array(1) { [0]=> &object(stdClass)#1628 (54) { ["id"]=> string(5) "13912" ["title"]=> string(41) "Planning for tomorrow’s lifestyle today" ["alias"]=> string(39) "planning-for-tomorrow-s-lifestyle-today" ["introtext"]=> string(228) "

In this episode of the nestegg podcast, David Stratford has a chat with Aberdeen Standard Investments’ head of retirement and product strategy for Australia, Jason Nyilas to discuss all things retirement.

" ["fulltext"]=> string(800) "

Investors will learn the importance of financial advice in retirement, since the default pension options available don't always match up with personal expectations.

Jason also weighs in on whether the impending retirement income covenant goes far enough in supporting individual member needs.

Thanks, Jason, for sharing your insights with the nestegg podcast team!

You can keep up to date with what Jason is up to HERE.

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(3) "302" ["created"]=> string(19) "2019-10-08 05:41:30" ["created_by"]=> string(2) "64" ["created_by_alias"]=> string(15) "David Stratford" ["state"]=> string(1) "1" ["modified"]=> string(19) "2019-10-08 06:03:04" ["modified_by"]=> string(4) "2385" ["modified_by_name"]=> string(14) "Justine Nifras" ["publish_up"]=> string(19) "2019-10-08 05:41:21" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(222) "{"image_intro":"images\/podcasts\/Jason-Nyilas-ne.jpg","float_intro":"","image_intro_alt":"Jason Nyilas","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(600) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","sent":"0","readingDiff":"3","canonical_link":""}" ["metadata"]=> string(68) "{"robots":"","author":"","rights":"","xreference":"","metatitle":""}" ["metakey"]=> string(78) "Financial planning, financial advice, superannuation, superannuation industry." ["metadesc"]=> string(116) "Host David Stratford discusses all things retirement, from financial advice through to individual lifestyle choices." ["access"]=> string(1) "1" ["hits"]=> string(3) "167" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(3) "800" ["ordering"]=> string(1) "0" ["category_title"]=> string(7) "Podcast" ["category_route"]=> string(17) "resources/podcast" ["category_access"]=> string(1) "1" ["category_alias"]=> string(7) "podcast" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "74" ["author"]=> string(15) "David Stratford" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(9) "Resources" ["parent_id"]=> string(3) "300" ["parent_route"]=> string(9) "resources" ["parent_alias"]=> string(9) "resources" ["rating"]=> string(1) "5" ["rating_count"]=> string(1) "1" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#1630 (3) { ["data":protected]=> object(stdClass)#1627 (96) { ["article_layout"]=> string(14) "momentum:newne" ["show_title"]=> string(1) "1" ["link_titles"]=> string(1) "1" ["show_intro"]=> string(1) "0" ["info_block_position"]=> string(1) "0" ["info_block_show_title"]=> string(1) "1" ["show_category"]=> string(1) "1" ["link_category"]=> string(1) "1" ["show_parent_category"]=> string(1) "0" ["link_parent_category"]=> string(1) "0" ["show_associations"]=> string(1) "0" ["flags"]=> string(1) "1" ["show_author"]=> string(1) "1" ["link_author"]=> string(1) "0" ["show_create_date"]=> string(1) "0" ["show_modify_date"]=> string(1) "0" ["show_publish_date"]=> string(1) "1" ["show_item_navigation"]=> string(1) "1" ["show_vote"]=> string(1) "1" ["show_readmore"]=> string(1) "1" ["show_readmore_title"]=> string(1) "1" ["readmore_limit"]=> string(3) "100" ["show_tags"]=> string(1) "0" ["show_icons"]=> string(1) "1" ["show_print_icon"]=> string(1) "1" ["show_email_icon"]=> string(1) "1" ["show_hits"]=> string(1) "1" ["record_hits"]=> string(1) "1" ["show_noauth"]=> string(1) "0" ["urls_position"]=> string(1) "0" ["captcha"]=> string(0) "" ["show_publishing_options"]=> string(1) "1" ["show_article_options"]=> string(1) "1" ["save_history"]=> string(1) "1" ["history_limit"]=> int(10) ["show_urls_images_frontend"]=> string(1) "0" ["show_urls_images_backend"]=> string(1) "1" ["targeta"]=> int(0) ["targetb"]=> int(0) ["targetc"]=> int(0) ["float_intro"]=> string(4) "left" ["float_fulltext"]=> string(5) "right" ["category_layout"]=> string(14) "momentum:newne" ["show_category_heading_title_text"]=> string(1) "1" ["show_category_title"]=> string(1) "1" ["show_description"]=> string(1) "0" ["show_description_image"]=> string(1) "0" ["maxLevel"]=> string(2) "-1" ["show_empty_categories"]=> string(1) "0" ["show_no_articles"]=> string(1) "1" ["show_subcat_desc"]=> string(1) "1" ["show_cat_num_articles"]=> string(1) "0" ["show_cat_tags"]=> string(1) "1" ["show_base_description"]=> string(1) "1" ["maxLevelcat"]=> string(2) "-1" ["show_empty_categories_cat"]=> string(1) "0" ["show_subcat_desc_cat"]=> string(1) "1" ["show_cat_num_articles_cat"]=> string(1) "1" ["num_leading_articles"]=> string(2) "14" ["num_intro_articles"]=> string(1) "0" ["num_columns"]=> string(1) "0" ["num_links"]=> string(1) "0" ["multi_column_order"]=> string(1) "0" ["show_subcategory_content"]=> string(2) "-1" ["show_pagination_limit"]=> string(1) "0" ["filter_field"]=> string(4) "hide" ["show_headings"]=> string(1) "1" ["list_show_date"]=> string(9) "published" ["date_format"]=> string(0) "" ["list_show_hits"]=> string(1) "0" ["list_show_author"]=> string(1) "1" ["list_show_votes"]=> string(1) "0" ["list_show_ratings"]=> string(1) "0" ["orderby_pri"]=> string(4) "none" ["orderby_sec"]=> string(5) "rdate" ["order_date"]=> string(9) "published" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["show_featured"]=> string(4) "show" ["show_feed_link"]=> string(1) "1" ["feed_summary"]=> string(1) "0" ["feed_show_readmore"]=> string(1) "0" ["sef_advanced"]=> int(1) ["sef_ids"]=> int(1) ["custom_fields_enable"]=> string(1) "1" ["show_page_heading"]=> NULL ["layout_type"]=> string(4) "blog" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["secure"]=> int(0) ["page_title"]=> string(14) "Superannuation" ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(14) "Superannuation" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2019-10-08 05:41:21" ["slug"]=> string(45) "13912:planning-for-tomorrow-s-lifestyle-today" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(58) "/resources/podcast/planning-for-tomorrow-s-lifestyle-today" ["image"]=> string(35) "images/podcasts/Jason-Nyilas-ne.jpg" ["image_alt"]=> string(12) "Jason Nyilas" } }

