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["title"]=>
string(28) "Wrapping up an eventful 2021"
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string(28) "wrapping-up-an-eventful-2021"
["introtext"]=>
string(220) "
In the final episode of The nestegg Podcast for 2021, host Maja Garaca Djurdjevic checks in with our three experts to hear their final thoughts on the year that’s passed and their hopes for the next 12 months.
" ["fulltext"]=> string(1011) "Steve Waters, director of Right Property Group, talks Christmas selling season and opens up about the key lessons that he’s learnt this year that he will gladly take forward with him into 2022.
RMIT senior lecturer of finance Dr Angel Zhong covers meme stock ETFs as well as provides her thoughts on next year’s economic outlook.
Finally, tax and super guru Timothy Munro shares his end of year financial checklist and some handy tips that could help you keep your credit card in check over the gifting season.
Tune in to hear more below.
Have a question for our experts? Get in touch at [email protected], and you might get featured on the next episode.
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string(5) "17874"
["title"]=>
string(52) "Online spending on the rise again amid Omicron surge"
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string(52) "online-spending-on-the-rise-again-amid-omicron-surge"
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Aussies are spending more online but are spending less overall.
Write comment (0 Comments) " ["fulltext"]=> string(2268) "Spending in the first half of January was down 27 per cent compared to the first half of December, according to new data from ANZ, as the effects of Omicron continued to be felt.
ANZ senior economist Adelaide Timbrell said that the decline was greater than had been seen in previous years and noted that spending might remain low in the future in light of recent weaker consumer confidence figures.
“Entertainment and travel spending has continued to drift down, while groceries have improved and non-food retailing and dining has stayed somewhat stable at low levels through January,” she said.
Alongside the overall decline in spending, ANZ also found that Australians were shifting their spending online for both dining and non-food retailing, but not quite to the same levels seen previously.
Over 10 per cent of dining and takeaway spending during the first half of January occurred online, according to the bank’s data, well above the 4 per cent seen pre-pandemic but down from the 12 to 14 per cent share recorded during lockdowns.
Additionally, 25 per cent of non-food retailing occurred online in the first half of the month, up from the 20 per cent seen recently outside of lockdown periods but still below the 40 per cent peak reached in the Delta lockdowns.
In a recent survey of online shopping habits, enterprise marketplace platform Mirakl found that online marketplaces, in particular, had seen a surge in popularity during the pandemic.
Forty-three per cent of Australian consumers said they shopped exclusively or a lot on marketplaces during 2021, up from 26 per cent in 2019, and 92 per cent expected to maintain or increase their marketplace usage in the future.
“The onset of the pandemic accelerated many changes in consumer behaviours that were already in place, with consumers turning to eCommerce options that were more convenient, faster, more reliable, and accessible on the run or from the comfort of their own home,” said Mirakl co-chief executive and co-founder Adrien Nussenbaum.
Australians conducted 33 per cent of their online shopping through marketplaces, and 60 per cent said online marketplaces were the most convenient way to shop today.
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Write comment (0 Comments) " ["fulltext"]=> string(2344) "The spread of the Omicron variant of COVID-19 may have driven a significant reduction in spending across the country during the new year break.
Data released by ANZ indicated that overall spending in NSW in the week to 2 January was down 25 per cent compared to a year earlier, the biggest drop among all the states.
A fall of 19 per cent was recorded in Victoria and 17 per cent in Queensland, while spending in all other states fell by 15 per cent.
“The drop in spending after the key Christmas and Boxing Day trading was much sharper this year than in previous years,” said ANZ senior economist Adelaide Timbrell.
Dining and travel, particularly in Sydney and Melbourne, were among the most impacted spending categories towards the end of 2021.
The bank also found that online shopping had offset some of the impacts of Omicron.
“Higher rates of online spending, particularly for dining, show that both businesses and households are adjusting to iterative lockdowns, movement restrictions and COVID transmission caution by moving more spending online,” said Ms Timbrell.
“This could reduce the impact of iterative lockdown and movement restrictions in 2022 and may be behind Victoria’s smaller fall in spending in late 2021 compared with NSW, since Victorian businesses have more experience with lockdowns.”
Spending on key holiday shopping dates, including Christmas Eve, Black Friday and Cyber Monday, was lower than 2020 but remained above pre-COVID levels, according to ANZ.
Christmas Day spending increased slightly compared to previous years, while spending on Boxing Day fell for the second year in a row.
