve dropped some loose change into a bucket to support one charity or another – but without any form of receipt, are these types of donations tax deductible?

Write comment (0 Comments) " ["fulltext"]=> string(2513) "

According to the Australian Taxation Office, for a gift or donation to be deductible, it must be given to an organisation endorsed as a deductible gift recipient (DGR).

“If you made one or more donations of $2 or more to bucket collections conducted by a DGR, you can claim a tax deduction of up to $10 for the total of those contributions for the year without a receipt,” the ATO’s assistant commissioner, Karen Foat, said.

A DGR is a not-for-profit organisation – and includes some charities – that is entitled to receive gifts that are tax deductible.

Notable examples of DGRs that you may have donated to over the past year include: NSW Rural Fire Service, The Trustee for Queensland Volunteer Rural Fire Brigades Donation Fund, Queensland State Emergency Service, Australian Red Cross Society, the Trustee for the Salvation Army, and Cancer Council Victoria.

A comprehensive list of DGRs can be found here. 

It’s worth noting that not all charities or crowdfunding campaigns are endorsed DGRs. This means Australians should confirm the DGR status of an organisation they have donated to by checking on the organisation’s ABN before claiming a deduction.

But for larger donations, Ms Foat has instructed that “it is important to keep receipts to support your claim for all other donations beyond this $10 annual limit”.

“Over half of the claims we disallow is because taxpayers haven’t kept a record to support their claim,” the assistant commissioner revealed.

“Charities do good work all over Australia, so we want to make supporting the charity of your choice simple,” she added.

“But remember, you can’t claim a deduction for purchasing tickets in a charity raffle or where you receive any goods or services in return for your donation.”

---

Did you enjoy this article? You might also be interested in:

• How to make 2020 tax time even easier
• 9 things you can and can't claim tax on this year
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There’s no doubt it’s been a tough 12 months for many Australians – and chances are you’ve dropped some loose change into a bucket to support one charity or another – but without any form of receipt, are these types of donations tax deductible?

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"2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#4414 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4110 (3) { ["data":protected]=> object(stdClass)#4113 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4112 (3) { ["data":protected]=> object(stdClass)#4115 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#4413 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4114 (3) { ["data":protected]=> object(stdClass)#4117 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4116 (3) { ["data":protected]=> object(stdClass)#4119 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#4410 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4118 (3) { ["data":protected]=> object(stdClass)#4121 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4120 (3) { ["data":protected]=> object(stdClass)#4123 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#4411 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4122 (3) { ["data":protected]=> object(stdClass)#4125 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4124 (3) { ["data":protected]=> object(stdClass)#4127 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#4406 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4126 (3) { ["data":protected]=> object(stdClass)#4132 (1) { ["options"]=> object(stdClass)#4130 (2) { ["options0"]=> object(stdClass)#4129 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#4131 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4128 (3) { ["data":protected]=> object(stdClass)#4134 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#4409 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4133 (3) { ["data":protected]=> object(stdClass)#4136 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4135 (3) { ["data":protected]=> object(stdClass)#4138 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#4419 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4137 (3) { ["data":protected]=> object(stdClass)#4140 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4139 (3) { ["data":protected]=> object(stdClass)#4142 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(70) "/earn-money/tax-refund/can-i-claim-my-loose-change-charitable-donation" ["image"]=> string(42) "images/article-826x550/donation-jar-ne.jpg" ["image_alt"]=> string(41) "claim my loose change charitable donation" } }