array(1) { [0]=> &object(stdClass)#6576 (52) { ["id"]=> string(5) "17487" ["title"]=> string(72) "APRA’s mortgage crackdown, the power of DeFi and last-minute tax tips " ["alias"]=> string(68) "apra-s-mortgage-crackdown-the-power-of-defi-and-last-minute-tax-tips" ["introtext"]=> string(195) "

In this episode of The nestegg Podcast, host Maja Garaca Djurdjevic checks in with our three experts to talk through the biggest stories regarding property, superannuation and investing.

" ["fulltext"]=> string(1020) "

Steve Waters, director of Right Property Group, chats about APRA’s latest move which will see the borrowing capacity of millions of Aussies decrease. He shares if and how the regulator’s decision could impact the market.

Meanwhile, RMIT’s senior lecturer of finance, Dr Angel Zhong, chats about decentralised finance and how it compares to bitcoin.

Lastly, our regular tax and super expert Timothy Munro discusses the importance of a financial adviser amid a raft of changes to super and gives his last-minute tips to Aussies yet to lodge their tax returns.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(3) "302" ["created"]=> string(19) "2021-10-07 01:50:42" ["created_by"]=> string(4) "2404" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2021-10-19 04:12:35" ["modified_by"]=> string(4) "2404" ["modified_by_name"]=> string(12) "Robyn Tongol" ["publish_up"]=> string(19) "2021-10-07 07:09:18" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(240) "{"image_intro":"images\/podcasts\/090321_Angel_Zhong_Steve_Waters_Timothy_Munro.jpg","float_intro":"","image_intro_alt":"","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(855) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","video_url":"","channel_id":"UCLBR-2LtTtui_WiRuEfW3qA","send":"0","test":"0","comments":"1","readingDiff":"3","schema_active":"0","schema_name":"","schema_description":"","schema_thumbnailUrl":"","schema_uploadDate":"","schema_duration":"","schema_contentUrl":"","schema_embedUrl":"","canonical_link":""}" ["metadata"]=> string(68) "{"robots":"","author":"","rights":"","xreference":"","metatitle":""}" ["metakey"]=> string(61) "apra’s, mortgage, crackdown, power, defi, minute, tax, tips" ["metadesc"]=> string(200) "In this episode of The nestegg Podcast, host Maja Garaca Djurdjevic checks in with our three experts to talk through the biggest stories regarding property, superannuation and investing. Steve Water" ["access"]=> string(1) "1" ["hits"]=> string(3) "122" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "1020" ["ordering"]=> string(1) "1" ["category_title"]=> string(7) "Podcast" ["category_route"]=> string(17) "resources/podcast" ["category_access"]=> string(1) "1" ["category_alias"]=> string(7) "podcast" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "82" ["author"]=> string(12) "Robyn Tongol" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(9) "Resources" ["parent_id"]=> string(3) "300" ["parent_route"]=> string(9) "resources" ["parent_alias"]=> string(9) "resources" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#6591 (3) { ["data":protected]=> object(stdClass)#6572 (95) { ["article_layout"]=> string(14) "momentum:newne" ["show_title"]=> string(1) "1" ["link_titles"]=> string(1) "1" ["show_intro"]=> string(1) "0" ["info_block_position"]=> string(1) "0" ["info_block_show_title"]=> string(1) "1" ["show_category"]=> string(1) "1" ["link_category"]=> string(1) "1" ["show_parent_category"]=> string(1) "0" ["link_parent_category"]=> string(1) "0" ["show_associations"]=> string(1) "0" ["flags"]=> string(1) "1" ["show_author"]=> string(1) "1" ["link_author"]=> string(1) "0" ["show_create_date"]=> string(1) "0" ["show_modify_date"]=> string(1) "1" ["show_publish_date"]=> string(1) "1" ["show_item_navigation"]=> string(1) "1" ["show_vote"]=> string(1) "1" ["show_readmore"]=> string(1) "1" ["show_readmore_title"]=> string(1) "1" ["readmore_limit"]=> string(3) "100" ["show_tags"]=> string(1) "0" ["show_icons"]=> string(1) "1" ["show_print_icon"]=> string(1) "1" ["show_email_icon"]=> string(1) "1" ["show_hits"]=> string(1) "1" ["record_hits"]=> string(1) "1" ["show_noauth"]=> string(1) "0" ["urls_position"]=> string(1) "0" ["captcha"]=> string(0) "" ["show_publishing_options"]=> string(1) "1" ["show_article_options"]=> string(1) "1" ["save_history"]=> string(1) "1" ["history_limit"]=> int(10) ["show_urls_images_frontend"]=> string(1) "0" ["show_urls_images_backend"]=> string(1) "1" ["targeta"]=> int(0) ["targetb"]=> int(0) ["targetc"]=> int(0) ["float_intro"]=> string(4) "left" ["float_fulltext"]=> string(5) "right" ["category_layout"]=> string(14) "momentum:newne" ["show_category_heading_title_text"]=> string(1) "1" ["show_category_title"]=> string(1) "1" ["show_description"]=> string(1) "0" ["show_description_image"]=> string(1) "0" ["maxLevel"]=> string(2) "-1" ["show_empty_categories"]=> string(1) "0" ["show_no_articles"]=> string(1) "1" ["show_subcat_desc"]=> string(1) "1" ["show_cat_num_articles"]=> string(1) "0" ["show_cat_tags"]=> string(1) "1" ["show_base_description"]=> string(1) "1" ["maxLevelcat"]=> string(2) "-1" ["show_empty_categories_cat"]=> string(1) "0" ["show_subcat_desc_cat"]=> string(1) "1" ["show_cat_num_articles_cat"]=> string(1) "1" ["num_leading_articles"]=> string(2) "14" ["num_intro_articles"]=> string(1) "0" ["num_columns"]=> string(1) "0" ["num_links"]=> string(1) "0" ["multi_column_order"]=> string(1) "0" ["show_subcategory_content"]=> string(2) "-1" ["show_pagination_limit"]=> string(1) "0" ["filter_field"]=> string(4) "hide" ["show_headings"]=> string(1) "1" ["list_show_date"]=> string(9) "published" ["date_format"]=> string(0) "" ["list_show_hits"]=> string(1) "0" ["list_show_author"]=> string(1) "1" ["orderby_pri"]=> string(4) "none" ["orderby_sec"]=> string(5) "rdate" ["order_date"]=> string(9) "published" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["show_featured"]=> string(4) "show" ["show_feed_link"]=> string(1) "1" ["feed_summary"]=> string(1) "0" ["feed_show_readmore"]=> string(1) "0" ["sef_advanced"]=> int(1) ["sef_ids"]=> int(1) ["custom_fields_enable"]=> string(1) "1" ["show_page_heading"]=> NULL ["layout_type"]=> string(4) "blog" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["page_title"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["menu-meta_description"]=> string(180) "Let us help you decide how you want to invest your money on. Learn the best strategies in investing and options like cryptocurrency, bonds, mutual funds, property and stock market." ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2021-10-07 07:09:18" ["slug"]=> string(74) "17487:apra-s-mortgage-crackdown-the-power-of-defi-and-last-minute-tax-tips" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(87) "/resources/podcast/apra-s-mortgage-crackdown-the-power-of-defi-and-last-minute-tax-tips" ["image"]=> string(65) "images/podcasts/090321_Angel_Zhong_Steve_Waters_Timothy_Munro.jpg" ["image_alt"]=> string(0) "" } }

