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In the age of the gig economy, the traditional 9-to-5 workday is no longer the only pathway to success.

" ["fulltext"]=> string(6162) "

Australians are increasingly turning their passions into paychecks by delving into side hustles. What starts as a part-time project or a hobby can often blossom into a full-time career, offering not just income but also the flexibility and personal satisfaction many workers crave.

Let’s explore some side hustles that have the potential to grow into flourishing full-time careers.

Side hustles that can turn into full-time careers

Freelance writing and content creation

The digital era has created a voracious demand for content. Skilled writers and content creators can find opportunities in blogging, copywriting, and social media management.

With a knack for words and an understanding of SEO (Search Engine Optimisation), one can start by taking on small freelance assignments.

Over time, building a strong portfolio and client base can lead to a lucrative full-time career, especially in niche markets that command specialised knowledge.

E-commerce and online retail

The world of online retail has exploded, with platforms like eBay, Etsy, and Shopify simplifying the process of setting up an online shop. Australians with an eye for market trends or a crafty hand can start small, using these platforms to sell products.

With the right product, marketing strategy, and customer service, this side hustle has the potential to become a thriving online business, with some entrepreneurs eventually expanding into brick-and-mortar stores.

Personal fitness training and wellness coaching

Health and wellness have become a priority for many, and this sector shows no signs of slowing down. If you have expertise and a passion for fitness, personal training can be an excellent side hustle.

Starting with a few clients can eventually lead to more referrals, and before you know it, you could be running your own fitness studio. Additionally, wellness coaching, which focuses on holistic health, is another avenue that has seen substantial growth.

Photography and videography

Photography and videography are highly versatile side hustles. Whether it’s weddings, corporate events, or portrait sessions, there’s always demand.

By building a strong portfolio and networking, this side hustle can become a full-fledged media production business. With the rise of digital marketing, the addition of drone photography and virtual tours can further expand your services.

Consulting and coaching

Professionals with experience in a specific industry can offer their expertise as consultants or coaches. Whether it’s business strategy, life coaching, or IT consulting, leveraging your professional network to find your first clients can set the foundation for a sustainable practice.

With the advent of remote work, consulting services can be offered to clients globally, significantly expanding the potential market.

App development and web design

For those with a technical bent, app development and web design can start as freelance projects and evolve into a full-time tech venture. With every business needing an online presence, skilled developers and designers are in high demand.

Starting with small projects can help you refine your skills, and as you build a reputation for quality work, larger projects and possibly even equity in start-ups could come your way.

Handmade crafts and artwork

Australia has a rich culture of art and craft, and platforms like Etsy have provided artisans with a global marketplace.

Whether it’s jewellery, home decor, or original artwork, turning a creative hobby into a business has never been easier. As your brand grows and you streamline your production, this artistic pursuit can become a significant source of income.

Tips for turning your side hustle into a career

1. Begin with manageable goals, but always have a vision for where you want to go.
2. Connect with others in your field and related fields to learn, find clients, and grow your presence.
3. Create a consistent brand across all your platforms to become easily identifiable and professional.
4. Markets change and new technologies emerge – adapt your business to stay ahead.
5. Use your initial earnings to improve and expand your services or products.

---

Side hustles offer a unique pathway to entrepreneurship. They allow individuals to test the waters of self-employment with relatively low risk and investment.

For many Australians, what begins as a way to earn a bit of extra cash can, with hard work and strategic planning, turn into a rewarding and profitable career.

So, if you have a passion or a skill currently on the sidelines, perhaps it’s time to consider how it might take centre stage in your professional life.

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• Yes

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In the age of the gig economy, the traditional 9-to-5 workday is no longer the only pathway to success.

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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(73) "/earn-money/side-hustle/side-hustles-that-can-turn-into-full-time-careers" ["image"]=> string(141) "https://res.cloudinary.com/momentum-media-group-pty-ltd/image/upload/v1701068208/Side_hustles_that_can_turn_into_full-time_careers_tbvalm.png" ["image_alt"]=> string(0) "" } [1]=> object(stdClass)#7976 (57) { ["id"]=> int(18353) ["title"]=> string(61) "Top firm says five factors are fuelling the Great Resignation" ["alias"]=> string(61) "top-firm-says-five-factors-are-fuelling-the-great-resignation" ["introtext"]=> string(85) "

According to PwC, the Great Resignation is showing no signs of slowing down.

