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Retirement
Let nestegg help you plan a smooth, enjoyable retirement. Find relevant content that can help you better understand retirement planning, self managed super funds (SMSFs), and other various superannuation options.
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The superannuation guarantee rate has increased from 11.5 per cent to 12 per cent from Tuesday, with super contributions also being added to Commonwealth Parental Leave Pay for the first time.
" ["fulltext"]=> string(3030) "Rest superannuation fund said the changes represented a significant step forward for fairness and equity in the retirement system.
The fund estimated a 30-year-old Rest member could be around $11,200 better off at retirement due to the increased super guarantee rate.
Enrico Burgio, Rest's general manager of public policy and advocacy, said the increase was particularly significant for the fund's 2 million members who were more likely to work in part-time and casual roles.
"Many of our members retire with balances below the national average, so every extra dollar can make a real difference in shaping their future and getting them closer to their best-possible retirement," Mr Burgio said.
"An extra $11,200 at retirement is meaningful for so many of our members. It's a clear reminder that even small changes today can lead to big benefits in the future for working Australians."
The introduction of super contributions on Commonwealth Parental Leave Pay payments is designed to help close the gender super gap.
Mr Burgio said Tuesday's changes represented a milestone towards fairer and more equitable superannuation.
"When you consider that eligible parents will also now receive super on their Commonwealth Parental Leave Pay payments – helping to close the gender super gap – today is truly a milestone day towards fairer and more equitable super," he said.
The changes complement other recent reforms including the removal of the $450 monthly income threshold and proposed introduction of Payday Super and Delivering Better Financial Outcomes reforms.
However, Mr Burgio said gaps remained in the superannuation system for certain groups.
"While these changes are a hugely welcome step forward for all working Australians, we know there are still many, including women, younger workers, First Nations peoples and lower-income workers, who continue to miss out on the full benefits of our world-class superannuation system," he said.
Rest has put forward policy recommendations to government aimed at supporting fairer retirement outcomes.
The fund's priority recommendation is extending the superannuation guarantee to all under-18 workers, removing what it describes as an unfair exclusion for those working less than 30 hours per week.
"Our priority recommendation is to extend the Superannuation Guarantee to all under-18 workers, removing the unfair and discriminatory exclusion for those working less than 30 hours per week, with an appropriate transition period for business," Mr Burgio said.
Rest, established in 1988, is one of Australia's largest profit-to-member superannuation funds with around 2 million members and approximately $93 billion in funds under management as at 31 March 2025.
The analysis assumes a 30-year-old member with a starting balance of $31,890 earning $46,436 annually, retiring at age 67 with continuous accumulation of super guarantee contributions.
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The superannuation guarantee rate has increased from 11.5 per cent to 12 per cent from Tuesday, with super contributions also being added to Commonwealth Parental Leave Pay for the first time.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(115) "/retirement/superannuation/superannuation-guarantee-rate-rises-to-12-per-cent-as-parental-leave-changes-take-effect" ["image"]=> string(119) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1751364012/pexels-dariaobymaha-1683975_e9kqzg.jpg" ["image_alt"]=> string(88) "Superannuation guarantee rate rises to 12 per cent as parental leave changes take effect" } [1]=> object(stdClass)#8385 (57) { ["id"]=> int(18690) ["title"]=> string(79) "Rest's Sustainable Growth option achieves highest sustainability classification" ["alias"]=> string(78) "rests-sustainable-growth-option-achieves-highest-sustainability-classification" ["introtext"]=> string(190) "Rest superannuation fund has achieved the highest sustainability classification for its Sustainable Growth investment option from the Responsible Investment Association Australasia.
" ["fulltext"]=> string(2652) "The Sustainable Growth option has received the 'Sustainable Plus' classification, which is the highest of three categories in RIAA's Sustainability Classifications Initiative.
The classification forms part of RIAA's existing Responsible Investment Certification Program and demonstrates that the investment option meets stringent responsible investment standards.
Rest General Manager, Responsible Investment & Sustainability, Leilani Weier, said the fund was proud to receive the classification.
"With around half of our members aged under 30 and decades from retirement, we are pleased to offer a choice investment option which meets RIAA's highest classification standard," she said.
