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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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There is $17.5 billion in lost and unclaimed super across ...

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Timing the markets ‘fraught with risk' investors warned

By Staff Reporter

October 06 2015
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Invest

Timing the markets ‘fraught with risk' investors warned

By Staff Reporter
October 06 2015

The recent volatility in the Australian and international share markets should remind SMSF investors of the risks of speculating on the timing of markets and the importance of diversifying, according to one global fund manager.

Timing the markets ‘fraught with risk' investors warned

By Staff Reporter

October 06 2015
Share

Vanguard's principal of market strategy and communications, Robin Bowerman, told nestegg.com.au’s sister publication SMSF Adviser that the idea investors can time markets to determine the best time “to get in or out is fraught with risk”.

“We know from behavioural finance that when markets get quite volatile the behavioural and emotional reaction is to head for the exit, sell out of it and go and sit in bonds or cash for a while till markets settle back down,” said Mr Bowerman.

“The problem is you typically end up selling out at the bottom.”

The problem with trying to time markets is that investors not only have to decide when to get out but also when to get back in, he said.

“Often people wait for markets to go up 5 or 10 per cent and then get back in and they’ve missed that initial run-up that markets often have in a short period of time,” he said.

In the current environment, SMSF trustees should focus on tuning out short-term market noise and ensure their portfolio is well diversified, Mr Bowerman said.

“It’s really just about getting the risk setting right because I think at times people get overly focused on the returns they’re trying to achieve out of the portfolio without really understanding what the risks are within the portfolio [of their SMSF],” he said.

“In the markets, from time to time there will be volatility, and that should be expected and understood, [but] if you’ve diversified, your shares may be down but your bonds may be up, or property will be up and shares down.”

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