Invest
Rent and mortgage payments by state
The census data from 2016 yielded a wealth of information, including the breakdown of how much rent and mortgage repayments cost in each state.
Rent and mortgage payments by state
The census data from 2016 yielded a wealth of information, including the breakdown of how much rent and mortgage repayments cost in each state.
Weekly rental rates mostly increased across the nation, while mortgages mostly decreased, as we found in what the census revealed about Australia's overall property market.
Every state and territory saw an increase in households paying less than 30 per cent of total income towards median monthly mortgage repayments and a decrease in households who pay 30 per cent or greater.
Here’s our breakdown, state-by-state:
NSW

The weekly median rent in NSW is $380, an increase of $80 from 2011’s census. The proportion of those paying less than 30 per cent of their household income is 87.1 per cent, down from 88.4 per cent. Those who pay 30 per cent or more of their household income increased to 12.9 per cent, up from 11.6 per cent.
Unlike the median rent, the median mortgage payment decreased to $1,986, down from $1,993 in 2011. Mortgages are also becoming more affordable, with 92.6 per cent of mortgage payments being less than 30 per cent of a household’s income, up from 89.5 per cent.
Victoria
Victoria’s weekly median rent payments are $325, up $48 from 2011’s census. The percentage of Victorians paying less than 30 per cent of household income is 89.6 per cent, down from 90.9 per cent, while households paying equal to or more than 30 per cent of their household income increased to 10.4 per cent, up from 9.1 per cent.
Median mortgage monthly repayments increased to $1,728, up from $1,700 in 2011. However, like NSW, Victorian mortgages are also becoming more affordable, with 92.5 per cent of mortgage repayments being less than 30 per cent of household income, up from 89.9 per cent, and mortgage repayments equal to or more than 30 per cent are at 7.5 per cent, down from 10.1 per cent.
Queensland
Weekly median rents in Queensland increased $30 to $330, with 87.2 per cent of households paying less than 30 per cent of their household income, down from 88.1 per cent from the previous census, and 12.8 per cent of households paying 30 per cent or more, up from 11.9 per cent from the previous census.
Median mortgage repayments have decreased to $1,733, down from $1,850 in 2011’s census. Following the trend of affordable mortgages, 93.6 per cent of households are spending less than 30 per cent of their household income repaying mortgages, up from 90.3 per cent, and 6.4 per cent of households spend 30 per cent or more of their household income repaying mortgages, down from 9.7 per cent.
South Australia
South Australians saw their weekly median rent payments rise to $260, an increase of $40, with 89.8 per cent of rent payments equalling less than 30 per cent of household income, down from 90.7 per cent, and 10.2 per cent of rent repayments equalling to or greater than 30 per cent of household income, up from 9.3 per cent.
There is a slight decrease in median mortgage repayments to $1,491, down from $1,500 in 2011. Mortgages are also more affordable, with 93.4 per cent of mortgage payments costing households less than 30 per cent of their total income, up from 91.2 per cent, and 6.6 per cent of households’ mortgage repayments worth equal to or more than 30 per cent of household income, down from 8.8 per cent.
Western Australia
Western Australians are paying more in weekly median rent payments than in 2011, at $347, paying an additional $47. Rent is becoming more affordable, with 90.3 per cent of Western Australians paying less than 30 per cent of total household income, down from 91.1 per cent, and 9.7 per cent paying 30 per cent or greater, up from 8.9 per cent.
Monthly median mortgage repayments also increased to $1,993, up from $1,950 in 2011. Despite the rise, mortgage repayments are becoming more affordable, with 91.4 per cent of Western Australians paying less than 30 per cent of their total household income, up from 89.9 per cent in the last census, and 8.6 per cent of mortgage repayments paying 30 per cent or greater, down from 10.2 per cent.
Northern Territory
Northern Territorians saw the largest median weekly rent rise to $315, up $90 from 2011. There was little change in rent affordability, with 90.9 per cent of households paying a total household income of less than 30 per cent, compared to 2011’s 91 per cent, and 9.1 per cent of households paying 30 per cent or greater of total household income, up from 9 per cent.
Monthly median mortgage repayments also increased to $2,167, up from $2,054. Unlike rent payment, however, mortgage repayments are becoming more affordable, with 94.5 per cent of households paying less than 30 per cent of total household income for mortgage repayments, up from 92.3 per cent in 2011, and 5.5 per cent of households paying 30 per cent or greater, up from 7.7 per cent.
Tasmania
Tasmanians are paying the least in weekly median rent payments across Australia’s capital cities at $230, up from $30 in the last census. Rent payments are becoming less affordable in Tasmania, with 89.8 per cent of households paying less than 30 per cent, down from 90.5 per cent in 2011, and 10.2 per cent of households paying 30 per cent or greater, up from 9.5 per cent in 2011.
