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The global economy is expected to recover in 2021 following the weakest year since World War II, with fiscal and monetary policy continuing to support world economies, a big four bank has forecasted.

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The Commonwealth Bank of Australia’s (CBA) chief economist Stephen Halmarick has outlined his economic predictions for 2021, with global growth forecasted at 5.2 per cent off the back of strong growth in the US and China.

“In the US, there remains a number of political risks ahead. But, assuming Joe Biden is sworn in as the 46th President of the United States on 20 January 2021, we expect him to focus on a few key policy priorities that should support the US economy throughout 2021 and beyond,” Mr Halmarick said.

The economist also highlighted how despite economic falls in Australia, a win on the health front so far has led to a less severe downturn than first predicted. 

“Australia has done a better job than just about any other nation in controlling the spread of the virus,” Mr Halmarick said. 

“This, combined with fiscal and monetary policy support being provided to the economy, and the role played by the Australian banking system, means the economic impact of COVID 19 has been less severe in Australia than many other nations, and less severe than initially expected.

“To be sure, Australia’s 30-year run without a recession has come to an end, and the human toll of the sharp rise in the unemployment rate has been very real. But, the outlook for Australia is improving.”

Expect rates to be lower for longer

Despite a stronger economy predicted in 2021, Mr Halmarick said the consequences of the current pandemic are likely to have an impact on monetary policy in the medium-term.

“The recession, the rise in the unemployment rate, the global economic environment, and the expectation that inflation will remain below the 2 to 3 per cent target range for years, has seen monetary policy in Australia enter unconventional space for the very first time,” he said.

He pointed out the cash rate target is expected to remain at just 0.1 per cent for at least three years. The RBA is funding the banking system for three years at 0.1 per cent, and the RBA is targeting the three-year Commonwealth bond yield at 0.1 per cent. 

In addition, the RBA is now engaged in a quantitative easing (QE) program and will buy $100 billion of Commonwealth and state government bonds over the six months to April 2021. 

“Having entered the world of unconventional monetary policy, it is going to be a long time before the RBA can retreat from providing significant support to the economy,” he said.

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The global economy is expected to recover in 2021 following the weakest year since World War II, with fiscal and monetary policy continuing to support world economies, a big four bank has forecasted.

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Australia’s fintech sector continues to grow, despite the challenges of the COVID-19 recession, new research has shown.

Write comment (0 Comments) " ["fulltext"]=> string(3381) "

Research released by KPMG shows Australia has added another 104 fintechs to the market in just over 12 months. 

In total Australia now has 733 active fintechs. 

Commenting on the findings Daniel Teper, National Fintech Lead, KPMG Australia said the strength of the market through the COVID-19 pandemic was a positive for the sector as a whole.

“Despite the impacts of COVID-19 on the economy, increased digitisation across financial services and new customer behaviours have created new opportunities for innovation.,” Mr Teper said.

“The overall impressive net growth in the number of fintechs illustrates both the robust market dynamics and a strong support for the fintech sector in Australia.”

Fintech sector lagging behind

Despite a growing number of fintechs entering the market, venture capital investor Seed Space highlighted Australia cannot compete globally in a fintech market due to weaker global initiatives. 

The capital firm points out early stage venture capital limited partnership schemes in Australia  currently offer a 10 per cent tax offset to investors in “innovative companies at the early and growth stages of the startup life-cycle”, according to information on the Treasury website.

Similar incentive schemes in the US offer an up to 100 per cent tax offset for early stage fintech investors depending on the state where the investment is located, while the UK’s investment scheme offers an up to 50 percent tax offset.

Early stage fintech investors in Japan are offered a 25 per cent offset for investing in early stage companies, the Seed Space data noted.

In a submission to the Senate committee on fintech and regtech, the company said not only were the incentives available in Australia not large enough to push investor money towards the fintech sector, the concession scheme was also restricted in the types of companies investors could fund, with service businesses such as robo advisers and neo-banks excluded.

“Many Australian fintechs are excluded from these incentive programs, despite their use and development of innovative technologies, and creation of novel business models,” the company said.

In order to boost Australia’s competitiveness as a global investment hub for fintech, Seed Space managing director and founder Dirk Steller said the government should also look at investment matching programs such as those used in European markets.