"This is consistent with Rest's broader sustainability aspiration to support actions which help to build a better, fairer and more sustainable future."
Weier said Rest's responsible investment approach was important to members, with 94 per cent of surveyed members agreeing it was important the fund invest responsibly and ethically without impacting investment returns.
The Sustainable Growth option's investments in listed Australian and overseas shares target a weighted average carbon intensity that is at least 50 per cent lower than respective benchmarks.
"Further, Sustainable Growth's investments in listed Australian and Overseas shares (excluding private equity) target a weighted average carbon intensity (WACI) (measured in tonnes of carbon emissions (Scope 1 and Scope 2) per million dollars in sales in US dollars) that is at least 50% lower than their respective benchmarks, being the ASX300 and MSCI World ex Australia," Weier said.
RIAA Co-CEO Estelle Parker said the classification initiative aimed to help investors identify quality sustainable investment options.
"In today's market, the diversity of investment products can be overwhelming," she said.
"RIAA's Sustainability Classifications Initiative aims to differentiate products, enabling investors who prioritise sustainable and responsible investing to identify quality options underpinned by reliable, fit for purpose investment processes."
Parker congratulated Rest for achieving the Sustainability Plus classification.
Rest's Sustainable Growth option was first certified as a Responsible Investment Product under the RIAA Responsible Investment Certification Program in 2022.
Rest, established in 1988, is one of Australia's largest profit-to-member superannuation funds, with over 2 million members and over $93 billion in funds under management as at 31 March 2025.
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Rest superannuation fund has achieved the highest sustainability classification for its Sustainable Growth investment option from the Responsible Investment Association Australasia.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(105) "/retirement/superannuation/rests-sustainable-growth-option-achieves-highest-sustainability-classification" ["image"]=> string(113) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1751345911/pexels-pixabay-325944_o7zaz0.jpg" ["image_alt"]=> string(79) "Rest's Sustainable Growth option achieves highest sustainability classification" } [2]=> object(stdClass)#8384 (57) { ["id"]=> int(18689) ["title"]=> string(79) "Industry leaders launch SMSF Innovation Council to drive digital transformation" ["alias"]=> string(79) "industry-leaders-launch-smsf-innovation-council-to-drive-digital-transformation" ["introtext"]=> string(199) "A consortium of finance industry leaders has launched an SMSF Innovation Council to help Australia's $1.02 trillion self-managed superannuation fund industry navigate digital transformation.
" ["fulltext"]=> string(3484) "The 12-member founding council was announced at the Australian Digital Economy Conference in Queensland and comprises trustees, accountants, auditors, fintech leaders and policy influencers.
The council is chaired by Kate Cooper, CEO of cryptocurrency platform OKX Australia.
The consortium aims to offer the SMSF industry a non-commercial, industry-led forum to foster collaboration and share knowledge to help trustees and professionals explore future investing opportunities.
Its creation follows studies showing digital finance innovation could generate significant economic benefits for Australia.
According to the Tech Council of Australia, the digital assets sector could add up to $60 billion to Australia's GDP by 2030 with supportive policies and regulatory settings.
BGL Simple Fund 360, which has around 49 per cent market share of Australia's 645,000-plus SMSFs, revealed that 3.6 per cent of SMSF tax returns lodged through its platform in the 2024 financial year included cryptocurrency holdings.
These funds totalled more than $919 million in value, demonstrating strong interest in crypto assets within the SMSF space.
The council's formation comes ahead of the launch of OKX Australia's SMSF offering, featuring institutional-grade security protocols, automated reporting tools and dedicated onboarding staff.
"As Australia's retirement landscape evolves, SMSFs represent a critical pillar of financial self-determination for Australians," said Kate Cooper, CEO of OKX Australia.
"The mission of the Council is to create opportunities for technology development, knowledge-sharing and public-private consultation needed to incorporate aspects of the digital economy into diversified retirement portfolios, while ensuring trustees navigate digital economy opportunities with proper governance," she said.
The council's inaugural roundtable discussion explored how SMSFs are adapting to new asset classes and evolving alongside trustee expectations and regulatory complexity.
