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In this episode of the nestegg podcast, David Stratford has a chat with Aberdeen Standard Investments’ head of retirement and product strategy for Australia, Jason Nyilas to discuss all things retirement.

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Investors will learn the importance of financial advice in retirement, since the default pension options available don't always match up with personal expectations.

Jason also weighs in on whether the impending retirement income covenant goes far enough in supporting individual member needs.

Thanks, Jason, for sharing your insights with the nestegg podcast team!

You can keep up to date with what Jason is up to HERE.

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What Australians will buy before 30 June

By Cameron Micallef · June 24 2019

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What Australians will buy before 30 June

By Cameron Micallef · June 24 2019

Reading:

Australians are looking to take advantage of tax deals and are predicted to spend $5 billion in the final month of the financial year, and some popular retailers are tipped to benefit.

New research by comparison site Finder suggests that 76 per cent of Australians will take advantage of the end of financial year opportunities.

Those planning on shopping will spend on average $337, according to Finder.

Money expert Bessie Hassan believes consumers should still shop around to ensure they get the best deal possible.

“End of financial year sales are starting earlier every year to encourage spending. Shoppers who rush out and buy the first bargain they see may be missing out on a better deal elsewhere,” said Ms Hassan.

“Compare prices across different retailers before you hand over your credit card. Discounts vary between different stores and you want to find the one that’s offering the cheapest price,” continued Ms Hassan.

What will Australians buy?

Of those planning to fork out, three in five will be adding to their wardrobe, with clothing items predicted to be the most popular purchase this financial year.

Shoppers will also look for deals on homeware, kitchen, manchester and holiday packages, according to Finder.

“While the end of financial year trading period is the perfect time to nab a bargain, be mindful of buying simply because an item is on sale. At the end of the day, you’re still spending money, not saving it,” said Ms Hassan.

Rounding out the list are family holidays, furniture, white goods, cars and toys.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leveraging their insights to grow your portfolio.