More time at home means many Australians now have the opportunity to re-assess their lifestyle and spending habits and set some serious saving goals. So how can you actually go about it?
" ["fulltext"]=> string(1236) "In this episode of The nestegg Podcast, host Grace Ormsby is joined by Melbourne-based Reventon’s Billie Christofi to talk all things finance and the impact of isolation on our hip pockets.
In stage 4 lockdown, Billie shares the importance of going back to basics when it comes to budgeting, methods to re-assess spending habits, and some of the less conventional ways people can boost their wealth at this time.
Thanks Billie, for sharing your insights with the nestegg podcast team!
Have an investment story to share? Get in touch at [email protected] and you might get featured on an upcoming episode!
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A former investment analyst has been sentenced to three years imprisonment for insider trading in relation to Big Un Limited.
Write comment (0 Comments) " ["fulltext"]=> string(1738) "Mr Ming Jinn Ho will serve the next three years in an intensive correction order – in the community – due to the fact that he co-operated with the investigation.
In a statement released by the Australian Securities and Investments Corporation (ASIC), Michael Ming Jinn Ho used inside information to trade on approximately $1.6 million in assets communicated to him by Big Un CEO Richard Evertz.
Mr Ho pleaded guilty to five counts of insider trading and one count of communicating inside information.
Mr Ho co-operated with ASIC throughout the course of its investigation by participating in voluntary interviews and providing documents.
Mr Ho also made a formal statement admitting to the offences and the facts concerning them.
Judge King quantified the discount applied to Mr Ho’s sentence of 50 per cent in recognition of his co-operation and early guilty plea.
“ASIC will take strong action against market misconduct in order to ensure Australia’s financial markets remain robust, fair and efficient,” said ASIC deputy chair Daniel Crennan QC, adding that individuals who co-operated with ASIC may receive “significant discounts” in sentencing.
“ASIC will assess the level of co-operation it receives, and where appropriate, provide information about the nature, extent and timeliness of that co-operation to the court.”
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Write comment (0 Comments) " ["fulltext"]=> string(2446) "Data analysed by Atlas VPN has uncovered 99,321 scam events since the beginning of the year up until 31 July, costing Australians $89.6 million in losses.
While it is a “slight” drop in actual scam events compared with data from January 2019 to July 2019, there hasn’t been a corresponding drop in damages, with losses more than $10 million higher than last year – a 13 per cent increase.
Atlas VPN said the age group most impacted by fraud complaints was individuals aged 65 and older, with the group reporting 14,000 cases of fraud costing close to $30 million, nearly a quarter (23.4 per cent) of all losses in 2020.
It’s a younger cohort that’s the second most likely to be scam-affected, with 25 to 34-year-olds also recording upwards of 14,000 scam events but losing less money in each instance, with just $13.4 million in losses reported.
Homing in on the categories by which Australians are being defrauded, Atlas VPN observed investment fraud as remaining “the most lucrative”.
“Criminals have come up with a wide range of fake money-making opportunities that they propose to potential victims to get hold of their funds,” it reported.
Just 3,795 investment-type scams were reported to authorities, which was acknowledged as a relatively small number compared with other types of fraud.
“Nevertheless, 36.5 per cent of investment scams resulted in financial losses costing Australians more than $34 million,” Atlas VPN revealed.
The second most lucrative business for fraudsters is dating and romance scams.
Atlas VPN said would-be scammers “create fake profiles on dating websites or social media channels to target people looking for romantic partners and lure out money”.
With less reports than investment scams, romance scams have been reported to authorities on 2,373 occasions so far in 2020.
While only 34 per cent of these attempted scams actually resulted in monetary loss, damages still amounted to $23.7 million – a whopping $10 million increase on similar statistics from 2019.
Far less financially damaging was phishing scams, despite being reported on 19,768 occasions – almost one in five scam attempts in 2020.
It’s more than 6,000 instances more than data from 2019 shows, but only 1.9 per cent of the cases actually resulted in cash losses, with just $784,382 in damages.
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multimillion-dollar tax evasion scheme being imprisoned for six years.
Write comment (0 Comments) " ["fulltext"]=> string(3239) "The District Court of Queensland found that Philip Northam was a key promoter of an intricate tax evasion scheme, which was designed to strip Australian companies of their assets, leaving them in a position where they were unable to pay their tax liabilities.
The illegal scheme concocted a way for companies to transfer all assets of the company to its previous controllers, leaving the company an empty shell unable to pay its tax debts.
Along with four others, Mr Northam would strip a company of all its assets, bring in new straw directors, and shareholders were put in before the company was wound up, leaving the entities with no means to pay the tax liabilities.
A total of 15 companies took part in the scheme, putting $4.59 million worth of taxes at risk, but the ATO stated it has recovered most of the money.