Discussions included the 719 per cent five-year growth in digital asset allocations through Australian SMSFs despite a significant advisory gap in the market.
"Digital assets are now part of SMSF portfolios, but reporting and audit standards haven't kept up," said Shelley Banton, SMSF Innovation Council member and Head of Technical at ASF Audits.
"I joined the Council to help shape practical frameworks that make crypto audit-ready, not audit-challenging," she said.
Shane Brunette, council member and Founder & CEO of Crypto Tax Calculator, said his company processes thousands of SMSF crypto tax reports.
"We see firsthand where users and professionals struggle," he said.
"The Council is a great opportunity to turn those pain points into smart, scalable solutions," he said.
Key focus areas include developing best practice governance frameworks, providing education and support tools, contributing to regulatory clarity discussions, and elevating trustee experiences.
Other founding members include Jeevan Tokhi from BGL Corporate Solutions, Michael Jeffriess from LightYear Docs, David Saul from Saul SMSF and Shane Mays from PKF Melbourne.
The Australian Digital Economy Conference is hosted by the Digital Economy Council of Australia, the peak industry body for blockchain, digital assets and emerging technologies.
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A consortium of finance industry leaders has launched an SMSF Innovation Council to help Australia's $1.02 trillion self-managed superannuation fund industry navigate digital transformation.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(115) "/retirement/self-managed-super-fund/industry-leaders-launch-smsf-innovation-council-to-drive-digital-transformation" ["image"]=> string(117) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1751266891/pexels-mareklevak-2265488_fcmq6r.jpg" ["image_alt"]=> string(79) "Industry leaders launch SMSF Innovation Council to drive digital transformation" } [3]=> object(stdClass)#8383 (57) { ["id"]=> int(18681) ["title"]=> string(82) "Australian retirement optimism reaches five-year high despite economic uncertainty" ["alias"]=> string(82) "australian-retirement-optimism-reaches-five-year-high-despite-economic-uncertainty" ["introtext"]=> string(212) "Australians are demonstrating significantly higher levels of optimism and confidence about their retirement prospects, with sentiment reaching a five-year peak despite ongoing global economic challenges.
" ["fulltext"]=> string(4682) "The findings come from State Street Global Advisors' 2025 Global Retirement Reality Report, which surveyed over 4,300 employees across the US, UK, Ireland, Australia and Canada who participate in defined contribution savings plans.
Among the 606 Australian respondents, one-third expressed optimism about being financially prepared for retirement by their planned retirement age, representing a notable increase from 24 per cent in August 2023 and 22 per cent in May 2020.
Australia ranks as one of the most optimistic countries regarding financial preparedness for retirement, sitting just behind the US at 34 per cent.
Canadian and UK respondents reported the lowest optimism levels, both at 20 per cent.
The average expected retirement age for Australian respondents is 66, aligning with the US but later than Canada's average of 64.
The survey identified the top three factors positively influencing retirement confidence for Australians: 43 per cent cited having little or no short-term debt, loans and credit card bills, while 43 per cent expressed confidence that their superannuation is invested wisely.
Additionally, 40 per cent noted their financial ability to save for retirement as positively affecting their confidence.
Jonathan Shead, head of investments for Australia at State Street Global Advisors, said the survey presented a hopeful picture despite ongoing concerns.
"While this year's survey presents a hopeful picture, with respondents in Australia and globally generally optimistic about their retirement prospects, the impact of inflation and the broader economic environment remain real concerns over the long term," Shead said.
"There are still 28 per cent of Australian respondents expecting to partially retire and continue working, while over 10 per cent cannot envision ever being financially secure enough to afford retirement."
Australians identified inflation, increased cost of living and medical expenses as the top three barriers negatively impacting their retirement confidence.
"Complex interactions between the public and private systems, concern about health insurance costs in an inflationary environment, and uncertainty about out-of-pocket costs are likely all detracting for retirement confidence for Australians," Shead said.
"This highlights the tension between personal financial management and global macroeconomic uncertainty."
The survey found that one-third of Australians have changed their outlook on retirement in the past six months, with many adjusting their plans by either delaying full retirement or embracing partial retirement.