" ["fulltext"]=> string(4103) "

In a recent survey conducted by PwC, one in five workers indicated that they are likely to switch to a new employer during the next several months.

The firm surveyed 52,195 workers in 44 countries and territories in what it described as one of the largest surveys of the global workforce.

According to the findings, Gen Z workers are most likely to find a new employer in the next 12 months (27 per cent), followed by Millennials (23 per cent), Gen X'ers (15 per cent) and Baby Boomers (9 per cent).

PwC found that people are less likely to leave if they find their job fulfilling, feel they can be their true self at work, feel fairly rewarded financially, feel their team cares for them, and have a manager who listens.

“There is a tremendous need for business to do more to improve the skills of workers, while being conscious of the risk of polarisation if opportunities to develop aren't provided right across society,” said PwC global chairman Bob Moritz.

“At the same time, workers are not just looking for decent pay, they want more control over how they work and they want to derive greater meaning from what they do.

“By acquiring skills, workers can gain the control over the work they are looking for. Leaders have to adapt to build the teams needed to successfully deal with the challenges and opportunities of today and those yet to come.”

Higher pay is still the most important factor for employees contemplating a change in work environment (71 per cent). However, wanting a fulfilling job (69 per cent) and wanting to truly be themselves at work (66 per cent) were also seen as major motivators.

“In a tight labour market, it is even more important that organisations take a human-led, tech-powered approach,” commented PwC’s global tax and legal services leader Carol Stubbings.

“That means investing in both digital transformation and in skills. Investment should be guided by a principle of equity, with a focus on strengthening the capabilities of skilled employees, providing access routes for those who lack skills and automation that frees up people to do what only people can do.”

PwC’s research also found that women were 7 percentage points less likely than men to feel they were fairly rewarded financially, and also 7 points less likely to ask for a raise.

Furthermore, women are also said to be less likely to ask for a promotion.

“It is bad for society and bad for business when there is a failure to ensure women have the same opportunities as men to develop their skills and careers,” said the co-leader of PwC's global people and organisation services.

“One of the quickest ways to strengthen the workforce is to ensure women are not overlooked - which means addressing the culture, systems and structures that can lead to women losing out.”

Earlier this month, new independent research run by global talent solutions provider Robert Half highlighted that 86 per cent of employers are “concerned” about valued team members leaving in favour of new opportunities.

The firm’s latest Salary Guide for 2022 illustrated a difficult path for employers feeling the pressure to create conditions that will retain employees, with 75 per cent predicting turnover will increase this year compared to the pre-pandemic period. The research also found that 80 per cent of employers are planning award salary increases this year as a means to retain existing employees.

The research, however, warned that boosting compensation is “only part of a swathe of new tactics taking aim at retaining top talent in the year ahead”.

“With flexibility being cited as the number one reason for the rising turnover, work-life balance benefits have become a must-have for most employees in today’s market and most companies are actively taking steps to meet those demands,” the research said.

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• Yes

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According to PwC, the Great Resignation is showing no signs of slowing down.

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string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(73) "/earn-money/top-firm-says-five-factors-are-fuelling-the-great-resignation" ["image"]=> string(48) "images/article-826x550/resignation-letter-ne.jpg" ["image_alt"]=> string(11) "resignation" } [2]=> object(stdClass)#7975 (57) { ["id"]=> int(18325) ["title"]=> string(57) "The ATO will be focusing on these four issues at tax time" ["alias"]=> string(57) "the-ato-will-be-focusing-on-these-four-issues-at-tax-time" ["introtext"]=> string(111) "

The tax office has indicated it will be scrutinising areas where taxpayers are known to make mistakes.

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The ATO has confirmed it will be focusing on four key areas this tax time to make sure that there is an “appropriate level of scrutiny” on the reporting of deductions and income.

recordkeeping, work-related expenses, capital gains from crypto, property and shares, and rental property income and deductions are the four stated priorities of the tax office this year.

“The ATO is targeting problem areas where we see people making mistakes,” ATO assistant commissioner Tim Loh said.

