array(1) { [0]=> &object(stdClass)#6709 (52) { ["id"]=> string(5) "17406" ["title"]=> string(151) "What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?" ["alias"]=> string(148) "what-to-expect-as-the-end-of-lockdown-looms-will-the-stage-2-tax-cuts-boost-your-tax-return-where-should-investors-be-looking-as-the-economy-reopens" ["introtext"]=> string(254) "

In this episode of The nestegg Podcast, guest host Fergus Halliday checks in with our three experts to talk through the biggest conversations happening around when it comes to the world of superannuation, property, investing and wealth creation.

" ["fulltext"]=> string(1195) "

Steve Waters, director of Right Property Group, talks to us about how Sydney and Melbourne’s property sectors are faring as the light at the end of the lockdown tunnel begins to come into sight.

Meanwhile, RMIT’s senior lecturer of finance, Dr Angel Zhong, guides us through how investors should approach taking advantage of the economy as reopens. How do you spot a company with strong fundamentals?

Lastly, tax and super guru Timothy Munro tells us why consumers should expect a better tax return than usual in 2021. We also talk through whether the government should lead by example when it comes to paid parental leave and superannuation, and touch on recent suggestions by Australian lawmakers that the super sector is affected by cartel-like behaviour.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(3) "302" ["created"]=> string(19) "2021-09-21 05:44:52" ["created_by"]=> string(4) "2404" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2021-09-22 00:18:30" ["modified_by"]=> string(4) "2334" ["modified_by_name"]=> string(18) "Jerome Delossantos" ["publish_up"]=> string(19) "2021-09-21 08:38:24" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(240) "{"image_intro":"images\/podcasts\/230221_Angel_Zhong_Steve_Waters_Timothy_Munro.jpg","float_intro":"","image_intro_alt":"","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(855) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","video_url":"","channel_id":"UCLBR-2LtTtui_WiRuEfW3qA","send":"0","test":"0","comments":"1","readingDiff":"3","schema_active":"0","schema_name":"","schema_description":"","schema_thumbnailUrl":"","schema_uploadDate":"","schema_duration":"","schema_contentUrl":"","schema_embedUrl":"","canonical_link":""}" ["metadata"]=> string(68) "{"robots":"","author":"","rights":"","xreference":"","metatitle":""}" ["metakey"]=> string(85) "tax, expect, lockdown, looms, stage, cuts, boost, return, investors, economy, reopens" ["metadesc"]=> string(245) "In this episode of The nestegg Podcast, guest host Fergus Halliday checks in with our three experts to talk through the biggest conversations happening around when it comes to the world of superannuation, property, investing and wealth creation." ["access"]=> string(1) "1" ["hits"]=> string(2) "67" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "1195" ["ordering"]=> string(1) "0" ["category_title"]=> string(7) "Podcast" ["category_route"]=> string(17) "resources/podcast" ["category_access"]=> string(1) "1" ["category_alias"]=> string(7) "podcast" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "82" ["author"]=> string(12) "Robyn Tongol" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(9) "Resources" ["parent_id"]=> string(3) "300" ["parent_route"]=> string(9) "resources" ["parent_alias"]=> string(9) "resources" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#6567 (3) { ["data":protected]=> object(stdClass)#6614 (95) { ["article_layout"]=> string(14) "momentum:newne" ["show_title"]=> string(1) "1" ["link_titles"]=> string(1) "1" ["show_intro"]=> string(1) "0" ["info_block_position"]=> string(1) "0" ["info_block_show_title"]=> string(1) "1" ["show_category"]=> string(1) "1" ["link_category"]=> string(1) "1" ["show_parent_category"]=> string(1) "0" ["link_parent_category"]=> string(1) "0" ["show_associations"]=> string(1) "0" ["flags"]=> string(1) "1" ["show_author"]=> string(1) "1" ["link_author"]=> string(1) "0" ["show_create_date"]=> string(1) "0" ["show_modify_date"]=> string(1) "1" ["show_publish_date"]=> string(1) "1" ["show_item_navigation"]=> string(1) "1" ["show_vote"]=> string(1) "1" ["show_readmore