Scams

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A 38-year-old man has been sentenced to five years imprisonment after conspiring to defraud the Commonwealth of more than $5 million through the goods and services tax refunds.

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The Australian Taxation Office (ATO) alleges that over a two-year period, Michael Ray had illegally obtained personal identifying information and used it to create false entities and register them for GST.

Mr Ray would then lodge business activity statements to claim false GST refunds, which were directed into bank accounts created through the stolen identity.

In total, the scheme intended to defraud the Commonwealth of more than $5 million.

The Australian Federal Police (AFP) and ATO joint investigation, known as Operation SPINEL, identified and charged Mr Ray in May 2017, along with two other members of the Victorian-based fraud syndicate.

The verdict was rendered by the Melbourne County Court on Monday, 23 November.

ATO Assistant Commissioner Ian Read said this is a successful result under the partnership of the ATO and AFP, who work together to investigate serious criminal activities.

“Tax crime affects the whole community by reducing the revenue that is available to fund essential community services. We know the majority of people are honest, but there are a small percentage of people who deliberately abuse the tax and super system for their own financial benefit. Today’s sentencing shows that these people will be held to account.”

Mr Ray was charged after detectives identified he had attempted to obtain a share in over $5 million and dishonestly obtained a share in more than $2.5 million from the GST fraud scheme which had operated between 12 November 2010 and 14 December 2012.

Police executed search warrants at a number of Melbourne properties and safety deposit boxes, seizing more than $1.5 million in cash.

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A 38-year-old man has been sentenced to five years imprisonment after conspiring to defraud the Commonwealth of more than $5 million through the goods and services tax refunds.

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Australians have lost over $8.8 million to threat-based scams, with young people and those in Chinese communities reporting the highest losses, new research has found.

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The ACCC said scammers are pretending to be government departments and impersonating key officials such as the police or ATO to threaten victims.

People aged 24 and under reported losing more than $4.1 million to threat-based scams, and women reported losses three times higher than men.

“It is extremely concerning that young people are being so severely emotionally and financially impacted by threat-based scams,” ACCC deputy chair Delia Rickard said.

“These losses can be devastating and they can also lead to a loss of trust in authority, meaning victims of threat-based scams may be less likely to seek help or advice from legitimate agencies in the future.”

So far this year, Scamwatch has received over 18,000 reports of these scams, an increase of 40 per cent compared with reports across all of 2019. 

Chinese authority scams comprised 74 per cent of all losses to threat-based scams, over $6.5 million. These scams target Mandarin speakers in Australian and impersonate authorities such as the Chinese embassy, police or other government officials.

“Threat-based scams disproportionately impact people with English as a second language, including foreign students, who may not fully understand Australian law,” Ms Rickard said.

“Victims will often provide personal information to scammers, as they believe they are dealing with a government agency, and this can lead to identity theft or falling victim to further scams.”

The ACCC has told Australians to watch for pre-recorded messages a sign of a scam.

“Government departments will never send pre-recorded messages to your phone or threaten you with immediate arrest,” Ms Rickard said.

They told potential victims if they are concerned or have been threatened they should simply hang up and call the organisation directly.

“Never send money or give credit card details or personal information to anyone you don’t know or trust and never by email or over the phone,” Ms Richards concluded.

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Australians have lost over $8.8 million to threat-based scams, with young people and those in Chinese communities reporting the highest losses, new research has found.

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Australians are urged to be vigilant following a surge in remote-access cyber scams.

Write comment (0 Comments) " ["fulltext"]=> string(1946) "

Data from the Australian Cyber Security Centre (ACSC) found that an average of 164 cyber crimes occur on a daily basis, costing the economy $29 billion a year.

According to group chief information security officer Keith Howard, ransomware and business email compromise scams have increased significantly since the start of the pandemic, impacting businesses of all shapes and sizes.

“The cost of cyber crime to the Australian economy is increasing every year, and every day we hear stories from our customers, including business customers, who are dealing with the financial and emotional costs of cyber crime,” Mr Howard said.