Gender and income disparities emerge in retirement confidence levels, with 42 per cent of male respondents optimistic about being financially prepared for retirement compared to 24 per cent of female respondents.
Women were less likely to have investments outside superannuation at 40 per cent versus 53 per cent for men, and were less likely to have a financial adviser.
"The facts about gender and superannuation have been debated in the public square for years," Shead said.
"Median balances for women are lower than men across all age groups."
The survey revealed that respondents with an income of $100,000 or more are more confident about retirement financial preparedness.
Younger workers tend to be more optimistic about their retirement prospects compared to those nearing retirement, though optimism significantly declines at age 45.
Over half of surveyed participants in Australia associate retirement income with a steady, dependable income stream, though about one in five still view it as simply a drawdown plan.
On average, Australians believe they will need just over half of their current income to maintain their desired lifestyle in retirement.
The survey found a significant confidence gap between advised and unadvised clients, with 64 per cent of advised clients expecting to be financially prepared for retirement compared to only 25 per cent of unadvised clients.
More than one in four Australian respondents do not have a plan for their retirement savings once retired, with a gender gap evident as women are less likely to have a plan than men.
"Australians recognise that finances can be complex. And yet, less than 10 per cent of survey respondents have sought financial advice in the past six months," Shead said.
"With an aging population and an environment where change and uncertainty remain constant, retirement planning has never been more important."
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Australians are demonstrating significantly higher levels of optimism and confidence about their retirement prospects, with sentiment reaching a five-year peak despite ongoing global economic challenges.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(94) "/retirement/australian-retirement-optimism-reaches-five-year-high-despite-economic-uncertainty" ["image"]=> string(122) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1748935213/pexels-marcus-aurelius-6787970_vxzrao.jpg" ["image_alt"]=> string(82) "Australian retirement optimism reaches five-year high despite economic uncertainty" } [4]=> object(stdClass)#8382 (57) { ["id"]=> int(18678) ["title"]=> string(64) "Aware Super slashes admin fees for retirees by up to 25 per cent" ["alias"]=> string(64) "aware-super-slashes-admin-fees-for-retirees-by-up-to-25-per-cent" ["introtext"]=> string(154) "Aware Super has reduced administration fees for members with a retirement income account by up to 25 per cent and lowered the maximum annual fee.
" ["fulltext"]=> string(2231) "From 1 June, the superannuation fund will reduce the annual administration fee for retirement income and retirement transition members from 0.23 per cent to 0.17 per cent of a member's balance.
It has also cut the maximum annual administration fee on a retirement account from $1500 to $1300.
The reduction could cut the annual administration fee for a retired member by up to 25 per cent, or about $225 in the first year for the average Aware Super retiree member.
Aware Super members who open a retirement income account may also be eligible for a tax-free bonus of up to $12,350, added to their balance.
The fund said its retired members would now pay some of the most competitive fees in the market, with the average member now paying $600 less per year in total fees than the market average.
Aware Super group executive member growth Steve Travis said the $190 billion profit-for-member fund was determined to keep fees low and deliver the benefits of the fund's increasing size and efficiency gains to its members.
"Aware Super is dedicated to helping our members reach their retirement goals and keeping fees low is one of the key ways we can do that," Mr Travis said.
"We're now the third biggest superannuation fund in Australia and we invest $190 billion on behalf of our 1.2 million members."
"We want to share the benefit of our size and scale by passing fee reductions on to our members. In the first year alone, this cut will save our retired members a collective $18 million in fees."
Mr Travis said projects such as the fund's three-year digital transformation program, completed in 2023, were delivering real benefits for all members.
"Projects such as our three-year digital transformation program, completed in 2023, are delivering real benefits for all our members, including lower costs, better services, more personalised advice and a stronger fund overall," he said.
Aware Super was crowned the 2025 Pension Fund of the Year by Chant West for the second year running last week.
The fund manages investments for 1.2 million members and is one of Australia's largest profit-to-member superannuation funds.
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Aware Super has reduced administration fees for members with a retirement income account by up to 25 per cent and lowered the maximum annual fee.
