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A Mount Druitt tax professional will spend time behind bars after he was found to be lodging false tax return amendments on behalf of clients without their knowledge.

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These claims, which mostly related to car and medical expenses, resulted in an extra $156,000 in refunds that went straight to his bank account, the Australian Taxation Office has reported.

Mr Hussain Nazeer was formerly a registered Business Activity Statement (BAS) agent and had also lodged 22 fraudulent income tax returns for 14 clients between 2010 and 2013, resulting in $23,000 in refunds he also kept for himself.

According to a statement, Mr Nazeer’s clients had all provided honest information about their income and deductions, but he had submitted different information in their returns.

He was sentenced to one year and eight months jail in the Sydney District Court after pleading guilty “to dishonestly causing a loss to the Commonwealth of nearly $180,000 by lodging false income tax returns and amendments without his clients’ knowledge”.

Mr Nazeer will also be required to pay $179,826 in reparation.

Commenting on the court decision, assistant commissioner Adam Kendrick welcomed the sentence, while acknowledging that tax and BAS agents play a vital role in contributing to and protecting the integrity of the Australian tax and super systems.

“The majority of registered agents do the right thing, but unfortunately there are some agents who take advantage of their trusted position for financial benefit,” he outlined.

“As demonstrated in today’s case, even registered tax professionals can be dishonest and take advantage of their clients. That is why it’s important for the ATO to maintain the integrity of the tax profession and weed out those who try to undermine their trusted position.”

Mr Kendrick flagged that the ATO has a program dedicated to identifying and addressing agents whose behaviour has an immediate and ongoing threat to the integrity of the tax and super systems, their clients and the wider Australian community.

“Mr Nazeer’s actions showed a complete disregard for not only the law, but also his clients’ trust by lodging fraudulent tax returns and amendments in their names,” he concluded.

Mr Nazeer is no longer registered with the Tax Practitioners Board and has not been since April 2016.

The ATO reminded taxpayers that anyone who is concerned about the conduct of a tax practitioner can report them to the TPB here. 

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A Mount Druitt tax professional will spend time behind bars after he was found to be lodging false tax return amendments on behalf of clients without their knowledge.

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Centrelink delays are preventing vulnerable families from accessing millions of dollars locked in insurers’ trust accounts, a national legal body has found.

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Centrelink delays have blocked $100 million from being injected into the economy amid COVID-19 demand. The Australian Lawyers Alliance (ALA) national president Graham Droppert said the delays were due to the global crisis but the government had “months to resolve these capacity issues [and] we have not seen any improvement”.

“These delays are causing significant hardship to people who are unable to work due to injury or illness and are waiting on Centrelink to clear their compensation payment,” Mr Droppert said. 

“We are gravely concerned about the mental health of the claimants who have suffered serious injury and finding the extended wait for the compensation to be re-traumatising and very stressful.”

Typically, most settlement terms allow 28 days for Centrelink to process the payments and a claimant to receive their money. However, some are waiting more than 60 days. 

The ALA has outlined these concerns in a submission to the Australian National Audit Office as it reassesses whether Services Australia has effectively managed the risks related to the preparation for and delivery of COVID-19 economic response measures. 

“Many are relying on their compensation payment to feed their families or pay medical bills. Others need their compensation payment to purchase equipment or modify their homes so that they can manage their life with a disability,” said Mr Droppert. 

“Services Australia are being stretched beyond capacity by the welfare demands of the pandemic, and the minister must address this problem.”

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Centrelink delays are preventing vulnerable families from accessing millions of dollars locked in insurers’ trust accounts, a national legal body has found.

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According to the Treasury’s estimates, over 2.2 million Australians will remain on the JobKeeper program beyond 27 September, down from the current 3.5 million.

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The JobKeeper program has provided cash flow support to over 900,000 businesses and income support to some 3.5 million workers to date. But once the JobKeeper extension kicks in on 28 September, the number of eligible employees is expected to contract to 2.2 million.

This figure will be further reduced to about 1.75 million Australians in the March quarter, as the government moves to scale down the program ahead of its end in March.

The payment will also be tapered in the December and March quarters to encourage businesses to adjust to the new environment, supporting a gradual transition to economic recovery.

But despite these changes, and at a time when many businesses expect to be feeling the impacts of COVID-19, the government is confident that the extension will ensure those businesses that most need support continue to receive it.

“It’s always been a temporary program. It has always been a targeted program and it has always been scalable,” Treasurer Josh Frydenberg said on Tuesday. “What we have done is expanded and extended this program based on the circumstances that we find ourselves in. So, the extension of the program till the end of March, I think, is going to be a great relief to millions of Australian workers.

“As we know, economic conditions in Victoria right now are really tough. And it’s the Treasury’s estimate there will be more workers in Victoria who are on JobKeeper in the subsequent months than all those workers from other states combined who are on JobKeeper.”

