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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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Creeping house price rises a non-issue for central bank

By Cameron Micallef

September 26 2019
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Invest

Creeping house price rises a non-issue for central bank

By Cameron Micallef
September 26 2019

The governor of the Reserve Bank of Australia (RBA) has hinted at further cash rate cuts despite holding a belief that the economy has reached a slow turning point thanks to house price rises.

Creeping house price rises a non-issue for central bank

By Cameron Micallef

September 26 2019
Share

The governor of the Reserve Bank of Australia (RBA) has hinted at further cash rate cuts despite holding a belief that the economy has reached a slow turning point thanks to house price rises.

Dr Philip Lowe made the statements in a speech at the Armidale Business Chamber, dismissing concerns that housing prices are becoming an issue even if current growth projections meant they would reach a new record high in one and a half years.

Acknowledging it as true that prices have risen for a few months in a row now, he argued that people “have to remember for 18 months in a row houses fell in Sydney and Melbourne and they came down 15 per cent and they have just come up a couple per cent”.

“So, I am not particularly concerned about that,” Dr Lowe said, despite expecting prices will continue to rise.

“It seems quite possible that we could have a period now of rising housing prices because construction is slowing and population is still rising quite quickly.”

He noted that underlying drivers of housing prices are rearing their heads.

At the same time, the governor conceded that many households are “a bit reluctant to borrow, which is not surprising when their incomes aren’t growing strongly and banks are still reluctant to lend”.

But, from his position, Dr Lowe doesn’t see any of the above as cause for concern.

“From a monetary policy perspective, it’s not an issue at the moment, but it would become an issue if credit growth accelerated rapidly,” he said.

“But I see no signs of that at the moment.”

Instead, the governor hinted at further relief for mortgage holders, although he did note that banks might not pass on any further interest rate cuts in full.

“The market is forecasting cuts and further easing of monetary policy over the next year, and I think that is a reasonable expectation,” Dr Lowe concluded.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg and Smart Property Investment. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leverage their insights to grow your portfolio.

About the author

Cameron Micallef

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