Scams

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Despite 2020 seeing significant growth in crypto markets, with investors looking for protection against the pandemic, the number of victims to crypto crimes has dropped sharply, new research has revealed. 

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A new report by Finaria.it on crypto theft showed that crypto criminals stole US$1.9 billion in 2020, down from US$4.5 billion in 2019.  

This is despite the report showing “more money flowing through digital exchanges created an opportunity for malicious hackers and thieves looking to carry out frauds, scams and theft”, Finaria.it stated. 

The fall in crypto scams in 2020 follows an upwards trend in recent years with CipherTrace’s annual Crypto Anti-Money Laundering and Crime Report revealing that scams soared by almost 165 per cent year-on-year between 2018 and 2019. 

Although 2020 witnessed an impressive growth of the entire crypto market, crypto crime was down 57 per cent from 2019, dropping to US$1.9 billion. 

The average value taken by criminal actors was 160 per cent higher in 2019 than in 2020, despite the similar number of crypto frauds, showing the maturity in the crypto space and strong precaution measures against threats.

The data shows fraud was the leading crypto crime last year, followed by theft and ransomware. 

Although the total value of crypto crime dropped in 2020, crypto theft jumped by 40 per cent year-on-year and hit US$513 million, still far below the record of US$950 million from 2018.

Last year’s running total largely came from a single fraud, Wotoken, which functioned from July 2018 to October 2019, but was revealed in 2020.

It worked as a classic multilevel-marketing project, but with a higher level of people at the top. 

The scam promised investors unrealistic returns using non-existent algorithmic trading software. 

Ultimately, one Wotoken operator, connected to the infamous PlusToken Ponzi scheme, stole nearly US$1.1 billion in crypto from more than 715,000 victims. China sentenced operators of the crypto Ponzi scheme to years in prison.

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Despite 2020 seeing significant growth in crypto markets, with investors looking for protection against the pandemic, the number of victims to crypto crimes has dropped sharply, new research has revealed. 

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Australians lost roughly $37 million to new romance scams last year, with scammers turning to dating apps to lure victims into investment scams. 

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As Australians get set to spend an estimated $1.1 billion this Valentine’s Day, the ACCC has urged caution, with scammers switching to popular dating apps. 

The ACCC has warned of a new technique called romance baiting, whereby scammers meet people on dating apps before moving the conversation to an encrypted chat site. After a few weeks of developing a relationship, the scammer then encourage the victim to participate in an investment opportunity. 

Last year, Scamwatch received over 400 reports of romance baiting scams costing over $15.2 million, and the majority involved cryptocurrency investment scams.

“Don’t take financial advice from someone you met on an app, and never give financial or personal details to someone you’ve only met online,” ACCC deputy chair Delia Rickard said.

Scammers often encourage victims to initially transfer a small amount of money to prove how easy the investment is. Victims will be told to top up their accounts to increase their profits, but when they run out of money to transfer, the scammer will cease all communication. 

Scammers may also use a technique called ‘love bombing’, where they contact the victim several times a day professing their feelings for them. 

The victim starts to develop feelings in return, making them more likely to participate in the investment scam.

“If you match with someone on a dating app, get to know them in the app as you have more protections than if you move to a different chat site,” Ms Rickard said. 

“Remember that you are in control, and if you start to feel pressured by someone, stop communicating with them.” 

The ACCC is encouraging Aussies on dating platforms to report scammers so the profile can be removed. 

“You can also do an internet search with the name or photo of your love interest or some of the phrases they have used to help identify if it is a scam.”

Ms Rickard also urged anyone who has been a victim of a scam to contact their bank as soon as possible and to contact the platform on which they were scammed. 

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Australians lost roughly $37 million to new romance scams last year, with scammers turning to dating apps to lure victims into investment scams. 

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ASIC has warned investors of imposter bond investment offers where scammers are targeting Aussie investors by pretending to be associated with well-known domestic and international firms, offering rates too good to be true.

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According to ASIC, high-yield bond scams usually occur in most circumstances after an investor completes an online enquiry form expressing interest in receiving investment advice, often via a third party or comparison site.

Scammers, the watchdog explained, often pretend to be associated with domestic and international financial services, offering investors unrealistically high returns. When individuals decide to invest in these bogus bonds, they are directed to pay funds into a bank account.

ASIC warned that it can be difficult to recover money lost to scams, especially if the scammers are based outside of Australia. 

As such, acting chair Karen Chester urged investors to be wary of claims that are “too good to be true”. 

“Interest rates globally are currently extremely low, and expected to remain so for some time. If you see or receive offers of high-yield bonds, they are either high-risk or they may simply be bogus and a scam,” Ms Chester said.

“Investors searching for income-generating investments are at risk of being duped into buying these imposter bonds. Any prospectus offering incredible returns in the today’s economic environment is likely to be just that: incredible. ASIC warns investors to be sceptical and make proper inquiries before investing,” she explained. 

