Debt Consolidation

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New allegations have been added in the class action against the Commonwealth government over the robodebt scheme that saw Services Australia illegally issue debt collection notices to more than 370,000 Australians.

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An update from Gordon Legal to members of the robodebt class action case outlined that the Commonwealth had been required to provide the law firm working on behalf of class action members “thousands of documents that are relevant to the operation of the robodebt system”.

According to the firm, the documents were progressively provided “very close to the date on which the trial was scheduled to begin” – which was reported as 21 September 2020.

Subsequent review of the documents by Gordon Legal “bolstered the claims that could be made against the Commonwealth in the class action. Those claims cover specific people who were involved with the implementation of the robodebt system. They also include new claims for exemplary and/or aggravated damages against the Commonwealth.”

Permission was then granted by the court to add the new allegations to the case, which resulted in the Commonwealth being granted more time to prepare so it can attempt to respond to the new claims.

According to Gordon Legal, the rescheduled court commencement date will be determined shortly.

With the court case taking place in Melbourne, the new date could be as early as November this year, or it may be pushed back to early 2021, depending on COVID-19 restrictions, the email outlined.

Gordon Legal said it has a preference for the case to be heard in-person “in the normal way, if that is possible. That is because of the complexity and importance of this case to the six lead applicants and hundreds of thousands of group members.”

The firm has expressed its disappointment that the trial would not be going ahead in line with the original schedule, but told class action members “we think it is more important that we are able to put the best possible case on your behalf”.

Services Australia began rolling out $721 million in refunds for the illegal scheme from July 2020.

Are you entitled to a refund from the scheme? Here’s what you need to do. 

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New allegations have been added in the class action against the Commonwealth government over the robodebt scheme that saw Services Australia illegally issue debt collection notices to more than 370,000 Australians.

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["alias"]=> string(56) "robo-debt-refunds-are-now-available-what-do-i-need-to-do" ["introtext"]=> string(165) "

Refunds from the government’s illegal robodebt scheme are now being rolled out to affected customers – so what do you need to do to receive your refund?

" ["fulltext"]=> string(1438) "

nestegg has previously explained that there will be two separate processes for refunds, depending on whether or not you currently receive payments from the government. 

If you currently receive payments from Services Australia, you should receive your refund automatically – there is nothing further you need to do.

If you are a past customer but you are eligible for an income compliance refund, it’s important that you update your details online through myGov.

“If you don’t, we can’t process your refund,” Services Australia advised.

To update your details:  

1. Sign into myGov and go to your Centrelink online account – if you do not have one of these, you can register for one.
2. Select the “refund pending” task.
3. Click “start task” and follow the prompts to complete and submit your updated details.

Once your details are updated, you can expect to receive your refund within five business days, according to Services Australia.

It’s expected that the majority of robodebt refunds will be provided to victims by the end of November 2020.

Refunds will include repayments of any recovery fees and interest charges that were applied to the debt, while larger refunds will be paid out in instalments.

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• Yes

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Refunds from the government’s illegal robodebt scheme are now being rolled out to affected customers – so what do you need to do to receive your refund?

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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(87) "/save-money/debt-consolidation/robo-debt-refunds-are-now-available-what-do-i-need-to-do" ["image"]=> string(50) "images/article-826x550/people-queueing-line-ne.jpg" ["image_alt"]=> string(17) "Robo-debt refunds" } [2]=> object(stdClass)#8403 (57) { ["id"]=> int(15386) ["title"]=> string(35) "When will I get my robodebt refund?" ["alias"]=> string(34) "when-will-i-get-my-robodebt-refund" ["introtext"]=> string(211) "

With the government’s recent concession that it would be refunding $721 million from robodebt notices, many Australians are wondering when they can expect the money to be returned to their hip pocket.

" ["fulltext"]=> string(2987) "

According to a statement from Services Australia, it’s “soon”.

The government department has revealed that it will be writing to anyone eligible for a refund from mid-July, where those people made repayments on income compliance debts where the debt was raised using averaging of Australian Taxation Office income information.

In cases where no money has been paid towards an eligible debt, Services Australia has indicated that debt would be reduced to zero.

A small number of refunds will be rolled out from early July to test out the refund system.

Robodebt Refunds will then be made from late-July, and Services Australia outlined that it expects most refunds to be paid by the end of November 2020.

Refunds will include repayments of any recovery fees and interest charges that were applied to the debt, while larger refunds will be paid out in installments, according to Services Australia.

What is the process for refunds?

Services Australia said there will be two separate processes for refunds, depending on whether or not you currently receive payments from the government.

If you do currently receive payments, you do not need to get your refund.

If you do not currently receive a Services Australia payment, you’ll need to update your details from late July using your Centrelink online account through myGov.

