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After an initial period of extreme uncertainty, the rhetoric around the Australian property market appears to have shifted into a new phase in response to the ongoing coronavirus pandemic.

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On this episode of The nestegg Podcast, host Grace Ormsby is joined by the founder and CEO of Upside Realty, Adam Rigby, to delve into how COVID-19 has been affecting different demographics within the property sector, including renters, landlords, investors and retirees.

Adam touches on the pros and cons of potentially removing stamp duty, his predictions for marketplace trends over the coming months, and the importance of picking quality over timing when considering an investment.

Thanks Adam, for sharing your insights with the nestegg podcast team!

You can keep up to date with what Upside Realty are up to HERE

Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.

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Sunday, 31 May 2020

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Savings to be found by making the prepaid mobile switch

By Cameron Micallef · September 19 2019

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Invest

Savings to be found by making the prepaid mobile switch

By Cameron Micallef
September 19 2019

Reading:

Savings to be found by making the prepaid mobile switch

By Cameron Micallef · September 19 2019

Reading:

Australians could collectively save $669 million each year by switching to cheaper prepaid plans, it’s been revealed.

Comparison site Finder surveyed 2,085 people and found that the equivalent of 5.8 million Aussies are forking out $40 or more a month for a SIM-only phone plan.

These consumers could be saving between $120 and $1,080 per year if they switched to a cheaper phone plan, Finder said.

Combined, these savings would be worth a whopping $669 million to consumers.

Angus Kidman, editor-in-chief and tech expert at Finder, has cited an increase in competition as leading to highly attractive prepaid plans being on offer.

Noting prepaid plans as having taken great strides forward over the past decade, he commented: “Gone are the days of heading in-store to purchase credit. You can now recharge online and register for auto top-ups.”

iPhone 11: Buy or bundle?

When it comes to the newest gadgets and trends, Finder said consumers looking to get the latest iPhone should pay for the phone up front.

While the upfront cost of $1,200 might seem steep for consumers, they would get greater value back through international minutes and data if they sign up to a SIM-only prepaid plan, it offered.

Mr Kidman noted that “by avoiding a lock-in contract, you can score as much as six times the data and save more than $400 over two years”.

He also said that you’d be better placed to “plan hop” as better offers come to market.

What to look for in a prepaid plan

Finder has offered up a number of tips of the factors consumers should consider when comparing prepaid plans.

Check the expiry period – Recharge periods range between 28 and 31 days, but some can last 365 days. Cheaper plans generally have a shorter expiry period, according to Finder.

Data rollover – Before signing up, be sure to check whether the telco allows for unused data to roll over on each top-up.

Unlimited calls and text – While this is now a standard feature across the board, some plans will also offer consumers unlimited calls to selected countries to sweeten the deal, Finder noted.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg and Smart Property Investment. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leverage their insights to grow your portfolio.