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Retirement
Let nestegg help you plan a smooth, enjoyable retirement. Find relevant content that can help you better understand retirement planning, self managed super funds (SMSFs), and other various superannuation options.
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The Retirement Living Council (RLC) has expressed disappointment with the Australian government's FY25 Budget, stating that it fails to address the housing needs of a large cohort of older Australians and the challenges associated with age-friendly accommodation and care.
RLC Executive Director Daniel Gannon said, "This is a budget that focuses on the housing needs of some Australians but forgets about a large cohort of older people and challenges associated with age-friendly accommodation and care."
He highlighted the projected 70 per cent increase in the number of people aged over 75 by 2040, emphasising the need for governments to prioritise housing solutions for this "silver tsunami".
Mr Gannon criticised the government's silence on the exclusion of purpose-built seniors' housing from the Prime Minister's 1.2 million new homes target and the lack of response to the Aged Care Taskforce recommendations.
"Given the government is the judge, jury and executioner of this Taskforce and having already had five months to consider their own findings, noncommunication signals one of two things: it's either bad news for consumers or it's bad news for operators. But until we hear from the government, both parties remain in the dark," he said.
Mr Gannon stressed the urgency of the situation, stating, "The unfortunate reality is that Australians aren't getting any younger, and every day that passes without a plan to appropriately and affordably house and care for older Australians is a missed opportunity."
The RLC has recommended that the government include units in retirement communities as a key delivery component of the Housing Accord target to build 1.2 million new homes nationwide by 2029.
Increasing the number of retirement communities would not only provide age-friendly and care-focused accommodation for older Australians but also inject existing homes back into the market for younger buyers and growing families.
With the government's own National Housing Supply and Affordability Council forecasting a 300,000-home shortfall against its target, the 67,000 retirement dwellings required to maintain existing market demand could close that gap by 22 per cent.
Mr Gannon called for the government to rectify the ongoing exclusion of retirement community units from the Accord target, describing it as a "very simple fix that can be addressed with a laptop and a bullet point."
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The Retirement Living Council (RLC) has expressed disappointment with the Australian government's FY25 Budget, stating that it fails to address the housing needs of a large cohort of older Australians and the challenges associated with age-friendly accommodation and care.
RLC Executive Director Daniel Gannon said, "This is a budget that focuses on the housing needs of some Australians but forgets about a large cohort of older people and challenges associated with age-friendly accommodation and care."
He highlighted the projected 70 per cent increase in the number of people aged over 75 by 2040, emphasising the need for governments to prioritise housing solutions for this "silver tsunami".
Mr Gannon criticised the government's silence on the exclusion of purpose-built seniors' housing from the Prime Minister's 1.2 million new homes target and the lack of response to the Aged Care Taskforce recommendations.
"Given the government is the judge, jury and executioner of this Taskforce and having already had five months to consider their own findings, noncommunication signals one of two things: it's either bad news for consumers or it's bad news for operators. But until we hear from the government, both parties remain in the dark," he said.
Mr Gannon stressed the urgency of the situation, stating, "The unfortunate reality is that Australians aren't getting any younger, and every day that passes without a plan to appropriately and affordably house and care for older Australians is a missed opportunity."
The RLC has recommended that the government include units in retirement communities as a key delivery component of the Housing Accord target to build 1.2 million new homes nationwide by 2029.
Increasing the number of retirement communities would not only provide age-friendly and care-focused accommodation for older Australians but also inject existing homes back into the market for younger buyers and growing families.
With the government's own National Housing Supply and Affordability Council forecasting a 300,000-home shortfall against its target, the 67,000 retirement dwellings required to maintain existing market demand could close that gap by 22 per cent.
Mr Gannon called for the government to rectify the ongoing exclusion of retirement community units from the Accord target, describing it as a "very simple fix that can be addressed with a laptop and a bullet point."
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RLC Executive Director Daniel Gannon emphasized the importance of addressing the challenges associated with Australia's rapidly changing demographic landscape and the need for age-friendly housing supply.
"Every day that passes without seniors' housing accommodation being recognised in these targets is a big 'swing and miss' for the Australian Government when they should be looking for a home run," Mr Gannon said.
The RLC made five key recommendations to the government in its pre-budget submission earlier this year, with the inclusion of retirement units in the housing targets being a crucial point.
Recently, the National Housing Supply and Affordability Council (NHSAC) forecast that the government will fall short of its target by nearly 300,000 homes.
