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On this episode of The nestegg Podcast, host Maja Garaca Djurdjevic and three experts discuss the latest in equities, property investing and super.

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Steve Waters, director of Right Property Group, chats about the latest in property, including the much-talked-about use of macro-prudential measures to cool the rapidly expanding market.

RMIT’s senior lecturer of finance, Dr Angel Zhong, talks about soaring ETFs, what they are and why young investors, in particular, are jumping onboard their latest surge. Dr Zhong also takes a closer look at BNPL platforms.

And lastly, tax and super guru Timothy Munro gives his thoughts on Prime Minister Scott Morrison’s choice to backtrack on any further SG changes and looks at the impending end of the low and middle income tax offset.

Have a question for our experts? Get in touch at [email protected] and you might get featured on the next episode.

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A nation of cheap travellers

By Grace Ormsby

March 09 2020
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A nation of cheap travellers

By Grace Ormsby
March 09 2020

Nearly one in two Australians consider themselves to be thrifty travellers, but when they do spend money on holidays, a number of areas do stand out.

A nation of cheap travellers

By Grace Ormsby

March 09 2020
Share

Nearly one in two Australians consider themselves to be thrifty travellers, but when they do spend money on holidays, a number of areas do stand out.

A new ING survey has found 47 per cent of Aussie travellers stick to a conservative travel budget and restrict unnecessary splurging when they do holiday.

But when they do spend money, the research revealed accommodation, cultural and historical experiences, and eating out to be the top three most important things Australians do choose to splurge on.

Half of respondents (50 per cent) agreed that off-peak travel and the visiting of less-touristy areas would also provide cost savings.

Nearly 30 per cent (29 per cent) of respondents also considered travel to more affordable destinations or “second cities” as a way to save more money.

ING has shown that there are eight priority areas where Australians do value spending money:

1. Accommodation (70 per cent)
2. Cultural or historical experiences (68 per cent)
3. Eating out (61 per cent)
4. Shopping (24 per cent)
5. Sporty activities (20 per cent)
6. Buying gifts for family and friends (20 per cent)
7. “Thrilling” activities (19 per cent)
8. Clubbing and nightlife (18 per cent)

Acknowledging that we are a nation looking to minimise money waste, even when we travel, ING head of retail Melanie Evans said Australians stick to budgets “that don’t allow for frivolous spending”.

She also commented that “when it comes to cutting back on holiday spending, one of the easiest ways is opting for a card that doesn’t charge unnecessary overseas fees”.

“It’s great to see a quarter (26 per cent) of Aussies are already using credit or debit cards that don’t charge international or ATM withdrawal fees,” she said.

“But there are still a number of Aussies who are burdened by carrying an excessive ‘travel wallet’ and being charged fees that could be avoided.”

The research also revealed that half of travellers (51 per cent) still carry a mixed wallet when travelling, incorporating cash, travel cards and debit cards.

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About the author

Grace Ormsby

Grace is a journalist on Momentum Media's nestegg. She enjoys being able to provide easy to digest information and practical tips for Australians with regard to their wealth, as well as having a platform on which to engage leading experts and commentators and leverage their insight.

About the author

Grace Ormsby

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