Spending

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Viagogo is under investigation by Fair Trading after ticket scalpers have been accused of raking in excessive profits through the ticketing site.

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Ticket reseller Viagogo is facing a new investigation after members sold tickets exceeding caps imposed by state laws.

Viagogo was lashed by the Australian Competition and Consumer Commissioner last year, receiving a $7 million fine for making “false or misleading representations” when reselling tickets.

The platform is now facing fresh allegations after alleged breaches of consumer rights law, which prevents resellers from charging more than 10 per cent extra on the original ticket price and transactions costs.

According to the NSW Fair Trading Commission, 36 complaints have been received about Viagogo in 2021 so far, 16 relating to ticket scalping, 11 relating to the cancellation of events that were not refunded, five relating to misleading customers that they are the authorised seller, three for tickets not being delivered in a timely manner and one for not providing age restriction advice. 

Most notably, key events, including Hamilton, have seen ticket scalpers look to take advantage of buyers.

NSW Fair Trading commissioner Rose Webb said that with the arts and entertainment already struggling, ticket scalpers and especially Viagogo should not get away with ripping off consumers.

“Those within the entertainment and arts industry have been vocal about the obliteration of their industry due to COVID, and they do not need the additional stress of ticket resellers scalping well-meaning fans,” she said.

“We will be investigating and using our powers to stop any unlawful behaviour.”

Noting the number of investigations are back following a drop last year during COVID, Ms Webb warned consumers to know their rights when buying tickets.

“It was big news in 2018 when NSW Fair Trading made ticket scalping illegal by making it an offence for ticket resellers such as Viagogo to charge more than 10 per cent extra on the original ticket price and transaction costs,” Ms Webb said. 

A spokesperson with NSW Fair Trading encouraged victims of the scam to come forward. 

“Anyone who has been a victim of ticket scalping is encouraged to make a complaint with NSW Fair Trading,” the spokesperson said. 

“Fair Trading will assess the complaint for potential breaches of consumer laws and attempt to negotiate an outcome with the business.”

They also had a blunt message for those who are looking to profit from consumers.

“The maximum fine for corporation is $110,000. The penalty infringement notice for a corporation is $1,100,” the spokesperson said.

In a statement released to nestegg, Viagogo confirmed they were working with regulators against ticket scalpers. 

“viagogo has taken prompt action to remove tickets from our platform that do not comply with the state’s regulatory regime," a Viagogo spokesperson said. 

“viagogo is committed to complying with legislation in all markets we operate in, including NSW, and when we are notified of listings that are not compliant, we act quickly to remove them.  We look forward to continuing to productively engage with regulators to ensure that our website is compliant and the safe and transparent marketplace we offer continues to help customers gain access to events worldwide.”

 

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Viagogo is under investigation by Fair Trading after ticket scalpers have been accused of raking in excessive profits through the ticketing site.

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Statewide lockdowns have not hampered consumer spending, with the latest government data showing Aussies are continuing to spend more on their credit cards. 

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Data released by the Reserve Bank of Australia (RBA) showed that credit card spending has increased  slightly month-on-month in May, adding close to $100 million in credit card interest. 

The 0.5 per cent increase in spending has taken the total credit card debt of the nation to $20.06 billion.

However, with recent lockdowns, credit card usage is tipped to increase. 

The RBA already stated that the data points to higher spending, with the value of purchases rising by 1.77 per cent in May.

While paying down credit card debt is becoming harder, fewer people are taking out credit cards with a drop of more than 856,000 credit card accounts in May compared with the same time last year.

Credit providers record increasing sales

According to Australia’s largest bank, spending has been less impacted by the current COVID-19 restrictions in NSW than it was during Victoria’s lockdown.

Commonwealth Bank said card spending in NSW in the week ending 2 July dropped only 1.2 percentage points on the prior week, compared with the 21 percentage point fall seen during the first week of Victoria’s most recent lockdown starting 28 May.

Nationwide household credit and debit card spending also remains solid, tracking 16.5 per cent above 2019 levels and up from 13.9 per cent the previous week, despite four states being in various stages of lockdown.

CBA senior economist Belinda Allen highlighted that it was surprising how little impact lockdowns have had on consumer spending.

“What this data shows is that the type of lockdown matters for spending as does the community response,” she said.

Although the lockdown, which covers 70 per cent of the NSW population, is impacting certain businesses.

“The sharpest falls in spending in NSW have been clothing and footwear, general retail, personal care, transport and, of course, eating and drinking out. Similar to previous lockdowns, there was a lift in spend on household furnishings and equipment,” Ms Allen explained.

The economist pointed out how reopening economies leads to greater consumer spending post-lockdowns.

