array(1) { [0]=> &object(stdClass)#1648 (54) { ["id"]=> string(5) "13987" ["title"]=> string(68) "The benefits of defensive investing in the current financial climate" ["alias"]=> string(68) "the-benefits-of-defensive-investing-in-the-current-financial-climate" ["introtext"]=> string(295) "

Portfolio Manager at Lazard Asset Management, Aaron Binstead, joins host Grace Ormsby in this episode of the nestegg podcast to dissect Australia’s current ‘soft’ financial climate, and why defensive investing could be the right strategy for a multitude of investors.

" ["fulltext"]=> string(1308) "

Aaron defines defensive investing comparing it to conservative investment options, analyses the types of investors who should be considering it as an investment strategy, and provides examples of industries where Lazard Asset Management predict growth for investors – also delving into the criteria they assess investments against.

With diversification an important part of a thriving investment portfolio, Aaron reveals some of the diversification mistakes that investors make, what SMSF investors should consider when selecting investment opportunities, and how investment decisions can impact an individual’s portfolio.

Thanks Aaron, for sharing your insights with the Nest Egg podcast team!

You can keep up to date with what Aaron is up to HERE

Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(3) "302" ["created"]=> string(19) "2019-10-22 03:31:11" ["created_by"]=> string(4) "2394" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2019-10-22 05:33:15" ["modified_by"]=> string(4) "2394" ["modified_by_name"]=> string(10) "Tasha Levy" ["publish_up"]=> string(19) "2019-10-22 05:33:05" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(241) "{"image_intro":"images\/Aaron_Binsted_Web.jpg","float_intro":"","image_intro_alt":"Aaron Binstead, Lazard Asset Management","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(600) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","sent":"0","readingDiff":"3","canonical_link":""}" ["metadata"]=> string(68) "{"robots":"","author":"","rights":"","xreference":"","metatitle":""}" ["metakey"]=> string(59) "benefits, defensive, investing, current, financial, climate" ["metadesc"]=> string(200) "Portfolio Manager at Lazard Asset Management, Aaron Binstead, joins host Grace Ormsby in this episode of the nestegg podcast to dissect Australia’s current ‘soft’ financial climate, and why d" ["access"]=> string(1) "1" ["hits"]=> string(2) "31" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "1308" ["ordering"]=> string(1) "0" ["category_title"]=> string(7) "Podcast" ["category_route"]=> string(17) "resources/podcast" ["category_access"]=> string(1) "1" ["category_alias"]=> string(7) "podcast" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "74" ["author"]=> string(10) "Tasha Levy" ["author_email"]=> string(31) "[email protected]" ["parent_title"]=> string(9) "Resources" ["parent_id"]=> string(3) "300" ["parent_route"]=> string(9) "resources" ["parent_alias"]=> string(9) "resources" ["rating"]=> string(1) "5" ["rating_count"]=> string(1) "1" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#1925 (3) { ["data":protected]=> object(stdClass)#1666 (97) { ["article_layout"]=> string(14) "momentum:newne" ["show_title"]=> string(1) "1" ["link_titles"]=> string(1) "1" ["show_intro"]=> string(1) "0" ["info_block_position"]=> string(1) "0" ["info_block_show_title"]=> string(1) "1" ["show_category"]=> string(1) "1" ["link_category"]=> string(1) "1" ["show_parent_category"]=> string(1) "0" ["link_parent_category"]=> string(1) "0" ["show_associations"]=> string(1) "0" ["flags"]=> string(1) "1" ["show_author"]=> string(1) "1" ["link_author"]=> string(1) "0" ["show_create_date"]=> string(1) "0" ["show_modify_date"]=> string(1) "0" ["show_publish_date"]=> string(1) "1" ["show_item_navigation"]=> string(1) "1" ["show_vote"]=> string(1) "1" ["show_readmore"]=> string(1) "1" ["show_readmore_title"]=> string(1) "1" ["readmore_limit"]=> string(3) "100" ["show_tags"]=> string(1) "0" ["show_icons"]=> string(1) "1" ["show_print_icon"]=> string(1) "1" ["show_email_icon"]=> string(1) "1" ["show_hits"]=> string(1) "1" ["record_hits"]=> string(1) "1" ["show_noauth"]=> string(1) "0" ["urls_position"]=> string(1) "0" ["captcha"]=> string(0) "" ["show_publishing_options"]=> string(1) "1" ["show_article_options"]=> string(1) "1" ["save_history"]=> string(1) "1" ["history_limit"]=> int(10) ["show_urls_images_frontend"]=> string(1) "0" ["show_urls_images_backend"]=> string(1) "1" ["targeta"]=> int(0) ["targetb"]=> int(0) ["targetc"]=> int(0) ["float_intro"]=> string(4) "left" ["float_fulltext"]=> string(5) "right" ["category_layout"]=> string(14) "momentum:newne" ["show_category_heading_title_text"]=> string(1) "1" ["show_category_title"]=> string(1) "1" ["show_description"]=> string(1) "0" ["show_description_image"]=> string(1) "0" ["maxLevel"]=> string(2) "-1" ["show_empty_categories"]=> string(1) "0" ["show_no_articles"]=> string(1) "1" ["show_subcat_desc"]=> string(1) "1" ["show_cat_num_articles"]=> string(1) "0" ["show_cat_tags"]=> string(1) "1" ["show_base_description"]=> string(1) "1" ["maxLevelcat"]=> string(2) "-1" ["show_empty_categories_cat"]=> string(1) "0" ["show_subcat_desc_cat"]=> string(1) "1" ["show_cat_num_articles_cat"]=> string(1) "1" ["num_leading_articles"]=> string(2) "14" ["num_intro_articles"]=> string(1) "0" ["num_columns"]=> string(1) "0" ["num_links"]=> string(1) "0" ["multi_column_order"]=> string(1) "0" ["show_subcategory_content"]=> string(2) "-1" ["show_pagination_limit"]=> string(1) "0" ["filter_field"]=> string(4) "hide" ["show_headings"]=> string(1) "1" ["list_show_date"]=> string(9) "published" ["date_format"]=> string(0) "" ["list_show_hits"]=> string(1) "0" ["list_show_author"]=> string(1) "1" ["list_show_votes"]=> string(1) "0" ["list_show_ratings"]=> string(1) "0" ["orderby_pri"]=> string(4) "none" ["orderby_sec"]=> string(5) "rdate" ["order_date"]=> string(9) "published" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["show_featured"]=> string(4) "show" ["show_feed_link"]=> string(1) "1" ["feed_summary"]=> string(1) "0" ["feed_show_readmore"]=> string(1) "0" ["sef_advanced"]=> int(1) ["sef_ids"]=> int(1) ["custom_fields_enable"]=> string(1) "1" ["show_page_heading"]=> NULL ["layout_type"]=> string(4) "blog" ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["page_title"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["menu-meta_description"]=> string(180) "Let us help you decide how you want to invest your money on. Learn the best strategies in investing and options like cryptocurrency, bonds, mutual funds, property and stock market." ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(71) "Invest Money - Strategies and Tools for your Investment Goals | nestegg" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2019-10-22 05:33:05" ["slug"]=> string(74) "13987:the-benefits-of-defensive-investing-in-the-current-financial-climate" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(87) "/resources/podcast/the-benefits-of-defensive-investing-in-the-current-financial-climate" ["image"]=> string(28) "images/Aaron_Binsted_Web.jpg" ["image_alt"]=> string(39) "Aaron Binstead, Lazard Asset Management" } }