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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(91) "/retirement/superannuation/aware-super-slashes-admin-fees-for-retirees-by-up-to-25-per-cent" ["image"]=> string(122) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1748425248/pexels-divinetechygirl-1181248_xbiu4e.jpg" ["image_alt"]=> string(64) "Aware Super slashes admin fees for retirees by up to 25 per cent" } [5]=> object(stdClass)#8381 (57) { ["id"]=> int(18672) ["title"]=> string(89) "SuperAPI co-founder criticises Labor's superannuation tax as 'sneaky tax on young people'" ["alias"]=> string(86) "superapi-co-founder-criticises-labors-superannuation-tax-as-sneaky-tax-on-young-people" ["introtext"]=> string(213) "The co-founder of SuperAPI has labelled Labor's proposed tax on superannuation balances above $3 million as a "sneaky tax on young people, tomorrow" disguised as a policy targeting wealthy retirees today.
" ["fulltext"]=> string(2149) "Ben Styles said the unindexed $3 million threshold would disproportionately affect future generations due to inflation and wage growth over time.
"The reality is that Labor's $3 million cap, unindexed, is a sneaky 'tax on young people, tomorrow' that is dressed up as a 'tax on rich people, today'," he said.
"The deceptive tax grab that borrows from young people's future relies on the fact that in 40 years when today's 25-year-olds are retiring, $3 million will not be considered a very high balance."
Styles referenced recent modelling from AMP Deputy Chief Economist Diana Mousina to support his position on the policy's long-term impact.
The SuperAPI co-founder argued the policy would discourage financial responsibility and ambition among young Australians.
"Every young person today will face the prospect of being penalised for working hard and achieving," he said.
"This is un-Australian and disincentivises ambition and financial responsibility."
Instead of targeting high superannuation balances, Styles advocated for policies that would support lower-income earners in building retirement savings.
"Instead of punishing people for being successful, we should be focusing on lifting those at the lower end, creating incentives for young and low-income workers to save and invest in their future and removing penalties, ie. taxes, that might stand in the way of them achieving the same wealth that boomers have enjoyed for decades," he said.
Labor's proposed policy would impose a 30 per cent tax rate on earnings from superannuation balances exceeding $3 million, up from the current 15 per cent concessional rate.
The policy has faced renewed scrutiny as debate continues over superannuation taxation and wealth inequality in retirement savings.
The government has positioned the measure as targeting a small number of high-balance accounts while preserving superannuation concessions for the majority of Australians.
SuperAPI operates as a technology platform serving the superannuation industry with data and analytics services.
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The co-founder of SuperAPI has labelled Labor's proposed tax on superannuation balances above $3 million as a "sneaky tax on young people, tomorrow" disguised as a policy targeting wealthy retirees today.
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string(0) "" } [4]=> object(stdClass)#9153 (33) { ["id"]=> int(4) ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> int(2351) ["ordering"]=> int(1) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8569 (3) { ["data":protected]=> object(stdClass)#8567 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8568 (3) { ["data":protected]=> object(stdClass)#8596 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#9132 (33) { ["id"]=> int(6) ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) 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object(stdClass)#8603 (2) { ["options0"]=> object(stdClass)#8602 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#8604 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8599 (3) { ["data":protected]=> object(stdClass)#8607 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#9168 (33) { ["id"]=> int(5) ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> int(2351) ["ordering"]=> int(4) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8601 (3) { ["data":protected]=> object(stdClass)#8609 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8606 (3) { ["data":protected]=> object(stdClass)#8611 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#9184 (33) { ["id"]=> int(2) ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> int(2351) ["ordering"]=> int(5) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8608 (3) { ["data":protected]=> object(stdClass)#8613 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8610 (3) { ["data":protected]=> object(stdClass)#8615 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(113) "/retirement/superannuation/superapi-co-founder-criticises-labors-superannuation-tax-as-sneaky-tax-on-young-people" ["image"]=> string(115) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1747909800/pexels-thirdman-5060557_yr8fss.jpg" ["image_alt"]=> string(89) "SuperAPI co-founder criticises Labor's superannuation tax as 'sneaky tax on young people'" } }
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