"]=> string(1) "1" ["show_readmore_title"]=> string(1) "1" ["readmore_limit"]=> string(3) "100" ["show_tags"]=> string(1) "0" ["show_icons"]=> string(1) "1" ["show_print_icon"]=> string(1) "1" ["show_email_icon"]=> string(1) "1" ["show_hits"]=> string(1) "1" ["record_hits"]=> string(1) "1" ["show_noauth"]=> string(1) "0" ["urls_position"]=> string(1) "0" ["captcha"]=> string(0) "" ["show_publishing_options"]=> string(1) "1" ["show_article_options"]=> string(1) "1" ["save_history"]=> string(1) "1" ["history_limit"]=> int(10) ["show_urls_images_frontend"]=> string(1) "0" ["show_urls_images_backend"]=> string(1) "1" ["targeta"]=> int(0) ["targetb"]=> int(0) ["targetc"]=> int(0) ["float_intro"]=> string(4) "left" ["float_fulltext"]=> string(5) "right" ["category_layout"]=> string(14) "momentum:newne" ["show_category_heading_title_text"]=> string(1) "1" ["show_category_title"]=> string(1) "1" ["show_description"]=> string(1) "0" ["show_description_image"]=> string(1) "0" ["maxLevel"]=> string(2) "-1" ["show_empty_categories"]=> string(1) "0" ["show_no_articles"]=> string(1) "1" ["show_subcat_desc"]=> string(1) "1" ["show_cat_num_articles"]=> string(1) "0" ["show_cat_tags"]=> string(1) "1" ["show_base_description"]=> string(1) "1" ["maxLevelcat"]=> string(2) "-1" ["show_empty_categories_cat"]=> string(1) "0" ["show_subcat_desc_cat"]=> string(1) "1" ["show_cat_num_articles_cat"]=> string(1) "1" ["num_leading_articles"]=> string(2) "14" ["num_intro_articles"]=> string(1) "0" ["num_columns"]=> string(1) "0" ["num_links"]=> string(1) "0" ["multi_column_order"]=> string(1) "0" ["show_subcategory_content"]=> string(2) "-1" ["show_pagination_limit"]=> string(1) "0" ["filter_field"]=> string(4) "hide" ["show_headings"]=> string(1) "1" ["list_show_date"]=> string(9) "published" ["date_format"]=> string(0) "" ["list_show_hits"]=> string(1) "0" ["list_show_author"]=> string(1) "1" ["orderby_pri"]=> string(4) "none" ["orderby_sec"]=> string(5) "rdate" ["order_date"]=> string(9) "published" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["show_featured"]=> string(4) "show" ["show_feed_link"]=> string(1) "1" ["feed_summary"]=> string(1) "0" ["feed_show_readmore"]=> string(1) "0" ["sef_advanced"]=> int(1) ["sef_ids"]=> int(1) ["custom_fields_enable"]=> string(1) "1" ["show_page_heading"]=> NULL ["layout_type"]=> string(4) "blog" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["page_title"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["menu-meta_description"]=> string(180) "Let us help you decide how you want to invest your money on. Learn the best strategies in investing and options like cryptocurrency, bonds, mutual funds, property and stock market." ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2021-09-21 08:38:24" ["slug"]=> string(154) "17406:what-to-expect-as-the-end-of-lockdown-looms-will-the-stage-2-tax-cuts-boost-your-tax-return-where-should-investors-be-looking-as-the-economy-reopens" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(167) "/resources/podcast/what-to-expect-as-the-end-of-lockdown-looms-will-the-stage-2-tax-cuts-boost-your-tax-return-where-should-investors-be-looking-as-the-economy-reopens" ["image"]=> string(65) "images/podcasts/230221_Angel_Zhong_Steve_Waters_Timothy_Munro.jpg" ["image_alt"]=> string(0) "" } }

Latest Podcast

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost you...

Resources

There is $17.5 billion in lost and unclaimed super across ...

Invest

The money people successful investors use

By Paul Chapman

December 27 2018
Share

Invest

The money people successful investors use

By Paul Chapman
December 27 2018

If you’re taking this year to get more serious about your finances, these are the people you need to have working for you.

The money people successful investors use

By Paul Chapman

December 27 2018
Share

If you’re taking this year to get more serious about your finances, these are the people you need to have working for you.

Think about the person in your life who you consider to be seriously financially savvy. Maybe they own a house, have casually mentioned an investment or two, or just seem switched on. What’s their secret? This person isn’t doing it alone: good financial management is a team effort.

