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10 HomeBuilder hotspots: What regions will benefit the most?
Strict eligibility criteria won’t stop a number of Australian regions from seeing above-average demand for the HomeBuilder scheme: Here are the 10 regions where owner-occupiers are best positioned to benefit from the $25,000 cash splash.
10 HomeBuilder hotspots: What regions will benefit the most?
Strict eligibility criteria won’t stop a number of Australian regions from seeing above-average demand for the HomeBuilder scheme: Here are the 10 regions where owner-occupiers are best positioned to benefit from the $25,000 cash splash.

CoreLogic has released a list of the top 10 regions it believes have a high proportion of owner-occupied properties, with values under $1.5 million – fulfilling two essential requirements for access to the scheme.
While Perth and Melbourne suburbs are well represented, there are a number of other locations where higher-than-average demand from the scheme is to be expected, CoreLogic has shown.
So what regions are set to see the most benefit from the scheme?
- Melbourne – south east
According to CoreLogic, there are 157,364 properties in Melbourne’s south east that are worth less than $1.5 million.

The region’s median value sits at $648,881, while it’s estimated that 93.7 per cent of households earn less than $200,000.
Suburbs include: Bayside, Greater Dandenong, Kingston, Monash
- Perth – north west
There are 145,889 properties in Perth’s north west that are highly likely to fall under the $1.5 million limit, with the median value of all properties in the region sitting at $468,461.
Approximately 88.5 per cent of households have an income that suits the HomeBuilder criteria, with incomes less than $200,000.
- Melbourne – west
With 141,444 sub $1.5 million properties in the region, Melbourne’s west properties post a median value of $577,817.
More than nine in 10 home owners are also estimated to have a household income under $200,000 (93.2 per cent).
- Gold Coast
There are potentially 132,976 properties on the Gold Coast that could be eligible for HomeBuilder, if value and owner-occupation rates are taken into account.
With a median value of $550,152 in the area, it’s estimated that 93.9 per cent of households in the area would be eligible for HomeBuilder based off of their household income.
- Melbourne – outer east
Across 130,307 properties in this Melbourne-based region, the median value of dwellings is $785,669.
With just 8.1 per cent of households calculated to have incomes higher than the threshold allowed by HomeBuilder, it’s another area that CoreLogic expects to see a construction spike.
- Perth – south east
Perth’s south east has 121,696 dwellings that could be eligible for the HomeBuilder scheme, based off rates of owner-occupation and dwelling value.
CoreLogic has also flagged a median value of $425,434 across the area.
Incorporating suburbs such as Armadale, Belmont and Kalamunda, CoreLogic believes 91 per cent of owner-occupiers would be eligible for the scheme based off of income statistics.
- Adelaide – north
Combined, there are 108,848 properties to the north of Adelaide’s CBD that are both owner-occupied, and worth less than $1.5 million, according to CoreLogic.
Across all properties, dwellings in the area capital share a median value of just $357,520.
With 96.9 per cent of households in the area reporting an income that’s under the upper limit as required to access the HomeBuilder grant, it’s highly likely that suburbs in the area will benefit from a short-term construction boom.
- Melbourne – north east
Melbourne’s north eastern corridor boasts 108,354 properties under the $1.5 million mark, with a median value of $679,160.
CoreLogic estimates 92.2 per cent of households in the area would fall into the salary cap required by the scheme.
- ACT
According to CoreLogic, 106,909 owner-occupied properties across the ACT are worth less than $1.5 million.
With a median value of $637,279 across all of the area’s properties, CoreLogic has also reported that more than eight in 10 households (83.9 per cent) could be eligible based on income brackets.
- Perth – south west
Perth’s south west area has approximately 105,948 owner-occupied properties that would fall under the $1.5 million valuation mark, with a median value across all the area’s dwellings of $437,637.
And with 88.6 per cent of households also posting incomes under the $200,000 limit for couples, there’s plenty of scope for owner-occupiers in the area to take on a renovation.
Did you enjoy this article? You may also be interested in:
- Who are HomeBuilder’s big winners and losers?
- Do’s and don’ts of the HomeBuilder scheme
- How property prices are set to survive the COVID-19 pandemic
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