“Card spending in Victoria lifted to 20.1 per cent on 2019 levels, the strongest growth since the week ending 21 May. The severity of this recent lockdown compared to other states explains the sharper response in card spending, and it is encouraging to see spending momentum resume its previous trend,” she continued.

According to CBA, the current bumper credit levels are tipped to continue to track higher this year, with spending supported by low interest rates, a strong labour market, a booming housing market and a decline in the savings rate.

However Ms Allen opined, “Recent outbreaks and restrictions will be a headwind for consumer spending, particularly over July, with services spend impacted.”

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Statewide lockdowns have not hampered consumer spending, with the latest government data showing Aussies are continuing to spend more on their credit cards. 

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Talks among members of the OPEC cartel and allied oil producing countries have broken down, which is leading to skyrocketing oil prices, meaning everyone pays more for petrol, a government body has revealed.

Write comment (0 Comments) " ["fulltext"]=> string(3908) "

According to the ACCC latest petrol monitoring report off the back of international OPEC cartels, the average retail price for petrol across Sydney, Melbourne, Brisbane, Adelaide and Perth was 133.4 cents per litre (cpl) in March, an increase of 12.0 cpl from the December quarter 2020.

Aussies living in Adelaide experienced the largest increase at 18.0 cpl and Brisbane the smallest at 9.6 cpl.

“What we are experiencing in Australia is a flow-on effect of higher international crude oil and refined petrol prices,” ACCC chair Rod Sims said.

Mr Sims acknowledged that the OPEC cartel controls a huge amount of global oil supply. Its agreements to restrict supply means higher crude oil prices which largely influence refined petrol prices.

“The higher price of Mogas 95, the benchmark for refined regular unleaded petrol in the Asia-Pacific region, means we are paying more for petrol at the bowser,” Mr Sims said.

What is causing the soaring prices?

According to reports, Saudi Arabia has gone against its long-term ally in the oil trade Abu Dhabi, resulting in a fight that will shape up the price of oil over the next year.

The United Arab Emirates on Friday blocked an OPEC+ deal, with cartel leaders Russia and Saudi Arabia responding by increasing outputs and demanding better terms for themselves.

After two days of negotiations, and with the UAE the only holdout, ministers halted the discussions until Monday, leaving markets in limbo as oil continued its inflationary surge above US$75 a barrel.

Despite diplomatic talks continuing, the standoff appeared to continue on Sunday, with the UAE reiterating its demands.

Abu Dhabi is forcing its allies into a difficult position: accept its requests, or risk unraveling the OPEC+ alliance.

Should Abu Dhabi leave the OPEC+ trade agreement, it would almost certainly trigger a price war.

However, it could also be a bluff to show each country they are willing to accept short-term pain for a better pricing deal.

Demand for petrol remained below pre-pandemic levels

However, in positive news for motorists, the ACCC reports Aussies are still demanding less fuel as prices continue to rise.

According to the governing body, the March quarter 2021 remained below pre-pandemic levels, with petrol sales volumes across Australia declining slightly between the December 2020 and March 2021 quarters.

“In the second half of 2020, national petrol sales partially recovered when some COVID-19 restrictions were eased. However, lockdowns in Brisbane, Perth, Melbourne and parts of Sydney, and floods in New South Wales and Queensland, contributed to sales declining slightly in the March quarter 2021,” Mr Sims said.

Retailers aren’t cashing in

Despite rising fuel costs at the bowser, the ACCC was quick to highlight that the average gross indicative retail differences in the five largest cities fell slightly for the second consecutive quarter. However, they still remain relatively high. In the March quarter, they were 15.8 cpl, a decrease of 1.6 cpl from the previous quarter.

Gross indicative retail differences are the difference between retail prices and terminal gate (or wholesale) prices, and are a broad indicator of gross retail margins. As they include retail operating costs, they should not be interpreted as actual retail profits.

Lower petrol demand from the effects of COVID-19 likely contributed to the high gross indicative retail differences in 2020, and this may have continued in the March quarter.

“There are some fixed costs involved in petrol retailing and businesses may have been setting retail prices higher than they otherwise would to offset lower sales volumes,” Mr Sims concluded.

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Talks among members of the OPEC cartel and allied oil producing countries have broken down, which is leading to skyrocketing oil prices, meaning everyone pays more for petrol, a government body has revealed.

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The consumer watchdog has revealed that the three main telecommunication providers have recently raised prices, meaning millions of Australians are now paying more for mobile services.

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According to a study released by the Australian Competition and Consumer Commission (ACCC), since July 2020 Telstra, Optus and Vodafone have increased the price of several postpaid plans and effectively increased the price of a range of prepaid plans by reducing their expiry periods, which in turn forces Aussies to recharge more often.