Despite the cost to business and the economy as a whole, Commbank has found that many businesses still believe cyber security is too technical, complex or expensive to deal with.

However, the bank states that a cyber security attack has the ability to negatively impact a business, along with suppliers and customers, so there’s never been a more important time for businesses to take steps to ensure their information is protected online.

“A large part of what makes cyber security complex and intimidating is the increasingly sophisticated technology,” Mr Howard said.

“Thankfully however, there are some simple tips people can follow to protect themselves online. That is why it’s really important everyone understands how to make cyber security a part of their day-to-day.”

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Australians are urged to be vigilant following a surge in remote-access cyber scams.

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A consumer watchdog has warned Australians to be vigilant against the latest phone scam.

Write comment (0 Comments) " ["fulltext"]=> string(3485) "

WA’s ScamNet has reported that losses are mounting following a spate of phone calls and voicemails from scammers demanding payment of a fake tax debt or the victim will be arrested.

So far the service has had 97 reports, with 15 victims losing a total of $188,200, with one unlucky victim reportedly losing $60,000.

This compares with 2019 figures when $100,450 was lost between 22 victims and a total of 51 reports.

Victims have reported receiving pre-recorded phone messages claiming to be from a government agency such as the Australian Taxation Office (ATO), Department of Home Affairs or Services Australia.

The call prompts the receiver to press 1, which takes them through to a person who presents themselves as either working for these agencies or is a case worker dealing with the matter. 

The victim is told that their tax file number has been linked to fraudulent activity and a warrant has been issued for their arrest or they have an outstanding tax debt that they must pay immediately otherwise they will be arrested.

Commissioner for Consumer Protection Lanie Chopping said that in some cases, victims are asked what their closest police station is, and they later receive a fake call from that police station.

“The scammers spoof or copy the number of the police station so the victim believes the call is legitimate,” Ms Chopping said.

“They are told to go to their bank and withdraw money that will be safeguarded from the fraudulent activity or that they must pay this money to pay off their outstanding debt. Once funds are withdrawn, they are instructed to purchase gift cards and provide the codes on the back to the caller.”

How to protect yourself:

• Confirm the caller’s name, title and why they are calling.
• Call the ATO on 1800 008 540 to verify the ATO contact.
• Never send money or give financial/personal details to someone you don’t know or trust.
• If you have provided your financial information, contact your financial provider immediately.
• The ATO will never leave pre-recorded messages.
• Government agencies never demand payment through unusual means like gift cards or cryptocurrency.
• Government agencies will never threaten immediate arrest.
• Do not call back numbers left in voicemails.
• Search for legitimate number of agency and call directly to verify the call.
• If in doubt, contact WA ScamNet on 1300 30 40 54.

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A consumer watchdog has warned Australians to be vigilant against the latest phone scam.

Write comment (0 Comments) " ["jcfields"]=> array(9) { [1]=> object(stdClass)#5616 (32) { ["id"]=> string(1) "1" ["title"]=> string(17) "Automatic tagging" ["name"]=> string(17) "automatic-tagging" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2018-08-29 05:26:30" ["created_user_id"]=> string(4) "2355" ["ordering"]=> string(2) "-1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5366 (3) { ["data":protected]=> object(stdClass)#5380 (1) { ["options"]=> object(stdClass)#5378 (2) { ["options0"]=> object(stdClass)#5377 (2) { ["name"]=> string(3) "Yes" ["value"]=> string(1) "1" } ["options1"]=> object(stdClass)#5379 (2) { ["name"]=> string(2) "No" ["value"]=> string(1) "0" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5376 (3) { 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Australians could be throwing away their hard-earned money with the purchase and download of a number of intrusive apps currently being advertised on social media giant TikTok.

Write comment (0 Comments) " ["fulltext"]=> string(4621) "

Digital security company Avast has given the warning, after it said it had discovered seven adware scam apps available in Australia on the Google Play Store and the Apple App Store.