Latest Podcast

APRA’s mortgage crackdown, the power of DeFi and last-minute tax tips ...

Resources

There is $17.5 billion in lost and unclaimed super across ...

Invest

Hot Property: Biggest headlines this week 3 - Sept 2020

By Grace Ormsby

September 18 2020
Share

Invest

Hot Property: Biggest headlines this week 3 - Sept 2020

By Grace Ormsby
September 18 2020

Victoria’s COVID-19 restrictions have begun to lift as the rest of the country watches on: Here are the biggest property stories from this week.

Hot Property: Biggest headlines this week 3 - Sept 2020

By Grace Ormsby

September 18 2020
Share

Victoria’s COVID-19 restrictions have begun to lift as the rest of the country watches on: Here are the biggest property stories from this week.

Welcome to nestegg’s weekly round-up of the bricks-and-mortar stories that we think will be most relevant to you, whether as a first home buyer, a seasoned investor or anyone in between!

To compile this list, not only are we taking a look at the week’s most-read stories and the news that matters, but we are also curating it to include stories from our sister platforms that could have an impact on your buying, selling or investment journey, no matter where you find yourself on the property ladder.

Post-pandemic hotspots revealed

Regional areas are on track to benefit the most, with lifestyle factors and an increasing ability to work from home touted as the most common reasons.

Real estate professionals spill on tenancy state of play

“[Not a lot of] data exists on the current dynamics between investors and landlords, which is becoming increasingly important as we approach the expiry of a moratorium on evictions, which has already been extended in some states,” said Eliza Owen, head of research at CoreLogic.