“In the UK and also in the EU, there are government direct investments into VC firms often through matching programmes - i.e. the VC firm raises $50 million and the government adds another $50 million,” Mr Steller said.

“We believe the Australian Future Fund could have similar provisions.”

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Australia’s fintech sector continues to grow, despite the challenges of the COVID-19 recession, new research has shown.

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2020 was far from an ordinary year. Bushfires, floods and a global pandemic have upended the lives of millions of Aussies as the economy crashed and unemployment soared.

Write comment (0 Comments) " ["fulltext"]=> string(4022) "

As we farewell 2020, still scared by its many evils, let’s take a quick look at the most clicked-on COVID-related stories on nestegg. 

What should retirees do about the COVID-19 outbreak?

This article, a fan favourite, attempted to answer the question: Should retirees take their money out of super in response to COVID-19?

Back in March, at the onset of the COVID crisis, younger Australians were being told to ride out the volatile patch, while older Australians that were approaching retirement were advised to look into their options.

This article, which was first published by Super Consumers, stated that those who have retired or are approaching retirement may want to think twice about their super.

“There are many more factors to weigh when nearing retirement, and your balance size, time until retirement and expenditure will all play a big part in planning.”

Will my income protection insurance cover COVID-19?

With job security and income protection top of mind for many workers in April, comparison platform Finder’s insurance specialist, Sophie Walsh, provided some information on when and if income protection insurance works.

Unsure if you are covered?

Ms Walsh told concerned workers to check their superannuation.

“Income protection may be included if you have a balance above $6,000,” she highlighted.

Beware these 5 COVID-19 scams

People try to profit even out of the direst situations, and COVID-19 has been no different.

The Australian Competition and Consumer Commission’s Scamwatch has warned that scammers are using the spread of COVID-19 to take advantage of people all across Australia who may have let their guard down.       

By mid-May, more than 2,000 coronavirus-related scams had already been reported, with losses totaling more than $700,000.

This articled offered advice about how to best shield yourself from scammers.

3m Aussies ‘now on notice’: ATO uses COVID-19 data

Back in June, it was revealed that the ATO would be looking at the personal data of 3 million Australians from Services Australia as it cracked down on its COVID-19 compliance front.

The data that the ATO was preparing to scrutinise included identification details and government payments such as the JobSeeker payment, including when the benefit started or ceased.

The Tax Office said at the time that the data-matching program would allow it to identify and address taxation risks, including identity theft, or incorrect or misleading information included in applications for the COVID-19 stimulus measures.

Breaking down COVID-19’s impact on retirement outcomes

Another retirement piece made it into the top five COVID-19-related stories in 2020, as millions of Aussies chose to withdraw money from their super to offset losses incurred as a result of the global pandemic.

In April, at the height of COVID in Australia, Will Burkitt, retirement innovation leader and partner at Mercer, said the overwhelming sentiment around COVID-19 continues to be “uncertainty” – which is creating “very real issues” for many Australians throughout a number of stages of retirement.

He flagged four main groups who are set to suffer through the economic downturn associated with the health crisis.

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2020 was far from an ordinary year. Bushfires, floods and a global pandemic have upended the lives of millions of Aussies as the economy crashed and unemployment soared.

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Australia’s top 5 per cent of people are responsible for more carbon emissions than the entire Pacific islands combined, new research has found.

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Days after Australia was kicked out of the UN due to Australia’s “stubborn refusal” to uphold its climate ambitions, Oxfam has revealed the extent of Australia’s climate problem.

The research showed that the 1.2 million people that make up Australia’s top 5 per cent are responsible for more carbon emissions annually than all 11 million citizens of Pacific islands combined.

This is partially due to Australia’s energy consumption being eight times as much carbon emissions each year as Pacific islanders. 

Oxfam chief executive Lyn Morgain said Australia owed it to Pacific island nations, which are already bearing the brunt of the impacts of climate change, to do better and make stronger commitments at the upcoming meetings. 

“There’s still time to take meaningful action and step into line with the rest of the world by making more significant commitments and setting more ambitious targets. 

“While cancelling the Kyoto ‘carryover credits’ would be a welcome first step, Australia must stand with our Pacific neighbours by matching our climate action ambition to the scale of the threat that faces these communities. At a minimum, Australia must cancel the credits and commit to net-zero emissions targets as soon as possible.” 