Mr Gannon pointed to the State of the Housing System report released by the NHSAC, which highlights the benefits of rightsizing, the housing risks associated with an ageing population, and the advantages of retirement communities in providing in-home care and support services.
"As it stands, units in retirement communities aren't recognised in these housing targets, but the group tasked with delivering them is spruiking their many and varied benefits," he said.
To maintain existing market demand, the retirement living industry requires 67,000 units to be built by 2030, which would represent 22 per cent of the gap identified by the NHSAC. These units are 48 per cent more affordable than comparable homes and can help the government solve Australia's housing supply problem.
The RLC is urging the government to take action and include retirement units in its housing targets to effectively address the challenges posed by an ageing population and the growing need for age-friendly housing solutions.
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The Retirement Living Council (RLC), the national peak body for retirement and seniors' housing accommodation, is calling on the government to include retirement units in the Prime Minister's target to build 1.2 million new homes by 2029, ahead of this week's Budget.
RLC Executive Director Daniel Gannon emphasized the importance of addressing the challenges associated with Australia's rapidly changing demographic landscape and the need for age-friendly housing supply.
"Every day that passes without seniors' housing accommodation being recognised in these targets is a big 'swing and miss' for the Australian Government when they should be looking for a home run," Mr Gannon said.
The RLC made five key recommendations to the government in its pre-budget submission earlier this year, with the inclusion of retirement units in the housing targets being a crucial point.
Recently, the National Housing Supply and Affordability Council (NHSAC) forecast that the government will fall short of its target by nearly 300,000 homes.
Mr Gannon pointed to the State of the Housing System report released by the NHSAC, which highlights the benefits of rightsizing, the housing risks associated with an ageing population, and the advantages of retirement communities in providing in-home care and support services.
"As it stands, units in retirement communities aren't recognised in these housing targets, but the group tasked with delivering them is spruiking their many and varied benefits," he said.
To maintain existing market demand, the retirement living industry requires 67,000 units to be built by 2030, which would represent 22 per cent of the gap identified by the NHSAC. These units are 48 per cent more affordable than comparable homes and can help the government solve Australia's housing supply problem.
The RLC is urging the government to take action and include retirement units in its housing targets to effectively address the challenges posed by an ageing population and the growing need for age-friendly housing solutions.
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According to the report, Australians over the age of 65 accounted for more than 40 per cent of total separations from public hospitals in 2021–22 and 47 per cent of the total patient days occupying hospital beds. The number of beds per 1,000 Australians aged over 65 has also fallen to a record low of 14.3.
RLC Executive Director Daniel Gannon said, "Age-friendly retirement villages are leading to better health outcomes for older Australians because they are purpose designed and put social interaction at their core."
Research shows that retirement village residents are 20 per cent less likely to require hospitalisation after just nine months of living in these communities, resulting in 14,000 avoided annual hospitalisations across Australia. Compared to those living outside retirement communities, residents are also 15 per cent more physically active, 41 per cent happier, five times more socially active, twice as likely to catch up with family or friends, and have reduced levels of depression and loneliness.
These improved health outcomes generate $945 million in annual savings for the Australian Government while also freeing up aged care beds for increasing demand.
Gannon called on governments to support the development of more age-friendly housing, stating, "Given the issues highlighted in this report from the AMA and the impending demographic 'silver tsunami', governments need to do everything they can to unleash more housing supply, that keeps people healthier and happier for longer."
The RLC has urged the Prime Minister to include retirement units in the Australian Government's 1.2 million new homes target and remove financial barriers such as eligibility for Commonwealth Rent Assistance and age pension means testing.
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The Retirement Living Council (RLC) has welcomed the findings of the Australian Medical Association's (AMA) annual Public Hospital Report Card, which highlights the potential for age-friendly retirement communities to improve health outcomes for older Australians and reduce the burden on public hospitals.
According to the report, Australians over the age of 65 accounted for more than 40 per cent of total separations from public hospitals in 2021–22 and 47 per cent of the total patient days occupying hospital beds. The number of beds per 1,000 Australians aged over 65 has also fallen to a record low of 14.3.
RLC Executive Director Daniel Gannon said, "Age-friendly retirement villages are leading to better health outcomes for older Australians because they are purpose designed and put social interaction at their core."
Research shows that retirement village residents are 20 per cent less likely to require hospitalisation after just nine months of living in these communities, resulting in 14,000 avoided annual hospitalisations across Australia. Compared to those living outside retirement communities, residents are also 15 per cent more physically active, 41 per cent happier, five times more socially active, twice as likely to catch up with family or friends, and have reduced levels of depression and loneliness.
