array(1) { [0]=> &object(stdClass)#6432 (52) { ["id"]=> string(5) "17344" ["title"]=> string(132) "Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?" ["alias"]=> string(135) "could-property-prices-inflate-by-another-20-per-cent-what-s-happening-in-recent-dividend-announcements-did-your-fund-fail-the-yfys-test" ["introtext"]=> string(176) "

In this episode of The nestegg Podcast, host Maja checks in with our three experts to discuss this week’s biggest conversations about super, property and investment.

" ["fulltext"]=> string(1149) "

Steve Waters, director of Right Property Group, talks about the current market and its growth prospects, hinting at a “revenge spend” period post-lockdown. Could property prices really inflate by a further 20 per cent?

Meanwhile, RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about the earning season and dividends, delving into how companies decide distribution policy. Find out what is happening in the recent dividend announcements.

Last but not least, tax and super guru Timothy Munro talks us through the results of APRA’s inaugural super test and how engaged members should really be with their super. Timothy also touches on the super splitting law and what it means for relationship breakdowns.

Have a question for our experts? Get in touch at [email protected] and you might get featured in the next episode.

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(3) "302" ["created"]=> string(19) "2021-09-07 06:13:09" ["created_by"]=> string(4) "2404" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2021-09-08 00:31:26" ["modified_by"]=> string(4) "2334" ["modified_by_name"]=> string(18) "Jerome Delossantos" ["publish_up"]=> string(19) "2021-09-07 08:01:32" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(233) "{"image_intro":"images\/podcasts\/Angel_Zhong_Steve_Waters_Timothy_Munro.jpg","float_intro":"","image_intro_alt":"","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(855) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","video_url":"","channel_id":"UCLBR-2LtTtui_WiRuEfW3qA","send":"0","test":"0","comments":"1","readingDiff":"3","schema_active":"0","schema_name":"","schema_description":"","schema_thumbnailUrl":"","schema_uploadDate":"","schema_duration":"","schema_contentUrl":"","schema_embedUrl":"","canonical_link":""}" ["metadata"]=> string(68) "{"robots":"","author":"","rights":"","xreference":"","metatitle":""}" ["metakey"]=> string(101) "property, prices, inflate, cent, what’s, happening, dividend, announcements, fund, fail, yfys, test" ["metadesc"]=> string(167) "In this episode of The nestegg Podcast, host Maja checks in with our three experts to discuss this week’s biggest conversations about super, property and investment." ["access"]=> string(1) "1" ["hits"]=> string(2) "99" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "1149" ["ordering"]=> string(1) "0" ["category_title"]=> string(7) "Podcast" ["category_route"]=> string(17) "resources/podcast" ["category_access"]=> string(1) "1" ["category_alias"]=> string(7) "podcast" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "82" ["author"]=> string(12) "Robyn Tongol" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(9) "Resources" ["parent_id"]=> string(3) "300" ["parent_route"]=> string(9) "resources" ["parent_alias"]=> string(9) "resources" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#6434 (3) { ["data":protected]=> object(stdClass)#6429 (95) { ["article_layout"]=> string(14) "momentum:newne" ["show_title"]=> string(1) "1" ["link_titles"]=> string(1) "1" ["show_intro"]=> string(1) "0" ["info_block_position"]=> string(1) "0" ["info_block_show_title"]=> string(1) "1" ["show_category"]=> string(1) "1" ["link_category"]=> string(1) "1" ["show_parent_category"]=> string(1) "0" ["link_parent_category"]=> string(1) "0" ["show_associations"]=> string(1) "0" ["flags"]=> string(1) "1" ["show_author"]=> string(1) "1" ["link_author"]=> string(1) "0" ["show_create_date"]=> string(1) "0" ["show_modify_date"]=> string(1) "1" ["show_publish_date"]=> string(1) "1" ["show_item_navigation"]=> string(1) "1" ["show_vote"]=> string(1) "1" ["show_readmore"]=> string(1) "1" ["show_readmore_title"]=> string