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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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Making the most of a Wall Street plunge

By Lucy Dean

February 09 2018
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Making the most of a Wall Street plunge

By Lucy Dean
February 09 2018

Investors should avoid selling shares in a panic, and instead consider how market movements can work to their favour, a tax expert has said.

Making the most of a Wall Street plunge

By Lucy Dean

February 09 2018
Share

Investors should avoid selling shares in a panic, and instead consider how market movements can work to their favour, a tax expert has said.

H&R Block director of tax communications, Mark Chapman told Nest Egg that while it is critical that investors never let tax influence their investment strategy or decisions, there are ways to dispose of shares while cutting down on CGT exposure.

He explained: “There's maybe one opportunity to maybe crystallise on some capital losses for some shares which should have fallen as a result of what's happened over the last few days.

“That can be particularly useful if earlier on in the year, while the market was going up you sold some shares and triggered some capital gains which would have to be reported on your tax return in July.”

Investors who have sold shares throughout the year and triggered capital gains due for reporting on tax returns after July could also dispose of shares “which have fallen through the floor”.

He said that by doing so, the loss-making shares would offset the profit-making shares and reduce the taxes payable.

But don’t be silly about it

“The big caveat,” he continued, “Is that you should never really allow tax to be the driving force in your investment strategy and it's definitely not something that you should do without talking to an investment adviser and getting some guidance because generally speaking, the worst possible sign to sell anything is in a panicked market like the one we have at the moment.

“You've got to be very careful of inopportunely shooting yourself in the foot if there's something slowing now which might come back again next week or next month or in six months’ time,” he said, labelling the tax opportunity a “cautious one”.

Mr Chapman’s advice comes in the wake of Monday’s Wall Street correction which saw the Dow Jones Industrial Average fall by 1,175 points. Recognised as the largest drop in six years, it followed a 666 point fall on Friday.

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