Almost a third of real estate professionals surveyed had seen an increase in requests for rent reductions. Over a quarter had seen an increase in rental delinquencies, and 8.8 per cent had noted an increase in evictions. Of those who had seen an increase in rental delinquencies, 56.8 per cent were based in Victoria, suggesting renewed restrictions across the state have impacted tenants’ ability to service rent, Ms Owen noted.

Government ‘refusing’ to talk to real estate industry

The recent passing of the Retail Leases Amendment Bill 2019 further proves the Victorian state government’s unwillingness to work with the real estate industry, according to the REIV.

In a statement issued to REB, CEO Gil King and president Leah Calnan said the passing of the bill follows a number of pleas “directly to the Premier, the Treasurer and other ministers to pull the bill from Parliament during the COVID-19 pandemic” going unanswered.

Proposed policy to ‘cripple’ mum and dad investors

Small is the New Big co-founder Ian Ugarte said the NSW government’s proposed overhaul of existing planning provisions will spark negative consequences to housing affordability.

The housing commentator likened the proposed changes to a “sledgehammer to the existing polices when only a scalpel is needed”, noting the changes will “cripple the entire mum and dad investment sector, with the result being that only inefficient community housing providers or large profit-driven commercial property developers can operate in the sector”.

Houses fall by nearly $100bn

The COVID-19 pandemic has seen a correction in the housing market, with capital cities falling by $98 billion in total value, official figures have shown.

Numbers collated by the Australian Bureau of Statistics revealed that dwellings across the capitals have fallen by 1.8 per cent in the three months until 30 June.

Almost half of investors want to bolster portfolio in 6-12 months

A new survey has found that almost half of Australians with property in their pocket are actively looking to expand their investment portfolio in the next six to 12 months.

According to the 2020 PIPA Annual Investor Sentiment Survey, which gathered insights from over 1,000 property investors during August, Australians remain largely optimistic about buying in the months ahead, with 44 per cent of investors are looking to purchase in the next six to 12 months.

Where to now for the property market?

The recent COVID-19 outbreak in Victoria and, to a lesser extent, NSW highlights the extreme nature of this pandemic and how it is likely to remain part of our lives for many months or even years to come. So, what can we expect from the property market in the short, medium and long term as we deal with the fallout from COVID-19? Dominic Cavagnino asks.

Victorian government launches swather of grant packages

The Victorian government has announced a $100-million support package to assist sole traders in the state, building on a $3-billion support package announced on the weekend to support businesses.

All non-major FHLDS places now reserved

All 5,000 places allocated for participating non-major banks within the FHLDS have now been reserved for the 2020-21 financial year.

Could changing tax law boost regional property prices?

Property investors are urging the Australian government to change tax deductions for travel expenses related to their investment property as a way to stimulate the regional housing market.

According to the Property Club, over the past three years there has been a dramatic fall in property investment activity in regional markets, which started when then treasurer Scott Morrison banned travel expenses for property investors in the 2017 federal budget.

Forward this article to a friend. Follow us on Linkedin. Join us on Facebook. Find us on Twitter for the latest updates

Rate the article

About the author

Grace Ormsby

Grace is a journalist on Momentum Media's nestegg. She enjoys being able to provide easy to digest information and practical tips for Australians with regard to their wealth, as well as having a platform on which to engage leading experts and commentators and leverage their insight.

About the author

Grace Ormsby

Property

Mortgage rates to rise as a result of NZ’s unexpected inflation jump

Three-year bond yields have jumped almost 20 basis points after NZ’s largest inflation rise in over a decade. ...Read more

Property

Rental vacancy rates rise in east-coast CBDs

Vacancy rates nationally remained stable during the month of September. ...Read more

Property

A first home buyer with cold feet? Here are your options

Even first home buyers can get cold feet about stepping onto the property ladder. ...Read more

Property

Demand for affordable housing set to rise

New lending rules introduced by APRA could increase the demand for units and townhouses. ...Read more

Property

Victoria launches $500m fund for home buyers

The Victorian state government has launched a new scheme that promises to make life easier for first-time home buyers. ...Read more

Property

Value of housing outstrips $9 trillion

Five, short months after hitting $8 trillion, the total value of residential real estate in Australia has surpassed a new record of $9.1 trillion. ...Read more

Property

Over 50,000 Australians sign up for government home buyer schemes

The federal government has provided an update on its Home Guarantee Scheme for first home buyers and single parents. ...Read more

Property

How first-time home buyers can play to their strengths

First home buyers face an uphill battle, but that’s not to say they can’t be smart about it. ...Read more

Listen

APRA’s mortgage crackdown, the power of DeFi and last-minute tax tips

Listen now

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?