The passage of the JobKeeper legislation on Tuesday will also see an extension to the workplace flexibility that has been available for businesses receiving JobKeeper payments. Similar flexibility will also be provided to legacy JobKeeper businesses where their turnover remains between 10 and 30 per cent down.

Speaking about these changes, Attorney-General Christian Porter said on Tuesday that they will save “many, many businesses and an enormous number of jobs”.

“All of those businesses that re-qualify for JobKeeper will get essentially those same flexibilities and then the flexibilities are preserved in a sensible, protected form for those businesses who come out of the JobKeeper scheme,” Mr Porter said.

“So, formally, if you’re a business and you were suffering a 70 per cent downturn in your turnover, now you’re starting to trade out but you’re still in a very difficult situation. You might be 20 per cent down in your turnover. You’ll be able to access those flexibilities and direct particularly with protections on hours.”

The JobKeeper payment will continue to remain open to new participants that meet the eligibility requirements.

The Treasurer has instructed eligible businesses to apply for the extended payment online via the Australian Taxation Office website. However, a legislative instrument detailing the rules for the new rates and the new eligibility criteria is yet to be released.

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According to the Treasury’s estimates, over 2.2 million Australians will remain on the JobKeeper program beyond 27 September, down from the current 3.5 million.

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JobKeeper 2.0 legislation has now passed both houses, extending the payment scheme for a further six months.

Write comment (0 Comments) " ["fulltext"]=> string(2558) "

The payment scheme will now be in place March 2021 in a bid to support people across the nation at a further cost of $32 billion.

The Coronavirus Economic Response Package (JobKeeper payment) Amendment Bill 2020 was passed by the Senate on Tuesday, 1 September, after minor technical changes were approved. 

The bill extends the historic JobKeeper scheme by a further six months to 28 March 2021, replacing the $1,500 a fortnight payment with a new two-tier payment rate from 28 September 2020.

A legislative instrument setting out the detailed rules for the new rate and the new eligibility criteria based on the decline in turnover for the previous quarter is expected to be issued shortly by Treasurer Josh Frydenberg.

The new bill will also allow legacy employers – those that previously qualified for JobKeeper but are unable to qualify for JobKeeper 2.0 – to continue to access temporary Fair Work Act provisions for a further six months if they are experiencing a 10 percent decline in turnover.

These temporary Fair Work Act provisions include giving JobKeeper, enabling directions or requests for employees to change their days or times of work.

The minor amendments agreed to now ensure that an eligible financial service provider who is able to issue a 10 per cent decline in turnover certificate is defined as a registered tax agent or BAS agent, or a qualified accountant.

This removes registered company auditors and tax (financial) advisers that were previously included in the definition.

The 10 per cent decline in turnover certificate must confirm, based on the information provided, that the specified employer satisfied the 10 per cent decline in turnover test for the designated quarter applicable to a specified time.

More to come.

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JobKeeper 2.0 legislation has now passed both houses, extending the payment scheme for a further six months.

Write comment (0 Comments) " ["jcfields"]=> array(9) { [1]=> object(stdClass)#4822 (32) { ["id"]=> string(1) "1" ["title"]=> string(17) "Automatic tagging" ["name"]=> string(17) "automatic-tagging" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2018-08-29 05:26:30" ["created_user_id"]=> string(4) "2355" ["ordering"]=> string(2) "-1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4669 (3) { ["data":protected]=> object(stdClass)#4610 (1) { ["options"]=> object(stdClass)#4596 (2) { ["options0"]=> object(stdClass)#4605 (2) { ["name"]=> string(3) "Yes" ["value"]=> string(1) "1" } ["options1"]=> object(stdClass)#4594 (2) { ["name"]=> string(2) "No" ["value"]=> string(1) "0" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4525 (3) { 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Despite today being equal pay day, new research has shown that women are still making 14 per cent less than their male counterparts, leading to longer-term financial instability.

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According to the Workplace Gender Equality Agency (WGEA), women working full-time receive on average $253.60 per week less than males.

“Australia’s gender pay gap has hovered between 14 and 19 per cent for the past two decades, with every industry in Australia having full-time work favouring men,” a WGEA video explained.

“In every state and territory of Australia, women are dealing with the consequences of pay gaps favouring men,” agency director Libby Lyons said.

Western Australia posted the widest gender pay gap, with women on average earning $454 a week less than their male counterparts.

The difference was slimmest in Tasmania at $131.

Women in Gaming and Hospitality CEO Helen Galloway has called on companies to use the COVID-19 shutdown as a way of resetting the gender gap.

“As operators start standing up staff after COVID-19 restrictions have interrupted their businesses, this provides the opportunity to reset where necessary to deliver gender equitable outcomes,” Ms Galloway said. 

While some industries continue to move forward, research released by Financy Women’s Index revealed that for every month the pandemic affects the Australian economy, women’s progression towards equality falls by one year.