These improved health outcomes generate $945 million in annual savings for the Australian Government while also freeing up aged care beds for increasing demand.
Gannon called on governments to support the development of more age-friendly housing, stating, "Given the issues highlighted in this report from the AMA and the impending demographic 'silver tsunami', governments need to do everything they can to unleash more housing supply, that keeps people healthier and happier for longer."
The RLC has urged the Prime Minister to include retirement units in the Australian Government's 1.2 million new homes target and remove financial barriers such as eligibility for Commonwealth Rent Assistance and age pension means testing.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(103) "/retirement/retirement-living-linked-to-better-health-outcomes-and-reduced-hospital-visits-report-finds" ["image"]=> string(122) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1713836880/pexels-huy-phan-316220-1377070_hyjjtg.jpg" ["image_alt"]=> string(92) "Retirement living linked to better health outcomes and reduced hospital visits, report finds" } [3]=> object(stdClass)#8028 (57) { ["id"]=> int(18555) ["title"]=> string(99) "La Trobe Financial unveils heartwarming new campaign celebrating a life of well-managed investments" ["alias"]=> string(99) "la-trobe-financial-unveils-heartwarming-new-campaign-celebrating-a-life-of-well-managed-investments" ["introtext"]=> string(2128) "Australia's premier alternative asset manager, La Trobe Financial, has launched a new marketing campaign titled "Grandpa's Gift" in collaboration with creative agency Bastion. The fully integrated campaign, which will run across television, print, display, social, radio, and out of home from April 8th, aims to capture the hearts of La Trobe Financial's investors.
Chris Andrews, CEO of La Trobe Financial, stated, "For over 70 years our clients have relied on us to look after them, so that they can look after those they love. With this as our foundation, we have created a campaign that we think truly captures the hearts of our investors. It depicts, in a really beautiful way, our investor base and puts the focus on those investors who are seeking a prosperous future and a dignified retirement."
The campaign tells the story of a life of well-managed investment choices that affords freedom in later years, celebrating the connection between generations and tapping into the universal desire to care for families through everyday acts of kindness. As one of Australia's leading retirement income providers, La Trobe Financial aimed to capture the people they serve in a heartfelt, human way.
La Trobe Financial appointed Bastion as its creative agency in late 2023 after a thorough pitch process. Since taking over as CEO in 2022, Andrews has implemented several new initiatives and client-focused solutions that have seen the company increase its status as Australia's premier alternative asset management business with c.$19bn in AUM and almost 100,000 investors.
Earlier this year, the company launched a new website, latrobefinancial.com.au, and continues its technology expansion.
La Trobe Financial, established in 1952, has been building the wealth of its investors across seven decades through careful attention to quality, discipline, and consistent performance across the economic cycle. Today, the company manages assets on behalf of almost 100,000 investors, including some of the world's largest financial institutions, and 3,200 supporting financial advisers.
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The fully integrated campaign, which will run across television, print, display, social, radio, and out of home from April 8th, aims to capture the hearts of La Trobe Financial's investors." 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Australia's premier alternative asset manager, La Trobe Financial, has launched a new marketing campaign titled "Grandpa's Gift" in collaboration with creative agency Bastion. The fully integrated campaign, which will run across television, print, display, social, radio, and out of home from April 8th, aims to capture the hearts of La Trobe Financial's investors.
Chris Andrews, CEO of La Trobe Financial, stated, "For over 70 years our clients have relied on us to look after them, so that they can look after those they love. With this as our foundation, we have created a campaign that we think truly captures the hearts of our investors. It depicts, in a really beautiful way, our investor base and puts the focus on those investors who are seeking a prosperous future and a dignified retirement."
The campaign tells the story of a life of well-managed investment choices that affords freedom in later years, celebrating the connection between generations and tapping into the universal desire to care for families through everyday acts of kindness. As one of Australia's leading retirement income providers, La Trobe Financial aimed to capture the people they serve in a heartfelt, human way.
La Trobe Financial appointed Bastion as its creative agency in late 2023 after a thorough pitch process. Since taking over as CEO in 2022, Andrews has implemented several new initiatives and client-focused solutions that have seen the company increase its status as Australia's premier alternative asset management business with c.$19bn in AUM and almost 100,000 investors.