(1) "1" ["readmore_limit"]=> string(3) "100" ["show_tags"]=> string(1) "0" ["show_icons"]=> string(1) "1" ["show_print_icon"]=> string(1) "1" ["show_email_icon"]=> string(1) "1" ["show_hits"]=> string(1) "1" ["record_hits"]=> string(1) "1" ["show_noauth"]=> string(1) "0" ["urls_position"]=> string(1) "0" ["captcha"]=> string(0) "" ["show_publishing_options"]=> string(1) "1" ["show_article_options"]=> string(1) "1" ["save_history"]=> string(1) "1" ["history_limit"]=> int(10) ["show_urls_images_frontend"]=> string(1) "0" ["show_urls_images_backend"]=> string(1) "1" ["targeta"]=> int(0) ["targetb"]=> int(0) ["targetc"]=> int(0) ["float_intro"]=> string(4) "left" ["float_fulltext"]=> string(5) "right" ["category_layout"]=> string(14) "momentum:newne" ["show_category_heading_title_text"]=> string(1) "1" ["show_category_title"]=> string(1) "1" ["show_description"]=> string(1) "0" ["show_description_image"]=> string(1) "0" ["maxLevel"]=> string(2) "-1" ["show_empty_categories"]=> string(1) "0" ["show_no_articles"]=> string(1) "1" ["show_subcat_desc"]=> string(1) "1" ["show_cat_num_articles"]=> string(1) "0" ["show_cat_tags"]=> string(1) "1" ["show_base_description"]=> string(1) "1" ["maxLevelcat"]=> string(2) "-1" ["show_empty_categories_cat"]=> string(1) "0" ["show_subcat_desc_cat"]=> string(1) "1" ["show_cat_num_articles_cat"]=> string(1) "1" ["num_leading_articles"]=> string(2) "14" ["num_intro_articles"]=> string(1) "0" ["num_columns"]=> string(1) "0" ["num_links"]=> string(1) "0" ["multi_column_order"]=> string(1) "0" ["show_subcategory_content"]=> string(2) "-1" ["show_pagination_limit"]=> string(1) "0" ["filter_field"]=> string(4) "hide" ["show_headings"]=> string(1) "1" ["list_show_date"]=> string(9) "published" ["date_format"]=> string(0) "" ["list_show_hits"]=> string(1) "0" ["list_show_author"]=> string(1) "1" ["orderby_pri"]=> string(4) "none" ["orderby_sec"]=> string(5) "rdate" ["order_date"]=> string(9) "published" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["show_featured"]=> string(4) "show" ["show_feed_link"]=> string(1) "1" ["feed_summary"]=> string(1) "0" ["feed_show_readmore"]=> string(1) "0" ["sef_advanced"]=> int(1) ["sef_ids"]=> int(1) ["custom_fields_enable"]=> string(1) "1" ["show_page_heading"]=> NULL ["layout_type"]=> string(4) "blog" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["page_title"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["menu-meta_description"]=> string(180) "Let us help you decide how you want to invest your money on. Learn the best strategies in investing and options like cryptocurrency, bonds, mutual funds, property and stock market." ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2021-09-07 08:01:32" ["slug"]=> string(141) "17344:could-property-prices-inflate-by-another-20-per-cent-what-s-happening-in-recent-dividend-announcements-did-your-fund-fail-the-yfys-test" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(154) "/resources/podcast/could-property-prices-inflate-by-another-20-per-cent-what-s-happening-in-recent-dividend-announcements-did-your-fund-fail-the-yfys-test" ["image"]=> string(58) "images/podcasts/Angel_Zhong_Steve_Waters_Timothy_Munro.jpg" ["image_alt"]=> string(0) "" } }

Latest Podcast

Could property prices inflate by another 20%? What’s happening in recent divid...

Resources

There is $17.5 billion in lost and unclaimed super across ...

Invest

‘Fifth major bank’ to emerge in the form of… mums and dads?

By Lucy Dean

November 27 2017
Share

Invest

‘Fifth major bank’ to emerge in the form of… mums and dads?

By Lucy Dean
November 27 2017

2018 is bound to be “an interesting year”, a real estate CEO has said, pointing to growing house prices and a budding major bank.

‘Fifth major bank’ to emerge in the form of… mums and dads?

By Lucy Dean

November 27 2017
Share

2018 is bound to be “an interesting year”, a real estate CEO has said, pointing to growing house prices and a budding major bank.

Starr Partners CEO, Doug Driscoll has said that 2018 will see a number of market trends including rising house prices, rent increases and an unchanging official interest rate.

However, he also flagged the “arrival of a fifth major bank”.