During the past 12 months, Telstra increased its postpaid mobile plan prices by between $5 and $15 per month.

However, the telco has also reduced the recharge expiry on 35- and 42-day prepaid plans to 28 days, which effectively equates to a price increase of between 25 per cent and 50 per cent over a year.

In May, Optus raised the price of all of its postpaid plans by $6 per month, which is an increase of between 8 per cent and 15 per cent. There has been no increase, however, in the cost of Optus’s prepaid plans.

Vodafone’s postpaid plans have also gone up by between $5 and $40 a month. However, the increases are currently accompanied by heavy discounting and temporary bonus inclusions.

Combined, the three main telcos hold 87 per cent of the total retail market and have more than 95 per cent of the postpaid market.

ACCC chair Rod Sims highlighted the concentration issue, with providers happy to spike up fees due to a lack of competition.

“Our analysis shows that consumers will now be left paying significantly more for a range of mobile phone plans at Telstra, Optus and Vodafone,” Mr Sims said.

“The behaviour of the three big telcos would suggest they are not concerned about losing customers to rivals.”

These mobile price increases follow the merger of TPG and Vodafone in 2020.

“The ACCC opposed the merger of TPG and Vodafone because we were concerned it would lead to higher mobile prices and result in three similar providers with little incentive to compete strongly,” Mr Sims said.

“Despite evidence showing the three mobile network owners reacted strongly to the potential competitive threat of a new TPG network, the court considered that the merger would be pro-competitive, allowing Vodafone to compete more effectively against Telstra and Optus.”

The ACCC noted that small providers offer cheaper alternatives for consumers. Although their plans usually don’t include extras such as access to content, their voice calls, SMS and data packages are similar to those offered by the three networks operators.

Mr Sims also urged consumers to try and find the best deal possible for their circumstances.

“Before changing over, we encourage consumers to compare different providers’ geographic coverage, and consider their individual needs, as not all providers offer the same coverage.”

“There are still ways to find a cheaper mobile plan but, ultimately, dynamic competitive markets deliver best for consumers,” Mr Sims concluded.

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The consumer watchdog has revealed that the three main telecommunication providers have recently raised prices, meaning millions of Australians are now paying more for mobile services.

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The latest COVID-19 outbreak in Victoria has dented national retail figures, as the economy continues to recover from the COVID-19 pandemic.

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Recent snap lockdowns have dented Australia’s spending, with a win on the health front remaining vital to national trading figures.

Preliminary figures released today by the Australian Bureau of Statistics (ABS) show that $31 billion was spent in stores and online in May – an increase of 0.1 per cent compared with the previous month and up 7.4 per cent on the same time last year.

While lockdowns only occurred in the last four days of the month, the state’s retail trading fell 1.5 per cent.

States without lockdowns, including Queensland and Western Australia, offset this loss, growing by 1.5 per cent each.

“There were mixed results across the industries and states and territories, with COVID-19 restrictions in Victoria impacting the May result,” ABS director Ben James said.

Nationally, at an industry level, food retailing led the rises, offset by falls in household goods retailing, and clothing, footwear and personal accessory retailing.

COVID remains a threat

While pointing to strong consumer spending in the future, Australian Retail Association CEO Paul Zahra highlighted the growing concerns for small retailers especially those who faced the ‘COVID storm’.

“It’s pleasing to see retail sales overall on a positive trajectory, albeit at a slower pace. However, what the figures don’t show us is the uneven recovery for many small businesses, including those within CBDs and travel retail,” Mr Zahra said.

“Every lockdown comes at a significant cost, and there is now no safety net for retailers. As we’ve seen over the past month in Victoria, and now in Sydney – the COVID threat is far from over and new cases can quickly emerge despite our best efforts to contain the virus,” Mr Zahra noted.

The retailer CEO pointed to consumer confidence fading with newer outbreaks and how businesses are likely to be impacted by the latest outbreak in Sydney.

“Sydney businesses are also on edge given the new cases that have emerged over the past week. We know that whenever new COVD cases pop up in the community, foot traffic through retail stores tumble as people limit their movements and work from home if they can,” Mr Zarah continued.

“The ongoing COVID impacts highlight just how critical the vaccine rollout is to ensuring businesses can trade with confidence.”

Spending tipped to boom

Despite the threat of COVID-19, the Commonwealth Bank of Australia’s latest Household Spending Intentions report is now showing Australia is on the cusp of graduating from recovery to expansion, as consumers look to open their wallets.