The investigation started with a tip-off by a tax agent that brought the scheme to the attention of the ATO in early 2000, with the case referred to the Australian Federal Police (AFP), which began a criminal investigation.
Mr Northam, who moved to Vanuatu for a number of years, was finally arrested in November 2018 when he re-entered Australia, after an AFP warrant was issued a decade earlier.
The 60-year-old is the final person to be sentenced, following the sentencing of his co-conspirators Ian Sidney Henke, Robin David Huston and Brian Francis Fox in 2011, and Clarence Lawry Marae in 2013.
ATO assistant commissioner Aislinn Walwyn said the sentencing was a result of a 19-year investigation by the Tax Office and the AFP.
“This sentencing shows the tenacity and persistence of the ATO and our partner agencies to hold enablers of illegal schemes to account and to secure an outcome for the benefit of honest taxpayers. It also goes to show that tip-offs from the community do pay off,” Ms Walwyn said.
“Tax crime is not victimless. This arrangement was set up to deliberately evade paying tax, which is money that could have otherwise been used to fund vital public services that the community relies upon.”
AFP Northern Command Assistant Commissioner Lesa Gale said Mr Northam’s sentencing highlights the commitment of the AFP and its partners to targeting those seeking to defraud the Australian public.
“Tax fraud can make for a complex investigation, but the AFP remains up to the challenge and is grateful for the specialist expertise of our partners through the Serious Financial Crime Taskforce that allows investigators to investigate these matters thoroughly and effectively present these matters before the courts,” Ms Gale concluded.
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["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(67) "/save-money/scams/tax-evader-imprisoned-after-19-year-investigation" ["image"]=> string(40) "images/article-826x550/court-room-ne.jpg" ["image_alt"]=> string(21) "Tax evader imprisoned" } [3]=> object(stdClass)#4870 (56) { ["id"]=> string(5) "15601" ["title"]=> string(55) "‘Anyone can get caught out by a scam’: ASIC warning" ["alias"]=> string(48) "anyone-can-get-caught-out-by-a-scam-asic-warning" ["introtext"]=> string(295) "Indigenous consumers lost more than $1 million to investment scams in 2019, ASIC has revealed.
Write comment (0 Comments) " ["fulltext"]=> string(1583) "It’s National Scams Awareness Week this week, and ASIC and members of the National Indigenous Consumer Strategy are reminding Indigenous consumers that “anyone can get caught out by a scam”.
The consumer watchdog’s ScamWatch received 2,767 scam reports from Indigenous consumers last year alone at a cost of more than $2 million, with the greatest losses reportedly coming from investment scams, compromising more than half of the total money lost.
The warning has led ASIC and other agencies within the National Indigenous Consumer Strategy to recommend three tips for Indigenous consumers:
- Be careful of sharing information either over the phone or online
If someone asks for personal details on the phone, hang up. Call them back using details from the official website of the organisation that contacted you first.
- Ask for more information
If consumers are contacted by someone offering an investment and ways to make easy money, you should ask for more information about the company and do your own research to work out whether the company is legitimate.
- Take time to think things through
ASIC also advises taking the time to think an offer through. Don’t ever feel pressured into sharing personal information or investing your money.
If you think you may have been scammed, you can lodge a report of misconduct with ASIC or report your concern to the ACCC’s ScamWatch.
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["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(66) "/save-money/scams/anyone-can-get-caught-out-by-a-scam-asic-warning" ["image"]=> string(49) "images/article-826x550/scam-unknown-caller-ne.jpg" ["image_alt"]=> string(55) "‘Anyone can get caught out by a scam’: ASIC warning" } [4]=> object(stdClass)#4871 (56) { ["id"]=> string(5) "15578" ["title"]=> string(47) "‘Rising threat’: Super scams are escalating" ["alias"]=> string(40) "rising-threat-super-scams-are-escalating" ["introtext"]=> string(402) "Extra precautions should be taken in the fight against cyber crime, as the corporate regulator revealed a number of issues associated with access to superannuation coming to light during the current pandemic.
Write comment (0 Comments) " ["fulltext"]=> string(1586) "The warning, from the Association of Super Funds of Australia (ASFA), follows a revelation from the Australian Securities and Investments Commission (ASIC) that fraud has been linked to the Federal Government’s early release of superannuation scheme.
Weighing in on the issue, ASFA CEO Dr Martin Fahy said “ASIC has outlined the rising threat and identified the growing cases of cybercrime, fraud and identity theft specifically targeting super funds and their members in relation to the COVID-19 early release super scheme.”
He said it’s critical that Australians protect their superannuation account details and has recommended regularly checking the account balance, “just as you would with an everyday bank account”.
“It’s the best way to be alert to suspicious activity,” Dr Fahy stated.
