Scams

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Old and young Australians are facing different threats from scammers, but both need to remain vigilant.

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Scammer activity isn’t just rising in 2021, it’s thriving on the chaos of the pandemic.

Commenting on recent findings by the Australian Competition and Consumer Commission (ACCC), Proofpoint ANZ area vice-president Crispin Kerr said September represented more than just a record month for the costs of scammer activity.

“September revealed several concerning trends, with significant losses to investment scams for middle-aged Australians,” he said.

Recent figures released by the ACCC and Scamwatch found the last nine months of scammer activity had already eclipsed the losses seen across the entirety of 2020 with a running total of over $211 million.

Mr Kerr said that the rise of classified and employment scams targeting young people left in the lurch by recent lockdowns were a growing concern, but noted that investment scams remain the biggest source of money loss throughout 2021.

“Compared to September last year where losses to these scams amounted to $6 million, the most recent figures paint a stark picture of the current reality,” he said.

Mr Kerr said that the latest figures released by the ACCC and Scamwatch revealed that it is middle-aged Australians who are suffering from these scams the most. 

Those in the 45 to 54 age group made up 40 per cent of the $18 million toll exacted by investment scams in 2021 to date.

“Investment scams can be particularly alluring, as they promise money or some form of financial compensation,” he noted.

Pointing to an overlap between the states most heavily affected by the pandemic and those hit hardest by investment scams, Mr Kerr recommended Aussies exercise caution and common sense to ensure their financial safety going forward.

While investment scammers are seeking out older Australians, Mr Kerr said that young people are being targeted by new employment scams.

“Scammers have also been taking advantage of the current job market by offering fake job and employment opportunities, commonly delivered via mobile apps and text messages,” he said.

Noting that the current climate can make this type of scams particularly appealing and effective, Mr Kerr urged younger Aussies to remain vigilant.

“These scams usually come out of the blue and sound too good to be true, which are two of the biggest red flags that something isn’t quite right,” he said.

Mr Kerr’s words of warning come as other bodies in Australia’s financial sector have issued their own, as the price and proliferation of scams have continued to rise.

“Scams succeed because they look like the real thing and catch you off guard when you are not expecting it,” Australian Banking Association CEO Anna Bligh said.

According to data released by the ABA, 66 per cent of Australians are targeted by a scam each week. Twenty-nine per cent were said to have fended off a scam attempt each day.

“Scammers don’t target one group over another; they target all people of all backgrounds, ages and income levels across Australia,” Ms Bligh noted.

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Old and young Australians are facing different threats from scammers, but both need to remain vigilant.

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Here’s how to get smart" ["alias"]=> string(63) "scammers-are-getting-devious-here-s-how-to-get-smart-about-them" ["introtext"]=> string(374) "

There’s nothing you can do to stop the scammers trying, but there are a few tricks you can use to stay ahead of them.

Write comment (0 Comments) " ["fulltext"]=> string(4233) "

Recent statistics suggest that scammer activity is on the rise, but there are tactics consumers can rely on to avoid getting burned.

Wise head of compliance for APAC Genevieve Noakes told nestegg that the easiest way to reduce your chances of being scammed is to be aware of the tricks that scammers use.

For example, the first piece of advice she offers is to be wary of deals that sound too good to be true.

“[Consumers] should take the time to see who they’re dealing with and not be pressured by special offers, as this urgency is put in place to deter them from investing time into the legitimacy of the offer or website,” she said.

Unbelievable bargains usually shouldn’t be taken at face value, especially if there’s mention of limited stock or a countdown timer is involved.

“Scammers try to create a sense of urgency to get a quick sell out of their victims,” Ms Noakes explained, warning consumers to be mindful of the pitfalls that come with time-sensitive or otherwise limited sales.

She also recommended keeping an eye out for any spelling mistakes or suspicious email addresses, especially those that end in Hotmail, Gmail or Outlook rather than the vendor’s own web domain.

Another detail that Ms Noakes recommended security-conscious consumers remain wary of is whether a website asks you to use a non-secure payment method like bank transfers, cryptocurrencies or preloaded gift cards.

“Scammers implement these payment methods as it’s rare victims will be able to recover money sent this way,” she explained.

In addition to dodgy payment methods, Ms Noakes said that scammers use refund, overpayment and underpayment notifications as a way to trick consumers into handing over their card or account details. 

