Invest
The latest sweetener for Australian home buyers
Prime Minister Scott Morrison has announced a new concession for first home buyers in the lead up to this Saturday’s federal election.
The latest sweetener for Australian home buyers
Prime Minister Scott Morrison has announced a new concession for first home buyers in the lead up to this Saturday’s federal election.
The Prime Minister announced over the weekend that, should his party be re-elected, it will allow first home buyers to purchase property with a 5 per cent deposit. This means some lenders will provide loans on a 95 per cent loan-to-value ratio.
The First Home Loan Deposit Scheme, which will partner with private lenders, will be available to first home buyers. In the name of competition, Mr Morrison said small lenders will also be used for the scheme.
Shadow treasurer Chris Bowen said a Labor government would match this commitment.
Some Australian capital cities are experiencing the biggest drops in values since before the GFC, especially Sydney and Melbourne.
Still, affording a home is out of reach for a growing proportion of young Australians, which both major parties are looking to remedy.
The Labor Party also plans to limit negative gearing to new-builds only from 2020, as well as halve the capital gains tax discount currently afforded to property investors.
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