ASFA also warned individuals about other issues recently raised by ASIC – there are reportedly still breaches of the law by real estate agents encouraging tenants to access early release of super to meet rental payments.
Elsewhere, it’s alleged that credit providers are advising borrowers to access the retirement savings early so as to meet loan repayments.
Dr Fahy is encouraging authorities “to prosecute these breaches to the full extent of the law and send a message to those preying on vulnerable members of the community”.
Here are five ways to protect yourself against online scammers.
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$1.26 million having been lost by Australians from more than 7,100 instances of fraudulent behaviour.
Write comment (0 Comments) " ["fulltext"]=> string(3791) "The Australian Competition and Consumer Commission (ACCC) is urging Australians to watch out for government impersonation scams.
There’s been an increase in scams reported during tax time, it revealed, with a number of text messages claiming to be from myGov or from agencies that claim to help victims gain early access to their superannuation.
According to ACCC deputy chair Delia Rickard, “Scammers are increasingly taking advantage of the financial difficulties and uncertainty generated from the COVID-19 pandemic to trick unsuspecting Australians.”
Ms Rickard said there are two main types of scams being used: fake government threats and phishing scams.
“Both of these scams can be quite convincing and can lead to significant financial losses or even identity theft,” she warned.
Fake government threats
Fake government threat scams see victims receive a robocall pretending to be from a government department, such as the ATO or Department of Home Affairs.
Scammers will claim something illegal has been committed in the victim’s name – like tax fraud or money laundering – and they should dial 1 to speak to an operator.
The scammer will then try to scare victims into handing over money, and may threaten arrest for any refusal, but Ms Rickard has advised, “Don’t be pressured by a threatening caller.”
“Take your time to consider who you might be dealing with,” she continued.
“Government departments will never threaten you with immediate arrest or ask for payment by unusual methods such as gift cards, iTunes vouchers or bank transfers.”
Phishing scams
In a phishing scam, a victim will receive an email or text message that claims to be from a government department, such as Services Australia, that contains an external link.
Usually, such scams include a request of personal details to confirm eligibility for a government payment or because the person may have been exposed to COVID-19.
Phishing scams will request personal details – from a tax file number to your superannuation details, or even your identity documents.
Ms Rickard has recommended not clicking on any hyperlinks in texts or emails that appear to reach a government website.
“Always type the address into the browser yourself,” the deputy chair has advised.
“Do not respond to texts or emails as the scammer will escalate their attempts to get your money.”
“If you’re not sure whether a call is legitimate, hang up and call the relevant organisation directly by finding the details though an independent search,” Ms Rickard said.
The new warning comes just days after the Australian Cyber Security Centre issued a similar warning, due to increased reports of myGov-related SMS and email scams.
“At this time of year, when people expect some form of interaction with the ATO during tax time, be aware that cyber criminals take advantage by pretending to be the ATO or myGov,” it reported.
Such scams look like they have come from an ATO or myGov email and they ask you to click on a link to verify your details.
The Australian Cyber Security Centre has reiterated: “As always, our advice is don’t click any links and don’t provide the information requested.”
Want to better protect yourself against cyber crime? nestegg recently chatted with Professor Asha Rao, the associate dean of mathematical sciences at RMIT University, about the importance of remaining vigilant and how to stay safe online. You can listen here.
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string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#4997 (3) { ["data":protected]=> object(stdClass)#5000 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#4999 (3) { ["data":protected]=> object(stdClass)#5002 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#5248 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5001 (3) { ["data":protected]=> object(stdClass)#5004 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5003 (3) { ["data":protected]=> object(stdClass)#5006 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#5245 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5005 (3) { ["data":protected]=> object(stdClass)#5008 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5007 (3) { ["data":protected]=> object(stdClass)#5010 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#5246 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5009 (3) { ["data":protected]=> object(stdClass)#5012 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5011 (3) { ["data":protected]=> object(stdClass)#5014 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#5241 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5013 (3) { ["data":protected]=> object(stdClass)#5019 (1) { ["options"]=> object(stdClass)#5017 (2) { ["options0"]=> object(stdClass)#5016 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#5018 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5015 (3) { ["data":protected]=> object(stdClass)#5021 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#5244 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5020 (3) { ["data":protected]=> object(stdClass)#5023 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5022 (3) { ["data":protected]=> object(stdClass)#5025 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#5254 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5024 (3) { ["data":protected]=> object(stdClass)#5027 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5026 (3) { ["data":protected]=> object(stdClass)#5029 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(78) "/save-money/scams/dressed-up-as-the-government-tax-time-triggers-rise-in-scams" ["image"]=> string(58) "images/article-826x550/text-notification-smartphone-ne.jpg" ["image_alt"]=> string(10) "text scams" } }Subscribe to our newletters
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