Australia refutes UN’s claims

UN Secretary-General Antonio Guterres made the claims that it is time to declare a state of climate emergency, with nations following through on previous promises. 

So far, 38 countries have declared a climate change emergency even though the UN pointed out that countries are unlikely to reach their agreed-upon targets set out during the Paris Agreement. 

“Five years after the Paris Agreement, we are still not going in the right direction,” Mr Guterres said.

“Paris promised to limit temperature rises to as close to 1.5 degrees as possible. But the commitments made in Paris were far from enough to get there, and even those commits are not being met.”

“If we don’t change course, we may be headed for a catastrophic temperature rise of 3 degrees this century,” he explained. 

Despite Australia’s carbon emission levels, and calls from the UN to declare a national climate emergency, Resources Minister Keith Pitt highlighted that these are grand statements without action.

“Grand statements are quite simple to make,” he told ABC radio on Monday.

“It’s about outcomes, it’s about a plan, it’s about knowing where we’re going and what it will cost, and it’s about delivery.”

Mr Pitt refused to offer a view on achieving a climate target by 2050, instead jokingly stating he might not be alive in 30 years. 

“In 30 years, I’m hopeful I’m still breathing, but we’ll maintain our focus on the commitments we’ve made, that the Australian people have agreed to,” he said.

“In regional Australia in particular, we want to make sure that those big industries that continue to drive employment for us are sustainable into the long term.”

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Learn the best strategies in investing and options like cryptocurrency, bonds, mutual funds, property and stock market." ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2020-12-15 00:00:30" ["slug"]=> string(71) "16157:rich-aussies-produce-more-emissions-than-pacific-islands-combined" ["parent_slug"]=> string(16) "284:invest-money" ["catslug"]=> string(11) "313:economy" ["event"]=> object(stdClass)#5241 (3) { ["afterDisplayTitle"]=> string(0) "" ["beforeDisplayContent"]=> string(0) "" ["afterDisplayContent"]=> string(0) "" } ["text"]=> string(368) "

Australia’s top 5 per cent of people are responsible for more carbon emissions than the entire Pacific islands combined, new research has found.

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Scott Morrison wasn’t among the 70 world leaders speaking at the UN’s Climate Ambition Summit over the weekend due to Australia's “stubborn refusal” to up its climate ambitions – an attitude that is expected to pose significant costs to the Aussie economy.

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The Morrison government failed to secure a speaking spot at the the UN’s virtual Climate Action Summit, which took place over the weekend, just days after the PM said he would be there to “correct the record”.

It is believed that Mr Morrison’s plans to unveil Australia’s intention to ditch the use of Kyoto carryover credits to meet its Paris Agreement commitments were not deemed significant enough to warrant a speaking spot.

“I wish them well for the summit. I’m sure it’ll be very nice,” the PM said on Friday, after it was revealed he would not be among the 70 world leaders to speak at the summit.

After being booted from the UN summit, the PM attended the Pacific Islands Forum on Friday, where he refused to formally commit to cutting emissions by 26 to 28 per cent on 2005 levels by 2030. Mr Morrison also refused to agree to aim for net zero emissions by 2050, instead telling the forum Australia is "committed to achieving net zero emissions as soon as possible". 

Commenting on Australia’s UN snub, Professor Tim Flannery, Chief Climate Councillor, scientist and former Australian of the Year said: “With all our major trading partners and strategic allies now stepping up their commitments to climate action, Australia faces a diplomatic firestorm, not to mention decades of economic fallout, if it fails to act.”

Similarly, Professor Lesley Hughes, Climate Councillor and climate scientist, opined that the PM’s expectations were ill founded.

“The Morrison government announcing it will not use dodgy Kyoto ‘carryover credits’ to meet its Paris target is like your child looking for praise after coming home from school and telling you they decided not to cheat in their exams. This is not enough to convince the international community we are serious.”

Nicki Hutley, Climate Councillor, economist and partner at Deloitte, said that while Australia has clearly been banished to the “naughty corner”, the country’s climate inaction carries a significant cost.

“Australia has a long way to go. This summit needs to bring about more action. If we don’t do something now, we will have huge economic disruptions.

“By acting on climate change, we can create new jobs, set up clean export industries for the future, and a prosperous economy,” said Mr Hutley.

Last month, Deloitte Access Economics warned that the Australian economy could lose $3 trillion and 880,000 workers over the next 50 years if climate change is not addressed.

