Personal cash loans

Get fresh, relevant features about applying and managing personal cash loans with nestegg. Discover how a personal cash loan works, its advantages, its impact on your credit scores, and other vital information that you need to learn.

The smart borrower’s guide to managing personal loans

Personal loans can be a strategic tool for managing finances, whether consolidating debt, financing a large purchase, or covering unexpected expenses. However, borrowing money comes with the responsibility of timely repayments and the cost of ...

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Will these changes to joint account data sharing impact you?

The government is being asked to respect citizens’ rights to consent to data sharing after ...

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What are term deposit interest rates?

When deciding where to stash your hard-earned savings, there are several factors to take ...

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Will a personal loan hurt my credit rating?

Like any other form of credit, a personal loan can affect your credit score, either ...

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Can you negotiate term deposit rates?

Getting the best interest rate is the key to making extra money in the long term. It may come as a surprise, but negotiation is one of the best ways to maximise ...

Will personal loans affect my mortgage application?

A personal loan isn’t completely bad news in the eyes of mortgage lenders

What is a personal cash loan?

A personal cash loan is a type of secured or unsecured loan that typically have terms ...

Buying now for happiness later

Four in five Australians think the use of buy now, pay later services improves their ...

Short-term ‘predatory’ lending practice banned

ASIC has announced a ban on a short-term loan model that saw consumers able to be charged fees that added up to almost 1,000 per cent of the original ...

The ‘make or break’ nature of credit reports

While it’s common knowledge that lenders will look at an individual’s credit report when an individual is applying for a home loan, less people are ...

Where to get a small loan when you need to borrow money?

Getting by can be tough for low-income individuals and families, especially when it comes to managing bills and debts.

Three big credit changes to know about in 2019

This year, changes to the financing market will take effect, and there’s some big items on the horizon in a post-royal commission world.

1 in 2 Millennials turn to personal loans

Close to half of Millennials have signed up for a personal loan, greater than any other age cohort, with cars and holidays leading the charge for ...

5 things to know before applying for a personal loan

A personal loan could be preferable to a credit card for some, but there are five things borrowers should know before applying, a personal finance ...

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Personal cash loans

The smart borrower’s guide to managing personal loans