News

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In a significant move towards reconciliation and inclusivity, Rest, one of Australia's largest profit-to-member superannuation funds, has unveiled its Innovate Reconciliation Action Plan (RAP). This initiative marks a pivotal step in Rest's ongoing commitment to creating a more equitable superannuation system, particularly for First Nations members.

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• Yes

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In a significant move towards reconciliation and inclusivity, Rest, one of Australia's largest profit-to-member superannuation funds, has unveiled its Innovate Reconciliation Action Plan (RAP). This initiative marks a pivotal step in Rest's ongoing commitment to creating a more equitable superannuation system, particularly for First Nations members.

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In a significant move towards reconciliation and inclusivity, Rest, one of Australia's largest profit-to-member superannuation funds, has unveiled its Innovate Reconciliation Action Plan (RAP). This initiative marks a pivotal step in Rest's ongoing commitment to creating a more equitable superannuation system, particularly for First Nations members.

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In a bold move to reshape investor perspectives, Orbis Investments has released a new report titled "Six Courageous Questions for 2026," encouraging investors to critically evaluate their assumptions and re-examine widely accepted market narratives. The contrarian global equity manager, which oversees A$72 billion in assets, aims to challenge the status quo by addressing key areas such as US market concentration, the economics of artificial intelligence (AI), and the potential vulnerabilities of the US dollar.

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In a bold move to reshape investor perspectives, Orbis Investments has released a new report titled "Six Courageous Questions for 2026," encouraging investors to critically evaluate their assumptions and re-examine widely accepted market narratives. The contrarian global equity manager, which oversees A$72 billion in assets, aims to challenge the status quo by addressing key areas such as US market concentration, the economics of artificial intelligence (AI), and the potential vulnerabilities of the US dollar.

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In a bold move to reshape investor perspectives, Orbis Investments has released a new report titled "Six Courageous Questions for 2026," encouraging investors to critically evaluate their assumptions and re-examine widely accepted market narratives. The contrarian global equity manager, which oversees A$72 billion in assets, aims to challenge the status quo by addressing key areas such as US market concentration, the economics of artificial intelligence (AI), and the potential vulnerabilities of the US dollar.

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ANZ lifted home-lending volumes, yet profits fell under the weight of regulatory and restructuring costs—an object lesson in the futility of growth that doesn’t convert to margin and productivity. With Western Australia driving a sizeable share of new mortgages and housing momentum forecast to cool in 2025, the economics of Australian home lending are being stress-tested. Competitive pressure from broker-led distribution, higher funding costs and heavier compliance burdens are reshaping returns across the big four. The winners will be those that combine price discipline, rigorous capital allocation and an AI-enabled cost reset—without tripping governance lines.

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ANZ lifted home-lending volumes, yet profits fell under the weight of regulatory and restructuring costs—an object lesson in the futility of growth that doesn’t convert to margin and productivity. With Western Australia driving a sizeable share of new mortgages and housing momentum forecast to cool in 2025, the economics of Australian home lending are being stress-tested. Competitive pressure from broker-led distribution, higher funding costs and heavier compliance burdens are reshaping returns across the big four. The winners will be those that combine price discipline, rigorous capital allocation and an AI-enabled cost reset—without tripping governance lines.

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ANZ lifted home-lending volumes, yet profits fell under the weight of regulatory and restructuring costs—an object lesson in the futility of growth that doesn’t convert to margin and productivity. With Western Australia driving a sizeable share of new mortgages and housing momentum forecast to cool in 2025, the economics of Australian home lending are being stress-tested. Competitive pressure from broker-led distribution, higher funding costs and heavier compliance burdens are reshaping returns across the big four. The winners will be those that combine price discipline, rigorous capital allocation and an AI-enabled cost reset—without tripping governance lines.

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With unemployment edging up to a multi-year high, markets are weighing whether the Reserve Bank will pivot to a rate cut as early as November. For CFOs and CEOs, the real question isn’t if a cut lands—it’s how quickly to convert easing financial conditions into competitive advantage. New labour market data, policy signals and sector sensitivities point to a narrow window to reset cost of capital, retool working capital, and accelerate productivity investments. Here’s the playbook, grounded in the latest data and policy guidance.

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With unemployment edging up to a multi-year high, markets are weighing whether the Reserve Bank will pivot to a rate cut as early as November. For CFOs and CEOs, the real question isn’t if a cut lands—it’s how quickly to convert easing financial conditions into competitive advantage. New labour market data, policy signals and sector sensitivities point to a narrow window to reset cost of capital, retool working capital, and accelerate productivity investments. Here’s the playbook, grounded in the latest data and policy guidance.