“Boxing Day sales are likely to keep falling as more households move their end of year sales spending to Black Friday,” noted Ms Timbrell.
The Commonwealth Bank previously forecast that $4 billion would be spent during the Boxing Day sales, while the Australian Retailers Association and Roy Morgan expected a total of $21 billion would be spent between Boxing Day and 15 January.
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Write comment (0 Comments) " ["fulltext"]=> string(2322) "Australians are expected to spend over $550 each during Boxing Day sales this year, driving a collective $4 billion in spending at local retailers, according to the Commonwealth Bank.
Spending per person is forecast to be 14 per cent higher than during the Boxing Day sales of 2020, and CBA said its customers were expected to spend 22 per cent more throughout December versus the average of the other months of the year.
“As the nation bounces back, Australians are embracing shopping and are excited to hit the sales,” said CBA executive general manager, everyday banking, Kate Crous.
“This is welcome news for retailers, who are keen to see consumers return after a tough few months, and is also great for consumers hoping to get good value from their shopping.”
Compared to the average monthly spend during the rest of 2021, spending by CBA customers during December is expected to rise 23 per cent for debit cards and 18 per cent for credit cards.
Sixty-nine per cent of Australians plan to pick up a bargain during the sales and not wanting to pay full price was the main reason given.
In-store shopping for sales is planned by 41 per cent of Australians, while 28 per cent expect to do their shopping both in-store and online.
Men intend to spend $646 each during Boxing Day sales compared to $459 for women, while parents of one or two children plan to spend $731.
More than half of Australians are planning a purchase within the category of clothing, apparel and shoes, with technology (36 per cent), home electricals and white goods (31 per cent), and homeware and furniture (29 per cent) also set to be popular categories for purchases.
The Australian Retailers Association (ARA) and Roy Morgan earlier predicted that a total of $21 billion would be spent between Boxing Day and 15 January, an increase of 12.6 per cent in 2019 and 2.1 per cent higher than 2020.
“The Boxing Day sales are a key event on the retail calendar and with the states and territories staying committed to their reopening plans, we can look forward to a bumper trading period,” said ARA chief executive Paul Zahra.
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Write comment (0 Comments) " ["fulltext"]=> string(3375) "Australian shoppers will spend a record $21 billion during post-Christmas sales, according to forecasts from the Australian Retailers Association (ARA) and Roy Morgan, continuing a record-breaking shopping season for local retailers.
Spending in stores and online between Boxing Day and 15 January is forecast to be 12.6 per cent higher than before the pandemic in 2019 and 2.1 per cent higher than in 2020.
“It’s great to see people out and about in great numbers enjoying some retail therapy after another year disrupted by COVID,” said ARA chief executive Paul Zahra.
“We’re continuing to see a lot of pent-up demand for shopping after the Delta lockdowns. We’ve experienced a record-breaking Black Friday with sales exceeding expectations, and that’s provided businesses with strong momentum for this critical trading period.”
Data from NAB indicated that over $8 billion was spent between Black Friday and Cyber Monday last month, beating predictions by more than $2.5 billion.
The National Retail Association previously estimated that $60 billion would be spent during the pre-Christmas shopping period, with a similar forecast made by the ARA.
During the post-Christmas period, the ARA and Roy Morgan expect spending on hospitality will increase by 10.7 per cent to $2.9 billion compared to last year, while spending on clothing, footwear and accessories is expected to rise 6.9 per cent to $1.7 billion.
Food was the only category where spending is expected to fall with a dip of 1 per cent to $8.4 billion.
“Australians have saved up many dollars over the last two years that they’ve been prevented from spending due to lockdowns, border closures and other restrictions on travel,” said Roy Morgan chief executive Michele Levine.
“While there still exists some uncertainty about travel conditions over the next few months, the loosened restrictions around the country do provide an opportunity for retailers looking to maximise their revenues and tap into what is forecast to be a record summer retailing period.”
Among the states and territories, Tasmanians are expected to increase their spending the most compared to 2020, with forecasted growth of 8.6 per cent.
Higher spending is also expected in Victoria (6.6 per cent), Western Australia (3.3 per cent), South Australia (2.9 per cent) and the ACT (1.5 per cent), while spending will remain relatively flat in NSW (0.4 per cent) and fall slightly in the Northern Territory (-0.9 per cent) and Queensland (-2 per cent).