“As the Financy Women’s Index shows, COVID-19 has only exacerbated the divide between men and women in paid and unpaid work,” said Nicki Hutley, partner at Deloitte Access Economics. 

“Even if we return to the path of improvement seen before the pandemic, we remain a full generation away from achieving equality.”

The Financy Women’s Index improved in the June quarter (up 2.4 points, or 3.3 per cent, to 73.7 points) but this was largely as a result of male employment conditions worsening at a faster rate than female.

This gap in salary is helping to contribute to longer-term poor financial outcomes in retirement.

Seventy per cent of women have estimated super balances under $150,000, making them extremely vulnerable in retirement and the best solution is to increase the superannuation guarantee.

Women in Australia retire with 47 per cent less superannuation than men, and this was the case prior to high numbers of women being forced to access their super to get through the economic crisis.

Speaking to the Women in Super Summit, senator Jane Hume said the federal government was moving to close the superannuation gap for women and working toward a “refresh” of the 2018 Women’s Economic Security Statement that will play “an important part” in supporting women’s workforce participation in the aftermath of COVID-19. 

“We know the superannuation system was not designed specifically for women… The system designed in 1992 does not account for a number of factors that contribute directly to the superannuation savings gap, namely the gender pay gap, time out of the workforce due to caring responsibilities and the decision of many to work part-time,” Ms Hume said, adding that her own experience had only highlighted the weaknesses in the system. 

But the Australian Council of Trade Unions (ACTU) said senator Hume and the federal government “cannot be taken seriously” on economic security for women while the superannuation increase “is on the chopping block”.
 
“It’s time [minister] Hume makes up her mind and, if she does want to secure women’s economic future, to convince her colleagues to resist the self-serving push of the big business lobby to cut the super increase,” the ACTU said in a statement.

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New working-from-home deductions are seeing Australians at risk of missing out in over $1 billion in tax refunds, new research reveals.

Write comment (0 Comments) " ["fulltext"]=> string(2502) "

Tax refund app Taxfox has crunched the numbers and found that despite Australians claiming $10 billion on top of normal expenses, they are still missing out.

Maz Zaman, co-founder and CEO of TaxFox, said, on average, Australians were claiming $2,576 in deductions each tax season pre-COVID, but this figure was predicted to grow this year due to more people claiming working-from-home expenses. 

“Nearly half of Australian workers have worked from home this year, many of whom will have spent money on setting up home offices and managing ongoing expenses such as internet and electricity,” Mr Zaman said.

The tax professional highlighted the importance of tracking every expense during these changing working conditions in order to get a maximum tax refund.

“There’s a lot of different, and some less obvious, expenses in these new working conditions that Australians can claim on. However, to claim on a lot of these deductions, accurate records and logs are required by the ATO, which many people will not have on file,” Mr Zaman continued.

Mr Zaman also pointed out the deductions for key industries as a guide for others to make sure they pay the right amount of tax.

The tax app also revealed the top 10 occupations for deductions nationally: 

1. Surgeon: $17,729
2. Anaesthetist: $16,678
3. Internal medicine specialist: $15,155
4. Other medical practitioners: $13,401
5. Legislator: $12,821
6. Psychiatrist: $11,483
7. General medical practitioner: $9,101
8. Air transport professionals: $8,660
9. Land economist or valuer: $8,625
10. Dental practitioner: $8,551

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New working-from-home deductions are seeing Australians at risk of missing out in over $1 billion in tax refunds, new research reveals.

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string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4488 (3) { ["data":protected]=> object(stdClass)#4491 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4490 (3) { ["data":protected]=> object(stdClass)#4493 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#4842 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4492 (3) { ["data":protected]=> object(stdClass)#4495 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4494 (3) { ["data":protected]=> object(stdClass)#4497 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#4839 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4496 (3) { ["data":protected]=> object(stdClass)#4499 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4498 (3) { ["data":protected]=> object(stdClass)#4501 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#4840 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4500 (3) { ["data":protected]=> object(stdClass)#4503 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4502 (3) { ["data":protected]=> object(stdClass)#4505 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#4835 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4504 (3) { ["data":protected]=> object(stdClass)#4510 (1) { ["options"]=> object(stdClass)#4508 (2) { ["options0"]=> object(stdClass)#4507 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#4509 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4506 (3) { ["data":protected]=> object(stdClass)#4512 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#4838 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4511 (3) { ["data":protected]=> object(stdClass)#4514 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4513 (3) { ["data":protected]=> object(stdClass)#4516 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#4848 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4515 (3) { ["data":protected]=> object(stdClass)#4518 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4517 (3) { ["data":protected]=> object(stdClass)#4520 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(69) "/earn-money/tax-refund/australians-tipped-to-overpay-the-taxman-1-1bn" ["image"]=> string(46) "images/article-826x550/money-lend-hands-ne.jpg" ["image_alt"]=> string(7) "overpay" } }