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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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There is $17.5 billion in lost and unclaimed super across ...

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Can proptech get investors a better mortgage deal?

By Cameron Micallef

February 28 2020
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Invest

Can proptech get investors a better mortgage deal?

By Cameron Micallef
February 28 2020

Despite being the largest expense, the typical Australian does not have access to information allowing for smarter investment decisions to be made when it comes to purchasing a property, according to a leading expert.

Can proptech get investors a better mortgage deal?

By Cameron Micallef

February 28 2020
Share

Speaking to nestegg sister publication Smart Property Investment, Managed co-founder Nick Bouris explained how investing in property will be aided by technology.

“What we are going to see is this living profile of you as an investor. All your property information, all the loan information, the change in equity, changes in property prices, repayments on principal will all be fed into a live portfolio that will help you invest and grow your portfolio,” Mr Bouris said.

“You won’t need to prove your serviceability or your borrowing capacity. It’ll be reflected in what’s actually happened in your transactional banking, in your property portfolio, and what’s happening in the market with regard to prices.”

While Mr Bouris believes proptech will allow investors to get ahead through information and smarter strategy, Athena’s co-founder and CEO, Nathan Walsh, believes it allows investors to get a lower rate of repayment.

Highlighting this during the June, July and October rate cuts, Mr Walsh said none of them passed on the savings in full by the major players who are still using legacy systems.

“When you look at the fact that it was typically taking two weeks or more to pass that on, that cost in aggregate about $350 million. And the fact that they didn’t pass the rates on in full cost about $2 billion a year,” Mr Walsh said.

Proptech allows every one of those rate cuts to be passed on in full “in 10 minutes, not 10 days”.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg and Smart Property Investment. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leverage their insights to grow your portfolio.

About the author

Cameron Micallef

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