“Together with the strong labour market and positive wealth effects from rising dwelling prices, we expect consumer spending to support Australia’s economic growth in 2021,” said Belinda Allen, senior economist at CBA.

While base effects suggest household spending intention in retail appears to be cooling in May 2021, CommBank notes it reflects the impact of reopening borders in May 2020.

Travel spending intentions, meanwhile, remain significantly elevated to year-ago levels when almost all travel was shut down, but continue to track lower than 2019, reflecting the lasting impact of the closure of international borders.

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The Productivity Commission has found that it should be easier for Australians to get their smartphone repaired and has recommended changes that include ‘super complaints’ to be reported to watchdogs.

Write comment (0 Comments) " ["fulltext"]=> string(3288) "

According to the report, it should be easier for Australians to get their smartphones, tablets and other devices repaired or replaced.

The commission reviewed the “right to repair” in Australia, with consumers complaining that companies make it harder or more expensive to repair devices by anyone other than the manufacturer themselves.

According to the findings, the most common issues in smartphones is related to screens smashing or batteries needing replacement.

However, despite the commonality, the manufacturers were found to make simple issues harder to resolve, with brands including Samsung and Apple allegedly making it nearly impossible to fix the device yourself, or get it repaired from a third-party source without voiding the warranty.

The report noted that some consumer groups say the difficulty in repairing could be intentional as software updates could be forcing consumers to purchase new products.

“Relatedly, there are concerns that the lifespans of everyday products are becoming unnecessarily short and that products are being discarded prematurely, contributing to wasted resources and the proliferation of ‘e-waste’,” the report stated.

These concerns have led to calls for the government to introduce a ‘right to repair’ law, with consumer group CHOICE highlighting the importance of strengthening and clarifying the right to repair laws for consumer goods in Australia.

“The Productivity Commission draft report released today recognises that a ‘right to repair’ is complex – it covers a lot of different laws and protections, from intellectual property to consumer protections,” says Dean Price, senior campaigner at CHOICE.

CHOICE points to internal survey data which shows that 85 per cent of Australians say that buying products that will last a long time is very or quite important to them, so we should be equipping people with information about how long a product will last.

“Our consumer laws are clear, we have a right to a repair, refund or replacement within a reasonable period if a product fails,” Mr Price highlighted.

“However, some companies fight customers every step of the way when they try to enforce these rights. The Productivity Commission is right that consumers need more options to escalate complaints when a company doesn’t play fair.”

CHOICE highlighted that the need for allowing consumer groups to make “super complaints” is long overdue in Australia, stating that a super complaint system would allow designated consumer organisations to take systemic failures to consumer regulators across the country and require these regulators to respond in a timely way.

“Providing consumers better guidance on durability is a welcome first step. The Productivity Commission has recommended that the Australian Competition and Consumer Commission (ACCC) provide input into the development of this guidance,” Mr Price said.

“But this guidance should be backed up by information on durability at the point of sale. People want to know how long a product will last when they’re shopping, and the information should be as easy to read as water and energy efficiency labels.”

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The Productivity Commission has found that it should be easier for Australians to get their smartphone repaired and has recommended changes that include ‘super complaints’ to be reported to watchdogs.

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"2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#6621 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6369 (3) { ["data":protected]=> object(stdClass)#6372 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6371 (3) { ["data":protected]=> object(stdClass)#6374 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#6620 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6373 (3) { ["data":protected]=> object(stdClass)#6376 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6375 (3) { ["data":protected]=> object(stdClass)#6378 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#6617 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6377 (3) { ["data":protected]=> object(stdClass)#6380 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6379 (3) { ["data":protected]=> object(stdClass)#6382 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#6618 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6381 (3) { ["data":protected]=> object(stdClass)#6384 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6383 (3) { ["data":protected]=> object(stdClass)#6386 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#6613 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6385 (3) { ["data":protected]=> object(stdClass)#6391 (1) { ["options"]=> object(stdClass)#6389 (2) { ["options0"]=> object(stdClass)#6388 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#6390 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6387 (3) { ["data":protected]=> object(stdClass)#6393 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#6616 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6392 (3) { ["data":protected]=> object(stdClass)#6395 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6394 (3) { ["data":protected]=> object(stdClass)#6397 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#6626 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#6396 (3) { ["data":protected]=> object(stdClass)#6399 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#6398 (3) { ["data":protected]=> object(stdClass)#6401 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(90) "/invest-money/spending/it-should-be-easier-to-fix-your-phone-productivity-commission-finds" ["image"]=> string(47) "images/article-826x550/broken-smartphone-ne.jpg" ["image_alt"]=> string(68) "It should be easier to fix your phone, Productivity Commission finds" } }