According to the organisation, many of these apps are being advertised on social media video platform TikTok, with unsuspecting users paying money for these “useless” apps.

It discovered at least three profiles dedicated to pushing the apps, one of which has more than 300,000 followers.

The iOS and Android apps appear to be developed by the same person or group. The links promoted on the social media profiles lead to the iOS or Android versions of the apps, depending on the device the link is being accessed from.

Avast said many of the apps are posing as entertainment – games to “shock your friends”, wallpaper apps or music downloaders – at a cost.

It labelled some of those apps as “HiddenAds trojans”, a type of trojan that disguises itself as a safe and useful application but instead serves intrusive ads outside of the app and hides the original app icon, making it difficult for users to identify where the ads are being served from, Avast said.

“The apps we discovered are scams and violate both Google’s and Apple’s app policies by either making misleading claims around app functionalities, or serving ads outside of the app and hiding the original app icon soon after the app is installed,” explained Jakub Vávra, a threat analyst.

He said it’s of particular concern that the apps are being promoted on social media platforms which are popular among younger kids, “who may not recognise some of the red flags surrounding the apps and therefore may fall for them”.

According to Avast Threat Lab, there were over 6,600 Australian users attacked by adware this year, with peaks in February, May and June.

Globally, the apps have been downloaded more than 2.4 million times, earning the scammers upwards of $500,000.

The ease with which these scams operate has led Avast to give some insight into how Australians can better protect themselves from these types of scams:

1. Carefully read reviews

Adware and scam apps can be difficult to recognise, as they are often disguised as entertainment apps like gaming apps.

But Avast said some signs that an app could be a scam include low app ratings and negative reviews that point out excessive ads or low functionality of the alleged app features.

Mr Vávra also said reviews that are too positive can also be a sign something is amiss: “In addition to the seven apps, we also noticed the app developers have more apps, with very low downloads and reviews, but the handful of reviews they have are extremely positive and enthusiastic, which can also be a sign that something is suspicious”.

2. Question prices

Avast says users should consider what they are paying for.

If the price tag for an app makes sense, considering what the app is offering, then it is less likely to be a scam.

Mr Vávra said many scam apps “offer basic or unrealistic features, like simple games that claim to shock players, or wallpapers for around $8”.

It’s a lot of money, considering games and features like this are often offered for free by other developers.

3. Check permissions

Before downloading apps, users should check the permissions the app is requesting and consider if they make sense for the app to function properly.  

Mr Vávra said that Android app “ThemeZone - Shawky App” requests access to a device’s external storage, which can include photos, videos and files, depending on how the storage is used.

“Accessing external storage is not a must for a wallpaper app,” he warned.

4. Monitor downloads

Keeping an eye on usage by children is also vital to avoid accidentally downloading scamware.

Mr Vávra said it’s important parents do speak to their children about apps and what to look out for before downloading an app, or even “make it a rule for children to ask for permission before allowing them to download an app, to avoid potential unnecessary costs”.

nestegg has previously asked the question: Is TikTok the new kid on the scam block? 

 

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Australians could be throwing away their hard-earned money with the purchase and download of a number of intrusive apps currently being advertised on social media giant TikTok.

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The consumer watchdog is warning of an increase in rental and accommodation scams, with more than $300,000 lost to fraudulent activities this year alone.

Write comment (0 Comments) " ["fulltext"]=> string(3662) "

According to the Australian Competition and Consumer Commission (ACCC), scammers are targeting anyone seeking new rental accommodation by offering fake rental properties and using tactics related to the COVID-19 pandemic.

“Scammers are offering reduced rents due to COVID-19 and using the government restrictions to trick people into transferring money without inspecting the property,” ACCC deputy commissioner Delia Rickard said.

Scammers will post advertisements on real estate or classified websites, as well as targeting people on social media who may have posted that they are looking for a room to rent or accommodation.