Aussies who deliberately try to increase their tax refund, falsify records or cannot substantiate their claims are set to face firm action according to the ATO.

“We know there is still some weeks left until tax time, but if you start organising the income and deductions records you’ve kept throughout the year, this will guarantee you a smoother tax time and ensure you claim the deductions you are entitled to,” said Mr Loh.

With the ongoing prevalence of hybrid working, the ATO indicated that it expected to see a reduction in car, clothing and other work-related expenses including parking and tolls for those who have continued to work from home.

Taxpayers are able to claim a deduction for work from home expenses using either the shortcut, fixed rate and actual cost methods but must ensure they meet the appropriate eligibility and recordkeeping requirements.

“Each individual’s work-related expenses are unique to their circumstances. If your working arrangements have changed, don’t just copy and paste your prior year’s claims,” warned Mr Loh.

“If your expense was used for both work-related and private use, you can only claim the work-related portion of the expense. For example, you can’t claim 100 per cent of mobile phone expenses if you use your mobile phone to ring mum and dad.”

For taxpayers who have disposed of an asset this financial year, including property, shares or crypto, the ATO said that they need to calculate a capital gain or capital loss and then include this in their tax return.

Particular emphasis was placed on crypto-assets including non-fungible tokens (NFTs).

“Crypto is a popular type of asset and we expect to see more capital gains or capital losses reported in tax returns this year. Remember you can’t offset your crypto losses against your salary and wages” Mr Loh noted.

“Through our data collection processes, we know that many Aussies are buying, selling or exchanging digital coins and assets so it’s important people understand what this means for their tax obligations.”

Research has found that around 5 per cent of Aussies now own at least one cryptocurrency, however many have not thought about how these investments affect them at tax time.

Finally, the ATO said that rental property owners must make sure they include all the income they have received from the rental property in their returns.

This includes short-term rental arrangements, insurance payouts and rental bond money that has been retained.

“We know a lot of rental property owners use a registered tax agent to help with their tax affairs. I encourage you to keep good records, as all rental income and deductions need to be entered manually, you can ask your registered tax agent for assistance,” said Mr Loh.

“If we do notice a discrepancy, it may delay the processing of your refund as we may contact you or your registered tax agent to correct your return. We can also ask for supporting documentation for any claim that you make after your notice of assessment issues.”

The ATO indicated that a rush of tax returns lodged in July often resulted in many mistakes when taxpayers have failed to include interest, dividends and payments from government agencies and private health insurers.

Pre-filled information is typically available by the end of July for most Aussies, which the ATO said can help make the process smoother while also saving time.

“You can check if your employer has marked your income statement as ‘tax ready’ as well as if your pre-fill is available in myTax before you lodge. That way, an amendment doesn’t need to be made later, which could result in delays to your refund,” noted Mr Loh.

“While we receive and match a lot of information on rental income, foreign sourced income and capital gains events involving shares, crypto-assets or property, we don’t pre-fill all of that information for you.”

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The tax office has indicated it will be scrutinising areas where taxpayers are known to make mistakes.

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As workplace managers face a swiftly evolving employment market that’s increasingly favouring the demands of white-collar employees and jobseekers, bosses are falling under mounting pressure to preserve their workforce or else risk a brain drain.

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The relatively new post-pandemic trend of employees upending their jobs and seeking employment refuge with better perks elsewhere, often dubbed as the “Great Resignation”, has become a growing headache for employers within the finance, technology, and business support sectors. They now face the challenge of having to compete with more attractive offers regarding salary and flexible work-life balance.

That’s the finding of a new independent research run by global talent solutions provider Robert Half, which highlighted that 86 per cent of employers are “concerned” about valued team members leaving in favour of new opportunities.

The numbers published in Robert Half’s latest Salary Guide for 2022, illustrate a difficult path for employers feeling the pressure to create conditions that will retain employees, with 75 per cent predicting turnover will increase this year compared to the pre-pandemic period. The research found that 80 per cent of employers are planning award salary increases this year as a means to retain existing employees. 

But while nearly half (46 per cent) of business leaders said they are planning to increase salaries for all employees in finance, tech, and business support, just over one-third (34 per cent) said they are only planning to increase salaries for their top performers.

