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In light of the latest Consumer Price Index (CPI) data release, Krishna Bhimavarapu, APAC Economist at State Street Investment Management, has provided insight into the implications for the Australian economy. State Street, a global leader in financial services, manages an impressive US$49.0 trillion in assets under custody and administration, alongside US$5.1 trillion in assets under management.

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In light of the latest Consumer Price Index (CPI) data release, Krishna Bhimavarapu, APAC Economist at State Street Investment Management, has provided insight into the implications for the Australian economy. State Street, a global leader in financial services, manages an impressive US$49.0 trillion in assets under custody and administration, alongside US$5.1 trillion in assets under management.

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In light of the latest Consumer Price Index (CPI) data release, Krishna Bhimavarapu, APAC Economist at State Street Investment Management, has provided insight into the implications for the Australian economy. State Street, a global leader in financial services, manages an impressive US$49.0 trillion in assets under custody and administration, alongside US$5.1 trillion in assets under management.

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Western Australia has joined the federal Help to Buy program, flipping the switch on a new stream of first‑home demand. The shared‑equity model reshapes risk, margins and distribution for lenders and brokers, while nudging builders’ pipelines and supply chains. With up to 40,000 places nationally over four years and a rising broker channel share, the commercial contest starts now. Here’s the executive guide to what it is, why it matters, and how to execute.

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Western Australia has joined the federal Help to Buy program, flipping the switch on a new stream of first‑home demand. The shared‑equity model reshapes risk, margins and distribution for lenders and brokers, while nudging builders’ pipelines and supply chains. With up to 40,000 places nationally over four years and a rising broker channel share, the commercial contest starts now. Here’s the executive guide to what it is, why it matters, and how to execute.

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Western Australia has joined the federal Help to Buy program, flipping the switch on a new stream of first‑home demand. The shared‑equity model reshapes risk, margins and distribution for lenders and brokers, while nudging builders’ pipelines and supply chains. With up to 40,000 places nationally over four years and a rising broker channel share, the commercial contest starts now. Here’s the executive guide to what it is, why it matters, and how to execute.

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January isn’t just a fresh calendar page; it’s an underpriced window to make high‑conviction decisions before the competitive noise returns. With budgets locked, risk appetites clear and board agendas still malleable, disciplined investors can reweight portfolios, lock in financing, and set efficiency programs that compound for the next 18–24 months. The smartest executives use January to translate strategy into capital allocation and operating milestones—especially across AI, property and impact. The cost of waiting is real: compounding works both ways, for returns and for opportunity loss.

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January isn’t just a fresh calendar page; it’s an underpriced window to make high‑conviction decisions before the competitive noise returns. With budgets locked, risk appetites clear and board agendas still malleable, disciplined investors can reweight portfolios, lock in financing, and set efficiency programs that compound for the next 18–24 months. The smartest executives use January to translate strategy into capital allocation and operating milestones—especially across AI, property and impact. The cost of waiting is real: compounding works both ways, for returns and for opportunity loss.

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January isn’t just a fresh calendar page; it’s an underpriced window to make high‑conviction decisions before the competitive noise returns. With budgets locked, risk appetites clear and board agendas still malleable, disciplined investors can reweight portfolios, lock in financing, and set efficiency programs that compound for the next 18–24 months. The smartest executives use January to translate strategy into capital allocation and operating milestones—especially across AI, property and impact. The cost of waiting is real: compounding works both ways, for returns and for opportunity loss.

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A year defined by rate cuts, lender policy resets and government schemes reshaped Australia’s mortgage and finance market. This case study dissects how leading brokerages converted macro whiplash into operational gains by industrialising decision-making, digitising distribution and de-risking AI adoption. The result: a playbook for building a rate‑agnostic growth engine as the cycle softens. For boards and CEOs, the lesson is clear—capability beats prediction.

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A year defined by rate cuts, lender policy resets and government schemes reshaped Australia’s mortgage and finance market. This case study dissects how leading brokerages converted macro whiplash into operational gains by industrialising decision-making, digitising distribution and de-risking AI adoption. The result: a playbook for building a rate‑agnostic growth engine as the cycle softens. For boards and CEOs, the lesson is clear—capability beats prediction.

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A year defined by rate cuts, lender policy resets and government schemes reshaped Australia’s mortgage and finance market. This case study dissects how leading brokerages converted macro whiplash into operational gains by industrialising decision-making, digitising distribution and de-risking AI adoption. The result: a playbook for building a rate‑agnostic growth engine as the cycle softens. For boards and CEOs, the lesson is clear—capability beats prediction.