The consumer watchdog has outlined that after the victim responds, the scammer will request an upfront deposit to secure the property or phish for personal information through a “tenant application form”, and promising to provide keys after the payment or information is provided.

It warned that the scammer may come up with excuses for further payments, with potential victims often only realising they have been scammed when the keys don’t arrive and the scammer cuts off contact.

So far, Australians have lost more than $300,000 to such scams in 2020 from 560 reported incidents according to Scamwatch – with total scams up 56 per cent and monetary losses up 76 per cent this year to date compared to 2019.

According to the ACCC, some scammers are even impersonating real estate agents and organising fake inspections.

Ms Rickard said more commonly, this type of scam is leading to the loss of personal information, with scammers requesting copies of identity documents such as passports, bank statements or payslips.

“Once a scammer has your personal information you are at risk of being targeted by further scams or identity theft,” she warned.

The deputy commissioner acknowledged that with so many individuals already struggling with financial difficulties due to the pandemic, “the financial impact of falling victim to a scam can be devastating”.

The virtual inspection fallacy

The ACCC has said one “common scam” sees a scammer only offering virtual inspections and then requesting bond money.

Ms Rickard has advised potential renters to “try to view a property in person before paying any bond or rent money to landlords or real estate agents”.

For Victorian areas where COVID-19 level 4 restrictions mean this is not possible, the deputy commissioner said you can still help protect yourself by doing an online search to confirm the property exists and, if dealing with an agent, checking that the agent you are dealing with is licensed.

“Scammers often rely on email communications to avoid identification, do an independent search for a phone number and speak to the property manager over the phone or arrange a meeting in person,” she explained.   

“Before making any payments ensure you are dealing with the licensed agent, if a scammer has your details they may impersonate a real estate agent and attempt to ‘follow-up’ requesting money after an inspection.”

In addition, the watchdog noted that potential renters can contact their state consumer protection agency for information on bond requirements and tenants’ rights in their state.

The ACCC is urging anyone who suspects they are a victim of a rental scam to act quickly to reduce the risk of financial loss or other damages.

They should contact their bank as soon as possible, and where relevant, contact the platform on which they were scammed.

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The consumer watchdog is warning of an increase in rental and accommodation scams, with more than $300,000 lost to fraudulent activities this year alone.

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["title"]=> string(17) "First article URL" ["name"]=> string(3) "url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-09 01:32:54" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5381 (3) { ["data":protected]=> object(stdClass)#5384 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5383 (3) { ["data":protected]=> object(stdClass)#5386 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#5637 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5385 (3) { ["data":protected]=> object(stdClass)#5388 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5387 (3) { ["data":protected]=> object(stdClass)#5390 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#5636 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5389 (3) { ["data":protected]=> object(stdClass)#5392 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5391 (3) { ["data":protected]=> object(stdClass)#5394 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#5633 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5393 (3) { ["data":protected]=> object(stdClass)#5396 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5395 (3) { ["data":protected]=> object(stdClass)#5398 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#5634 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5397 (3) { ["data":protected]=> object(stdClass)#5400 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5399 (3) { ["data":protected]=> object(stdClass)#5402 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#5629 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5401 (3) { ["data":protected]=> object(stdClass)#5407 (1) { ["options"]=> object(stdClass)#5405 (2) { ["options0"]=> object(stdClass)#5404 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#5406 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5403 (3) { ["data":protected]=> object(stdClass)#5409 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#5632 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5408 (3) { ["data":protected]=> object(stdClass)#5411 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5410 (3) { ["data":protected]=> object(stdClass)#5413 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#5642 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5412 (3) { ["data":protected]=> object(stdClass)#5415 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5414 (3) { ["data":protected]=> object(stdClass)#5417 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(79) "/save-money/scams/virtual-inspection-trap-triggers-warning-as-rental-scams-rise" ["image"]=> string(49) "images/article-826x550/house-keys-turnover-ne.jpg" ["image_alt"]=> string(61) "Virtual inspection trap triggers warning as rental scams rise" } }