She said that the easiest way for consumers to protect themselves against such scams is to stick to doing their online shopping on trusted sites.

“Shoppers should navigate directly to an online store using a web browser, rather than clicking an email or social media link, even if it is from an online retailer they’ve previously used,” Ms Noakes recommended.

When it comes to online marketplaces like Gumtree or Facebook, she said that customers should research before committing to the purchase and not pay up front without seeing the product.

“If the purchase isn’t local, they can always ask to FaceTime the seller and confirm what they’ve advertised is legitimate,” she said.

Beyond just staying clear of scammer hunting grounds, Ms Noakes said that it can be worth investigating payment providers that offer extra security like two-factor authentication or one-time-use virtual cards.

Ms Noakes’ words of warning come following a fresh warning from the Australian Banking Association (ABA) as scammers continue to plague Australian consumers.

According to the ABA, 66 per cent of Australians are targeted by a scam each week. Twenty-nine per cent were said to have fended off a scam attempt each day.

“Scams succeed because they look like the real thing and catch you off guard when you are not expecting it,” ABA CEO Anna Bligh said.

“Scammers don’t target one group over another; they target all people of all backgrounds, ages and income levels across Australia.”

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There’s nothing you can do to stop the scammers trying, but there are a few tricks you can use to stay ahead of them.

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Reviews have become a big part of online shopping, but relying on them can be dicey.

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With this year’s Black Friday sales on the horizon, consumers are being warned to remain wary of trusting reviews they read online.

According to new data released by Reviews.org, online reviews remain a valuable tool for consumers looking to make an informed decision when it comes to spending their money.

Reviews.org found that 95 per cent of consumers said they’d read reviews before making an online purchase, while 86 per cent admitted to looking at reviews before going to a restaurant or business.

Fifteen per cent of consumers surveyed went so far as saying that they would not purchase an item or visit a business if it averaged less than five stars when it came to online reviews.

However, Reviews.org also warned that fake reviews are rife and can mislead consumers who are unable to spot them.

The site found that 52 per cent of surveyed Australian consumers suspected they’d fallen for a fake review, while 26 per cent were unable to correctly identify a fake review when asked.

Commenting on the data, an ACCC spokesperson warned that consumers should remain wary that not all posted reviews are legitimate when shopping online.

“There are various ways in which online reviews can be manipulated,” they said.

The ACCC noted that some businesses post fake positive reviews about their own goods or services while others incentivise consumers to remove negative reviews.

“Businesses may also post fake negative reviews about their competitors to gain an advantage in the market,” the spokesperson added.

For consumers looking to avoid falling afoul of fake reviews, the ACCC recommends seeking information from multiple sources, being aware that reviews published on a business’s own website are less likely to be credible and to be wary of products with overwhelmingly high reviews.

“If consumers are concerned about fake or illegitimate reviews appearing on third-party review platforms, they should first report this to the third-party review platform provider,” the spokesperson said.

“Consumers can also report their concerns about fake or misleading online reviews to the ACCC.”

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Reviews have become a big part of online shopping, but relying on them can be dicey.

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["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(80) "/save-money/scams/1-in-2-aussies-suspect-they-ve-been-the-victim-of-fake-reviews" ["image"]=> string(48) "images/article-826x550/scammer-silhouette-ne.jpg" ["image_alt"]=> string(22) "victim of fake reviews" } [3]=> object(stdClass)#6574 (56) { ["id"]=> string(5) "17431" ["title"]=> string(36) "Warnings issued as scams rise by 89%" ["alias"]=> string(41) "warnings-issued-as-scams-rise-89-per-cent" ["introtext"]=> string(319) "

Australians have lost more to scams in the past nine months than they did during 2020.

Write comment (0 Comments) " ["fulltext"]=> string(3268) "

The cost of scams in 2021 continues to rise, with the Australian Competition and Consumer Commission (ACCC) suggesting that the last nine months have seen over $211 million lost to scammers.

Citing recent figures released by Scamwatch, the ACCC said that the last nine months of scammer activity had already eclipsed the losses seen across the entirety of 2020.

“It’s very concerning to see these scams evolving and becoming more sophisticated to steal even more money from unsuspecting people,” said ACCC deputy chair Delia Rickard.