“The Boxing Day sales are a key event on the retail calendar and with the states and territories staying committed to their reopening plans, we can look forward to a bumper trading period,” said Mr Zahra.
“However, challenges remain with staff shortages and ongoing supply chain issues, which may have an impact on the ability of retailers to expediate their financial recovery. We are working closely with government to ensure that any barriers to recovery are solved as quickly as possible.”
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"More than $8 billion was spent between the two shopping holidays, according to NAB estimates.
Write comment (0 Comments) " ["fulltext"]=> string(3047) "Australians spent over $8 billion at Australian retailers in the four days from Black Friday to Cyber Monday, based on transaction analysis by NAB.
The spending splurge during the busy shopping period was more than $2.5 billion higher than anticipated and eclipsed the pre-pandemic record set in 2019 by 8 per cent.
Technology retailers saw the biggest boost in sales, with a rise of 168 per cent compared to 2019. Sales growth was also recorded for footwear (92 per cent), clothing (54 per cent) and jewellery (49 per cent) retailers.
“Business is absolutely up and running again – it was great to see people out and about making the most of bargains as well as spending big online,” said NAB group executive of business and private bank Andrew Irvine.
“It may be a trend adopted from our American friends, but it’s clear that Black Friday and Cyber Monday are now a strong part of the sales calendar here in Australia.”
An estimated $190 million was spent in Victoria, $163 million in NSW and $73 million in Queensland during the four-day shopping frenzy.
Jewellery and watch stores were the best performers online, with sales rising 312 per cent from 2019.
“We’ve talked so much about the pivot to digital but it’s clear that the ground work laid by businesses over the past two years has positioned them well to capitalise on these sales events,” said Mr Irvine.
“For so many of us though, nothing beats the actual experience of walking into a store and being able to try out the product in person.”
ANZ found that spending on Black Friday specifically had dipped 2.2 per cent compared to 2020 but was up 36 per cent in 2019 with “very strong growth” for spending on experiences through ticketing agencies and tour operators.
The bank has forecast a “perfect storm” for consumer spending throughout the rest of the year.
Buy now, pay later provider Klarna said sales volumes through its platform grew 298 per cent on Black Friday and 317 per cent on Cyber Monday compared to last year.
Earlier sales and discounts introduced by some retailers saw volumes spike by 305 per cent in the week surrounding Black Friday (November 22 to 28) versus the same period in 2020.
Australian millennials had a 54 per cent share of purchases made during Black Friday, according to Klarna, while baby boomers had the highest increase in purchases compared to a regular day with a rise of 57 per cent.
The most popular shopping categories for Klarna users were clothing, shoes, jewellery, accessories, leisure, sport and hobbies.
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Write comment (0 Comments) " ["fulltext"]=> string(2534) "The pre-Christmas shopping season is kicking off earlier than ever before as shoppers prepare to buy more after long periods of lockdowns and lower spending.
The National Retail Association (NRA) has estimated that $60 billion will be spent this festive season, 8 per cent more than the $55.4 billion spent last year.
While online shopping will continue to boom with a forecast 51 per cent increase to $8.2 billion, a Citi survey has found that 40 per cent of Australians will return to in-store shopping this year.
“It’s great to see such strong consumer sentiment and appetite to get back into stores,” said Citi Australia head of cards and loans Choong Yu Lum.
“It has been a tough few years for Australian retailers, but consumers are clearly signalling they are keen to get back to our shopping centres and make this Christmas extra special.”
According to Citi, one in four shoppers are planning to spend more on themselves and others this year, with 45 per cent planning to spend $300 on gifts and 32 per cent aiming for $100-$200.
Forty per cent said they are more likely to shop earlier than usual this year and 72 per cent expect to spend big during the November sales, including Black Friday and Cyber Monday.
Shipping and postal delays were also a cause for concern for 40 per cent of shoppers.
NRA CEO Dominique Lamb has encouraged Australians to support their local retailers in the lead up to Christmas.
“A silver lining to lockdowns is that when restrictions are lifted, it does result in strong consumer spending from pent up demand,” she said.
“As horrible as 2021 has been for retailers who have been in prolonged lockdown, at least they’ll be open in time to cash in on Christmas.”
The NRA expects NSW will lead the states in pre-Christmas spending with $19 billion, followed by $15.5 billion in Victoria and $12.4 billion in Queensland.
“Even prior to the pandemic, there was a growing trend of shoppers knocking off Christmas purchases earlier than traditionally was the case,” said Ms Lamb.
