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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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Why you should give the gift of investing this Christmas

By Cameron Micallef

December 17 2020
Share

Invest

Why you should give the gift of investing this Christmas

By Cameron Micallef
December 17 2020

Investors are being urged to think long-term before deciding on a Christmas gift, with experts pointing to more impactful gifting ideas.

Why you should give the gift of investing this Christmas

By Cameron Micallef

December 17 2020
Share

Investors are being urged to think long-term before deciding on a Christmas gift, with experts pointing to more impactful gifting ideas.

Stats collated by Roy Morgan with the Australian Retailers Association (ARA) show that Australians are preparing to spend over $54.3 billion across retail stores during the Christmas trading period.

Christmas retail spending in Queensland is forecast to grow by 9.3 per cent to almost $11.8 billion, while spending in Western Australia is predicted to increase 14.2 per cent to nearly $6.4 billion.

ARA CEO Paul Zahra said the predictions for Christmas trading reflected the significant changes in spending patterns seen due to COVID-19 and were underpinned by the government stimulus response as well as recent responses to border controls and state restrictions.

“Retail sales growth of 2.8 per cent year-on-year would be an incredible achievement given the barriers that retailers have bravely faced throughout 2020 – though there continue to be clear winners and losers within the retail categories,” he said.

Buying ETFs instead

BetaShares pointed out that the key to investing is long-term compound growth, with the holiday period providing the opportunity to support a child or grandchild along their investment journey.

For investors looking to track market growth and follow one of these indexes in a single trade, a product such as an exchange-traded fund (ETF) allows them to purchase the entire market in one transaction.

Stats collated by BetaShares show that if a person had invested the current cost of a new iPhone 12 ($1,349) five years ago in NDQ, your total return would have been $3,334.42 as at 30 October 2020.

Alternatively, if you had invested the current cost of the top-tier yearly Netflix subscription at a total of $240 each year (at Christmas) over the five years to 30 October 2020 in NDQ, your total return would have been $2,133.60 as of 30 October 2020.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg and Smart Property Investment. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leverage their insights to grow your portfolio.

About the author

Cameron Micallef

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