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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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From financing a credit card debt to deciding on a home loan, Nest Egg’s got your back! " ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(66) "Borrow Money - Your Guide to Loans and Credit Management | nestegg" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2021-04-20 07:06:30" ["slug"]=> string(120) "16662:is-the-market-overheating-should-etfs-take-your-fancy-and-what-s-happening-to-the-low-and-middle-income-tax-offset" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(133) "/resources/podcast/is-the-market-overheating-should-etfs-take-your-fancy-and-what-s-happening-to-the-low-and-middle-income-tax-offset" ["image"]=> string(58) "images/podcasts/Angel_Zhong_Steve_Waters_Timothy_Munro.jpg" ["image_alt"]=> string(0) "" } }

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RBA inclined to continue slashing rates

By Cameron Micallef

July 26 2019
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Borrow

RBA inclined to continue slashing rates

By Cameron Micallef
July 26 2019

Australia should expect an extended period of low interest rates as the Reserve Bank of Australia tries to deliver on its inflation targets, according to the Reserve Bank governor.

RBA inclined to continue slashing rates

By Cameron Micallef

July 26 2019
Share

Australia should expect an extended period of low interest rates as the Reserve Bank of Australia tries to deliver on its inflation targets, according to the Reserve Bank governor.

In a speech made at the Anika Foundation Luncheon, governor Philip Lowe refused to rule out further rate reductions if the economy does not reach inflation targets, stating that “shifting the goalpost [on inflation] hardly seems like a good way to build long-term credibility”.

He added that “shifting the goalposts could also entrench a low inflation mindset”, with the bank still aiming for a 2 to 3 per cent increase to inflation.

How others got back on track

The governor cited Canada, Norway, Sweden and the United Kingdom as examples of other central banks focusing on inflation.

Despite mixed results, it appears that countries nearer to full employment capacity are more likely to have inflation close to target, Dr Lowe noted.

Lessons learned from Japan and the euro zone

The governor also considered the fact that Japan and parts of Europe have previously suffered an extended period of very low inflation as evidence for the need to focus on inflation targets, because for these economies, it became harder to get back on track due to a deflationary mindset taking hold.

Markets react

Off the back of the governor’s speech, the Australian dollar fell when compared to the US dollar, despite the United States’ Federal Reserve threatening to cut its own rates next week.

With rates continuing to drop worldwide, Payden & Rygel’s senior vice president, Brad Boyd CFA, has observed that each nation is trying to appear as competitive as it can.

“You have a little bit of a race to the bottom right now, in terms of wanting to look the cheapest compared to the rest of the world,” Mr Boyd said.

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About the author

Cameron Micallef

Cameron is a journalist for Momentum Media's nestegg and Smart Property Investment. He enjoys giving Aussies practical financial tips and tricks to help grow their wealth and achieve financial independence. As a self-confessed finance nerd, Cameron enjoys chatting with industry experts and commentators to leverage their insights to grow your portfolio.

About the author

Cameron Micallef

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