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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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Property investors ‘well placed’ to withstand COVID-19 crisis

By Emma Ryan

April 30 2020
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Invest

Property investors ‘well placed’ to withstand COVID-19 crisis

By Emma Ryan
April 30 2020

A real estate expert has said that most major property markets are resilient enough to survive the pandemic, noting those that do take a hit will rebound relatively quickly.

Property investors ‘well placed’ to withstand COVID-19 crisis

By Emma Ryan

April 30 2020
Share

A real estate expert has said that most major property markets are resilient enough to survive the pandemic, noting those that do take a hit will rebound relatively quickly.

According to Property Investment Professionals of Australia (PIPA) chairman Peter Koulizos, the many financial support programs available will help to prevent any significant property price falls over the medium term.

“Whenever there is a global financial shock, some commentators predict huge property price falls, which ultimately don’t happen,” Mr Koulizos said.

“During the GFC, prices were ‘forecast’ to fall by 30 per cent, but in many locations they held their ground and even strengthened over the months and years afterwards.

“While the coronavirus situation is somewhat different, given it’s a temporary public health emergency, I believe property prices may temporary soften by 5 to 10 per cent at most but rebound relatively quickly.”

Mr Koulizos noted that most property markets were experiencing strong conditions prior to the pandemic, which would help to insulate them over coming months.

“Compared to other economic downturns, existing low interest rates and inflation will also protect property markets,” he said.

“Unemployment will go up – there’s no doubt about that – which is a similarity with other economic downturns. But low interest rates will help property owners as well as business owners. Plus, there is the fact that you can defer your mortgage repayments for up to six months, which hasn’t happened before in my lifetime.”

That being said, Mr Koulizos acknowledged that rental markets are likely to experience tougher market conditions for a period of time.

“Again, rental markets were in good shape prior to the pandemic, but there has been a significant number of holiday-related listings coming on to the market over recent weeks, which is likely to continue for some time yet,” he said.

“So, rents will trend lower due to this extra supply, which will drag down median rents until those leases are finished and domestic tourism is reopened.”

Looking ahead

In terms of what the future holds for property investors, Mr Koulizos said the majority are in a good position to manage lower rents for a period of time “because of interest rates of between 2 and 3 per cent on many property loans”.

“It is far better for this to happen now with most sales and rental markets in healthy shape before the crisis began,” he said.

“Coupled with once in a lifetime interest rates, property owners are well placed to ride out any temporary downturn.

“Prices aren’t going to go up or down by 30 per cent. There may be a slight downturn in prices over the short term, but real estate is a long-term investment that has historically shown resilience time and time again.”

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