Invest
Taking the stress out of investing
A majority of Australians feel stressed out when it comes to investing, and that pressure often leads to poor financial decisions, but one human behavioural expert believes anxiety can be removed in just three steps.
Taking the stress out of investing
A majority of Australians feel stressed out when it comes to investing, and that pressure often leads to poor financial decisions, but one human behavioural expert believes anxiety can be removed in just three steps.
Data from an ASIC survey found 69 per cent of Australians find investing “stressful and overwhelming”. However, a change in the way Australians think about their relationship with wealth can alleviate that anxiety, according to human behaviour specialist John Demartini.
"A simple shift in mindset is needed to transform your relationship with money, the key in doing so is to invest in inspiration, not desperation,” Dr Demartini said.
Dr Demartini said there were three steps investors can take to improve their relationship with investing and growing their wealth.
Step 1: “Invest in the value of money”
“Money will follow and end up in the hands of those that appreciate and value it the most” and the best way accumulate wealth is to “value the purpose of making money,” Dr Demartini said.
“If you don’t strive to appreciate what money represents as you receive it, you will probably not retain it for long,” he said.
“When you value money, you use and invest it to enhance the lives of others and you reap the profitable benefits and continue growing and accumulating money.”
Step 2: “Invest in inspiration”
Aligning your investment portfolio with your beliefs and goals is a productive way to engage with your wealth, Dr Demartini said.
“Write down hundreds of reasons, advantages and benefits why building and efficiently managing a great business that serves ever greater numbers of people, and saving and investing the profits will contribute to the things you deem most important,” he said.
“Let the things and people you care about inspire you. For example, if you are passionate about the environment, find ways to invest in those areas. By investing in what inspires you, you are simultaneously furthering the causes you care about whilst contributing to your financial future.”
Step 3: “Invest in financial wisdom”
Becoming financially literate or seeking advice from someone who is will go a long way to improving your money management capacity, Dr Demartini said.
“By linking the accumulation of financial wealth to your current highest values, you will see beyond your past financial ways and struggles. Investing in areas that inspire you and support your highest values will allow you to create more money than you once thought possible,” he said.
RELATED ARTICLES
Property
LJ Hooker Lake Macquarie makes a splash with Belmont buy as real estate consolidation looms
LJ Hooker Lake Macquarie’s acquisition of the Belmont office, including its rent roll, is less about shopfronts and more about balance‑sheet resilience. In a market where listings ebb and flow with ...Read more
Property
Twice the demand: the case study behind Melbourne’s first‑home buyer surge
Melbourne has quietly engineered one of Australia’s most consequential housing turnarounds, with first‑home buyer demand running at roughly double the national pace and four of the top five buyer ...Read more
Property
First‑home buyers now anchor Australia’s mortgage growth — but the risk maths is changing
Great Southern Bank’s revelation that nearly one in three of its new mortgages went to first‑home buyers is not an outlier. It is the leading edge of a broader market realignment powered by government ...Read more
Property
Home guarantee scheme shake-up challenges Australia’s housing market players
From 1 October 2025, the expanded Home Guarantee Scheme (HGS) materially widens what first-home buyers can purchase and where. By sharply lifting price caps and relaxing eligibility settings, the ...Read more
Property
GSB’s first‑home buyer play: turning policy tailwinds into market share
Great Southern Bank’s latest results show that nearly one in three of its new mortgages now go to first‑home buyers—evidence of a fast‑moving market reshaped by government guarantees, easing rates and ...Read more
Property
Why investors are fleeing and renters are scrambling in Australia's housing maze
Australia’s rental market is tightening even as individual landlords sell down. New data points to a multi‑year investor retreat tied to higher holding costs and regulatory uncertainty, while prices ...Read more
Property
Australia's 5% deposit guarantee: Unlocking gains while balancing risks in the market share race
Can a bigger government guarantee fix housing access without fuelling prices? Australia is about to find out. The Albanese government’s expanded 5% deposit pathway aims to help 70,000 buyers, remove ...Read more
Property
Australia's bold move the 5% deposit scheme shaking up the housing market
Can a government guarantee replace lenders mortgage insurance without inflating prices or risk? Canberra’s accelerated 5% deposit scheme is a bold demand-side nudge in a supply‑constrained marketRead more
Property
LJ Hooker Lake Macquarie makes a splash with Belmont buy as real estate consolidation looms
LJ Hooker Lake Macquarie’s acquisition of the Belmont office, including its rent roll, is less about shopfronts and more about balance‑sheet resilience. In a market where listings ebb and flow with ...Read more
Property
Twice the demand: the case study behind Melbourne’s first‑home buyer surge
Melbourne has quietly engineered one of Australia’s most consequential housing turnarounds, with first‑home buyer demand running at roughly double the national pace and four of the top five buyer ...Read more
Property
First‑home buyers now anchor Australia’s mortgage growth — but the risk maths is changing
Great Southern Bank’s revelation that nearly one in three of its new mortgages went to first‑home buyers is not an outlier. It is the leading edge of a broader market realignment powered by government ...Read more
Property
Home guarantee scheme shake-up challenges Australia’s housing market players
From 1 October 2025, the expanded Home Guarantee Scheme (HGS) materially widens what first-home buyers can purchase and where. By sharply lifting price caps and relaxing eligibility settings, the ...Read more
Property
GSB’s first‑home buyer play: turning policy tailwinds into market share
Great Southern Bank’s latest results show that nearly one in three of its new mortgages now go to first‑home buyers—evidence of a fast‑moving market reshaped by government guarantees, easing rates and ...Read more
Property
Why investors are fleeing and renters are scrambling in Australia's housing maze
Australia’s rental market is tightening even as individual landlords sell down. New data points to a multi‑year investor retreat tied to higher holding costs and regulatory uncertainty, while prices ...Read more
Property
Australia's 5% deposit guarantee: Unlocking gains while balancing risks in the market share race
Can a bigger government guarantee fix housing access without fuelling prices? Australia is about to find out. The Albanese government’s expanded 5% deposit pathway aims to help 70,000 buyers, remove ...Read more
Property
Australia's bold move the 5% deposit scheme shaking up the housing market
Can a government guarantee replace lenders mortgage insurance without inflating prices or risk? Canberra’s accelerated 5% deposit scheme is a bold demand-side nudge in a supply‑constrained marketRead more