ASIC also noted that other common tactics include falsely claiming investor funds will be pooled to invest in government bonds or the bonds of companies with AAA credit ratings, and falsely claiming the purchase price of the bonds is protected under the Commonwealth government’s Financial Claims Scheme.

Ms Chester also urged Australian investors to be careful with sharing their personal information online.

“We remind investors to check that they are actually dealing with the company they think they are dealing with,” she said.

“Do not share personal information online unless you can verify who is using the information and how it will be used. We are seeing a rise in suspicious websites that are simply lead generators for scammers.

“Ensuring investment products are true to label is front and centre for ASIC. While ‘true to label’ covers all aspects of the investment product being offered, the foundation stone is basic truthfulness, and none more so than that the product issuer is actually who they say they are. This conduct is beyond not being true to label, it’s bogus to label.”

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ASIC has warned investors of imposter bond investment offers where scammers are targeting Aussie investors by pretending to be associated with well-known domestic and international firms, offering rates too good to be true.

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Aussies who have reverted to working from home during the COVID-19 pandemic are being urged to be on the lookout for email scams.

Write comment (0 Comments) " ["fulltext"]=> string(2870) "

Research released by KnowBe4 showed that during the fourth quarter of 2020, phishing emails were on the rise as scammers targeted proactive employees adjusting to working from home.

“Hackers are playing into employees’ desires to remain security minded. We are still seeing some subjects around COVID-19, but it seems users are getting more savvy to those types of ploys. Curiosity is piqued with security-related notifications and HR-related messages that could potentially affect their daily work,” the report said.

In Q4 2020, KnowBe4 examined tens of thousands of email subject lines from simulated phishing tests. The organisation also reviewed “in-the-wild” email subject lines that show actual emails users received and reported to their IT departments as suspicious. The results are below. 

Top 10 general email subjects:

• Password Check Required Immediately  
• Touch base on meeting next week 
• Vacation Policy Update 
• COVID-19 Remote Work Policy Update 
• Important: Dress Code Changes  
• Scheduled Server Maintenance – No Internet Access 
• De-activation of [[email]] in process 
• Please review the leave law requirements  
• You have been added to a team in Microsoft Teams  
• Company Policy Notification: COVID-19 – Test & Trace Guidelines  

KnowBe4 CEO Stu Sjouwerman said it’s no surprise that phishing attacks related to working from home are increasing, given that many countries around the world have seen their employees working from home offices for nearly a year now.

“Just because employees may be more used to their home office environment doesn’t mean that they can let their guard down. The bad guys deploy manipulative attacks intended to strike certain emotions to cause end-users to skip critical thinking and go straight for that detrimental click,” he explained. 

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Aussies who have reverted to working from home during the COVID-19 pandemic are being urged to be on the lookout for email scams.

Write comment (0 Comments) " ["jcfields"]=> array(9) { [1]=> object(stdClass)#5965 (32) { ["id"]=> string(1) "1" ["title"]=> string(17) "Automatic tagging" ["name"]=> string(17) "automatic-tagging" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2018-08-29 05:26:30" ["created_user_id"]=> string(4) "2355" ["ordering"]=> string(2) "-1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5715 (3) { ["data":protected]=> object(stdClass)#5729 (1) { ["options"]=> object(stdClass)#5727 (2) { ["options0"]=> object(stdClass)#5726 (2) { ["name"]=> string(3) "Yes" ["value"]=> string(1) "1" } ["options1"]=> object(stdClass)#5728 (2) { ["name"]=> string(2) "No" ["value"]=> string(1) "0" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5725 (3) { 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The Western Australian government has issued a warning surrounding a new scam targeted at home buyers following a couple losing $133,000 in a payment redirection scam.

Write comment (0 Comments) " ["fulltext"]=> string(3346) "

According to Consumer Protection WA home buyers are being targeted by “ruthless criminals” posing as settlement agents and other parties involved in the home buying process.

The latest victims were a couple in Thornlie who had their offer on a Pair Water home accepted only to lose the settlement cost to scammers.

The 32 year old husband received an email which he thought was the settlement agent asking for a payment of $110,000 and included bank account details.

The email address was almost the same as the settlement agent’s, except for one extra letter. 

Not realising this, the victim transferred three payments amounting to $110,000 on 15 and 16 December 2020, then made a further payment supposedly for stamp duty of $22,981.40 on 21 December 2020. 

The bank was reportedly unable to retrieve the funds and the couple were unable to purchase the property.

Commissioner for Consumer Protection Lanie Chopping said it was heartbreaking for the couple to lose money that they had worked so hard to save.

“Ruthless criminals who hide behind the anonymity of the internet have little regard for the circumstances of their victims. We must ensure that we do not reward their devious efforts by falling for their deceitful tactics,” Ms Chopping said.

“Payment redirection or ‘man in the middle’ scams are becoming all too common with email accounts being hacked and cloned, with demands for money being made in situations where the victims may be expecting to receive such a request, so are less likely to question it.

The commissioner also highlighted that due to the size of property transactions they are often prime targets for scammers.

