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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the ongoing NSW lockdown, the ins and outs of the COVID-19 Disaster Payments, and how Brisbane’s successful Olympics bid could impact equities and property.

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Steve Waters, director of Right Property Group, chats about the impact of the lockdowns on the property market, what the 2032 Olympics could mean for Brisbane’s market, and whether APRA might need to pull the handbrake to cool house price growth.

RMIT’s senior lecturer of finance, Dr Angel Zhong, delves into how the Olympics and other major events affect stock returns and what the implications are for investors.

And lastly, tax and super guru Timothy Munro talks about the near-record super returns, the COVID-19 Disaster Payments and what they mean for your super.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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From financing a credit card debt to deciding on a home loan, Nest Egg’s got your back! " ["secure"]=> int(0) ["page_description"]=> string(7) "nestegg" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(66) "Borrow Money - Your Guide to Loans and Credit Management | nestegg" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2021-07-27 06:38:13" ["slug"]=> string(94) "17126:the-olympic-effect-on-property-and-equity-investors-covid-19-disaster-payments-and-super" ["catslug"]=> string(11) "302:podcast" ["link"]=> string(107) "/resources/podcast/the-olympic-effect-on-property-and-equity-investors-covid-19-disaster-payments-and-super" ["image"]=> string(65) "images/podcasts/090321_Angel_Zhong_Steve_Waters_Timothy_Munro.jpg" ["image_alt"]=> string(0) "" } }

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There is $17.5 billion in lost and unclaimed super across ...

Borrow

The big banks making it easier to borrow

By Grace Ormsby

July 16 2019
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Borrow

The big banks making it easier to borrow

By Grace Ormsby
July 16 2019

Two of the big four banks have lowered the rate floor used for the consideration of customer lending, which looks likely to make it easier for borrowers to have loans approved.

The big banks making it easier to borrow

By Grace Ormsby

July 16 2019
Share

Two of the big four banks have lowered the rate floor used for the consideration of customer lending, which looks likely to make it easier for borrowers to have loans approved.

The decision by Westpac and ANZ to adjust their lending criteria is in response to the recent changing of lending criteria by the Australian Prudential Regulation Authority (APRA).

Before the change, if an individual appeared unable to pay back a loan at a mortgage rate of 7 per cent, they would not be approved for the loan.

Now, authorised deposit-taking institutions will be empowered to set their own review standards, as long as they factor in a buffer of at least 2.5 per cent interest.

ANZ was the first bank to announce it would be adjusting its criteria, dropping the serviceability rate to 5.5 per cent from 7.25 per cent, while increasing its sensitivity buffer to 2.5 per cent from 2.25 per cent.

Westpac has also moved its current interest rate floor down accordingly to 5.75 per cent from 7.25 per cent.

The bank also increased its buffer to be in line with APRA standards, lifting its rate to 2.5 per cent from 2.25 per cent.

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About the author

Grace Ormsby

Grace is a journalist on Momentum Media's nestegg. She enjoys being able to provide easy to digest information and practical tips for Australians with regard to their wealth, as well as having a platform on which to engage leading experts and commentators and leverage their insight.

About the author

Grace Ormsby

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