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According to chief market strategist at CMC Markets and host of The Artful Trader podcast Michael McCarthy, there are certain investor personality traits that seem to predict success in the share market.

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In this episode of the nestegg Podcast, Michael joins host Grace Ormsby to outline exactly what these characteristics are, the difference between high-risk and low-risk appetites, and how investors can apply different strategies depending on their own personality type.

Michael also explains how fear can be both helpful and a hindrance for confident decision-making, why failure is a crucial process for investors seeking growth, and where budding investors can begin educating themselves about the markets.

Thanks Matthew, for sharing your insights with the nestegg podcast team!

You can keep up to date with what CMC Markets are up to HERE

Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.

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Friday, 21 February 2020

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How Australians spend their tax refund

By Louise Chan · October 28 2019

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How Australians spend their tax refund

By Louise Chan · October 28 2019

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INFOGRAPHIC: According to the ATO, 82 per cent of Aussie taxpayers lodged their tax returns on time for the financial year 2017-18. This number may even increase as the Tax Office continues to make the process more convenient for both business owners and sole traders alike.

Click here to enlarge

The ATO revealed that, while 16 per cent of those who filed their taxes did not receive a refund, those who did received an average tax refund of $2,112.

Taxpayers who received a refund spent the money in different ways.

Fifty-one per cent of those who received their tax refund opted to reduce their financial burden by paying off debts. Among them, 29 per cent used the refund to pay off their bills and 13 per cent paid off their small loans or credit card debt.

About 9 per cent made additional mortgage repayments.

On the other hand, 12 per cent decided to spend their refund on themselves or their loved ones.

Five per cent used the money to go on a holiday and another 5 per cent spent for things like parties, clothing, engagement rings and registration.

The remaining 2 per cent decided to improve their homes by purchasing home appliances.

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About the author

Louise Chan

Louise is a content producer for Momentum Media’s nestegg who likes keeping up-to-date with all the ways people can work towards financial stability in 2019. She also enjoys turning complex information into easy-to-digest, practical tips to help those who want to achieve financial independence.