Although the proportion of reports involving a financial loss has fallen in 2021, Ms Rickard noted that those who do lose money are losing it in larger amounts.

She said that the average loss this year is around $11,000, which put it ahead of the $7,000 seen over the same period of time in 2020.

“Scammers are conning people out of more and more money, so it’s really important that everyone knows what to look out for and how to protect themselves,” Ms Rickard said.

Phone-based scams are of particular concern, accounting for approximately 31 per cent of  losses and almost half of the 213,000 reports received by Scamwatch over the past nine months.

In August, the new Flubot malware scam saw Scamwatch receive more than 13,000 reports in just eight weeks.

“These scams are particularly concerning in our current climate, as many people are turning to online shopping because of the COVID-19 lockdowns,” Ms Rickard said.

She noted that many modern scammers are opting to disguise themselves as major e-commerce operators like Amazon and eBay, tricking the unwary into giving them remote access to their computer, personal and bank details.

“Do not click on any links in messages that come to you out of the blue, and never provide any of your personal or banking details to someone you don’t personally know and trust,” Ms Rickard said.

Ms Rickard’s warnings come off the back of similar cautions issued by the Australian Banking Association earlier this month.

“Scams succeed because they look like the real thing and catch you off guard when you are not expecting it,” ABA CEO Anna Bligh explained.

According to data released by the ABA, 66 per cent of Australians are targeted by a scam each week. Twenty-nine per cent were said to have fended off a scam attempt each day.

“Scammers don’t target one group over another, they target all people of all backgrounds, ages and income levels across Australia,” Ms Bligh noted. 

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Australians have lost more to scams in the past nine months than they did during 2020.

Write comment (0 Comments) " ["jcfields"]=> array(9) { [1]=> object(stdClass)#6935 (32) { ["id"]=> string(1) "1" ["title"]=> string(17) "Automatic tagging" ["name"]=> string(17) "automatic-tagging" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2018-08-29 05:26:30" ["created_user_id"]=> string(4) "2355" ["ordering"]=> string(2) "-1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6685 (3) { ["data":protected]=> object(stdClass)#6699 (1) { ["options"]=> object(stdClass)#6697 (2) { ["options0"]=> object(stdClass)#6696 (2) { ["name"]=> string(3) "Yes" ["value"]=> string(1) "1" } ["options1"]=> object(stdClass)#6698 (2) { ["name"]=> string(2) "No" ["value"]=> string(1) "0" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6695 (3) { 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Scammers are upping their game, with as many as 66 per cent of Australians  targeted each week.

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The Australian Banking Association (ABA) has issued a fresh warning as scammers continue to plague Australian consumers.

“Scams succeed because they look like the real thing and catch you off guard when you are not expecting it,” ABA CEO Anna Bligh said.

The ABA supported their warning with new data, which revealed that as much as 37 per cent of Australians have either lost money themselves or know a close friend or family member who has.

“Scammers don’t target one group over another; they target all people of all backgrounds, ages and income levels across Australia,” Ms Bligh noted.

According to the ABA, 66 per cent of Australians are targeted by a scam each week. 29 per cent were said to have fended off a scam attempt each day.

34 per cent of Australians know someone who have lost more than $150,000, the ABA added. Meanwhile, 99 per cent of Australian adults have been exposed to a scam or fraud.

In the wake of this growing threat to consumers, Ms Bligh pointed to new efforts by the banking industry when it comes to tackling the issue.

“Banks are doing all they can to help protect Australians from scams that are coming from across the world,” she said.

“The industry is also working with all key stakeholders to ensure Australians are informed and protected in every way possible.”

The ABA’s warning comes off the back of the Australian Competition and Consumer Commission’s most recent Scamwatch report, which found that the number of scams reported by Australians reached new highs of over 40,000 in August.

Commenting on the report, Proofpoint ANZ area vice-president Crispin Kerr noted that the number of scams reported had increased to almost double the level seen over the same period last year.

“In August, Australians lost a total of $26.5 million to scams, a devastating blow during what is already a very difficult time for many,” Mr Kerr said.

While investment and identity theft scams remained popular, Mr Kerr noted a broader rise in the number of health and medical scams.

“Scammers are continuing to capitalise on the pandemic, such as the ongoing vaccine rollout,” he said.