" ["publish_date"]=> string(19) "2026-01-05 23:00:36" ["image"]=> string(121) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1767989837/pexels-n-voitkevich-7172830_1_xicrlx.jpg" ["image_alt"]=> string(96) "Case study: How Australia’s broker ecosystem turned a volatile 2025 into a strategic advantage" } [4]=> object(stdClass)#894 (38) { ["type_alias"]=> string(19) "com_content.article" ["content_item_id"]=> int(19760) ["core_content_id"]=> int(6331) ["match_count"]=> int(1) ["tag_date"]=> string(19) "2026-01-09 19:57:48" ["core_title"]=> string(120) "Holiday scams are now a P&L risk: Why Australian brands must treat cyber fraud as a growth problem, not just an IT issue" ["core_params"]=> object(Joomla\Registry\Registry)#2037 (3) { ["data":protected]=> object(stdClass)#2021 (28) { ["article_layout"]=> string(0) "" ["show_title"]=> string(0) "" ["link_titles"]=> string(0) "" ["show_tags"]=> string(0) "" ["show_intro"]=> string(0) "" ["info_block_position"]=> string(0) "" ["info_block_show_title"]=> string(0) "" ["show_category"]=> string(0) "" ["link_category"]=> string(0) "" ["show_parent_category"]=> string(0) "" ["link_parent_category"]=> string(0) "" ["show_author"]=> string(0) "" ["link_author"]=> string(0) "" ["show_create_date"]=> string(0) "" ["show_modify_date"]=> string(0) "" ["show_publish_date"]=> string(0) "" ["show_item_navigation"]=> string(0) "" ["show_hits"]=> string(0) "" ["show_noauth"]=> string(0) "" ["urls_position"]=> string(0) "" ["alternative_readmore"]=> string(0) "" ["article_page_title"]=> string(0) "" ["show_publishing_options"]=> string(0) "" ["show_article_options"]=> string(0) "" ["show_urls_images_backend"]=> string(0) "" ["show_urls_images_frontend"]=> string(0) "" ["readingDiff"]=> string(1) "3" ["comments"]=> string(1) "1" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["core_alias"]=> string(117) "holiday-scams-are-now-a-pl-risk-why-australian-brands-must-treat-cyber-fraud-as-a-growth-problem-not-just-an-it-issue" ["core_body"]=> string(488) "

The festive fraud spike isn’t simply a consumer cautionary tale—it’s a balance sheet and brand-trust event for retailers, marketplaces and financial services. With AI‑assisted scams surging and shoppers more wary of genuine offers, the cost-of-fraud curve is bending the wrong way. Australian leaders who operationalise trust—across marketing, payments and customer care—will convert security into competitive advantage this peak season and beyond.

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• Yes

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The festive fraud spike isn’t simply a consumer cautionary tale—it’s a balance sheet and brand-trust event for retailers, marketplaces and financial services. With AI‑assisted scams surging and shoppers more wary of genuine offers, the cost-of-fraud curve is bending the wrong way. Australian leaders who operationalise trust—across marketing, payments and customer care—will convert security into competitive advantage this peak season and beyond.

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The festive fraud spike isn’t simply a consumer cautionary tale—it’s a balance sheet and brand-trust event for retailers, marketplaces and financial services. With AI‑assisted scams surging and shoppers more wary of genuine offers, the cost-of-fraud curve is bending the wrong way. Australian leaders who operationalise trust—across marketing, payments and customer care—will convert security into competitive advantage this peak season and beyond.

" ["publish_date"]=> string(19) "2026-01-05 22:30:15" ["image"]=> string(118) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1767988608/pexels-dianne-60973-226407_zyoku8.jpg" ["image_alt"]=> string(120) "Holiday scams are now a P&L risk: Why Australian brands must treat cyber fraud as a growth problem, not just an IT issue" } [5]=> object(stdClass)#885 (38) { ["type_alias"]=> string(19) "com_content.article" ["content_item_id"]=> int(19746) ["core_content_id"]=> int(6317) ["match_count"]=> int(1) ["tag_date"]=> string(19) "2026-01-09 19:52:38" ["core_title"]=> string(68) "Start 2026 strong: Turn property advice into a data-driven advantage" ["core_params"]=> object(Joomla\Registry\Registry)#2049 (3) { ["data":protected]=> object(stdClass)#2115 (28) { ["article_layout"]=> string(0) "" ["show_title"]=> string(0) "" ["link_titles"]=> string(0) "" ["show_tags"]=> string(0) "" ["show_intro"]=> string(0) "" ["info_block_position"]=> string(0) "" ["info_block_show_title"]=> string(0) "" ["show_category"]=> string(0) "" ["link_category"]=> string(0) "" ["show_parent_category"]=> string(0) "" ["link_parent_category"]=> string(0) "" ["show_author"]=> string(0) "" ["link_author"]=> string(0) "" ["show_create_date"]=> string(0) "" ["show_modify_date"]=> string(0) "" ["show_publish_date"]=> string(0) "" ["show_item_navigation"]=> string(0) "" ["show_hits"]=> string(0) "" ["show_noauth"]=> string(0) "" ["urls_position"]=> string(0) "" ["alternative_readmore"]=> string(0) "" ["article_page_title"]=> string(0) "" ["show_publishing_options"]=> string(0) "" ["show_article_options"]=> string(0) "" ["show_urls_images_backend"]=> string(0) "" ["show_urls_images_frontend"]=> string(0) "" ["readingDiff"]=> string(1) "3" ["comments"]=> string(1) "1" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["core_alias"]=> string(67) "start-2026-strong-turn-property-advice-into-a-data-driven-advantage" ["core_body"]=> string(501) "

In 2026, property professionals who industrialise goal-setting and risk management with data and AI will capture outsized client value. The playbook is shifting from intuitive advice to measurable, technology-enabled outcomes. Australia’s broking ecosystem, AI governance settings and digital customer acquisition dynamics create a unique window for firms to scale advisory quality and margin. Here’s how to build the operating model that outperforms a volatile market.

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In 2026, property professionals who industrialise goal-setting and risk management with data and AI will capture outsized client value. The playbook is shifting from intuitive advice to measurable, technology-enabled outcomes. Australia’s broking ecosystem, AI governance settings and digital customer acquisition dynamics create a unique window for firms to scale advisory quality and margin. Here’s how to build the operating model that outperforms a volatile market.

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In 2026, property professionals who industrialise goal-setting and risk management with data and AI will capture outsized client value. The playbook is shifting from intuitive advice to measurable, technology-enabled outcomes. Australia’s broking ecosystem, AI governance settings and digital customer acquisition dynamics create a unique window for firms to scale advisory quality and margin. Here’s how to build the operating model that outperforms a volatile market.

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