He explained: “In 2018, a new player will emerge and turn the big four banks into the big five.

“I’m talking about the bank of mum and dad. We are encouraging first home buyers to enter the market, but with escalating prices, it is more difficult than ever.”

This is because lenders consider first home buyers as more risky due to their shorter job history and smaller wealth, Mr Driscoll continued.

“Parents often have a large amount of equity in their homes and they’re realising it might be better to support their offspring now when they most need it by releasing some of that equity, rather than leaving an inheritance down the track.”

He warned, however, that families can fall-out “just as relationships can break-up”, while urging parents to have a document prepared by a solicitor to “protect all involved”.

Additionally, parents considering becoming guarantor for a child’s property purchase should consider the legal and financial implications of that choice, UniSuper has said.

Speaking this month, private client adviser at UniSuper Advice, Natalie Eden said: “Going guarantor is a legal commitment that can have ongoing financial implications that affect the lives of more than just the guarantor and borrower.

She explained that in addition to a requirement to service the loan, in the event of a default, it’s the guarantor’s credit history which will bear the report.

“Ultimately, the guarantor risks having to sell their own property that was used as security to meet the loan repayments.”

Additionally: “If the guarantor later applies for a loan, the debt associated with assisting a borrower will form part of the guarantor’s credit application, and could impact their chances of taking out future loans.”

According to a recent Mozo report, Australian mums and dads have lent $65.3 billion to young home buyers – making it the fifth biggest lender nationwide.

“Housing affordability is a mounting problem in many areas of Australia, and it’s getting harder and harder for new buyers to enter the market,” Mozo director Kirsty Lamont said.

“This has led to the rise of mum and dad as a lender - parents who are helping their kids to purchase a property by contributing to the deposit, helping to meet home loan repayments or in some cases even buying the property on their children's behalf.”

Mr Driscoll also highlighted “build quality” as a key property trend for 2018.

He explained: “The recent tragic events at Grenfell Tower in London has seen a focus on combustible cladding, but this could be just part of the problem when it comes to build quality. The rush to get apartments built and sold in the housing boom meant shortcuts were taken. I’ve seen first hand how poorly some of these apartment blocks have been constructed.

“My fear is that some of them will quickly deteriorate and possibly even become dangerous, and it’s not inconceivable that we will be knocking some of them down within 20 years. I’m not a fan of red tape, but when it comes to people’s lives, it is imperative.”

Fire-safe construction has been in the spotlight recently as the project director at strata remedial consultancy, SPMA, Peter Blair warned last week that eight out of 10 times, the aluminium cladding used on buildings in high rise buildings was “likely to be non-complying or non-conforming” to new safety benchmarks.

Forward this article to a friend. Follow us on Linkedin. Join us on Facebook. Find us on Twitter for the latest updates

Rate the article

Property

Even experts agree that Australia’s property market doesn’t make sense anymore

The last 18 months haven’t just broken records for price growth, they’ve broken the rules for how Australia’s property market usually operates. ...Read more

Property

In a position to buy a €1 European villa? You might be better off looking local instead

So, you want to buy a €1 European villa? Here’s what you need to think about before you do. ...Read more

Property

Will the regional shift take pressures off property prices?

The COVID-19-induced regional exodus is spurring on new economic markets further away from the cities, while potentially alleviating congestion and housing affordability issues that Australia’s capi...Read more

Property

What you should know before you buy a €1 European villa

A €1 European villa might sound like a good investment to Millennials. Here’s why they should think twice. ...Read more

Property

Tale of 2 cities as lockdowns threaten to slow property growth

Despite Australia’s two largest cities acting in polar opposite directions, the overall housing market remains strong, an economist has revealed. ...Read more

Property

House prices to jump by 20% despite COVID-19 storm

Housing prices are tipped to grow more by more than 20 per cent this year, despite much of the country going back into lockdowns, a big four bank has revealed. ...Read more

Property

The simple trick that could save you $2,000 on your home loan

Australians who refinance their mortgages and secure a saving of up to 1 per cent on their current rate could see their finances improve by $2,000 a year, yet hesitancy towards switching rates remains...Read more

Property

Australia’s financial sector balloons to just under $11 trillion

Strong bounces in property and share prices over the last 18 months have seen Australia’s financial sector balloon to well over $10 trillion, new research has revealed. ...Read more