Earlier this year, the company launched a new website, latrobefinancial.com.au, and continues its technology expansion.
La Trobe Financial, established in 1952, has been building the wealth of its investors across seven decades through careful attention to quality, discipline, and consistent performance across the economic cycle. Today, the company manages assets on behalf of almost 100,000 investors, including some of the world's largest financial institutions, and 3,200 supporting financial advisers.
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according to Katrina McPhee, the fund's Chief of Staff.
Speaking exclusively to The Business Of, a podcast from the University of New South Wales Business School, Ms McPhee highlighted the long-term consequences of the gender pay gap, stating, "Where we might have a 13 per cent pay gap, by the time you reach retirement, that's a 30 to 40 per cent retirement gap."
She added, "Older females, retired females, are the fastest growing population within the homeless community because there's been this baked-in inequality in the system."
While superannuation funds do not determine salaries, Ms McPhee emphasized their influential voice and important role in shaping policy. She noted that since the royal commission, the system has become more competitive and human-centred, evolving from a "gentlemen's agreement-style, industrial relations-style industry" to a more dynamic one.
Aware Super also faces the challenge of balancing short-term and long-term investment perspectives to maximize returns for members. Ms McPhee stressed the importance of adopting a long-term view, stating, "It's one thing to have money to retire, but if we don't have a wonderful world to live in, it feels counterintuitive. So climate change and energy transition are really important to us."
One example of Aware Super's long-term investment strategy is their "key worker affordable housing plan," which involves a build-to-rent program. Ms McPhee explained, "We started looking at the build-to-rent market. How might we become a landlord, essentially, as a superannuation fund? And how might we then offer up more affordable rent to essential workers? So that's what we did."
She added, "People often say, 'Are you, by giving more affordable housing, giving up rent that would ultimately be returned for members? But what we found is by giving that to teachers, nurses and police officers, they generally stay in properties far longer, they do less damage to the properties. And the communities that they build have been extraordinary. So what we're seeing is the profitability of those rental agreements over a long time."
Dr Juliet Bourke, the host of The Business Of and a global consultant and academic at UNSW Business School, commented on the potential for organizations with institutional power to achieve wide-scale social good, like closing the retirement pay gap, following a moment of reckoning like a royal commission.
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Aware Super, one of Australia's largest superannuation funds with a 70 per cent female membership, is on a mission to close the gender gap that sees women retire with 30 per cent less super than men on average, according to Katrina McPhee, the fund's Chief of Staff.
Speaking exclusively to The Business Of, a podcast from the University of New South Wales Business School, Ms McPhee highlighted the long-term consequences of the gender pay gap, stating, "Where we might have a 13 per cent pay gap, by the time you reach retirement, that's a 30 to 40 per cent retirement gap."
She added, "Older females, retired females, are the fastest growing population within the homeless community because there's been this baked-in inequality in the system."
While superannuation funds do not determine salaries, Ms McPhee emphasized their influential voice and important role in shaping policy. She noted that since the royal commission, the system has become more competitive and human-centred, evolving from a "gentlemen's agreement-style, industrial relations-style industry" to a more dynamic one.
Aware Super also faces the challenge of balancing short-term and long-term investment perspectives to maximize returns for members. Ms McPhee stressed the importance of adopting a long-term view, stating, "It's one thing to have money to retire, but if we don't have a wonderful world to live in, it feels counterintuitive. So climate change and energy transition are really important to us."
One example of Aware Super's long-term investment strategy is their "key worker affordable housing plan," which involves a build-to-rent program. Ms McPhee explained, "We started looking at the build-to-rent market. How might we become a landlord, essentially, as a superannuation fund? And how might we then offer up more affordable rent to essential workers? So that's what we did."
She added, "People often say, 'Are you, by giving more affordable housing, giving up rent that would ultimately be returned for members? But what we found is by giving that to teachers, nurses and police officers, they generally stay in properties far longer, they do less damage to the properties. And the communities that they build have been extraordinary. So what we're seeing is the profitability of those rental agreements over a long time."
Dr Juliet Bourke, the host of The Business Of and a global consultant and academic at UNSW Business School, commented on the potential for organizations with institutional power to achieve wide-scale social good, like closing the retirement pay gap, following a moment of reckoning like a royal commission.
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RLC Executive Director Daniel Gannon called the delay "the best news we've had on this front for months," citing challenges with genuine consultation on the Bill from the outset and the impact of the delayed release of the Aged Care Taskforce's recommendations on understanding the holistic intentions for the future funding and provision of aged care services in Australia.