These are the people you could consider engaging:

Your bank: A good way to start is by chatting with the team at your bank branch. They should be able to make an appointment for you with a personal banker who will be able to talk to you about your goals and options that the bank can provide. Remember to do your research and understand the options and costs that you’re presented with—they are there to sell you banking products after all. But when you’re just starting to build a financial plan, this can be a great, often overlooked, source of free advice.

A tax accountant: Your accountant isn’t just the person that you call when you need to complete your tax return. Building a relationship with your accountant is important. They are the person who you can check-in with throughout the year, including for guidance before you set up a side business, or have any other change in your tax situation. A good tax accountant will also be able to give you basic financial advice; for example, if you’re thinking about setting up a salary sacrifice or making voluntary superannuation contributions, they should be the person you talk to.

A financial planner: This is a person who will help you to develop and implement a financial plan. While you might initially seek a financial planner to help you with areas like tax, investment and cash flow; later in life, you might look for retirement or estate planning. Financial planners will be able to work with you on goal setting, analyse your current situation, and suggest practical steps to help you get to where you want to be. Ideally, this will be a long term relationship, as your financial plan will evolve as your financial situation changes.

A mortgage or finance broker: When you use a broker, they will act as the go-between, helping you to make your bigger financial transactions, such as a mortgage or a large personal loan. They will negotiate with the credit providers, usually a bank, on your behalf. If they’re a mortgage specialist, they will generally be called a mortgage broker.

It’s important to know that a broker will usually only work with certain providers and products, so the options they present to you may not represent the entire marketplace. Plus, a broker’s fee will generally be covered by the credit provider. While you’re not paying them directly, don’t forget that you will be covering this cost (and more!) in the long run.

A wealth manager: You probably don’t need the services of a wealth manager just yet, but it’s a good thing to aspire to needing. A wealth manager provides a very high level service and can help you with all the elements of your financial life, from accounting to investments, to ensure that you are structuring your money in a beneficial way.

When you’re thinking about engaging someone, it’s a good idea to ask about their qualifications, or check that they have a current licence from the Australian Securities and Investments Commission, if they need one to practice. An established professional should have no trouble providing you with customer testimonials, so don’t be afraid to ask. It’s also important to work with someone who you are comfortable discussing your financial situation with, so pay attention to how comfortable you feel, because if all goes well, you should have some frank conversations ahead.

When you’re doing your research, don’t just rely on recommendations. Your situation will be different to that of friends and family and it’s important to find the right match for you. Reputable sites like Canstar are a great avenue to check professional profile and credentials.

Paul Chapman is the founder and CEO of Moneytree

Forward this article to a friend. Follow us on Linkedin. Join us on Facebook. Find us on Twitter for the latest updates

Rate the article

Investment insights

How Aussies can invest like Warren Buffett

Arguably the most successful investor of the modern age, Warren Buffett is still the chairman and CEO of Berkshire Hathaway at 90 years old, and currently has a net worth of over $100 billion, writes ...Read more

Investment insights

Pahari leaves AMP as it pursues demerger

In yet another twist, AMP has announced its intentions to pursue a demerger of its private markets business, a move that has seen it kill off its takeover negotiations with Ares Management and Boe Pah...Read more

Investment insights

Business warned on COVID vaccine policy backlash

Businesses that pressure staff into getting a COVID-19 vaccine are being warned they could face discrimination, harassment, bullying and employment abuse claims, according to an industry expert. ...Read more

Investment insights

5-step guide to teaching kids about money

It’s never too early to start teaching kids about money and how to manage it. With the added challenges associated with COVID, it’s never been more important either! ...Read more

Investment insights

Why ethical investing is at a tipping point

Best-selling author Malcolm Gladwell said it best: “Look at the world around you. It may seem like an immovable, implacable place. It is not. With the slightest push – in just the right place – ...Read more

Investment insights

Ares withdraws from AMP bid as wealth manager’s financial results spell trouble

The bad news keeps rolling in for AMP, with the wealth manager reporting a significant drop in profit as its US bidder, Ares Management Corp, announces that it is backing out. ...Read more

Investment insights

‘RBA not responsible for asset prices’, governor says

RBA governor Philip Lowe has said that the Reserve Bank is not responsible for targeting asset prices, after questions were raised about the creation of raging bull markets against the backdrop of l...Read more

Investment insights

Retailers report strong HY21, with Super Retail set to refund JobKeeper

Certain Australian retailers are flourishing despite the government-mandated temporary store closures in 2020, with JB Hi-Fi reporting good sales growth and Super Retail Group pledging to hand back $1...Read more

Listen

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?