Tasmania is the only state not to see a change in its monthly median mortgage repayments, staying steady at $1,300. However, mortgages are becoming more affordable, with 94.9 per cent of households paying less than 30 per cent of their total income, up from 92.5 per cent, and 5.1 per cent of households paying 30 per cent or greater of their total income, up from 7.5 per cent.
Australian Capital Territory
Residents in the ACT have kept their weekly median rents stable at $380. Households that pay less than 30 per cent of total income decreased to 91.9 per cent, down from 2011’s 92 per cent, and 8.1 per cent of households pay 30 per cent or greater, up from 8 per cent.
Following the majority of states and territories, the ACT saw a decrease in median monthly mortgage repayments at $2,058, down from $2,167. Median monthly mortgage repayments have become more affordable, with 94.5 per cent of Territorians paying less than 30 per cent of total household income, up from 92.2 per cent in 2011, and 5.5 per cent paying 30 per cent or greater of total household income, up from 7.8 in 2011.
Property
Australia’s rental squeeze is now a business problem: inflation, capacity and the new growth calculus
Record-low rental vacancies are no longer just a social headline – they’re reshaping cost structures, wage dynamics and capital allocation across corporate Australia. With economists warning of a ...Read more
Property
Rents Are Repricing Australia Inc: What record‑low vacancies mean for inflation, talent and strategy
Australia’s rental market has slipped into a vacancy desert, and it’s not just tenants feeling the heat. Persistently tight supply is pushing up rents, embedding services inflation and complicating ...Read more
Property
Young buyers poised for a comeback as 5% First Home Guarantee takes effect
In a move set to reshape the Australian property landscape, the government’s revamped First Home Guarantee is poised to open the doors of homeownership to a new generation of young AustraliansRead more
Property
AFG Securities waives settlement fees for first-home buyers, signalling strategic shift
In a strategic move aimed at easing the financial burden on first-home buyers, AFG Securities has announced the elimination of settlement fees on select loans, potentially saving customers up to $699Read more
Property
From trust woes to wealth: Australian agencies' secret to boosting prices
In Australia’s residential market, trust is no longer a nice-to-have—it’s a pricing variable. Persistent distrust of real estate agents is depressing vendor outcomes and inviting regulatory heat, but ...Read more
Property
Reality check for first home buyers: Affordable suburbs with 5% deposit
In a significant development for Australian first home buyers, a new property search tool from Aussie Home Loans is set to transform the way prospective homeowners approach the market. As the Federal ...Read more
Property
Trust as a performance multiplier in Australia's real estate market
In Australia’s A$10–11 trillion housing market, trust is emerging as a crucial factor that sellers and agencies can no longer afford to overlook. Traditionally viewed as a soft metric, trust is now ...Read more
Property
LJ Hooker Lake Macquarie makes a splash with Belmont buy as real estate consolidation looms
LJ Hooker Lake Macquarie’s acquisition of the Belmont office, including its rent roll, is less about shopfronts and more about balance‑sheet resilience. In a market where listings ebb and flow with ...Read more
Property
Australia’s rental squeeze is now a business problem: inflation, capacity and the new growth calculus
Record-low rental vacancies are no longer just a social headline – they’re reshaping cost structures, wage dynamics and capital allocation across corporate Australia. With economists warning of a ...Read more
Property
Rents Are Repricing Australia Inc: What record‑low vacancies mean for inflation, talent and strategy
Australia’s rental market has slipped into a vacancy desert, and it’s not just tenants feeling the heat. Persistently tight supply is pushing up rents, embedding services inflation and complicating ...Read more
Property
Young buyers poised for a comeback as 5% First Home Guarantee takes effect
In a move set to reshape the Australian property landscape, the government’s revamped First Home Guarantee is poised to open the doors of homeownership to a new generation of young AustraliansRead more
Property
AFG Securities waives settlement fees for first-home buyers, signalling strategic shift
In a strategic move aimed at easing the financial burden on first-home buyers, AFG Securities has announced the elimination of settlement fees on select loans, potentially saving customers up to $699Read more
Property
From trust woes to wealth: Australian agencies' secret to boosting prices
In Australia’s residential market, trust is no longer a nice-to-have—it’s a pricing variable. Persistent distrust of real estate agents is depressing vendor outcomes and inviting regulatory heat, but ...Read more
Property
Reality check for first home buyers: Affordable suburbs with 5% deposit
In a significant development for Australian first home buyers, a new property search tool from Aussie Home Loans is set to transform the way prospective homeowners approach the market. As the Federal ...Read more
Property
Trust as a performance multiplier in Australia's real estate market
In Australia’s A$10–11 trillion housing market, trust is emerging as a crucial factor that sellers and agencies can no longer afford to overlook. Traditionally viewed as a soft metric, trust is now ...Read more
Property
LJ Hooker Lake Macquarie makes a splash with Belmont buy as real estate consolidation looms
LJ Hooker Lake Macquarie’s acquisition of the Belmont office, including its rent roll, is less about shopfronts and more about balance‑sheet resilience. In a market where listings ebb and flow with ...Read more