While the myth that scams only affect older Australians remains common, Mr Kerr urged younger Australians to remain diligent and aware of how they could be targeted by scammers.

“With technology integrated into almost every aspect of our daily life, it’s important to remember that even the most tech-literate people are not immune to scams,” he said. 

Dr Suranga Seneviratne from the University of Sydney said that the combination of the pandemic, ongoing lockdowns and tax return time are the perfect breeding grounds for scammer activity.

“Scammers target vulnerability and thrive on disorder," he said.

“Now, more than ever, we should be on high alert for possible cyber-crime and scam activities targeting us.”

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Scammers are upping their game, with as many as 66 per cent of Australians  targeted each week.

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New figures suggest that August was a big month for scammers.

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The ACCC’s latest Scamwatch report has revealed that the number of scams reported by Australians reached new highs of over 40,000 in August.

Proofpoint ANZ area vice-president Crispin Kerr commented on the rise in scammer activity, noting that the number of scams reported increased significantly to almost double that seen over the same period last year.

“In August, Australians lost a total of $26.5 million to scams, a devastating blow during what is already a very difficult time for many,” Mr Kerr said.

Investment scams made up almost half of this bill, squeezing victims for more than $12.3 million.

When it came to the states, NSW-based victims accounted for $11 million of this sum. The cost to Victorians also rose in August, with losses of greater than $6 million.

Among other findings, the report suggested that Australians have now lost more money to scams in the first eight months of 2021 than the entirety of 2020.

“While it is good to see Australians reporting scams to the ACCC, the sheer volume of scam activity is alarming,” Mr Kerr said.

Identify theft scams were highlighted as another key driver for this growth in scam activity, notching up a 500 per cent month-on-month increase and a 700 per cent increase on scam activity recorded in August 2020.

Another key trend here was the broader increase in health and medical scams. According to data released by the ACCC, this particularly topical category of scam has increased 15-fold since July.

“Scammers are continuing to capitalise on the pandemic, such as the ongoing vaccine rollout,” Mr Kerr said.

Mr Kerr’s suggestion that scammers are much leveraging current events to steal from Australians is an echo of a warning issued by ACCC deputy chair Delia Rickard earlier this year.

“Unfortunately, scammers continue to become more sophisticated and last year used the COVID-19 pandemic to scam and take advantage of people from all walks of life during this crisis,” Ms Rickard said in August.

In addition to the above trends, Mr Kerr noted that the data highlighted a rise in scams targeting younger Australians.

“We are witnessing an increase in scams targeting younger Australians with a high success rate, and during August, Australians aged 35 to 44 were the most financially impacted at a cost of $7 million,” he said.

Mr Kerr urged younger Australians to remain diligent and aware of how they could be targeted by scammers.

“With technology integrated into almost every aspect of our daily life, it’s important to remember that even the most tech-literate people are not immune to scams,” he said.

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New figures suggest that August was a big month for scammers.

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"2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#6956 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6704 (3) { ["data":protected]=> object(stdClass)#6707 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6706 (3) { ["data":protected]=> object(stdClass)#6709 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#6955 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6708 (3) { ["data":protected]=> object(stdClass)#6711 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6710 (3) { ["data":protected]=> object(stdClass)#6713 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#6952 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6712 (3) { ["data":protected]=> object(stdClass)#6715 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6714 (3) { ["data":protected]=> object(stdClass)#6717 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#6953 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6716 (3) { ["data":protected]=> object(stdClass)#6719 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6718 (3) { ["data":protected]=> object(stdClass)#6721 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#6948 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6720 (3) { ["data":protected]=> object(stdClass)#6726 (1) { ["options"]=> object(stdClass)#6724 (2) { ["options0"]=> object(stdClass)#6723 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#6725 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6722 (3) { ["data":protected]=> object(stdClass)#6728 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#6951 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6727 (3) { ["data":protected]=> object(stdClass)#6730 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6729 (3) { ["data":protected]=> object(stdClass)#6732 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#6961 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6731 (3) { ["data":protected]=> object(stdClass)#6734 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6733 (3) { ["data":protected]=> object(stdClass)#6736 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(89) "/save-money/scams/young-australians-warned-as-scams-cost-australia-26-5-million-in-august" ["image"]=> string(48) "images/article-826x550/scammer-silhouette-ne.jpg" ["image_alt"]=> string(5) "scams" } }