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Founder of Learn to Trade, Greg Secker’s investment journey began with him working in IT on a trading floor supporting the largest currency trader in London. With no real knowledge of finance and a $5000 gift from his mother, Greg entered the trading game and joins the Nestegg podcast to discuss his journey to success.

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Having previously joined the show to share how he is making a full-time income in only a few hours a week, Greg Morgan also joins host David Stratford to share how Learn to Trade set him on the path toward financial success, and why mindset and positivity is key to success as a trader.

The pair will explain why the current climate is the perfect time to be trading, explain the 5-2-1 rule and why it is so important, and reveal what the best investors are doing to cement their success.

You can keep up to date with what Learn to Trade are up to HERE

Have an investment story to share? Get in touch at [email protected] and you might get featured on the next episode.

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Why are less Australians going bankrupt?

By Cameron Micallef · July 25 2019

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Borrow

Why are less Australians going bankrupt?

By Cameron Micallef
July 25 2019

Reading:

Why are less Australians going bankrupt?

By Cameron Micallef · July 25 2019

Reading:

Bankruptcy administrations Australia-wide have fallen to a 24-year low, new statistics from the Australian Financial Security Authority showed.

Despite a commonly held belief that Millennials are money wasters, the Australian Financial Security Authority (AFSA) has revealed that 68 per cent of people applying for bankruptcy are 30 years or older.

The data also highlighted that Millennials reportedly have 30 per cent more in savings and are 45 per cent less likely to have a credit card, when compared with older generations.

What this means, according to Aravanis, is that a significant number of Millennials have abstained from acquiring unsecured credit card debt and instead are reliant on adequate savings.

Aravanis’ principal registered trustee, Andrew Aravanis, said that strong changes to government regulations have had an impact on younger Aussies accessing money.

“While I don’t think the stats necessarily reflect a decline in the number of people experiencing financial difficulty, it seems the decline in personal insolvencies are likely to be indicative of more protection and options being made available to consumers compared to just five years ago, let alone 24,” he commented.

“Generational trends aside, it’s clear that strict new credit regulations and reforms, teamed with higher levels of transparency in credit reporting, are ultimately making it harder for people to incur unsecured debts like credit cards,” Mr Aravanis continued.

Aravanis said that in addition to the royal banking commission, the major drivers of change to debt statistics have included reforms to the National Consumer Credit Act 2009, amendments to the banking code, as well as consumer credit reform that incorporated comprehensive credit reporting.

All of the changes flagged have come into effect in the previous two years.

Nest Egg has recently reported on the strong money-saving habits showcased my Millennials.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leveraging their insights to grow your portfolio.