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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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Is the market overheating; should ETFs take your fancy, and what’s happening t...

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There is $17.5 billion in lost and unclaimed super across ...

Invest

Investors facing decade of low returns

By Tim Stewart

May 09 2016
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Invest

Investors facing decade of low returns

By Tim Stewart
May 09 2016

Investors are being told to get used to low returns on their equities over the next decade, with one global fund manager warning there will be disappointment for those counting on seven per cent returns from equities.

Investors facing decade of low returns

By Tim Stewart

May 09 2016
Share

Andrew Milligan, Standard Life Investments' head of global strategy, said investors will be lucky to get returns of 6.5 per cent over the next 10 years.

The "inextricable decline" in inflation, inflation expectations and interest rates over the course of the past 30 years has created a "world of low numbers", Mr Milligan said.

"So investors have to decide: 'How do I cope with this? Do I save more and spend less?'"

However, all of the incentives from governments around the world are aimed at "keeping global growth going", Mr Milligan said – with reductions in interest rates and other incentives to "spend today".

The alternative for investors is to work for an additional 10 years to build up the "pension pot" they need to retire, he said – or, more dangerously, to "trade more".

"These are very difficult situations indeed, and it certainly comes down to educating clients," Mr Milligan said.

"Clients need to be very wary indeed of the fact that if you get four to five per cent, that’s a good return."

Once bonds, property and cash are added to the mix to create a balanced portfolio, the returns could be even lower, Mr Milligan warned.

"Company after company [in the US] is saying in their reports and accounts, 'of course we’re going to achieve 7.5 per cent'. That’s not the world of low numbers," he said.

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