“People working in the industry and consumers involved in buying or selling property need to be extra vigilant when acting on payment requests. Be suspicious of any email asking for a payment of money or advising of a change in bank account details to where payments are to be sent,” she said.

Consumer Protection has issued the following steps to reducing the likelihood of falling victim to scams: 

• Verify the sender of emails requesting payments or changing bank account details by checking that the email address is genuine;
• Call the sender to confirm the authenticity of the request and the account details, using previously known contact numbers or independently find out with an internet search or go to the agent’s website for contact information;
• Visit the agent’s office in person to verify the details before completing the transfer or hand over a bank cheque.

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The Western Australian government has issued a warning surrounding a new scam targeted at home buyers following a couple losing $133,000 in a payment redirection scam.

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As consumers shift from their usual grocery runs to online shopping, a growing number of older Australians are falling victim to cyber crime, an industry expert has warned.

Write comment (0 Comments) " ["fulltext"]=> string(3708) "

Stats released by the ACCC’s Scamwatch showed that money lost to all types of scams rose to $18.7 million, up 20.2 per cent from the $15.6 million lost to scammers in October. 

The ACCC’s report showed that Australia’s older population were the target of much of the cyber crimes, with 78 per cent of the money lost belonging to those aged 55 or above. 

Proofpoint ANZ area vice-president Crispin Kerr pointed out that holidays and major events unfortunately provide an opportunity for scammers to capitalise on vulnerable members of society. 

“Statistics about the older generation being targeted are always disheartening to see. Our advice this Christmas would be to employ the same level of scepticism and awareness online that you would in any real-life business transaction,” Mr Kerr said. 

“With phishing returning to the number one spot as the most reported type of scam, people should continue to be wary of all unsolicited communications, especially those asking for sensitive information, and remember that if it seems too good to be true, it probably is.”

Top 5 cyber crimes

In order to help protect vulnerable Australians from cyber crime, Jacqueline Jayne, security awareness advocate at KnowBe4 has compiled the top five most prevalent scams at Christmas, along with tips on how to avoid them.

Charity tricksters

Mr Jayne pointed out the holidays are traditionally the time for generosity and giving. It’s also the time that the cyber criminals try to trick money out of people that mean well.

TIP: Donate to charities you already know via their official website OR you call them directly.

Discounted vouchers or gift cards

She also advised consumers to be weary of the popular holiday scam of big discounts on gift cards. Don’t fall for offers from retailers or social media posts that offer phony vouchers or gift cards paired with special promotions or contests.

TIP: Only shop (online or in-store) at official or reputable places.

Fake mobile apps

Apps can sometimes bypass controls built in by the app store. Be wary of apps from unknown developers or those with limited/bad reviews.

TIP: Only use apps you know and trust and do your research before downloading a new app.

Bogus shipping or delivery

You are going to see an increase of emails and SMS notifications from Australia Post, DHL, FedEx etc and stores such as Amazon, Catch, eBay, Myer etc. Some of these will be fake and will ask you to click on a link or enter personal details to “fix the delivery issue” or “confirm the delivery address” etc.  

TIP: Only refer to official sites to confirm or track deliveries. If in doubt, call them!

Amazing deals

Remember that when a “special offer” sounds too good to be true, it usually is. There will be an increase of fake ads over the holiday season such as “Last one”, “FREE for the next 5 subscribers” and “Only 4 left in stock”.  

TIP: Never click on links in emails or pop-up ads on websites or social media pages with very deep discounts or seemingly incredible offers.

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As consumers shift from their usual grocery runs to online shopping, a growing number of older Australians are falling victim to cyber crime, an industry expert has warned.

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"2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#5986 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5734 (3) { ["data":protected]=> object(stdClass)#5737 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5736 (3) { ["data":protected]=> object(stdClass)#5739 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#5985 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5738 (3) { ["data":protected]=> object(stdClass)#5741 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5740 (3) { ["data":protected]=> object(stdClass)#5743 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#5982 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5742 (3) { ["data":protected]=> object(stdClass)#5745 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5744 (3) { ["data":protected]=> object(stdClass)#5747 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#5983 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5746 (3) { ["data":protected]=> object(stdClass)#5749 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5748 (3) { ["data":protected]=> object(stdClass)#5751 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#5978 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5750 (3) { ["data":protected]=> object(stdClass)#5756 (1) { ["options"]=> object(stdClass)#5754 (2) { ["options0"]=> object(stdClass)#5753 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#5755 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5752 (3) { ["data":protected]=> object(stdClass)#5758 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#5981 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5757 (3) { ["data":protected]=> object(stdClass)#5760 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5759 (3) { ["data":protected]=> object(stdClass)#5762 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#5991 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#5761 (3) { ["data":protected]=> object(stdClass)#5764 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#5763 (3) { ["data":protected]=> object(stdClass)#5766 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(76) "/save-money/scams/older-australians-increasingly-targeted-by-cyber-criminals" ["image"]=> string(46) "images/article-826x550/old-people-group-ne.jpg" ["image_alt"]=> string(74) "Older Aussies at the mercy of cyber criminals: Top 5 cyber crimes revealed" } }