And those salary increases may come at a great cost to the employers, but with potentially high gains for valued employees, as the research from Robert Half found that specialised professionals with highly demanded skills may find themselves in a better bargaining position that could net them an average pay rise of 11.4 per cent.

Robert Half cited the Australian Bureau of Statistics (ABS), noting that is more than 9 per cent above the forecast national annual wage growth of 2.3 per cent.

The research said it’s crucial for employers to offer competitive salaries to minimise the risks of high turnover in 2022, but warned that boosting compensation is “only part of a swathe of new tactics taking aim at retaining top talent in the year ahead”.

“With flexibility being cited as the number one reason for the rising turnover, work-life balance benefits have become a must-have for most employees in today’s market and most companies are actively taking steps to meet those demands,” the research said.

And employees may find relief in the numbers reflecting employers’ more welcoming attitudes towards remote working, with 55 per cent of employers new focused on offering flexibility and work-life balance through remote work arrangements, and 48 per cent allowing employees to autonomously set their own work hours.

Robert Half senior managing director, David Jones, said employers in 2022 have reason to be concerned about losing employees this year.

“In stark contrast to the past few years of stagnancy, skilled talent are actively being poached by competing organisations and have multiple job offers with generous salary packages from businesses who are undertaking exciting growth initiatives,” Mr Jones said.

He said that it is one of the most “fruitful” times to be a jobseeker in recent years, and employees are aware of their bargaining power, so that will translate into a higher rate of job switching.

“Employers looking to retain their top talent will be under pressure to financially incentivise loyalty or risk an exodus of tenured knowledge. Remuneration will be a key driver behind whether an employee chooses to remain with an employer – perhaps more so this year than pre-pandemic because inflation is high, yet national wage growth is low, so employees who remain with a company without a pay increase are ultimately going backwards,” Mr Jones added.

He called on businesses to approach this new employment trend with a “dynamic ‘always on’ approach” to employee retention, working on the basis that their top performers are the most likely to be poached by competitors.

He also feels that alongside salaries, businesses will also need to bolster retention efforts through clear career development pathways, offering competitive bonuses, and heeding demands for flexible working arrangements.

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• Yes

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As workplace managers face a swiftly evolving employment market that’s increasingly favouring the demands of white-collar employees and jobseekers, bosses are falling under mounting pressure to preserve their workforce or else risk a brain drain.

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["data":protected]=> object(stdClass)#8573 (10) { ["hint"]=> string(29) "Paste your embedded code here" ["class"]=> string(0) "" ["label_class"]=> string(0) "" ["show_on"]=> string(1) "2" ["render_class"]=> string(0) "" ["showlabel"]=> string(1) "1" ["label_render_class"]=> string(0) "" ["display"]=> string(1) "2" ["layout"]=> string(0) "" ["display_readonly"]=> string(1) "2" } ["initialized":protected]=> bool(true) ["separator":protected]=> string(1) "." } ["type"]=> string(6) "editor" ["default_value"]=> string(0) "" ["context"]=> string(19) "com_content.article" ["group_id"]=> int(2) ["label"]=> string(14) "Embedded Video" ["description"]=> string(0) "" ["required"]=> int(0) ["only_use_in_subform"]=> int(0) ["language_title"]=> NULL ["language_image"]=> NULL ["editor"]=> NULL ["access_level"]=> string(6) "Public" ["author_name"]=> string(18) "Jeremiah Sebastian" ["group_title"]=> string(22) "Summary points + video" ["group_access"]=> int(1) ["group_state"]=> int(1) ["group_note"]=> string(0) "" ["value"]=> string(0) "" ["rawvalue"]=> string(0) "" } } ["link"]=> string(72) "/earn-money/salary/employers-scrambling-to-prevent-workplace-brain-drain" ["image"]=> string(49) "images/article-826x550/job-interview-panel-ne.jpg" ["image_alt"]=> string(11) "job seekers" } [4]=> object(stdClass)#7973 (57) { ["id"]=> int(18327) ["title"]=> string(51) "Most voters believe JobSeeker rate should be lifted" ["alias"]=> string(51) "most-voters-believe-jobseeker-rate-should-be-lifted" ["introtext"]=> string(142) "

Nearly half of Aussies said they would likely vote for a candidate who promised to lift the JobSeeker payment above the poverty line.

