Invest
How are you looking out for your health?
As investors, we seek to build portfolios where the sectors we invest in deliver ongoing growth and sustainable financial returns, writes Rafic Habib.
How are you looking out for your health?
As investors, we seek to build portfolios where the sectors we invest in deliver ongoing growth and sustainable financial returns, writes Rafic Habib.

Understanding where the blossoming performers and rising stars are and where real sustainable growth will come from requires a broad approach to our thinking and a willingness to be conservative and daring in the choices we make.
Adopting a salt and pepper approach to establishing solid financial portfolios means taking calculated risks, and as far as spices go, salt and pepper and other widely used condiments always add an interesting flavour to any meal.
‘Health, time and money’
For many years, we have known and have taught our children that health is important, but somehow we lose focus along the way until we are personally in pain. Pain tends to be a great motivator and most of us – if not all of us – have had an episode of pain directly or indirectly.

Most of us also now know that the healthcare sector is in need of revitalisation in order to create sustainability for both our own grey days and for future generations.
Health technology (health-tech) is a rapidly burgeoning market in Australia – domestically, it’s a $350 million market. As the world changes and disruption becomes an integral part of new markets and industry sectors, the health sector is benefiting from tech companies like Clinic to Cloud.
The health sector is under pressure to restructure the value it delivers, and funders will want to pay for value. The money trail is leading to a data-driven approach that will demonstrate better patient outcomes and force the providers of health to measure those outcomes and report on them.
But for that model to work, there must be a mass adoption of new and sophisticated technology that allows for the data to be harnessed and reported on in a meaningful way.
Compared with other developed nations, Australia sees its population ageing faster than most. With that comes greater medical and health services needed to manage and care for the ageing.
Investment in new technologies requires investment on all levels.
Government must fund the growth of services that are integral to providing advanced care, which in turn fuels health-tech – which is fast growing into the golden child of investment stocks.
While health-tech companies make their mark in an evolving environment where change descends upon us with extraordinary speed, the core of our focus as a nation should be patient engagement, clinician empowerment with information at the point of care and connecting platforms to create seamless healthcare journeys for a patient and their continuity of care.
One thing remains constant: Aged care and Australia’s ageing population are the beneficiaries of what technology is delivering – making investing in the right tech companies a must in the portfolio of any investor.
Punters who fail to include health-tech stocks as part of their investment portfolios may be robbing themselves of growth returns and the yields health-tech stocks are delivering.
They are also ignoring the reality of what is happening before their eyes.
What makes investing in health-tech companies and the health sector a sound investment lies with several factors – the delivery of:
1. Consistent long-term cash flows
2. Australia’s growing ageing population
3. The recession-proof nature of health
4. The benefits of connected care that will reduce errors and save taxpayer and patient costs
The health sector is a stock all punters should invest in and have securely banked in their portfolio basket of strong solid performers.
Rafic Habib is the chairman and CEO of Clinic to Cloud.

Investment insights
Global investment giant tips market resilience and rate cuts to continue in 2025
State Street Global Advisors has predicted ongoing interest rate cuts and economic resilience for 2025, with its forecast of a US soft landing expected to materialise. Read more

Investment insights
UK pension funds and insurers plan significant investments in renewable energy
A new survey by AlphaReal reveals that UK pension funds and insurers are looking to increase their investments across a range of renewable energy technologies over the next five years. Read more

Investment insights
Morgan Stanley executive touts benefits of long-term equity investing
Investing in high-quality companies with sustainable returns can lead to strong long-term performance, according to a senior Morgan Stanley executive. Read more

Investment insights
Diversification key to managing political risks in global markets, says deVere CEO
Political uncertainties in Europe, the UK, and the US are driving market dynamics, making diversification crucial for investors, according to Nigel Green, CEO of deVere Group. Read more

Investment insights
Diversify AI investments beyond Nvidia for long-term wealth, says deVere Group CEO
Investors should look beyond AI giants like Nvidia and diversify their investments across the wider AI ecosystem to build long-term wealth, according to Nigel Green, CEO of financial advisory and ...Read more

Investment insights
Disappointment over Apple's AI plans and political uncertainty in France weigh on markets
Investors were left unimpressed by Apple's revelations about its artificial intelligence (AI) plans at the company's Worldwide Developer Conference yesterday. Despite details about a partnership with ...Read more

Investment insights
The future of investment: Trends shaping Australia in 2024
As we look towards 2024, the Australian investment landscape is poised to undergo significant transformations driven by technological advancements, economic shifts, and evolving consumer behaviorsRead more

Investment insights
Market rally faces next test as Nvidia earnings loom amid inflation debate
Equity markets around the world celebrated last week after softer-than-expected US inflation data fueled hopes of interest rate cuts, but questions remain over whether the rally can be sustained as ...Read more

Investment insights
Global investment giant tips market resilience and rate cuts to continue in 2025
State Street Global Advisors has predicted ongoing interest rate cuts and economic resilience for 2025, with its forecast of a US soft landing expected to materialise. Read more

Investment insights
UK pension funds and insurers plan significant investments in renewable energy
A new survey by AlphaReal reveals that UK pension funds and insurers are looking to increase their investments across a range of renewable energy technologies over the next five years. Read more

Investment insights
Morgan Stanley executive touts benefits of long-term equity investing
Investing in high-quality companies with sustainable returns can lead to strong long-term performance, according to a senior Morgan Stanley executive. Read more

Investment insights
Diversification key to managing political risks in global markets, says deVere CEO
Political uncertainties in Europe, the UK, and the US are driving market dynamics, making diversification crucial for investors, according to Nigel Green, CEO of deVere Group. Read more

Investment insights
Diversify AI investments beyond Nvidia for long-term wealth, says deVere Group CEO
Investors should look beyond AI giants like Nvidia and diversify their investments across the wider AI ecosystem to build long-term wealth, according to Nigel Green, CEO of financial advisory and ...Read more

Investment insights
Disappointment over Apple's AI plans and political uncertainty in France weigh on markets
Investors were left unimpressed by Apple's revelations about its artificial intelligence (AI) plans at the company's Worldwide Developer Conference yesterday. Despite details about a partnership with ...Read more

Investment insights
The future of investment: Trends shaping Australia in 2024
As we look towards 2024, the Australian investment landscape is poised to undergo significant transformations driven by technological advancements, economic shifts, and evolving consumer behaviorsRead more

Investment insights
Market rally faces next test as Nvidia earnings loom amid inflation debate
Equity markets around the world celebrated last week after softer-than-expected US inflation data fueled hopes of interest rate cuts, but questions remain over whether the rally can be sustained as ...Read more