Save
Aussies get savvy with energy hacks as costs surge
As energy costs continue to climb across Australia, a recent study commissioned by Zip Co (ASX: ZIP) reveals that 91% of Australians are actively seeking innovative ways to reduce their energy bills. The digital financial services company, known for its flexible, customer-centric products, highlights the creative strategies Aussies are employing to combat rising expenses.
Aussies get savvy with energy hacks as costs surge
As energy costs continue to climb across Australia, a recent study commissioned by Zip Co (ASX: ZIP) reveals that 91% of Australians are actively seeking innovative ways to reduce their energy bills. The digital financial services company, known for its flexible, customer-centric products, highlights the creative strategies Aussies are employing to combat rising expenses.
The study, conducted by YouGov in September 2025 with a sample size of 1,029 Australians aged 18 and older, found that a staggering 87% of Australians are experiencing higher energy bills. More than half of these households have seen increases of between 10% and 30%. With household budgets under strain, Zip Co is stepping in to offer financial solutions that empower Australians to manage their spending more effectively.
Becky Cook, Chief Customer & Revenue Officer, ANZ at Zip Co, commented, "With energy bills climbing, we know many households are feeling the pinch. We consistently see customers using Zip to manage their bills, and in August 2025 alone, energy providers made up three of the top five merchants for bills paid with Zip in Australia. At Zip, we’re committed to helping Australians stay on top of rising costs through flexible payment options, giving customers smarter ways to manage their energy expenses now and into the future."
The research highlights several everyday habits that contribute to rising energy costs. Many Australians admit to leaving appliances on standby (44%), charging devices overnight (43%), taking long showers (30%), and boiling more water than needed (22%). Younger generations, particularly Gen Z (95%) and Millennials (92%), are more likely than Baby Boomers (85%) to engage in these energy-wasting habits.
However, faced with escalating costs, Australians are motivated to change. The report indicates that 91% are either currently employing or planning to adopt creative methods to cut back on their energy bills, thus freeing up more cash for other priorities. Traditional energy-saving measures such as switching to solar (72%), sealing off windows and doors to retain heat (50%), and taking shorter showers (31%) are popular choices.

In addition to conventional methods, Australians are embracing more unconventional energy hacks. Some have resorted to showering at the gym to save on water costs (13%), cuddling up with pets or others for warmth (16%), and even leaving bathwater in the tub to heat the room and save on using more hot water (11%).
Cook further elaborated, "It’s clear that Australians are getting more engaged with their energy consumption and, more importantly, how they can reduce their bills. At Zip, we’re here to unlock financial potential for Aussies and provide products that help them reach their goals. Whether that’s an investment in new solar panels from one of our partners like Solahart or a personal loan to make their home more eco-friendly, providing flexibility through financing is essential."
The study also uncovered additional creative energy-saving hacks being adopted across the nation. These include using an air fryer instead of the oven (35%), using mirrors or lighter décor to reflect natural light instead of switching on lights (13%), and growing plants near windows for insulation (17%).
Financial flexibility is becoming increasingly important for Australians, with two in three (66%) considering spreading their energy costs across multiple months. Gen Z (75%) and Millennials (76%) are particularly keen on this approach, compared to Gen X (64%) and Baby Boomers (52%).
New South Wales residents appear to be the most proactive in adopting energy-saving techniques, with 92% having either adopted or considering adopting methods to cut down on their energy bills.
As Australians continue to grapple with rising energy costs, the creative solutions being implemented across the country highlight a growing awareness and commitment to energy conservation. Zip Co's research not only sheds light on these innovative strategies but also underscores the importance of financial solutions that empower consumers to take control of their expenses.
How to budget
Australia’s first-home buyer reset: how policy, rates and competition will shape the rebound
After a flat first half of 2025, first-home buyer (FHB) activity is set to lift—nudged by a five per cent deposit guarantee and the Reserve Bank’s first rate cut since 2020. But a rebound won’t be ...Read more
How to budget
Australians Seek Bargains to Stretch Christmas Budgets Amid Rising Costs
As the festive season approaches, Australians are preparing to spend more on Christmas gifts and festive feasts compared to previous years. However, despite larger budgets, many are still on the hunt ...Read more
How to budget
Australians grapple with stubborn cost of living in 2025
In a year marked by persistent financial strain, only a meagre 7% of Australians believe that the cost of living has improved, according to the 2025 Household Budget Barometer released by Compare the ...Read more
How to budget
How to take control amid rising electricity costs
Energy bills are increasing for almost nine in ten Australians, forcing many to think outside the box when it comes to keeping costs and electricity usage down. While some are resorting to showering ...Read more
How to budget
The psychology behind saving: Understanding and overcoming common barriers
Saving money is a fundamental aspect of financial security, yet many people find it difficult to set aside a portion of their income regularly. Read more
How to budget
Smart saving tips for first home buyers in Australia
Purchasing your first home is a significant milestone, but the path to homeownership in Australia can seem daunting due to the high property prices and competitive market. However, with the right ...Read more
How to budget
Crafting your safety net: Building an emergency fund in Australia
In uncertain times, having an emergency fund is more than a financial buffer—it's peace of mind. For Australians looking to start their journey towards financial security, building an emergency fund ...Read more
How to budget
The psychology of saving: How to train your brain to cut expenses
Saving money is more than just a practical financial strategy; it’s a mindset that requires discipline and a reorientation of one’s approach to spending and savings. Read more
How to budget
Australia’s first-home buyer reset: how policy, rates and competition will shape the rebound
After a flat first half of 2025, first-home buyer (FHB) activity is set to lift—nudged by a five per cent deposit guarantee and the Reserve Bank’s first rate cut since 2020. But a rebound won’t be ...Read more
How to budget
Australians Seek Bargains to Stretch Christmas Budgets Amid Rising Costs
As the festive season approaches, Australians are preparing to spend more on Christmas gifts and festive feasts compared to previous years. However, despite larger budgets, many are still on the hunt ...Read more
How to budget
Australians grapple with stubborn cost of living in 2025
In a year marked by persistent financial strain, only a meagre 7% of Australians believe that the cost of living has improved, according to the 2025 Household Budget Barometer released by Compare the ...Read more
How to budget
How to take control amid rising electricity costs
Energy bills are increasing for almost nine in ten Australians, forcing many to think outside the box when it comes to keeping costs and electricity usage down. While some are resorting to showering ...Read more
How to budget
The psychology behind saving: Understanding and overcoming common barriers
Saving money is a fundamental aspect of financial security, yet many people find it difficult to set aside a portion of their income regularly. Read more
How to budget
Smart saving tips for first home buyers in Australia
Purchasing your first home is a significant milestone, but the path to homeownership in Australia can seem daunting due to the high property prices and competitive market. However, with the right ...Read more
How to budget
Crafting your safety net: Building an emergency fund in Australia
In uncertain times, having an emergency fund is more than a financial buffer—it's peace of mind. For Australians looking to start their journey towards financial security, building an emergency fund ...Read more
How to budget
The psychology of saving: How to train your brain to cut expenses
Saving money is more than just a practical financial strategy; it’s a mindset that requires discipline and a reorientation of one’s approach to spending and savings. Read more