“If you think COVID is awful, then you should be prepared to fight against an even bigger threat. COVID shows the cost of overlooking catastrophic risks. So, it’s an urgent wake-up call for us to get ahead of that other big risk – climate change,” Deloitte’s chief economist, Chris Richardson, said.

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Scott Morrison wasn’t among the 70 world leaders speaking at the UN’s Climate Ambition Summit over the weekend due to Australia's “stubborn refusal” to up its climate ambitions – an attitude that is expected to pose significant costs to the Aussie economy.

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["introtext"]=> string(376) "

Australia has terminated its COVID-19 vaccine trial after several test participants returned false HIV results during Phase 1 of the trial.

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While the University of Queensland (UQ) and CSL announced on Friday that the Phase 1 trial of their COVID-19 vaccine has shown that it elicits a “robust response” towards the virus and has a “strong safety profile”, UQ confirmed that the government has pulled the plug on further trials.

Australia has been anticipating an update from the University of Queensland after it commenced a Phase 1 trial of their COVID-19 jab candidate – V451 – in July 2020.

That announcement came on Friday, with UQ revealing that “there were no serious adverse events of safety concerns reported in the 216 trial participants”. However, several trial participants did return false positive HIV test results.

As a result, the government has decided to terminate its $1 billion deal with UQ and global biotech company CSL, after agreeing to buy over 50 million doses.

Defending its position, UQ explained on Friday that the generation of antibodies directed towards fragments of a protein, which is a component used to stabilise the vaccine, may cause a partial immune response, but that it was unexpected that the levels induced would interfere with certain HIV tests.

UQ confirmed, however, that there “is no possibility the vaccine causes infection”, and routine follow-up tests confirmed there is no HIV virus present. 

But it did admit that for the vaccine to be rolled out, “significant changes” would need to be made to well-established HIV testing procedures in the healthcare setting.

Professor Paul Young, UQ vaccine co-lead, said that although it was possible to re-engineer the vaccine, the team did not have the luxury of time needed.

“Doing so would set back development by another 12 or so months, and while this is a tough decision to take, the urgent need for a vaccine has to be everyone’s priority.

“I said at the start of vaccine development that there were no guarantees, but what is really encouraging is that the core technology approach we used has passed the major clinical test. It is a safe and well-tolerated vaccine, producing the strong virus-neutralising effect that we were hoping to see,” Mr Young said.

“So, we will continue to push forward, and we are confident that with further work, the Molecular Clamp technology will be a robust platform for future vaccine development here in Australia and to meet future biosecurity needs.”

The UQ V451 vaccine was one of four the Australian government had hoped would be successful in the fight against the coronavirus pandemic.

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Australia has terminated its COVID-19 vaccine trial after several test participants returned false HIV results during Phase 1 of the trial.

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"2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#5259 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5007 (3) { ["data":protected]=> object(stdClass)#5010 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5009 (3) { ["data":protected]=> object(stdClass)#5012 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#5258 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5011 (3) { ["data":protected]=> object(stdClass)#5014 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5013 (3) { ["data":protected]=> object(stdClass)#5016 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#5255 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5015 (3) { ["data":protected]=> object(stdClass)#5018 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5017 (3) { ["data":protected]=> object(stdClass)#5020 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#5256 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5019 (3) { ["data":protected]=> object(stdClass)#5022 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5021 (3) { ["data":protected]=> object(stdClass)#5024 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#5251 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5023 (3) { ["data":protected]=> object(stdClass)#5029 (1) { ["options"]=> object(stdClass)#5027 (2) { ["options0"]=> object(stdClass)#5026 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#5028 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5025 (3) { ["data":protected]=> object(stdClass)#5031 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#5254 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5030 (3) { ["data":protected]=> object(stdClass)#5033 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5032 (3) { ["data":protected]=> object(stdClass)#5035 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#5264 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5034 (3) { ["data":protected]=> object(stdClass)#5037 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5036 (3) { ["data":protected]=> object(stdClass)#5039 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(102) "/invest-money/economy/university-of-queensland-terminates-covid-vaccine-trial-after-unexpected-results" ["image"]=> string(45) "images/article-826x550/vaccine-syringe-ne.jpg" ["image_alt"]=> string(86) "University of Queensland terminates COVID vaccine trial after ‘unexpected’ results" } }