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With unemployment edging up to a multi-year high, markets are weighing whether the Reserve Bank will pivot to a rate cut as early as November. For CFOs and CEOs, the real question isn’t if a cut lands—it’s how quickly to convert easing financial conditions into competitive advantage. New labour market data, policy signals and sector sensitivities point to a narrow window to reset cost of capital, retool working capital, and accelerate productivity investments. Here’s the playbook, grounded in the latest data and policy guidance.

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With the Reserve Bank holding rates steady, the summer selling season arrives with rare predictability. Liquidity will lift, serviceability stops getting worse, and sentiment stabilises. The opportunity is not merely to buy—it's to out-execute: use data, financing agility and go-to-market discipline to capture mispriced assets before the next policy turn.

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With the Reserve Bank holding rates steady, the summer selling season arrives with rare predictability. Liquidity will lift, serviceability stops getting worse, and sentiment stabilises. The opportunity is not merely to buy—it's to out-execute: use data, financing agility and go-to-market discipline to capture mispriced assets before the next policy turn.

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With the Reserve Bank holding rates steady, the summer selling season arrives with rare predictability. Liquidity will lift, serviceability stops getting worse, and sentiment stabilises. The opportunity is not merely to buy—it's to out-execute: use data, financing agility and go-to-market discipline to capture mispriced assets before the next policy turn.

" ["publish_date"]=> string(19) "2025-11-11 22:20:06" ["image"]=> string(135) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1763016664/pexels-mahmoud-zakariya-2154822140-34643922_yummrr.jpg" ["image_alt"]=> string(82) "Rate pause, busy summer: where smart capital wins in Australia’s property market" } [5]=> object(stdClass)#885 (38) { ["type_alias"]=> string(19) "com_content.article" ["content_item_id"]=> int(19288) ["core_content_id"]=> int(5861) ["match_count"]=> int(1) ["tag_date"]=> string(19) "2025-11-13 06:49:29" ["core_title"]=> string(59) "Why AI isn't penning Aussie mortgages yet trust trumps tech" ["core_params"]=> object(Joomla\Registry\Registry)#1926 (3) { ["data":protected]=> object(stdClass)#1924 (28) { ["article_layout"]=> string(0) "" ["show_title"]=> string(0) "" ["link_titles"]=> string(0) "" ["show_tags"]=> string(0) "" ["show_intro"]=> string(0) "" ["info_block_position"]=> string(0) "" ["info_block_show_title"]=> string(0) "" ["show_category"]=> string(0) "" ["link_category"]=> string(0) "" ["show_parent_category"]=> string(0) "" ["link_parent_category"]=> string(0) "" ["show_author"]=> string(0) "" ["link_author"]=> string(0) "" ["show_create_date"]=> string(0) "" ["show_modify_date"]=> string(0) "" ["show_publish_date"]=> string(0) "" ["show_item_navigation"]=> string(0) "" ["show_hits"]=> string(0) "" ["show_noauth"]=> string(0) "" ["urls_position"]=> string(0) "" ["alternative_readmore"]=> string(0) "" ["article_page_title"]=> string(0) "" ["show_publishing_options"]=> string(0) "" ["show_article_options"]=> string(0) "" ["show_urls_images_backend"]=> string(0) "" ["show_urls_images_frontend"]=> string(0) "" ["readingDiff"]=> string(1) "3" ["comments"]=> string(1) "1" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["core_alias"]=> string(73) "case-study-trust-before-tech-why-ai-isnt-yet-writing-australian-mortgages" ["core_body"]=> string(601) "

Australian borrowers remain wary of AI taking the wheel on home loans, even as brokers and lenders quietly increase behind-the-scenes adoption. The trust gap is the core blocker — and it’s solvable. This case study dissects the strategic choices facing lenders and brokerages, the implementation reality, and the business results so far, drawing on Australia’s AI governance settings and evolving mortgage distribution dynamics. The prize for early, ethical adopters: lower cost-to-serve, faster cycle times, and a durable advantage in advice-led customer experience.

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• Yes

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Australian borrowers remain wary of AI taking the wheel on home loans, even as brokers and lenders quietly increase behind-the-scenes adoption. The trust gap is the core blocker — and it’s solvable. This case study dissects the strategic choices facing lenders and brokerages, the implementation reality, and the business results so far, drawing on Australia’s AI governance settings and evolving mortgage distribution dynamics. The prize for early, ethical adopters: lower cost-to-serve, faster cycle times, and a durable advantage in advice-led customer experience.

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Australian borrowers remain wary of AI taking the wheel on home loans, even as brokers and lenders quietly increase behind-the-scenes adoption. The trust gap is the core blocker — and it’s solvable. This case study dissects the strategic choices facing lenders and brokerages, the implementation reality, and the business results so far, drawing on Australia’s AI governance settings and evolving mortgage distribution dynamics. The prize for early, ethical adopters: lower cost-to-serve, faster cycle times, and a durable advantage in advice-led customer experience.

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