Listen now

Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?

Listen now

What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?

Listen now

The sea and tree-change norm; Square’s acquisition of Afterpay; Why you should think twice before turning to TikTok for advice

Listen now

Watch

nestegg Presents: Meet the Manager with Philip Ryan - Trilogy Funds

Watch now

nestegg Presents: Meet the Manager – Australian Solar Investments

Watch now

How much do you expect to spend at Christmas

Watch now

Is your super really that super?

Watch now

Read

ASIC warns of ‘blatant’ pump-and-dump social media campaigns

The financial habits of the millennial mindset are coming into focus

Remittance remains confusing to most Australian consumers

A quarter of employers in NSW stood down staff in August

Financial terms made easy

What is a personal cash loan? - Video

What’s ethical investing?

What is a commodity?

What is a mortgage broker?

How Aussies can invest like Warren Buffett

Website Notifications

Get notifications in real-time for staying up to date with content that matters to you.

sections

sections

sections

sections

sections

sections

sections

Most read

The ATO is targeting side hustlers: Here’s what you need to know...

Latest Podcast

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost you...

Resources

There is $17.5 billion in lost and unclaimed super across ...

Invest

The money people successful investors use

Invest

The money people successful investors use

The money people successful investors use

RELATED ARTICLES

How Aussies can invest like Warren Buffett

Pahari leaves AMP as it pursues demerger

Business warned on COVID vaccine policy backlash

more on this topic

Investment insights

How Aussies can invest like Warren Buffett

Investment insights

Pahari leaves AMP as it pursues demerger

Investment insights

Business warned on COVID vaccine policy backlash

Investment insights

5-step guide to teaching kids about money

Investment insights

Why ethical investing is at a tipping point

Investment insights

Ares withdraws from AMP bid as wealth manager’s financial results spell trouble

Investment insights

‘RBA not responsible for asset prices’, governor says

Investment insights

Retailers report strong HY21, with Super Retail set to refund JobKeeper

Watch

nestegg Presents: Meet the Manager with Philip Ryan - Trilogy Funds

nestegg Presents: Meet the Manager – Australian Solar Investments

How much do you expect to spend at Christmas

Is your super really that super?

Meet the Manager series with John Baini - Episode 1

Knowing your rights as a consumer

It PAYS to speak up about your finances

Meet The Manager: The hunt for yield continues domestically despite the Australian economy 'coming off the boil'

Is your car worth it?

Video: Trick or treat this tax time

Watch

nestegg Presents: Meet the Manager with Philip Ryan - Trilogy Funds

nestegg Presents: Meet the Manager – Australian Solar Investments

How much do you expect to spend at Christmas

Is your super really that super?

Listen

Sick of reading? Let the Nest Egg Podcast deliver information on topics as varied as crypto and emerging markets to retirement strategies and financial literacy straight to your ears.

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?

Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?

What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?

The sea and tree-change norm; Square’s acquisition of Afterpay; Why you should think twice before turning to TikTok for advice

The Olympic effect on property and equity investors; COVID-19 Disaster Payments and super

Do lockdowns boost property prices? Are short-sellers levelling the playing field? Did you lodge your tax returns early?

Will lockdowns halt the housing boom? Is the metaverse taking over? And the cons of lodging your tax returns early

Are you being priced out of the market? Have you got the Tuesday blues? And are you ready for the upcoming super changes?

Are property prices set to crash? Should you jump on board the fintok craze? And how to prepare for this tax time

Dissecting the budget and what it means for your equities, property and super

Listen

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?

Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?

What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?

The sea and tree-change norm; Square’s acquisition of Afterpay; Why you should think twice before turning to TikTok for advice

Borrow

nestegg will keep you informed about the latest in banking, credit cards, and loans. With our wide-range of comprehensive content, you can get all the information you need on how to borrow money more effectively.

Personal cash loans

Will these changes to joint account data sharing impact you?

What are term deposit interest rates?

Will a personal loan hurt my credit rating?

Payday loans

Alternatives to payday loans