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According to Professor Asha Rao, while many individuals don’t consider their data “important” enough to feel vulnerable to cyber security threats, it’s precisely that attitude that is preyed upon by cyber criminals.

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The associate dean of mathematical sciences at RMIT University joins host Grace Ormsby on this episode of The nestegg Podcast to discuss the recent cyber attacks affecting the Australian government, the importance of remaining vigilant around cyber security, and the common scams that people should be wary of.

Professor Rao explains how automated technology makes cyber crime more profitable, why the pandemic has increased our exposure risk to such threats, and what to do if you think you’ve compromised your cyber security.

Thanks Professor Rao, for sharing your insights with the nestegg podcast team!

Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.

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There is $17.5 billion in lost and unclaimed super across ...

Retirement

How compulsory super champions low-income earners

By Grace Ormsby

June 29 2020
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Retirement

How compulsory super champions low-income earners

By Grace Ormsby
June 29 2020

Compulsory super has provided Australians with better savings and living standards since its inception – especially for low-income earners, new research has shown.

How compulsory super champions low-income earners

By Grace Ormsby

June 29 2020
Share

Compulsory super has provided Australians with better savings and living standards since its inception – especially for low-income earners, new research has shown.

Analysis from The Association of Superannuation Funds of Australia (ASFA) has found that the system “delivers tangible benefits to households across the income spectrum”, but it is of “extraordinary benefit to low-income earners in particular”.

The research has revealed that Australian households now have $500 billion in savings that they would not have otherwise saved, thanks to the scheme.

Of that, approximately $35 billion is comprised of the additional savings of workers in the bottom 20 per cent by income.

It also found that “compulsory superannuation has unambiguously improved the asset diversification of Australian households’ balance sheets”.

According to ASFA CEO Dr Martin Fahy, “The strength of Australia’s superannuation system is evident from the important role super is playing to help provide both short-term financial relief to people hardest hit by the COVID-19 crisis and investment capital critical to the economic recovery.”

Dr Fahy added that “Australians value a fair go for all, and we don’t leave people behind.”

“The research shows that superannuation shares the benefits of long-term wealth accumulation across our society and gives everyone the opportunity to retire with dignity.”

The CEO highlighted how compulsory superannuation enables all Australians to “share in the prosperity that is built on the backbone of their hard work sacrifice”.

“This must never be the preserve of the wealthy elite.”

ASFA also revealed that in the context of an ageing population, compulsory superannuation improves the sustainability of the Age Pension and takes pressure off of future federal government budgets.

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About the author

Grace Ormsby

Grace is a journalist on Momentum Media's nestegg. She enjoys being able to provide easy to digest information and practical tips for Australians with regard to their wealth, as well as having a platform on which to engage leading experts and commentators and leverage their insight.