“Our number one message to Australians this Christmas is to get in early to ensure you get your preferred items under the festive tree in 2021.”
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"2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "First article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [8]=> object(stdClass)#7410 (32) { ["id"]=> string(1) "8" ["title"]=> string(18) "Second article URL" ["name"]=> string(18) "second-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:04" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7157 (3) { ["data":protected]=> object(stdClass)#7160 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7159 (3) { ["data":protected]=> object(stdClass)#7162 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(18) "Second article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [9]=> object(stdClass)#7409 (32) { ["id"]=> string(1) "9" ["title"]=> string(17) "Third article URL" ["name"]=> string(17) "third-article-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-07-08 05:42:42" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "0" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7161 (3) { ["data":protected]=> object(stdClass)#7164 (1) { ["relative"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7163 (3) { ["data":protected]=> object(stdClass)#7166 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(3) "url" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "3" ["label"]=> string(17) "Third article URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(16) "Related Articles" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [4]=> object(stdClass)#7406 (32) { ["id"]=> string(1) "4" ["title"]=> string(9) "Video URL" ["name"]=> string(9) "video-url" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-19 05:54:21" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "1" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7165 (3) { ["data":protected]=> object(stdClass)#7168 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7167 (3) { ["data":protected]=> object(stdClass)#7170 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(9) "Video URL" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [6]=> object(stdClass)#7407 (32) { ["id"]=> string(1) "6" ["title"]=> string(33) "Image Caption / Video description" ["name"]=> string(31) "image-caption-video-description" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 16:29:55" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "2" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7169 (3) { ["data":protected]=> object(stdClass)#7172 (2) { ["filter"]=> string(0) "" ["maxlength"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7171 (3) { ["data":protected]=> object(stdClass)#7174 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(4) "text" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(33) "Image Caption / Video description" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [3]=> object(stdClass)#7402 (32) { ["id"]=> string(1) "3" ["title"]=> string(6) "Status" ["name"]=> string(6) "status" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:45:26" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "3" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7173 (3) { ["data":protected]=> object(stdClass)#7179 (1) { ["options"]=> object(stdClass)#7177 (2) { ["options0"]=> object(stdClass)#7176 (2) { ["name"]=> string(8) "Inactive" ["value"]=> string(1) "0" } ["options1"]=> object(stdClass)#7178 (2) { ["name"]=> string(6) "Active" ["value"]=> string(1) "1" } } } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7175 (3) { ["data":protected]=> object(stdClass)#7181 (10) { ["hint"]=> string(0) "" ["class"]=> string(9) "btn-group" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(5) "radio" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(6) "Status" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [5]=> object(stdClass)#7405 (32) { ["id"]=> string(1) "5" ["title"]=> string(22) " Essential information" ["name"]=> string(21) "essential-information" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-25 06:10:20" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "4" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7180 (3) { ["data":protected]=> object(stdClass)#7183 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7182 (3) { ["data":protected]=> object(stdClass)#7185 (10) { ["hint"]=> string(0) "" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(0) "" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(22) " Essential information" ["description"]=> string(35) "3 points that summarize the article" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } [2]=> object(stdClass)#7415 (32) { ["id"]=> string(1) "2" ["title"]=> string(14) "Embedded Video" ["name"]=> string(14) "embedded-video" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["note"]=> string(0) "" ["state"]=> string(1) "1" ["access"]=> string(1) "1" ["created_time"]=> string(19) "2020-06-20 01:43:32" ["created_user_id"]=> string(4) "2351" ["ordering"]=> string(1) "5" ["language"]=> string(1) "*" ["fieldparams"]=> object(Joomla\Registry\Registry)#7184 (3) { ["data":protected]=> object(stdClass)#7187 (4) { ["buttons"]=> string(0) "" ["width"]=> string(0) "" ["height"]=> string(0) "" ["filter"]=> string(0) "" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["params"]=> object(Joomla\Registry\Registry)#7186 (3) { ["data":protected]=> object(stdClass)#7189 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> string(1) "2" ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> string(1) "0" ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> string(1) "1" ["group_state"]=> string(1) "1" ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(83) "/invest-money/spending/festive-shopping-expected-to-be-bigger-and-earlier-than-ever" ["image"]=> string(48) "images/article-826x550/christmas-presents-ne.jpg" ["image_alt"]=> string(60) "Festive shopping expected to be bigger and earlier than ever" } }
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