"For these reasons, deferring the commencement date for the new Act is an obvious and welcome development to ensure we get it right. Frankly, it's too important to get wrong," Mr Gannon said.
While retirement living operators fundamentally support the government's commitment to reforming the aged care sector to ensure older people who access government-funded aged care services are treated with respect and dignity, Mr Gannon emphasised the need for reforms to facilitate new and innovative models for the provision of care, not impede them.
"Australia is experiencing a dramatic demographic shift, propelled by an ageing population. Over the course of the next decade and a half, the number of people aged over 75 is expected to increase by 70 per cent, with this cohort increasing from 2 million to 3.4 million," he said.
The RLC's eight key recommendations from its March 8, 2024 submission can be accessed online, highlighting the importance of ensuring the aged care system is prepared to meet the significantly increased demand for services in the coming years.
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The Retirement Living Council (RLC) has expressed support for the Australian Government's decision to postpone the commencement date of the new Aged Care Act, with Minister for Aged Care Anika Wells announcing that the government is now considering feedback before finalising the draft legislation.
RLC Executive Director Daniel Gannon called the delay "the best news we've had on this front for months," citing challenges with genuine consultation on the Bill from the outset and the impact of the delayed release of the Aged Care Taskforce's recommendations on understanding the holistic intentions for the future funding and provision of aged care services in Australia.
"For these reasons, deferring the commencement date for the new Act is an obvious and welcome development to ensure we get it right. Frankly, it's too important to get wrong," Mr Gannon said.
While retirement living operators fundamentally support the government's commitment to reforming the aged care sector to ensure older people who access government-funded aged care services are treated with respect and dignity, Mr Gannon emphasised the need for reforms to facilitate new and innovative models for the provision of care, not impede them.
"Australia is experiencing a dramatic demographic shift, propelled by an ageing population. Over the course of the next decade and a half, the number of people aged over 75 is expected to increase by 70 per cent, with this cohort increasing from 2 million to 3.4 million," he said.
The RLC's eight key recommendations from its March 8, 2024 submission can be accessed online, highlighting the importance of ensuring the aged care system is prepared to meet the significantly increased demand for services in the coming years.
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"url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(3) ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#8758 (33) { ["id"]=> int(8) ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> int(2351) ["ordering"]=> int(0) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8221 (3) { ["data":protected]=> object(stdClass)#8548 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8218 (3) { ["data":protected]=> object(stdClass)#8286 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(3) ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#8753 (33) { ["id"]=> int(9) ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> int(2351) ["ordering"]=> int(0) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8549 (3) { ["data":protected]=> object(stdClass)#8523 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8517 (3) { ["data":protected]=> object(stdClass)#8547 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(3) ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#8751 (33) { ["id"]=> int(4) ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> int(2351) ["ordering"]=> int(1) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8546 (3) { ["data":protected]=> object(stdClass)#8477 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8535 (3) { ["data":protected]=> object(stdClass)#8554 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#8750 (33) { ["id"]=> int(6) ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> int(2351) ["ordering"]=> int(2) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8508 (3) { ["data":protected]=> object(stdClass)#8552 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8199 (3) { ["data":protected]=> object(stdClass)#8550 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#8760 (33) { ["id"]=> int(3) ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> int(2351) ["ordering"]=> int(3) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8553 (3) { ["data":protected]=> object(stdClass)#8545 (1) { ["options"]=> object(stdClass)#8540 (2) { ["options0"]=> object(stdClass)#8538 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#8539 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8551 (3) { ["data":protected]=> object(stdClass)#8574 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#8689 (33) { ["id"]=> int(5) ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> int(2351) ["ordering"]=> int(4) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8537 (3) { ["data":protected]=> object(stdClass)#8576 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8573 (3) { ["data":protected]=> object(stdClass)#8578 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#8748 (33) { ["id"]=> int(2) ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> int(2351) ["ordering"]=> int(5) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8575 (3) { ["data":protected]=> object(stdClass)#8580 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8577 (3) { ["data":protected]=> object(stdClass)#8582 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(94) "/retirement/retirement-living-council-welcomes-governments-decision-to-delay-new-aged-care-act" ["image"]=> string(120) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1712210583/pexels-matthias-zomer-339620_mztxgw.jpg" ["image_alt"]=> string(83) "Retirement Living Council welcomes government's decision to delay new Aged Care Act" } }
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Retirement
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