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The current JobSeeker rate of $46 a day is unable to sustain most Aussies and many believe the payment should be increased to help lift people out of poverty.

The findings from a survey commissioned by the Australian Council of Social Services (ACOSS) put pressure on the next government to potentially raise the JobSeeker rate.

Around 46 per cent of respondents said they would be more likely to vote for a politician whose party committed to increasing the rate above the poverty line of $70 a day in order to cover the cost of basics.

“For too long, politicians have tried to justify their inaction on political grounds, but this poll shows they are not justified in that reasoning, the public want to see an increase in the rate of JobSeeker,” said ACOSS acting CEO Edwina MacDonald.

“This poll sends the next Federal Government a very clear message from the public, the current rate of JobSeeker is too low - it’s time to change course and support people doing it tough.”

In contrast, only 11 per cent of voters indicated they would be less likely to support a candidate who promised to lift the rate.

More than 76 per cent of Aussies said they would not be able to live on JobSeeker and 68 per cent said they agreed the rate should be increased to more than $70 a day.

Additionally, 38 per cent of respondents either somewhat or strongly disagreed that the federal government was doing enough to financially support people living on JobSeeker.

“People in Australia are fair minded. They want to see their community get the support they need during tough times. Since the pandemic, more people know what it’s like to have recently lost paid work. Many had a brush with fate during the pandemic, either losing a job or seeing it happen to someone they care about,” said Ms MacDonald.

"Poverty is not a natural occurrence in society, it’s a policy choice. The federal government could, with the stroke of a pen, lift millions of people out of poverty and they would have strong support from the public in doing so.”

In March, the government announced that recipients of JobSeeker and other social security payments would begin receiving an extra 2.1 per cent as a result of rising inflation.

As part of this year’s budget, JobSeeker recipients were also among the six million Australians to receive a one-off cost of living payment of $250.

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• Yes

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Nearly half of Aussies said they would likely vote for a candidate who promised to lift the JobSeeker payment above the poverty line.

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Many taxpayers feel that they may be missing out on deductions in their tax returns.

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As the end of the financial year approaches, a new survey has revealed that 56 per cent of Aussie taxpayers find tax time to be stressful.

Commissioned by cloud-based tax software TaxTank, the survey indicated that 54 per cent of taxpayers were not confident they were claiming all of their deductions while 19 per cent said that they were sure they were missing out.

“It’s not uncommon for taxpayers to feel stressed at tax time - it’s often a mad rush to consolidate expenses for a looming deadline where you have no idea what the outcome might be, especially if you're planning to self-lodge,” said TaxTank founder Nicole Kelly.

“You’re also having to spend countless hours trawling through transactions and searching for receipts and knowing you’re missing things - nobody wants that.”

TaxTank linked the stress and lack of confidence reported by taxpayers to the time that is typically dedicated to taxes, as 49 per cent of respondents suggested that they spend less than four hours each year managing their taxes.

“It might sound counterintuitive at first, but taking just a few minutes every week to proactively manage your expenses and possible deductions can actually save you a lot of time, not to mention reducing stress and greatly improving the outcome of your return,” said Ms Kelly.

Keeping receipts and documents in a folder was the most popular method for managing taxes with 31 per cent of Aussies, while 10 per cent described their system as a mess.

The survey also found that the expanded low and middle-income tax offset announced as part of this year’s budget would drive 36 per cent of taxpayers to lodge their returns as soon as possible.

However, 24 per cent said that they were not aware that the offset had been increased by the federal government.

In terms of other views on taxes, 28 per cent of Aussies believed they paid too much tax and 25 per cent felt they were getting ripped off.

Additionally, 42 per cent of respondents said they had a distrust for the ATO and 10 per cent felt the tax return process was unfair due to its complexity.

“There’s clearly varying elements of confusion, ambiguity and distrust when it comes to paying tax, and our view is that most of these issues can be alleviated with increased transparency and planning,” Ms Kelly concluded.

“Having the visibility and ability to actively manage your tax position 24/7 gives Australians the certainty they want to see and feel, when it comes to managing their tax.”

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Many taxpayers feel that they may be missing out on deductions in their tax returns.

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