Wednesday, 23 October 2019

Try another search or check out these top posts

•Compulsory super has ‘failed Australians’

•How 6 ‘creative’ Aussies tried to fool the taxman

•Discovering the next big Aussie thing: 12 questions for investors

Latest Podcast

The benefits of defensive investing in the current...Read more

Resources

Claim your super...Read more

Invest

New record low predicted for cash rates: What it means for investors

By Reporter · April 04 2019

Reading:

Invest

New record low predicted for cash rates: What it means for investors

By Reporter
April 04 2019

Reading:

New record low predicted for cash rates: What it means for investors

By Reporter · April 04 2019

Reading:

The cash rate has been at a record low of 1.5 per cent for 32 months, and some are expecting a new record low in the next two years.

Once the election is “out of the way”, the Reserve Bank could be compelled to drop the cash rate to 0.5 per cent, according to economist Jonathan Pain.

“If we didn’t have this election in May, I think the Reserve Bank would have already been cutting rates,” Mr Pain said after the budget was announced this week.

What does it mean for investors?

NAB’s chief economist of markets, Ivan Colhoun, said he believes customers would be the beneficiaries of a reduced cash rate, noting that the “minor interest rate increases” seen last year was because “funding pressures moved against the banks”, forcing them to raise their rates.

“Those pressures have been coming off recently,” Mr Colhoun said, noting that this could change.

Meanwhile, NAB is anticipating two RBA cash rate cuts by the end of 2019 to 1 per cent – a view that was expressed by a number of industry pundits.

Mr Colhoun even said a rate drop could be seen as early as next month in the lead up to the federal election.

“If they don’t cut, I think the unemployment would begin to move up,” the chief economist said.

However, he implied it might be too early to tell whether there would be any further rate cuts next year.

“If the economy turned out weaker, then the RBA would keep cutting,” Mr Colhoun said, noting that NAB’s outlook is based on the assumption that the economy would continue growing at a “reasonable” pace.

Both Mr Pain and Mr Colhoun agreed on the importance of the cash rate, which some leaders had previously lamented lost significance as it had not deterred lenders from lifting their interest rates out of cycle from late last year.

“Does it matter? Absolutely. Because the majority of our mortgages in Australia are of the variable rate nature, floating rate nature. Whereas in the United States, for example, most of them are on fixed rates.

“What the cash rate setting the Reserve Bank has is very important for us from a business perspective and from a mortgage perspective.”