Friday, 18 October 2019

Try another search or check out these top posts

•‘Egregious’ life insurance payout delays see AMP blasted again

•The top 10 suburbs that can expect short-term capital growth

•Estate planning: The 6 biggest mistakes blended families make

Latest Podcast

Planning for tomorrow’s lifestyle today...Read more

Resources

Claim your super...Read more

Retirement

Super advice for every stage of life: Part 2

By Cameron Micallef · August 30 2019

Reading:

Super advice for every stage of life: Part 2

By Cameron Micallef · August 30 2019

Reading:

Members in their 40s and 50s can save $180,000 if they choose the right superannuation, according to new research.

Stockspot’s Fat Cat Fund Report said members in their 40s and 50s need to refine their super fund strategy to encapsulate a mix of growth and balanced fund options.

This includes shares with higher potential for return mixed with defensive options such as bonds and cash to reduce the potential of large losses.

At this age, members might be looking to protect assets they have accumulated during their 20s and 30s, Stockpot noted, meaning a more balanced strategy is advised.

Three super tips to get the best out of your super in your 40s and 50s:

1. Check super balance is a mix of growth and balanced funds – These are suited to most people in their 40s and 50s. At this age, members want to reduce the chance of large losses in super while maintaining some growth assets.

2. Pay less than 1 per cent in fees – Finding a fee with low fees could save investors up to $180,000 in the long term, Stockspot said.

According to the online investment adviser, members with higher fees will lose 20 per cent on their returns on fees, compared with just 5 per cent for low-fee funds.

3. Consolidate super funds – To ensure members are not paying double for fees and insurance, Stockspot has reminded members of the importance of insuring their super is consolidated.

To find out what you should have done in your 20s and 30s, click here.

To find out what you should do in the next stage of your working life, click here.

Forward this article to a friend. Follow us on Linkedin. Join us on Facebook. Find us on Twitter for the latest updates

Rate the article

About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leveraging their insights to grow your portfolio.