Listen now

Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?

Listen now

What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?

Listen now

Watch

nestegg Presents: Meet the Manager with Philip Ryan - Trilogy Funds

Watch now

nestegg Presents: Meet the Manager – Australian Solar Investments

Watch now

How much do you expect to spend at Christmas

Watch now

Is your super really that super?

Watch now

Read

Investors are more open to net zero but less savvy on the risks

The more time I spend looking at my money, the further I feel from financial freedom

Institutional backers could boost bitcoin by 6 digits

NSW tops up Dine & Discover scheme

Financial terms made easy

What Is A Personal Cash Loan - Video

What’s ethical investing?

What is a commodity?

What is a mortgage broker?

Website Notifications

Get notifications in real-time for staying up to date with content that matters to you.

sections

sections

sections

sections

sections

sections

sections

Most read

Australian auction house opens door to bitcoin bids...

Latest Podcast

APRA’s mortgage crackdown, the power of DeFi and last-minute tax tips ...

Resources

There is $17.5 billion in lost and unclaimed super across ...

Invest

Hot Property: Biggest headlines this week 3 - Sept 2020

Invest

Hot Property: Biggest headlines this week 3 - Sept 2020

Hot Property: Biggest headlines this week 3 - Sept 2020

RELATED ARTICLES

Mortgage rates to rise as a result of NZ’s unexpected inflation jump

Rental vacancy rates rise in east-coast CBDs

A first home buyer with cold feet? Here are your options

About the author

About the author

more on this topic

Property

Mortgage rates to rise as a result of NZ’s unexpected inflation jump

Property

Rental vacancy rates rise in east-coast CBDs

Property

A first home buyer with cold feet? Here are your options

Property

Demand for affordable housing set to rise

Property

Victoria launches $500m fund for home buyers

Property

Value of housing outstrips $9 trillion

Property

Over 50,000 Australians sign up for government home buyer schemes

Property

How first-time home buyers can play to their strengths

Watch

nestegg Presents: Meet the Manager with Philip Ryan - Trilogy Funds

nestegg Presents: Meet the Manager – Australian Solar Investments

How much do you expect to spend at Christmas

Is your super really that super?

Meet the Manager series with John Baini - Episode 1

Knowing your rights as a consumer

It PAYS to speak up about your finances

Meet The Manager: The hunt for yield continues domestically despite the Australian economy 'coming off the boil'

Is your car worth it?

Video: Trick or treat this tax time

Watch

nestegg Presents: Meet the Manager with Philip Ryan - Trilogy Funds

nestegg Presents: Meet the Manager – Australian Solar Investments

How much do you expect to spend at Christmas

Is your super really that super?

Listen

Sick of reading? Let the Nest Egg Podcast deliver information on topics as varied as crypto and emerging markets to retirement strategies and financial literacy straight to your ears.

APRA’s mortgage crackdown, the power of DeFi and last-minute tax tips

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?

Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?

What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?

The sea and tree-change norm; Square’s acquisition of Afterpay; Why you should think twice before turning to TikTok for advice

The Olympic effect on property and equity investors; COVID-19 Disaster Payments and super

Do lockdowns boost property prices? Are short-sellers levelling the playing field? Did you lodge your tax returns early?

Will lockdowns halt the housing boom? Is the metaverse taking over? And the cons of lodging your tax returns early

Are you being priced out of the market? Have you got the Tuesday blues? And are you ready for the upcoming super changes?

Are property prices set to crash? Should you jump on board the fintok craze? And how to prepare for this tax time

Listen

APRA’s mortgage crackdown, the power of DeFi and last-minute tax tips

What to expect as the end of lockdown looms? Will the Stage 2 tax cuts boost your tax return? Where should investors be looking as the economy reopens?

Could property prices inflate by another 20%? What’s happening in recent dividend announcements? Did your fund fail the YFYS test?

What does the NSW regional permit mean for property investors? Who really wins from the BHP-Woodside merger?

Borrow

nestegg will keep you informed about the latest in banking, credit cards, and loans. With our wide-range of comprehensive content, you can get all the information you need on how to borrow money more effectively.

Personal cash loans

Will these changes to joint account data sharing impact you?

What are term deposit interest rates?

Will a personal loan hurt my credit rating?