The government first indicated that it would be refunding all repayments made on debts that were raised wholly or partially using income leveraging of ATO data in late May. 

This was followed by Prime Minister Scott Morrison offering his “deep regret” to individuals who were affected by the scheme. 

In June, he said, “I would deeply regret any hardship that has been caused to people in the conduct of that activity.”

“The business of raising and recovering debts on behalf of taxpayers is a difficult job,” he commented.

---

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• Yes

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With the government’s recent concession that it would be refunding $721 million from robodebt notices, many Australians are wondering when they can expect the money to be returned to their hip pocket.

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Government debt recovery activities related to social security payments, the family tax benefit and child care subsidies are set to be paused for the duration of the coronavirus pandemic.

" ["fulltext"]=> string(994) "

According to Services Australia, Centrelink debt won’t be referred to external collection agencies for the next six months.

Tax refunds also won’t be chased for the purpose of settling government debts.

The government agency said it won’t be asking Australians to repay any monies owed “unless the debt relates to fraud or serious non-compliance”.

“This means that during these difficult times, you can focus on your personal situation.”

The pause will initially last for a six-month period – until October 2020.

For those individuals who already have a payment arrangement in place and can continue to pay off such debts, this pause will not apply.

For anyone who does need to reduce or stop their repayments for a period, they are encouraged to contact Centrelink’s debt line.

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• Yes

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Government debt recovery activities related to social security payments, the family tax benefit and child care subsidies are set to be paused for the duration of the coronavirus pandemic.

Write comment (0 Comments) " ["jcfields"]=> array(9) { [1]=> object(stdClass)#8938 (33) { ["id"]=> int(1) ["title"]=> string(17) "Automatic tagging" ["name"]=> string(17) "automatic-tagging" ["checked_out"]=> NULL ["checked_out_time"]=> NULL ["note"]=> string(0) "" ["state"]=> int(1) ["access"]=> int(1) ["created_time"]=> string(19) "2018-08-29 05:26:30" ["created_user_id"]=> int(2355) ["ordering"]=> int(-1) ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#8605 (3) { ["data":protected]=> object(stdClass)#8421 (1) { ["options"]=> object(stdClass)#8423 (2) { ["options0"]=> object(stdClass)#8424 (2) { ["name"]=> string(3) "Yes" ["value"]=> string(1) "1" } ["options1"]=> object(stdClass)#8422 (2) { ["name"]=> string(2) "No" ["value"]=> string(1) "0" } } } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#8604 (3) { ["data":protected]=> object(stdClass)#8419 (6) { ["hint"]=> string(0) 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Almost one in four Australians in a relationship doesn’t trust their partner when it comes to money, a survey has revealed.

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A further 27 per cent of coupled-up individuals consider trusting their partner with money management “depend[ing] on the circumstances”, according to the recently released St.George Family Finances survey.

With economic uncertainties now rife, it would make sense that couples need to be having honest conversations around their financial situation, even when it’s possibly uncomfortable.

The survey highlighted that almost one in 10 people in committed relationships is not open and honest with their partner about debt and their financial situation.

It also found that more than three in 10 coupled-up Australians believe managing personal debt can add an extra level of stress to their relationship.

For Ross Miller, the general manager at St.George Bank, “trust and openness are so important in committed relationships, particularly when it comes to money”.

“Across the board, couples aren’t talking about money nearly enough,” he continued.

“This is a problem because we know that those in debt could see their financial situation snowball, causing potential problems for them and their relationship in the future.

“Being open is particularly important for couples because, ultimately, at some point in their lives, their true financial situation is likely to be revealed.”

He concluded: “Whether it’s problems with credit history when they apply for a home loan, combining household income for a family tax return, or in the unfortunate incidence of getting a divorce, a person’s financial situation can rarely stay secret in a relationship forever.”

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Almost one in four Australians in a relationship doesn’t trust their partner when it comes to money, a survey has revealed.

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Bankruptcy laws are set to change in response to the increasing number of Australians set to suffer financially as a result of the coronavirus fallout.

" ["fulltext"]=> string(848) "

Among the proposed economic initiatives put forward by Prime Minister Scott Morrison and the Treasury on Sunday, 22 March, were a number of changes to bankruptcy law.

According to the Australian Financial Security Authority (AFSA), the debt threshold for creditors to apply for a bankruptcy notice against a debtor will increase to $20,000.

In addition, the time frame for a debtor to respond to a bankruptcy notice before a creditor can commence bankruptcy proceedings will be increased to up to six months.

The temporary protection period procedure available for debtors is also likely to change to prevent recovery action by unsecured creditors for a six-month period.

AFSA has outlined that the changes are expected to come into effect shortly.

nestegg will provide an update as we learn more. 

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Bankruptcy laws are set to change in response to the increasing number of Australians set to suffer financially as a result of the coronavirus fallout.

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